HK1204381A1 - Converged crossplatform electronic wallet - Google Patents

Converged crossplatform electronic wallet

Info

Publication number
HK1204381A1
HK1204381A1 HK15104948.8A HK15104948A HK1204381A1 HK 1204381 A1 HK1204381 A1 HK 1204381A1 HK 15104948 A HK15104948 A HK 15104948A HK 1204381 A1 HK1204381 A1 HK 1204381A1
Authority
HK
Hong Kong
Prior art keywords
crossplatform
converged
electronic wallet
wallet
electronic
Prior art date
Application number
HK15104948.8A
Other languages
Chinese (zh)
Inventor
Mehmet Pasa
Michael J Friedman
Ngassam Ngnoumen
Celine Martig
Shoshana C Rosenfield
Rupa Subramanian
Zavida Mangaru
John F Cacioppa
Scott Moser
Amyn Dhala
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/746,904 external-priority patent/US9799027B2/en
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of HK1204381A1 publication Critical patent/HK1204381A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • User Interface Of Digital Computer (AREA)
HK15104948.8A 2012-05-04 2015-05-26 Converged crossplatform electronic wallet HK1204381A1 (en)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US201261642729P 2012-05-04 2012-05-04
US201261642925P 2012-05-04 2012-05-04
US201261642792P 2012-05-04 2012-05-04
US201261642799P 2012-05-04 2012-05-04
US13/746,904 US9799027B2 (en) 2012-01-19 2013-01-22 System and method to enable a network of digital wallets
PCT/US2013/039753 WO2013166507A1 (en) 2012-05-04 2013-05-06 Converged cross-platform electronic wallet

Publications (1)

Publication Number Publication Date
HK1204381A1 true HK1204381A1 (en) 2015-11-13

Family

ID=49514947

Family Applications (1)

Application Number Title Priority Date Filing Date
HK15104948.8A HK1204381A1 (en) 2012-05-04 2015-05-26 Converged crossplatform electronic wallet

Country Status (5)

Country Link
EP (1) EP2815365A4 (en)
AU (1) AU2013256017B2 (en)
CA (1) CA2864747C (en)
HK (1) HK1204381A1 (en)
WO (1) WO2013166507A1 (en)

Families Citing this family (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9691055B2 (en) 2010-12-17 2017-06-27 Google Inc. Digital wallet
CA2924009C (en) * 2013-10-14 2024-03-12 Equifax Inc. Providing identification information to mobile commerce applications
CN103761655B (en) * 2014-01-07 2017-12-19 张诗悦 A kind of assignment method based on near-field communication technology, false proof device and Antiforge system
WO2016129863A1 (en) 2015-02-12 2016-08-18 Samsung Electronics Co., Ltd. Payment processing method and electronic device supporting the same
EP3262582B1 (en) 2015-02-27 2021-03-17 Samsung Electronics Co., Ltd. Electronic device providing electronic payment function and operating method thereof
KR102460459B1 (en) * 2015-02-27 2022-10-28 삼성전자주식회사 Method and apparatus for providing card service using electronic device
US10650374B1 (en) 2015-10-22 2020-05-12 Amdocs Development Limited System, method, and computer program for implementing high performance digital wallets
CN108256846A (en) * 2016-12-28 2018-07-06 航天信息股份有限公司 A kind of method and system of integrated payment
CA3059371A1 (en) 2017-04-13 2018-04-13 Equifax Inc. Location-based detection of unauthorized use of interactive computing environment functions
US11449630B2 (en) 2017-12-14 2022-09-20 Equifax Inc. Embedded third-party application programming interface to prevent transmission of sensitive data
US11055690B2 (en) * 2017-12-21 2021-07-06 Paypal, Inc. Systems and methods employing a router for electronic transactions
CA3151767A1 (en) * 2019-09-27 2021-04-01 Srinath S. ABINAVAM Systems and methods for uniform, cross-platform transactions
US20230112305A1 (en) * 2021-10-08 2023-04-13 Comcast Cable Communications, Llc Diverse pathway integration
US11966887B1 (en) * 2022-10-27 2024-04-23 Chime Financial, Inc. Bridging network transaction platforms to unify cross-platform transfers

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
IL148319A0 (en) * 1999-08-31 2002-09-12 American Express Travel Relate Methods and apparatus for conducting electronic transactions
US7505941B2 (en) * 1999-08-31 2009-03-17 American Express Travel Related Services Company, Inc. Methods and apparatus for conducting electronic transactions using biometrics
US20090048887A1 (en) * 1999-11-05 2009-02-19 American Express Travel Related Services Company, Inc. Systems and Methods for Facilitating Transactions Involving an Intermediary
US7966259B1 (en) * 1999-12-09 2011-06-21 Amazon.Com, Inc. System and methods for facilitating transactions on, and personalizing web pages of, third party web sites
US8150767B2 (en) * 2000-02-16 2012-04-03 Mastercard International Incorporated System and method for conducting electronic commerce with a remote wallet server
GB2364482B (en) * 2000-06-30 2002-10-09 Motorola Inc Server-based electronic wallet system
JP5348711B2 (en) * 2000-07-11 2013-11-20 ペイパル, インコーポレイテッド Third-party payment processing system and method
US20020128977A1 (en) * 2000-09-12 2002-09-12 Anant Nambiar Microchip-enabled online transaction system
CA2329895A1 (en) * 2000-09-19 2002-03-19 Soft Tracks Enterprises Ltd. Merchant wallet server
US7337144B1 (en) * 2000-09-28 2008-02-26 Microsoft Corporation Method and system for restricting the usage of payment accounts
JP2002109435A (en) * 2000-09-28 2002-04-12 Japan Total Design Communication Co Ltd Settlement program and settlement system
US7784684B2 (en) * 2002-08-08 2010-08-31 Fujitsu Limited Wireless computer wallet for physical point of sale (POS) transactions
US20040143550A1 (en) * 2002-12-19 2004-07-22 International Business Machines Corporation Cellular electronic wallet device and method
KR100846460B1 (en) * 2007-02-02 2008-07-16 주식회사 퍼스트포켓 Method and server for providing integrated electronic wallet service
JP2009230626A (en) * 2008-03-25 2009-10-08 Nec Computertechno Ltd Additional service information provision device of electronic money and electronic money settlement terminal
JP4717123B2 (en) * 2009-02-13 2011-07-06 東芝テック株式会社 Electronic payment processing apparatus and control program therefor
US9147210B2 (en) * 2009-07-29 2015-09-29 Paypal, Inc. System and a machine-readable medium for processing an on-line payment without authenticating the user

Also Published As

Publication number Publication date
AU2013256017B2 (en) 2016-05-05
CA2864747C (en) 2017-08-29
EP2815365A1 (en) 2014-12-24
CA2864747A1 (en) 2013-11-07
WO2013166507A1 (en) 2013-11-07
AU2013256017A1 (en) 2014-09-04
EP2815365A4 (en) 2015-11-18

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