JP2000059516A - Merged system of mobile telephone and computer telephony and credit settlement system using the same - Google Patents

Abstract

PROBLEM TO BE SOLVED: To correspond to new service and to provide smooth service without damaging existed call service and call quality by realizing call/incoming call to/from a computer system by means of the system mobile telephone of the same radio wave system in the same business company. SOLUTION: A user making a call by using a caller number notice can easily be recognized in a computer system 4. Credit card information is previously registered, a password is also inputted and therefore safe and speedy use is realized. A response with an inexpensive call rate is realized while call quality is secured without damaging existed call service by installing the terminal of the same radio wave system of the same business company in the computer system 4.

Description

DETAILED DESCRIPTION OF THE INVENTION TECHNICAL FIELD OF THE INVENTION

[0001] The present invention is to systematically apply by integrating mobile telephone and computer telephony.
This system realizes high-precision security only by accessing using the caller ID notification and inputting a password, so that credit settlement can be promptly, easily, and reliably received.

[Prior art]

Heretofore, mobile telephone services have relied heavily on call services provided by mobile telephone service providers, and other services have been very likely to be biased toward the Internet and fixed telephones.

[0003] The Internet requires a personal computer terminal and thus lacks portability, and a fixed telephone has the disadvantage of lacking mobility.

[0004] In addition, both the Internet and fixed telephones can be easily used by a third party, and the security accuracy thereof is either low or complicated.

[0005] That is, in the conventional technique, when the identity is confirmed through communication, there is a risk of interception and password theft, and there is a problem in security.

As a result, there is a drawback that when the security accuracy is increased, the system becomes complicated, and when the system is simplified, the security accuracy is reduced.

[0007] From these viewpoints, transmission information can be prevented from being intercepted by special encryption or the like.

Further, in conventional computer telephony, there is no concept of processing the system side by terminals of the same carrier and of the same radio system, and the system relies on the NTT public network.

As a result, most of the existing mobile telephone call services cannot be used, and when the system attempts to make a call to the user, there is a disadvantage that the call can be accessed only at a high call charge due to a difference in the call charge.

[Problems to be solved by the invention]

In the present invention, most of the identity verification is executed by utilizing the caller ID of the mobile telephone.

However, in consideration of the theft or loss of the terminal itself, the user inputs a password, and the system performs identity verification by notifying the caller ID and checking the password.
Dramatically improved security accuracy.

Further, the necessity of special encryption of transmission data can be eliminated, and the load on the system and the communication time can be reduced.

[0013] Further, unlike the Internet and fixed telephones, mobile telephones have a very high degree of individuality and are extremely unlikely to be accessed by a plurality of persons from one telephone number.

As a result, there is an effect that portability and mobility can be improved at the same time, and various problems in the future can be solved.

Sending and receiving to and from the computer system 4
By using the same mobile station 12 for the same radio wave system for the same carrier, it is possible to provide a new service without deteriorating the existing call service and call quality and to provide a smooth service.

Further, when a call is transmitted from the computer system 4, the communication cost can be kept to a minimum, and the result can be dramatically improved in system operation.

Means for Solving the Invention

According to the caller ID notification by the mobile phone, the user is automatically identified by the computer system,
Computer telephony voice response allows users to register attribute data by push-dial and receive desired services.

BEST MODE FOR CARRYING OUT THE INVENTION

FIG. 1 is a system block diagram of a network showing a connection method according to the present invention.

A user 7 originating from the mobile telephone 1 using the caller ID notification enters the mobile telephone base station 2 via the wireless digital line 8 and further directly from the wireless digital line 9 to the same operator of the computer system 4. The call is received by the system mobile telephone 12. Alternatively, the call is received via the NTT public network 3.

The computer system 4 that received the call
Works in conjunction with the database server 6 to immediately search and determine whether the registration is completed.

When the registration has been completed, all access requirements can be fulfilled by voice response. However, when the registration has not been completed, only a specific access can be made, and this is made possible by completing the member registration.

Further, the card company computer 5 has N
Interlocking via the TT public network 11, an examination for determining credit sales is instantaneously performed.

FIG. 2 is a flowchart of the credit approval system according to the present invention. The action of the user and the processing procedure will be described based on this flowchart. In the flowchart, Y means Yes, and N means No.

The user 7 uses the mobile telephone to set the STA.
RT13 is performed.

By making the call, a call 14 is made.

Automatic incoming call 1 by computer system 4
5. Then, a number confirmation 16 based on the caller ID notification is performed by searching the database server 6, and if data exists, an instruction to enter a password 17 is issued. If data does not exist, a member registration is urged.

The computer system 4 that has received the password checks the number of the caller with the notification of the caller ID, and at the same time, performs a credit information search 18 of the credit company and gives a response as to whether or not the credit information is acceptable.

If the answer is Y, the user 7 inputs a request number 24, and after approval 20, an entry 21 can be made for the desired content. Deny if answer is N 19
And the process is not completed.

The user 7 who has completed the requirements in the credit settlement and the entry 21 ends the communication by the normal line disconnection 22 method to become the END 23, and the transaction is completed.

As a point of the present invention, by this processing method, the user 7 can complete the credit settlement by inputting the password and the request number, and the prompt and reliable credit settlement can be performed safely.

The load on the examination system of the computer system 4 is also minimized, and this system can be realized with a simple construction.

The present invention is a service provided only to a specific mobile telephone user 7 by registering as a member using computer telephony technology.

This system is capable of finding the value of using a high-quality mobile telephone by making use of the characteristics of mobile telephones that can be used anytime and anywhere.

The user 7 uses each mobile terminal to access the computer system 4, and the computer system 4 receives the number, confirms the number notified by the caller ID notification, and uses the database server 6 as attribute data.
Keep in.

By leaving the attribute of the member at the stage of continuing the membership, it is possible to accurately and promptly confirm the identity of the second and subsequent times, and it is possible to reduce the access stress of the user 7. is there.

The user 7 has a password individually based on credit card information registered in advance.

That is, the user 7 can remarkably improve the certainty of the identity verification by the notification of the caller ID and the password input 17.

Regarding the confirmation means on the computer system 4 side, there is no need to input the caller ID, and the identity verification of the user 7 can be easily performed only by inputting the password.

As a result, there is no need to apply special encryption processing to the data to be transmitted.

As described above, if the act of confirming the identity in the communication can be reliably executed in a short time, the user 7 can easily request the computer system 4 for the information service and the credit settlement by the push dial. The system 4 can also respond to the request in a short time.

The computer system which received the request for credit settlement 4, while continuing online with the user 7, instantly collates with the authentication computer of the card company and conducts a credit search, and completes the request for credit settlement only when the authentication is given. it can.

According to the present invention, the user 7 can increase the use value of the mobile telephone, can receive the service of the present invention without special equipment, and can promote comfortable use. It is.

As described above, a service that could only be achieved by the Internet or fixed telephones can be easily and safely received for 24 hours in a mobile telephone area by integrating with computer telephony. Can be done.

Although the credit settlement requires security and certainty, the effect of the security is enhanced by performing security in two stages of the caller ID notification and the password.

That is, even if the password is intercepted, if the caller ID notification and matching cannot be executed, the password is not authenticated. Conversely, even if the mobile terminal is stolen or lost, the password must be entered. Do not approve.

Further, by making the system mobile telephone 12 the same carrier and the same radio wave system, stable communication quality can be maintained, and existing services are not impaired. It has the effect of making it possible.

[Effects of the present invention]

In the mobile telephone market, the diffusion speed and market scale which are rarely seen in recent years have been proved.

The factors include recognition of convenience, lower terminal prices, and lower call charges.

However, it is a fact that in the shadow of the shadows, competition to run on routes more in quality than the quality of mobile phone carriers has intensified.

As a result, the user 7 has also spread his idea of seeking cheaper than high and newer than old.

In the future, it is clear that mobile telephones will re-route to the trend of quality over quantity, and will move in the direction of obtaining the desired service simply and reliably, essentially anytime, anywhere.

From this, it is certain that the present invention greatly contributes to the mobile telephone market.

By utilizing the present invention, it is possible to securely, simply, and reliably execute the credit sales settlement on the communication, which has conventionally been high in risk, and at the same time, to provide high-quality information to the mobile telephone business operator. It can be provided without being bound by the frame, and has the effect of minimizing operational costs.

From these facts, the use of high-value mobile telephones is promoted, and the mobile telephone market is activated to produce economic effects.

[Brief description of the drawings]

FIG. 1 is a system block diagram of a network showing a connection method according to the present invention.

FIG. 2 is a flowchart of a credit approval system according to the present invention.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Mobile telephone 2 Mobile telephone base station 3 NTT public network 4 Computer system 5 Card company computer 6 Database server 7 User 8, 9 Wireless digital line 10, 11 NTT public line 12 System mobile telephone 13 START 14 Calling 15 Automatic reception 16 Transmission Confirmation of User Number by Notification of User Number 17 Password Input 18 Credit Information Search 19 Denial 20 Approval 21 Entry 22 Line Disconnection 23 END 24 Request Number Input

Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat II (reference) H04M 3/50 H04B 7/26 109H 5K101 11/00 303 109S H04L 9/00 673A 673B F-term (reference) 5B049 AA05 BB46 CC39 DD03 DD04 EE05 EE23 EE24 GG03 GG06 GG07 5K013 AA07 GA01 GA03 5K015 AE01 AF06 AF08 5K024 AA71 BB04 BB06 CC09 CC11 DD01 DD02 EE01 GG01 GG08 5K0NN AA33 BB04 DD03 DD13 DD17 DD22 EE02 H12 MM11 UU07

Claims (4)

[Claims] A user registers attribute data by push-dial according to a caller ID notification by a mobile phone, and after registration, a computer system automatically identifies the user and receives a desired service by computer telephony voice response. Mobile phone and computer telephony integration system 2. A system in which calls are made to and received from a computer system by a mobile phone for the same carrier and the same radio wave system, whereby a smooth service can be provided without deteriorating the existing call service. Item 6. A combined system of mobile telephone and computer telephony according to Item 1. 3. The user registers the attribute data by push-dial according to the caller ID notification by the mobile phone, and after the registration, the computer system automatically identifies the user and receives the desired service by the computer telephony voice response. A credit settlement system that allows users to make credit payments on the system side using credit card information and passwords registered in advance in an integrated mobile phone and computer telephony system. 4. In order to enhance the security of the credit settlement from the mobile phone, the credit settlement is executed only when the caller ID notification and the password information match, and if both cannot be confirmed or do not match. 4. The credit settlement system according to claim 3, wherein the security accuracy is enhanced by a method of being denied.