IN2014KN02931A - - Google Patents

Info

Publication number
IN2014KN02931A
IN2014KN02931A IN2931KON2014A IN2014KN02931A IN 2014KN02931 A IN2014KN02931 A IN 2014KN02931A IN 2931KON2014 A IN2931KON2014 A IN 2931KON2014A IN 2014KN02931 A IN2014KN02931 A IN 2014KN02931A
Authority
IN
India
Prior art keywords
payment
user device
network
authorization
account
Prior art date
Application number
Inventor
German Carlos Scipioni
Byong Mok Oh
Original Assignee
Ebay Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ebay Inc filed Critical Ebay Inc
Publication of IN2014KN02931A publication Critical patent/IN2014KN02931A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A payment authorization system includes an account database associating a first user device and a payment account. A system provider device in the payment authorization system is coupled to a network and the account database. The system provider device is operable to receive a payment request from a second user device over the network to make a payment using the payment account. In response to receiving the payment request, the system provider device sends an authorization request to the first user device over the network. In response to receiving an authorization from the first user device over the network, the system provider device sends an instruction over the network to make a payment according to the payment request. The first user device may designate the second user device for using the payment account such that a temporary security code is sent to the second user device over the network.
IN2931KON2014 2012-06-29 2013-06-26 IN2014KN02931A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/538,531 US20140006280A1 (en) 2012-06-29 2012-06-29 Payment authorization system
PCT/US2013/047971 WO2014004716A2 (en) 2012-06-29 2013-06-26 Payment authorization system

Publications (1)

Publication Number Publication Date
IN2014KN02931A true IN2014KN02931A (en) 2015-05-08

Family

ID=49779170

Family Applications (1)

Application Number Title Priority Date Filing Date
IN2931KON2014 IN2014KN02931A (en) 2012-06-29 2013-06-26

Country Status (4)

Country Link
US (2) US20140006280A1 (en)
AU (1) AU2013280355A1 (en)
IN (1) IN2014KN02931A (en)
WO (1) WO2014004716A2 (en)

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* Cited by examiner, † Cited by third party
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US11080701B2 (en) 2015-07-02 2021-08-03 Royal Bank Of Canada Secure processing of electronic payments
US11210648B2 (en) 2012-10-17 2021-12-28 Royal Bank Of Canada Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
CA2830260C (en) 2012-10-17 2021-10-12 Royal Bank Of Canada Virtualization and secure processing of data
CN107111830A (en) * 2014-01-13 2017-08-29 帕特丽夏·李 The system and method for Financial Management
US10453031B2 (en) * 2014-09-05 2019-10-22 Snapp Studios, LLC Spatiotemporal activity records
CA2963287A1 (en) * 2014-10-10 2016-04-14 Royal Bank Of Canada Systems and methods of processing electronic payments
US11354651B2 (en) 2015-01-19 2022-06-07 Royal Bank Of Canada System and method for location-based token transaction processing
AU2016208989B2 (en) 2015-01-19 2021-11-25 Royal Bank Of Canada Secure processing of electronic payments
US11599879B2 (en) 2015-07-02 2023-03-07 Royal Bank Of Canada Processing of electronic transactions
US11823161B2 (en) * 2016-04-13 2023-11-21 Mastercard International Incorporated System and method for peer-to-peer assistance in provisioning payment tokens to mobile devices
KR20180055209A (en) * 2016-11-16 2018-05-25 삼성전자주식회사 Method and electronic device for payment using agent device
US10878420B2 (en) * 2017-08-16 2020-12-29 Visa International Service Association System, method, and computer program product for authorizing a transaction
DE202021000532U1 (en) 2021-02-12 2022-02-03 Leon Merx Payment system with the option of transaction-specific rights control
US20230214814A1 (en) * 2021-12-30 2023-07-06 T-Mobile Innovations Llc Mobile payment and payment keyboard
US20230359728A1 (en) * 2022-05-05 2023-11-09 Bank Of America Corporation Data securement leveraging secure qr code scanner

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US5326960A (en) * 1992-11-25 1994-07-05 Tannenbaum David H Currency transfer system and method
US5650604A (en) * 1995-02-22 1997-07-22 Electronic Data Systems Corporation System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
US6163771A (en) * 1997-08-28 2000-12-19 Walker Digital, Llc Method and device for generating a single-use financial account number
US6422462B1 (en) * 1998-03-30 2002-07-23 Morris E. Cohen Apparatus and methods for improved credit cards and credit card transactions
US6250557B1 (en) * 1998-08-25 2001-06-26 Telefonaktiebolaget Lm Ericsson (Publ) Methods and arrangements for a smart card wallet and uses thereof
US20030212620A1 (en) * 1999-04-23 2003-11-13 First Data Corporation Systems and methods for authorizing transactions
US7308429B1 (en) * 2000-02-08 2007-12-11 Tozzi Mario S Electronic withdrawal authorization store and forward for cash and credit accounts
JP2001339764A (en) * 2000-05-24 2001-12-07 Sony Corp Communication control apparatus, communication apparatus, communication system and its method
US7716129B1 (en) * 2000-08-22 2010-05-11 Beng Teck Alvin Tan Electronic payment methods
US20020152179A1 (en) * 2000-10-27 2002-10-17 Achiezer Racov Remote payment method and system
US7487126B2 (en) * 2001-04-09 2009-02-03 Khai Hee Kwan Computer network method for conducting payment over a network by debiting and crediting utilities accounts
US20040034568A1 (en) * 2002-08-09 2004-02-19 Masahiro Sone System and method for restricted network shopping
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GB2450193A (en) * 2007-06-12 2008-12-17 Cvon Innovations Ltd Method and system for managing credits via a mobile device
US8606714B1 (en) * 2009-10-09 2013-12-10 U.S. Bank National Association Flexible account management for customer transactions and overdrafts
US8381969B1 (en) * 2011-04-28 2013-02-26 Amazon Technologies, Inc. Method and system for using machine-readable codes to perform a transaction
US8718633B2 (en) * 2011-07-13 2014-05-06 Qualcomm Incorporated Intelligent parental controls for wireless devices
US8682802B1 (en) * 2011-11-09 2014-03-25 Amazon Technologies, Inc. Mobile payments using payment tokens
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US10255589B1 (en) * 2015-10-23 2019-04-09 Wells Fargo Bank, N.A. Access controls for transfer transactions

Also Published As

Publication number Publication date
US20190139052A1 (en) 2019-05-09
AU2013280355A1 (en) 2015-01-22
WO2014004716A2 (en) 2014-01-03
US20140006280A1 (en) 2014-01-02
WO2014004716A3 (en) 2015-06-18

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