HK1245972A1 - 使用從詳細設備信息導出的風險評分來認證交易 - Google Patents

使用從詳細設備信息導出的風險評分來認證交易

Info

Publication number
HK1245972A1
HK1245972A1 HK18105420.9A HK18105420A HK1245972A1 HK 1245972 A1 HK1245972 A1 HK 1245972A1 HK 18105420 A HK18105420 A HK 18105420A HK 1245972 A1 HK1245972 A1 HK 1245972A1
Authority
HK
Hong Kong
Prior art keywords
device information
risk scores
detailed device
scores derived
authenticating transactions
Prior art date
Application number
HK18105420.9A
Other languages
English (en)
Inventor
K‧紐蘭
D‧費舍爾
C‧奧肯尼爾
Original Assignee
維薩國際服務協會
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 維薩國際服務協會 filed Critical 維薩國際服務協會
Publication of HK1245972A1 publication Critical patent/HK1245972A1/zh

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/12—Applying verification of the received information
    • H04L63/123—Applying verification of the received information received data contents, e.g. message integrity

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Power Engineering (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Computer And Data Communications (AREA)
HK18105420.9A 2015-05-08 2018-04-25 使用從詳細設備信息導出的風險評分來認證交易 HK1245972A1 (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201562159142P 2015-05-08 2015-05-08
PCT/US2016/031029 WO2016182856A1 (en) 2015-05-08 2016-05-05 Authenticating transactions using risk scores derived from detailed device information

Publications (1)

Publication Number Publication Date
HK1245972A1 true HK1245972A1 (zh) 2018-08-31

Family

ID=57248390

Family Applications (1)

Application Number Title Priority Date Filing Date
HK18105420.9A HK1245972A1 (zh) 2015-05-08 2018-04-25 使用從詳細設備信息導出的風險評分來認證交易

Country Status (8)

Country Link
US (3) US11074585B2 (zh)
EP (1) EP3295402A1 (zh)
CN (1) CN107636712B (zh)
AU (2) AU2016261212A1 (zh)
BR (1) BR112017023309A2 (zh)
HK (1) HK1245972A1 (zh)
SG (1) SG11201708146VA (zh)
WO (1) WO2016182856A1 (zh)

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US20190102465A1 (en) * 2017-09-29 2019-04-04 Ca, Inc. Api query extension
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SG11202102158XA (en) * 2018-09-05 2021-04-29 Visa Int Service Ass Global remittance system and method
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CN116881882B (zh) * 2023-09-07 2023-12-01 九一金融信息服务(北京)有限公司 一种基于大数据的智能风险控制系统

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Also Published As

Publication number Publication date
CN107636712B (zh) 2022-03-01
WO2016182856A1 (en) 2016-11-17
SG11201708146VA (en) 2017-11-29
BR112017023309A2 (pt) 2018-08-14
US20220414672A1 (en) 2022-12-29
US20210319450A1 (en) 2021-10-14
US20180114224A1 (en) 2018-04-26
AU2022202138A1 (en) 2022-04-21
CN107636712A (zh) 2018-01-26
EP3295402A4 (en) 2018-03-21
AU2016261212A1 (en) 2017-10-19
EP3295402A1 (en) 2018-03-21
US11074585B2 (en) 2021-07-27

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