GEP20104914B - Method and device for transfer of money via telecommunication network - Google Patents
Method and device for transfer of money via telecommunication networkInfo
- Publication number
- GEP20104914B GEP20104914B GEAP20038495A GEAP2003008495A GEP20104914B GE P20104914 B GEP20104914 B GE P20104914B GE AP20038495 A GEAP20038495 A GE AP20038495A GE AP2003008495 A GEAP2003008495 A GE AP2003008495A GE P20104914 B GEP20104914 B GE P20104914B
- Authority
- GE
- Georgia
- Prior art keywords
- transfer
- money
- telecommunication network
- data
- via telecommunication
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/48—Secure or trusted billing, e.g. trusted elements or encryption
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/68—Payment of value-added services
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/24—Accounting or billing
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0156—Secure and trusted billing, e.g. trusted elements, encryption, digital signature, codes or double check mechanisms to secure billing calculation and information
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/20—Technology dependant metering
- H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/32—Involving wireless systems
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A method provides for sending data to the telecommunication system from an user's or network terminal, such as mobile phone, computer and the like, the data comprising the identification data of the person or persons whose accounts in telecommunication companies are to be debited, second parties identification data whose accounts are to be credited, a unique transaction code, and amount of money to be transferred. In case if the amount being on the account of the person does not provide the conditions of transfer, the user can take a credit with the subsequent transfer of money.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GEAP2002004823 | 2002-08-20 | ||
GEAP2002004925 | 2002-10-22 |
Publications (1)
Publication Number | Publication Date |
---|---|
GEP20104914B true GEP20104914B (en) | 2010-03-10 |
Family
ID=31948085
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GEAP20038495A GEP20104914B (en) | 2002-08-20 | 2003-08-20 | Method and device for transfer of money via telecommunication network |
Country Status (3)
Country | Link |
---|---|
AU (1) | AU2003255848A1 (en) |
GE (1) | GEP20104914B (en) |
WO (1) | WO2004019151A2 (en) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20080219421A1 (en) * | 2004-06-22 | 2008-09-11 | Paysetter Pte Ltd | System and Method for Transferring Credit Between Subscribers of Differing Telecommunications Carriers |
GB0516616D0 (en) * | 2005-08-12 | 2005-09-21 | Vodafone Plc | Mobile account management |
BE1016964A3 (en) * | 2006-01-25 | 2007-11-06 | Zurstrassen Jean Guillaume | Electronic payment method for electronic purse, involves receiving message including data representing transaction instruction and accompanied with terminal identification code, via server, and searching purse associated to code in database |
US20110035290A1 (en) * | 2009-08-10 | 2011-02-10 | Diego Franco Mortillaro | System and method for transferring money from a mobile phone account |
WO2011131821A1 (en) * | 2010-04-21 | 2011-10-27 | Payzapper | Telephone payment system |
WO2012003842A1 (en) * | 2010-07-08 | 2012-01-12 | Ashraf Abdel Salam Mohammed El Disoky | Method and system for payment and processing all financial operations using wireless, landline and mobile phone credit as alternative to carrying money or credit cards |
Family Cites Families (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6868391B1 (en) * | 1997-04-15 | 2005-03-15 | Telefonaktiebolaget Lm Ericsson (Publ) | Tele/datacommunications payment method and apparatus |
US6529880B1 (en) * | 1999-12-01 | 2003-03-04 | Intermec Ip Corp. | Automatic payment system for a plurality of remote merchants |
DE10002032A1 (en) * | 2000-01-19 | 2001-07-26 | Siemens Ag | Method for making cashless payment with a mobile telephone dials a computer for authorisation while identifying a person sending payment and allowing the entry of a money amount via the mobile telephone keypad with an ID number. |
KR20020084237A (en) * | 2000-03-22 | 2002-11-04 | 콸콤 인코포레이티드 | A method and system for wireless electronic commerce using a portable, wireless communication device having unique identifying information |
AT5596U1 (en) * | 2000-11-29 | 2002-08-26 | Mobilkom Austria Ag & Co Kg | DEVICE FOR TRANSMITTING FINANCIAL VALUES BETWEEN PARTICIPANTS OF A TELECOMMUNICATIONS NETWORK |
US20020073024A1 (en) * | 2000-12-07 | 2002-06-13 | Gilchrist Alexander Sandy Donald | System and methods of using wireless communication devices to conduct financial transactions |
FR2820853B1 (en) * | 2001-02-12 | 2003-04-11 | France Telecom | TELEPAYING METHOD AND SYSTEM |
NL1019604C2 (en) * | 2001-12-19 | 2003-06-20 | Mansvelder Man & Beheer | Text messaging system for e.g. SMS messages, used to carry out finanical transactions, based on unique current accounts assigned to phone numbers |
-
2003
- 2003-08-20 WO PCT/GE2003/000002 patent/WO2004019151A2/en not_active Application Discontinuation
- 2003-08-20 AU AU2003255848A patent/AU2003255848A1/en not_active Abandoned
- 2003-08-20 GE GEAP20038495A patent/GEP20104914B/en unknown
Also Published As
Publication number | Publication date |
---|---|
AU2003255848A1 (en) | 2004-03-11 |
WO2004019151A3 (en) | 2005-01-13 |
WO2004019151A2 (en) | 2004-03-04 |
AU2003255848A8 (en) | 2004-03-11 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
MY135209A (en) | System and method for facilitating electronic financial transactions using a mobile telecommunication device | |
EP1213690A3 (en) | Efficient and secure bill payment method and system via mobile IP terminals | |
EP1365368A3 (en) | System and method for financial transactions | |
TNSN07308A1 (en) | Electronic system and method for recharging credit cards | |
DE60218873D1 (en) | PUBLIC TRANSACTION SYSTEM WITH VOICE AUTHENTICATION | |
WO2007050621A3 (en) | System and method for person to person electronic fund transfer using video payphones | |
EP0965939A3 (en) | Electronic banking device | |
TW364245B (en) | Wireless transaction and information system | |
EP1341136A3 (en) | A method for processing transactions by means of wireless devices | |
SG124290A1 (en) | Electronic payment method, system, and devices | |
EP0791888A3 (en) | Accounting method and apparatus, information receiving method and apparatus and communication system | |
AUPM350794A0 (en) | Funds transaction device | |
EP0911772A3 (en) | A method and system for off-line loading of stored value cards using a batch-load terminal | |
NO20031598D0 (en) | Payment data exchange system and payment terminal for use in the system | |
GB0027922D0 (en) | Electronic payment and associated systems | |
TWI235934B (en) | Secure electronic commerce system | |
CN101201956A (en) | Automatic authentication POS and system for implementing electronic purse IC card automatic authentication as well as method thereof | |
HK1057120A1 (en) | Financial transaction system | |
GEP20104914B (en) | Method and device for transfer of money via telecommunication network | |
WO2003054655A3 (en) | Public network privacy protection tool and method | |
CN101276501A (en) | System and corresponding method for small change capable of replacing coin completely | |
SE0002811D0 (en) | Method of handling electronic tickets | |
WO2001057747A8 (en) | Electronic transaction system | |
AU5993701A (en) | System, method and program for payment in a telecommunications network | |
CN109284991A (en) | A kind of personal credit payment system and its method of payment |