JP2000090327A - Automatic teller machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To speedily deal with the update of whole bank data files by installing an update means updating the whole bank data files in accordance with an update content inputted by means of an input operation part. SOLUTION: Whole bank data files are updated by a direct manual operation while being supported with a softurare. Namely, a processing screen exclusive for clerk is called (501) onto an internal monitor, and a whole bank file rewriting key is depressed (502), then the screen is rewritten to a bank selection screen (503). The key of a target bank name is depressed in the bank selection screen (504). The key of a target branch name is pressed in a branch selection screen (506). The screen is changed into a recognition screen for branch deletion (507). When a recognition key is depressed (508), data of the selected branch is deleted from the whole bank data files of a hard disk device. Thus, the whole bank data files are updated (509).

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus used for various transactions with customers in financial institutions and the like.

[0002]

2. Description of the Related Art In recent years, a magnetic card or a magnetic passbook with a magnetic stripe recorded with account information provided by a user (customer) has been accepted, and cash requested by the user has been automatically paid through communication with a host computer. Automated transaction machines (ATMs), such as automated teller machines, automated teller machines, and automated teller machines, that have been developed rapidly as devices to automate bank counter operations, have been installed at each financial institution and provided to users. Providing quick service. In addition, recently, an automatic transfer transaction that accepts cash and transfers the received cash to another bank account or transfers an amount from the account to another bank account by card transaction has been developed and put into practical use. I have.

[0003] In such an automatic transaction apparatus, after a user inputs necessary information for transactions such as the type of financial institution, the name of financial institution (such as a bank name), the name of a branch, and an account number, the user is connected online. The desired transaction is executed through communication with the host computer. In such an automatic transaction apparatus, when a user performs an input operation for a transaction, a selection key of a type of a financial institution and a selection key of a name of a financial institution (such as a bank name) are provided in order to support the operation. , Branch name selection keys, etc. are displayed in the order of hierarchy on the display screen with the operation touch panel, and the user selects a business partner by designating the desired one from among the displayed selection keys for each hierarchy. You can do it.

The type of financial institution, the name of financial institution,
Information about financial institutions, such as branch names, is referred to in the art as "all banking institution data files."
This data file for all banking institutions should be modified by opening a new branch or closing an existing branch. Provision of the modified data file of all banking institutions to each financial institution is usually carried out by distributing a recording medium such as a floppy disk recording the file or by downloading from a host computer using an online line for transactions. Done. Rewriting of all bank institution data files using this online line is one of the functions called "remote maintenance" and has already been adopted by some financial institutions. However, in reality, most other financial institutions adopt an updating method using a recording medium such as a floppy disk.

[0005] A method of updating all bank institution data files using the floppy disk will be described more specifically. The automatic transaction device attempts to read data from a floppy disk set in the floppy disk device at the time of startup. When a floppy disk on which all bank institution data files are recorded is set, all bank institution data files are read from the floppy disk and written to the hard disk device of the automatic transaction apparatus. At this time, if there is an existing old bank data file, the data is overwritten with the new bank data file on the floppy disk, thereby updating the bank data file.

[0006]

When all bank institution data files on the automated teller machine are updated by a method of distributing a recording medium such as a floppy disk, the update date and time is based on the actual date of opening / closing of the branch. There may be a large delay.

[0007] Such a delay in updating all bank institution data files causes the following problems.

A. If all bank institution data files in the automated teller machine are old, the new branch name is not displayed on the customer service display screen. This may confuse users who want to do business with the newly established branch.

B. If all the bank institution data files in the automated teller machine are old, the closed branch name is displayed on the display screen for the customer service. For this reason, the user proceeds with a procedure operation for conducting a transaction with the closed branch. In this case, it is necessary for the bank to perform the transaction in the paperwork so that there is no problem, which increases the burden on the bank. On the other hand, the magnitude of the damage that can be caused to the user is incalculable. For example, if the transaction is delayed by the time required for the paperwork on the bank side, the transaction as intended by the user is not achieved, and in some cases, a major accident may occur.

[0010] In addition, if a bank without the remote maintenance function wants to urgently delete a branch, the bank must create a special version of all bank institution data files, which is costly. is there.

The present invention has been made in view of such a conventional situation, and an object thereof is to provide an automatic transaction apparatus which can quickly respond to updating of all bank institution data files.

Another object of the present invention is to provide an automatic transaction apparatus capable of flexibly changing the contents of all bank institution data files in the field of its operation.

[0013]

That is, an automatic transaction apparatus according to the present invention has a storage device for storing all bank institution data files and an arbitrary update content for all the bank institution data files stored in the storage device. And an updating means for updating all the bank institution data files in accordance with the update content input by the input operation unit.

According to the present invention, an automatic transaction apparatus having no remote maintenance function can arbitrarily update all bank institution data files by an input operation from an input operation unit. That is, conventionally, updating of all bank institution data files required a recording medium such as a floppy disk provided from the outside for updating all bank institution data files. However, in the present invention, updating of all bank institution data files is required. As soon as the contents are confirmed by some means of communication, the staff can manually update all bank institution data files.

Further, the automatic transaction apparatus of the present invention has a storage device for storing all bank institution data files, and an input operation for inputting an arbitrary update content for all bank institution data files stored in the storage device. Unit, first updating means for updating the all bank institution data files in accordance with the update content input by the input operation unit, and recording all the bank institution data files updated by the first updating means on a recording medium Recording means for reading, and reading means for reading the all bank institution data files from the recording medium,
A second updating unit for updating all the bank institution data files stored in the storage device with the all bank institution data files read by the reading unit.

According to the present invention, all bank institution data files updated by manual operation of a clerk are copied to a recording medium such as a floppy disk, and using this recording medium, all the bank institution data of another automatic transaction apparatus are used. File can be updated. That is, according to the present invention, in a store or the like in which a plurality of automatic transaction devices are installed, if all the bank institution data files of one device are updated manually, all the bank institution data files of the other devices can be updated. Can be updated by copying from a recording medium in which all bank institution data files updated by manual operation are recorded. For this reason, the work of updating all bank institution data files of a plurality of automatic transaction devices can be performed more easily and efficiently.

Further, in the present invention, the second updating means determines whether the all bank institution data files read from the recording medium by the reading means and the all bank institution data files stored in the storage device are new or old. If all the bank institution data files read from the recording medium are newer, all the bank institution data files stored in the storage device are overwritten and updated with the all bank institution data files. By doing so, it is possible to avoid occurrence of an accident such that the entire bank institution data file is updated by mistakenly using the recording medium on which the old all bank institution data file is recorded.

Further, the automatic transaction apparatus according to the present invention has a storage device for storing all bank institution data files, and an arbitrary update content for the first all bank institution data file stored in the storage device. An input operation unit for performing an operation, and a first operation unit for updating the first all bank institution data file in accordance with the update content input by the input operation unit
Updating means, reading means for reading the second all-bank-institution data file from a recording medium provided from the outside, and the second all-bank-institution data file read by the reading means and stored in the storage device Second update means for judging whether the data file is new or old with the first all bank institution data file, and updating the one all bank institution data file with the newer all bank institution data file. Is what you do.

According to the present invention, it is also possible to avoid an accident such that the entire bank institution data file is updated by mistakenly using the recording medium on which the old all bank institution data file is recorded.

[0020]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 shows the appearance of an automatic transaction apparatus according to an embodiment of the present invention. In the figure, a customer service operation unit 2 is formed on a front surface of a housing 1. A bill slot 3 is provided on the horizontal surface of the customer service operation unit 2 so that a large number of bills can be loaded at a time and the released bills are collectively received. The bill slot 3 is openable and closable. 4 are provided. A color CRT display device 5 having a transparent touch sensor panel on a display surface is provided on a horizontal surface of the customer service operation unit 2. This color CRT display device 5
Displays the operation procedure and other information on the screen using characters, words, illustrations, or image information to guide the user, and to display the numbers, katakana, alphabet, confirmation and cancellation characters on the touch sensor panel. By touching the part with a finger, it is possible to input desired information such as a financial institution to be traded, a password, an amount, an account number, approval, confirmation or cancellation of the transaction.

On the vertical surface of the customer service operation unit 2, an ID card (trademark) as a transaction medium in which personal identification information such as an account number is recorded on a magnetic stripe (MS) or the like in order to identify the user (customer). A so-called cash card, etc.) and a card slot 6 for receiving a transfer card in which the name of a transfer destination, an account number, etc. are described as described later, a passbook port 7 for receiving a magnetic passbook or a transfer card as a transaction medium, a printed receipt Receipt port 8 for discharging the (detailed table), coin input port 9 for inputting a large number of coins at once,
A coin receiving slot 10 for collectively receiving the released coins, a staff key 11 operated by a staff, and the like are provided.

FIG. 2 is a diagram showing the configuration of the above-described automatic transaction apparatus divided into functional units. As shown in FIG. 1, this automatic transaction apparatus includes a card reader unit 21, a receipt printer unit 22, a passbook printer unit 23, a banknote depositing / dispensing unit 24, a coin depositing / dispensing unit 25, a customer service unit 26, a voice guidance unit 27, Monitor 28,
It comprises a hard disk drive (HDD) 29, a floppy disk drive (FDD) 30, a transmission control unit 31 for LAN connection, a main control unit 32, a power supply unit 33 and the like.

The card reader unit 21 has a card slot 6
Information reading unit 21a for reading account information such as an account number from a magnetic stripe (MS) of an ID card received from the company
And an image reading unit 21b for reading transfer information such as a transfer destination name and an account number from a transfer information card received from the transfer information card received from the card slot 6 as image data.

The receipt printer unit 22 issues a receipt (specification) on which transaction contents are printed, and discharges the receipt from the receipt port 8.

The passbook printer unit 23 reads and writes data on the magnetic stripe of the passbook received from the passbook mouth 7 and prints the transaction contents and the like on the passbook and journal paper for recording as necessary. I do. In addition, the transfer information of the transfer transaction is recorded on the original transfer card, and the transfer card is issued by printing the image information, and the transfer card is discharged from the passbook 7 or the transfer card received from the passbook 7. Data is read from or written to the magnetic stripe.

The banknote pay-in / pay-out unit 24 discriminates, counts, and stores the banknotes put into the banknote slot 3 all at once, and if necessary, takes out a predetermined number of banknotes stored in a safe beforehand and outputs the banknotes. Pay out all at once from mouth 3.

The coin deposit / withdrawal unit 25 is provided with a coin slot 9.
In addition to discriminating, counting and storing coins that have been collectively inserted into the safe, a predetermined number of coins previously stored in the safe are taken out and paid out from the coin receiving slot 10 collectively.

The customer service unit 26 is provided with the above-described color CR.
It comprises a T display device 5 and a touch sensor panel. The voice guidance unit 27 performs guidance to guide the user's operation by voice.

The internal monitor 28 notifies the staff involved in the operation of the present apparatus of the state of the present apparatus, and inputs operation instructions from the staff.

The hard disk device 29 and the floppy disk device 30 record various kinds of information and transaction contents necessary for a transaction including a program of a processing procedure related to the operation of the present device, a record of an operation status of the present device, It stores special information set unique to this device. In addition,
In the present embodiment, all bank institution data files are stored in the hard disk drive 29.

The transmission control unit 31 controls data transmission with a server connected via the LAN 34.

[0033] The main control unit 32 performs overall control of the automatic transaction apparatus.

FIG. 3 shows the configuration of the entire system including the automatic transaction device and the server in the store.

As shown in the figure, a plurality of automatic transaction apparatuses 100-1, 100-2,.
−N and at least one server 200 are installed, and each of the automatic transaction apparatuses 100-1, 100-2,.
The server 100-N and the server 200 are connected so that data can be transmitted bidirectionally via the LAN. The server 200 is connected to be able to communicate with the host computer 300 of the center C via a dedicated communication line 250.

FIG. 4 shows an example of an all-bank-institution data file.

As shown in the figure, all the bank institution data files of this example include financial institution type name data, bank name index, bank name data, bank branch name index, bank branch name data, prefecture name data, and agricultural cooperative. / Fishing cooperative name data, agricultural cooperative / fishing cooperative branch name index, and agricultural cooperative / fishing cooperative branch name data, and each data is linked in a relationship as shown by an arrow in the figure.

This all-bank-institution data file is operated, for example, as follows. When a user selects a certain financial institution name from among all financial institution names, all the bank names belonging to the selected type of the financial institution (for example, city banks) are retrieved from all the bank institution data files. When the user selects a desired bank name from the list of bank names, all the branch names belonging to the selected bank name are searched and displayed.
Thereafter, the bank branch name selected by the user from the displayed list of bank branch names is specified as the financial institution to be traded.

Next, the operation of the automatic transaction apparatus of this embodiment when updating all bank institution data files will be described.

In this embodiment, the updating of all bank institution data files does not necessarily require an update floppy disk. That is, the automatic transaction apparatus of the present embodiment supports updating of all bank institution data files by direct manual operation by software. Updating of all bank institution data files by this manual operation is performed in the following procedure.

FIG. 5 is a flowchart showing the operation. First,
A processing screen exclusively for the attendant is called on the internal monitor 28 (step 501).

FIG. 7 shows an example of the attendant processing screen. As shown in the figure, various buttons (total, subtotal, operation mode, cash processing, initial processing, power off, etc.) for clerk processing are displayed on the clerk processing screen. Among them, a Zengin file rewrite button 61 for instructing rewriting of all bank institution data files, and a Zengin file FD for instructing to copy the contents of all bank institution data files in the automated teller machine to a floppy disk (FD) Create button 6
2. Includes an all silver file registration button 63 for instructing to overwrite and update all bank institution data files recorded on the floppy disk with the same file of the automated teller machine.

Here, the case where the all silver file rewriting button 61 is pressed will be described. In this example, for easy understanding of the invention, it is assumed that the data hierarchical structure of all bank institution data files is a two-layer structure including a bank name and a branch name.

The rewrite button 61 for all silver files by the attendant
Is pressed (step 502), as shown in FIG.
The screen is replaced by a bank selection screen on which a button group 71 of the bank name is arranged (step 503). Subsequently, when the staff presses the button 71 of the target bank name on the bank selection screen (step 504), as shown in FIG. 9, on the screen, a button group 81 of the branch name belonging to the selected bank is arranged. The screen is switched to the selected branch screen (step 505). The above display of the bank name and the branch name is performed by referring to the existing data files of all the banking institutions.

Subsequently, on the branch selection screen, when the button 81 of the target branch name is pressed by the attendant (step 50).
6) As shown in FIG. 10, the screen changes to a confirmation screen for branch deletion (step 507). On the branch deletion confirmation screen, a display 91 of the bank and branch name selected by the attendant, a cancel button 92, a confirmation button 93, and the like are displayed. If the cancel button 92 is pressed here, the process returns to the staff processing screen of FIG. If the confirmation button 94 is pressed (step 5
08) The data of the selected branch is deleted from all the bank institution data files of the hard disk drive 29. As a result, all bank institution data files are updated (step 509). Thereafter, by restarting the system (step 510), the updated all bank institution data files in the hard disk drive 29 are read by the main control unit 32 and operated in a transaction.

In the staff processing screen shown in FIG.
The case where the all silver file FD creation button 62 is pressed will be described. This is mainly when, when a plurality of automatic transaction devices are installed in the store, after updating the contents of all the bank institution data files of one automatic transaction device in the above procedure,
Subsequently, this operation is to be selected when updating all bank institution data files of another automatic transaction apparatus.

When the all-silver file FD creation button 62 is pressed (step 511), the main control unit 32 first checks whether a floppy disk is inserted into the floppy disk device (FDD) 30 (step 51).
2) If a floppy disk has been inserted, the updated all bank institution data files are read from the hard disk device 29 and written to the floppy disk.
That is, a floppy disk is created by copying the contents of the updated all bank institution data files (step 513). Therefore, this floppy disk can be used as a floppy disk for overwriting and updating all bank institution data files of another automatic transaction apparatus.

Next, a description will be given of a procedure for updating all the bank institution data files of the automatic transaction apparatus using the updating floppy disk. This procedure is started when the all silver file registration button 63 is pressed on the attendant processing screen shown in FIG. When the main control unit 32 determines that the attendant has pressed the all silver file registration button 63 (step 514), the main control unit 32 checks whether a floppy disk is inserted into the floppy disk device (FDD) 30. (Step 515) If the floppy disk is inserted, it is checked whether or not the floppy disk has recorded therein all the bank institution data files newer than all the bank institution data files currently stored in the hard disk device 29 (step 515). Step 5
16).

It should be noted that all bank institution data files have at least the version number and creation date of the file described as management information, and based on this, the main control unit 32 determines which file is the newer file. Can be identified. This management information is generated by the automatic transaction apparatus that has manually updated all bank institution data files, and is also added when copying all bank institution data files to a floppy disk.

When the main control unit 32 confirms that all the bank institution data files recorded on the floppy disk are newer files, the main controller 32 reads out all the bank institution data files from the floppy disk and uses the file data to read the data from the hard disk drive 29. The above all bank institution data files are overwritten and updated (step 517). If all the bank institution data files recorded on the floppy disk are older, for example, the fact is displayed to the user, and after confirmation by the user, all the bank institution data stored in the hard disk device 29 are displayed. The old data recorded on the floppy disk is rewritten with the data in the data file. That is, also in this case, a floppy disk is created by copying the contents of the updated all bank institution data files (step 513).

As a result, it is possible to easily update all bank institution data files of other automatic transaction apparatuses to the latest contents. If many automatic transaction devices are installed in the store, if all bank institution data files are updated manually one by one, there is a high probability that an operation error will occur somewhere However, after updating all bank institution data files manually with one automatic transaction device as described above, all of the other automatic transaction devices were copied using a floppy disk that copied all the bank institution data files. If the bank institution data file is overwritten and updated, the risk of an update error is reduced.

In the above-described embodiment, the software of the automatic transaction apparatus is used to execute all the bank operations on the floppy disk while relying on the operation of the Zengin file FD creation button 62 or Zengin file registration button 63 on the attendant processing screen by the attendant. Although the institution data file and all bank institution data files on the automated teller machine are used to determine which is newer, the copy source and the copy destination are determined. A batch file for causing the main control unit 32 of the automatic transaction device to execute the same control as described above is recorded on the updating floppy disk of the bank institution data file, and when the automatic transaction device is activated, the main control unit 32 stores the batch file. It may be configured to read a batch file from and execute it. In this case, the all silver file FD creation button 62 and the all silver file registration button 63 on the attendant processing screen become unnecessary.

In this case, based on the batch file read from the floppy disk when the automatic transaction apparatus is started, the main control unit 32 and all bank institution data files recorded on the floppy disk and its own (hard disk) The new and old data of all the banking institutions (on the device) are determined, and the source and destination banking data files are determined based on the result. Then, based on the result, either the above-mentioned creation of a floppy disk for updating all bank institution data files or the overwriting update of all the bank institution data files of the own device with the all bank institution data files recorded on the floppy disk is executed. .

FIG. 6 shows a procedure for updating all the bank institution data files of this embodiment. Steps 601 to 604 are the procedures of the automatic transaction apparatus on the side where all the bank institution data files have been manually updated. After turning off the power of the automated teller machine that has finished updating all bank institution data files (step 601), insert a floppy disk for updating all bank institution data files and turn on the power again (step 602). The main control unit 32 determines which is the newer of the all bank institution data file and the all bank institution data file owned by itself. Here, it is assumed that the inserted floppy disk has been initialized, or the old floppy disk data file has been recorded therein. In this case, the data of all the bank institution data files owned by the automatic transaction apparatus are recorded (copied) on the floppy disk, and the latest version of the updating floppy disk is created (step 603). Thereafter, the floppy disk is extracted from the automatic transaction apparatus and inserted into another automatic transaction apparatus (step 604).

Steps 605 to 608 are the procedures of an automatic transaction apparatus other than the automatic transaction apparatus in which all bank institution data files have been manually updated. In this apparatus, after the update floppy disk created in the above procedure is inserted, the power is turned on (step 60).
5,606), the main control unit 32 determines which is newer of all the bank institution data files on the floppy disk and all the bank institution data files owned by itself. In this case, since all the bank institution data files on the floppy disk are new, all the bank institution data files are read from this floppy disk, and this file overwrites and updates the same file recorded on its own hard disk device (step 607). Thereafter, the power is turned off, the update floppy disk is removed from the device, and the process ends (step 608).

As described above, in the automatic transaction device of the present embodiment, the old and new files are determined by judging the old and new data of all the bank institution data files on the updating floppy disk and all the bank institution data files on the automatic transaction device. Automatically update, but for example, add a forced copy button for all bank institution data files on the clerk processing screen, and when the forced copy button is pressed, automatic transaction with all bank institution data files on the update floppy disk All bank institution data files on the device may be forcibly overwritten regardless of the new or old. This is used as a means of restoring all bank institution data files on the automated teller machine if they are destroyed for any reason.

In this embodiment, the case where the contents of all bank institution data files are deleted has been described. Of course, all bank institution data files are updated in accordance with establishment of a new branch or change of branch name. Needless to say. The present invention is advantageous in that all bank institution data files of an automatic transaction apparatus without a remote maintenance environment can be updated immediately without waiting for a floppy disk provided from the outside, and the effect brought about in practical use Is very large.

Also, in this embodiment, a case has been described where all bank institution data files are recorded on a floppy disk and transmitted to the automatic transaction apparatus. However, instead of the floppy disk, for example, a memory card or a rewritable optical disk may be used. It is also possible to use. Of course, this presupposes that the corresponding read / write device is incorporated in the automatic transaction device.

[0059]

As described above, according to the present invention,
In particular, in an automatic transaction apparatus having no remote maintenance function, an arbitrary operation can be added to all bank institution data files by an input operation from an input operation unit. That is, conventionally, updating of all bank institution data files required a recording medium such as a floppy disk provided from the outside for updating all bank institution data files. However, in the present invention, updating of all bank institution data files is required. As soon as the contents are confirmed by some means of communication, the staff can manually update all bank institution data files.

According to the present invention, all bank institution data files updated by manual operation of a clerk are copied to a recording medium such as a floppy disk, and another automatic transaction apparatus is used by using this recording medium. All bank data files can be updated. That is, according to the present invention, in a store or the like in which a plurality of automatic transaction devices are installed, if all the bank institution data files of one device are updated manually, all the bank institution data files of the other devices can be updated. Can be updated by copying from a recording medium in which all bank institution data files updated by manual operation are recorded. For this reason, the work of updating all bank institution data files of a plurality of automatic transaction devices can be performed more easily and efficiently.

[Brief description of the drawings]

FIG. 1 is a diagram showing an external view of an automatic transaction apparatus according to an embodiment of the present invention.

FIG. 2 is a diagram showing a configuration of the automatic transaction apparatus shown in FIG. 1 divided into functional units.

FIG. 3 is a diagram showing a configuration of an entire system including the automatic transaction device, a server, and a host computer of a center shown in FIG. 1;

FIG. 4 is a diagram showing an example of an all bank institution data file.

FIG. 5 is a flowchart showing a procedure for updating all bank institution data files in the automatic transaction apparatus shown in FIG. 3;

FIG. 6 is a flowchart showing a procedure for updating all bank institution data files in the automatic transaction apparatus according to another embodiment.

FIG. 7 is a diagram showing an example of a clerk processing screen when updating all bank institution data files.

FIG. 8 is a diagram showing an example of a bank selection screen when all bank institution data files are updated.

FIG. 9 is a diagram showing an example of a branch selection screen when all bank institution data files are updated.

FIG. 10 is a diagram showing an example of a branch deletion confirmation screen when all bank institution data files are updated.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 21 Card reader unit 22 Receipt printer unit 23 Passbook printer unit 24 Banknote depositing / dispensing unit 25 Coin depositing / dispensing unit 26 Customer service unit 27 Voice guidance unit 28 Internal monitor 29 Hard disk device 30 Floppy disk device 31 Transmission control unit 32 Main control unit 61 Zengin File rewrite button 62 Zengin file FD creation button 63 Zengin file registration button

Claims (4)

[Claims] 1. A storage device for storing all bank institution data files, an input operation unit for inputting an arbitrary update content for all bank institution data files stored in the storage device, and the input operation unit Updating means for updating all the bank institution data files in accordance with the input update content. 2. A storage device for storing all bank institution data files, an input operation unit for inputting an arbitrary update content for all bank institution data files stored in the storage device, and the input operation unit First updating means for updating all the bank institution data files in accordance with the input update content; recording means for recording all the bank institution data files updated by the first updating means on a recording medium; Reading means for reading all the bank institution data files from the storage means, and second updating means for updating all the bank institution data files stored in the storage device with the all bank institution data files read by the reading means. An automatic transaction device comprising: 3. The automatic transaction apparatus according to claim 2, wherein said second updating means includes all bank institution data files read from said recording medium by said reading means and all stored in said storage device. Judging whether the bank institution data file is new or old, and if all the bank institution data files read from the recording medium are newer, all the bank institutions stored in the storage device with this all bank institution data file An automatic transaction apparatus characterized by overwriting and updating a data file. 4. A storage device for storing all bank institution data files, an input operation unit for performing an operation for inputting an arbitrary update content to the first all bank institution data files stored in the storage device, First updating means for updating the first all bank institution data file in accordance with the update content input by the input operation unit, and reading means for reading the second all bank institution data file from a recording medium provided from outside Determining whether the second all-bank-institution data file read by the reading means and the first all-bank-institution data file stored in the storage device are older or newer, and determining whether or not one of the more recent all-bank-institution data files A second updating means for updating the other bank institution data file with the file.