HRP20202013T1 - Uređaj i postupak za distribuciju osobnog identifikacijskog broja - Google Patents

Uređaj i postupak za distribuciju osobnog identifikacijskog broja Download PDF

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Publication number
HRP20202013T1
HRP20202013T1 HRP20202013TT HRP20202013T HRP20202013T1 HR P20202013 T1 HRP20202013 T1 HR P20202013T1 HR P20202013T T HRP20202013T T HR P20202013TT HR P20202013 T HRP20202013 T HR P20202013T HR P20202013 T1 HRP20202013 T1 HR P20202013T1
Authority
HR
Croatia
Prior art keywords
pin
channel
request code
specified
card
Prior art date
Application number
HRP20202013TT
Other languages
English (en)
Inventor
Peter K. Aage
Carsten Timm
Original Assignee
Idemia Denmark A/S
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Idemia Denmark A/S filed Critical Idemia Denmark A/S
Publication of HRP20202013T1 publication Critical patent/HRP20202013T1/hr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • G06F21/6218—Protecting access to data via a platform, e.g. using keys or access control rules to a system of files or objects, e.g. local or distributed file system or database
    • G06F21/6245—Protecting personal data, e.g. for financial or medical purposes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/42—User authentication using separate channels for security data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/42—User authentication using separate channels for security data
    • G06F21/43—User authentication using separate channels for security data wireless channels
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3558—Preliminary personalisation for transfer to user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H04L63/0435—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply symmetric encryption, i.e. same key used for encryption and decryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/06—Network architectures or network communication protocols for network security for supporting key management in a packet data network
    • H04L63/062—Network architectures or network communication protocols for network security for supporting key management in a packet data network for key distribution, e.g. centrally by trusted party
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L69/00—Network arrangements, protocols or services independent of the application payload and not provided for in the other groups of this subclass
    • H04L69/14—Multichannel or multilink protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography
    • G06Q2220/10—Usage protection of distributed data files

Claims (7)

1. Postupak distribucije osobnog identifikacijskog broja za karticu, odnosno PIN-a, korisniku kartice povezanom s navedenim PIN-om, naznačen time što sadrži: preliminarni korak generiranja navedene kartice i pripadajućeg PIN-a, te generiranje za ovu karticu zapisa koji sadrži broj mobilnog telefona korisnika, navedeni PIN i kod zahtjeva, kod zahtjeva identificira jedan i samo jedan zapis, te korak slanja ove kartice korisniku, i nakon preliminarnog koraka: - korak slanja korisniku, putem prvog kanala, koda zahtjeva (260) povezanog s navedenim PIN-om (210), - korak (335) primanja navedenog koda zahtjeva (260) putem drugog kanala, koji je SMS kanal, - korak pretraživanja zapisa (200) koji se podudara s primljenim kodom zahtjeva (260), i provjeravanje telefonskog broja podnositelja zahtjeva u odnosu na telefonski broj u odgovarajućem zapisu, - korak dohvaćanja, iz odgovarajućeg zapisa, PIN-a (210) povezanog s navedenim primljenim kodom zahtjeva (260) i - kada se telefonski broj podnositelja zahtjeva podudara s telefonskim brojem u odgovarajućem zapisu, korak (345) slanja korisniku dohvaćenog PIN-a (210) putem trećeg kanala koji je SMS kanal.
2. Postupak prema patentnom zahtjevu 1, naznačen time što, se tijekom koraka slanja koda zahtjeva kartica šalje korisniku putem prvog kanala zajedno s kodom zahtjeva pridruženim navedenoj kartici.
3. Postupak u skladu s bilo kojim od patentnih zahtjeva 1 do 2, naznačen time što uključuje korak dešifriranja PIN-a upotrebom koda zahtjeva kao ključa za dešifriranje.
4. Postupak u skladu s bilo kojim od patentnih zahtjeva 1 do 43, naznačen time što su i drugi i treći kanal zaštićeni kanali.
5. Postupak u skladu s bilo kojim od patentnih zahtjeva 1 do 4, naznačen time što je prvi kanal kanal za dostavu pošte i a oba drugi i treći kanal su mobilna telefonska mreža (170).
6. Uređaj za distribuciju osobnog identifikacijskog broja za karticu korisniku kartice povezanom s navedenim osobnim identifikacijskim brojem, odnosno PIN-om, naznačen time što sadrži: - memoriju za pohranu zapisa specifičnog za ovu karticu koja sadrži korisnikov broj mobilnog telefona, ovaj PIN i kod zahtjeva, te kod zahtjeva identificira jedan i samo jedan zapis, - sredstva za primanje, putem drugog kanala koji je SMS kanal, koda zahtjeva (260) povezanog s navedenim PIN-om (210) i prethodno poslanog korisniku putem prvog kanala, - sredstva za traženje zapisa (200) koji se podudara s primljenim kodom zahtjeva (260) i za pronalaženje, iz odgovarajućeg zapisa, PIN-a (210) povezanog s navedenim primljenim kodom zahtjeva, te provjeravanje telefonskog broja podnositelja zahtjeva prema telefonskom broju u odgovarajućem zapisu, i - sredstva za slanje dohvaćenog PIN-a (210) putem trećeg kanala koji je SMS kanal navedenom korisniku kada se telefonski broj podnositelja zahtjeva podudara s telefonskim brojem u odgovarajućem zapisu.
7. Telekomunikacijski sustav koji sadrži mnoštvo uređaja terminala povezanih telekomunikacijskom mrežom, naznačen time što sadrži najmanje jedan uređaj terminala koji sadrži uređaj za distribuciju osobnih identifikacijskih brojeva prema zahtjevu 6.
HRP20202013TT 2008-11-12 2020-12-16 Uređaj i postupak za distribuciju osobnog identifikacijskog broja HRP20202013T1 (hr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP08291060A EP2187363B1 (en) 2008-11-12 2008-11-12 Personal identification number distribution device and method
EP12157590.6A EP2461297B1 (en) 2008-11-12 2008-11-12 Personal identification number distribution device and method

Publications (1)

Publication Number Publication Date
HRP20202013T1 true HRP20202013T1 (hr) 2021-02-19

Family

ID=40351872

Family Applications (2)

Application Number Title Priority Date Filing Date
HRP20120575AT HRP20120575T1 (hr) 2008-11-12 2012-07-10 UREĐAJ I POSTUPAK ZA DISTRIBUCIJU OSOBNOG IDENTIFIKACIJSKOG BROJA (PIN-a)
HRP20202013TT HRP20202013T1 (hr) 2008-11-12 2020-12-16 Uređaj i postupak za distribuciju osobnog identifikacijskog broja

Family Applications Before (1)

Application Number Title Priority Date Filing Date
HRP20120575AT HRP20120575T1 (hr) 2008-11-12 2012-07-10 UREĐAJ I POSTUPAK ZA DISTRIBUCIJU OSOBNOG IDENTIFIKACIJSKOG BROJA (PIN-a)

Country Status (11)

Country Link
US (2) US20100332398A1 (hr)
EP (2) EP2187363B1 (hr)
AT (1) ATE553465T1 (hr)
DK (2) DK2461297T3 (hr)
ES (2) ES2386259T3 (hr)
HR (2) HRP20120575T1 (hr)
HU (1) HUE052038T2 (hr)
LT (1) LT2461297T (hr)
PL (2) PL2187363T3 (hr)
PT (2) PT2187363E (hr)
SI (2) SI2187363T1 (hr)

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Also Published As

Publication number Publication date
EP2461297B1 (en) 2020-10-07
ATE553465T1 (de) 2012-04-15
SI2461297T1 (sl) 2021-07-30
US20100332398A1 (en) 2010-12-30
ES2386259T3 (es) 2012-08-14
EP2461297A1 (en) 2012-06-06
LT2461297T (lt) 2021-01-11
EP2187363B1 (en) 2012-04-11
EP2187363A1 (en) 2010-05-19
DK2461297T3 (da) 2020-12-21
DK2187363T3 (da) 2012-07-23
PT2461297T (pt) 2020-11-25
SI2187363T1 (sl) 2012-09-28
PL2187363T3 (pl) 2012-10-31
HRP20120575T1 (hr) 2012-08-31
PT2187363E (pt) 2012-07-16
HUE052038T2 (hu) 2021-04-28
ES2834071T3 (es) 2021-06-16
PL2461297T3 (pl) 2021-04-06
US20160300077A1 (en) 2016-10-13

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