GB2521050B - Credit risk decision management system and method using voice analytics - Google Patents
Credit risk decision management system and method using voice analyticsInfo
- Publication number
- GB2521050B GB2521050B GB1420734.4A GB201420734A GB2521050B GB 2521050 B GB2521050 B GB 2521050B GB 201420734 A GB201420734 A GB 201420734A GB 2521050 B GB2521050 B GB 2521050B
- Authority
- GB
- United Kingdom
- Prior art keywords
- management system
- credit risk
- decision management
- risk decision
- voice analytics
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Classifications
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L25/00—Speech or voice analysis techniques not restricted to a single one of groups G10L15/00 - G10L21/00
- G10L25/48—Speech or voice analysis techniques not restricted to a single one of groups G10L15/00 - G10L21/00 specially adapted for particular use
- G10L25/51—Speech or voice analysis techniques not restricted to a single one of groups G10L15/00 - G10L21/00 specially adapted for particular use for comparison or discrimination
- G10L25/63—Speech or voice analysis techniques not restricted to a single one of groups G10L15/00 - G10L21/00 specially adapted for particular use for comparison or discrimination for estimating an emotional state
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L17/00—Speaker identification or verification techniques
- G10L17/26—Recognition of special voice characteristics, e.g. for use in lie detectors; Recognition of animal voices
-
- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS TECHNIQUES OR SPEECH SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING TECHNIQUES; SPEECH OR AUDIO CODING OR DECODING
- G10L15/00—Speech recognition
- G10L15/26—Speech to text systems
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Health & Medical Sciences (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Multimedia (AREA)
- Acoustics & Sound (AREA)
- Human Computer Interaction (AREA)
- Audiology, Speech & Language Pathology (AREA)
- Theoretical Computer Science (AREA)
- Psychiatry (AREA)
- General Business, Economics & Management (AREA)
- Technology Law (AREA)
- Child & Adolescent Psychology (AREA)
- General Health & Medical Sciences (AREA)
- Hospice & Palliative Care (AREA)
- General Physics & Mathematics (AREA)
- Computational Linguistics (AREA)
- Signal Processing (AREA)
- Strategic Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Telephonic Communication Services (AREA)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB1718974.7A GB2556699B (en) | 2013-11-21 | 2014-11-21 | Credit risk decision manangement system and method using voice analytics |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201361907309P | 2013-11-21 | 2013-11-21 | |
US14/549,505 US20150142446A1 (en) | 2013-11-21 | 2014-11-20 | Credit Risk Decision Management System And Method Using Voice Analytics |
Publications (3)
Publication Number | Publication Date |
---|---|
GB201420734D0 GB201420734D0 (en) | 2015-01-07 |
GB2521050A GB2521050A (en) | 2015-06-10 |
GB2521050B true GB2521050B (en) | 2017-12-27 |
Family
ID=52292342
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB1420734.4A Active GB2521050B (en) | 2013-11-21 | 2014-11-21 | Credit risk decision management system and method using voice analytics |
Country Status (1)
Country | Link |
---|---|
GB (1) | GB2521050B (en) |
Families Citing this family (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN108038700A (en) * | 2017-12-22 | 2018-05-15 | 上海前隆信息科技有限公司 | A kind of anti-fraud data analysing method and system |
CN111968679B (en) * | 2020-10-22 | 2021-01-29 | 深圳追一科技有限公司 | Emotion recognition method and device, electronic equipment and storage medium |
CN112541738B (en) * | 2020-12-15 | 2022-08-19 | 平安科技(深圳)有限公司 | Examination and approval method, device, equipment and medium based on intelligent conversation technology |
CN113314103B (en) * | 2021-05-31 | 2023-03-03 | 中国工商银行股份有限公司 | Illegal information identification method and device based on real-time speech emotion analysis |
CN113903363B (en) * | 2021-09-29 | 2023-02-28 | 平安银行股份有限公司 | Violation behavior detection method, device, equipment and medium based on artificial intelligence |
CN114548118A (en) * | 2022-04-27 | 2022-05-27 | 中信建投证券股份有限公司 | Service conversation detection method and system |
CN116629456B (en) * | 2023-07-20 | 2023-10-13 | 杭银消费金融股份有限公司 | Method, system and storage medium for predicting overdue risk of service |
Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001016570A1 (en) * | 1999-08-31 | 2001-03-08 | Accenture Llp | System, method, and article of manufacture for detecting emotion in voice signals by utilizing statistics for voice signal parameters |
US20100228656A1 (en) * | 2009-03-09 | 2010-09-09 | Nice Systems Ltd. | Apparatus and method for fraud prevention |
-
2014
- 2014-11-21 GB GB1420734.4A patent/GB2521050B/en active Active
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001016570A1 (en) * | 1999-08-31 | 2001-03-08 | Accenture Llp | System, method, and article of manufacture for detecting emotion in voice signals by utilizing statistics for voice signal parameters |
US20100228656A1 (en) * | 2009-03-09 | 2010-09-09 | Nice Systems Ltd. | Apparatus and method for fraud prevention |
Also Published As
Publication number | Publication date |
---|---|
GB2521050A (en) | 2015-06-10 |
GB201420734D0 (en) | 2015-01-07 |
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