GB2504267A - Human fingerprint authentication system for contactless transactions - Google Patents

Human fingerprint authentication system for contactless transactions Download PDF

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Publication number
GB2504267A
GB2504267A GB201212996A GB201212996A GB2504267A GB 2504267 A GB2504267 A GB 2504267A GB 201212996 A GB201212996 A GB 201212996A GB 201212996 A GB201212996 A GB 201212996A GB 2504267 A GB2504267 A GB 2504267A
Authority
GB
United Kingdom
Prior art keywords
contactless
transaction
touchscreen
human
fingerprint
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GB201212996A
Other versions
GB201212996D0 (en
Inventor
John Michael Lowe
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to GB201212996A priority Critical patent/GB2504267A/en
Publication of GB201212996D0 publication Critical patent/GB201212996D0/en
Publication of GB2504267A publication Critical patent/GB2504267A/en
Withdrawn legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

Abstract

The invention presents a method for employing a human fingerprint to authenticate contactless transactions between a Contactless Transaction Device and a Touchscreen Device equipped with a Contactless Transaction System and Fingerprint Acquisition System. The steps of the method are: (i) The pre-conditions are set; (ii) The human digit is applied to the touchscreen of the touchscreen device; (iii) The human fingerprint is acquired by the touchscreen device; (iv) The touchscreen device validates the human fingerprint; (v) The touchscreen device transmits the transaction authorisation to the contactless transaction device; (vi) The contactless transaction device processes the transaction authorisation; (vii) The contactless device approves the transaction; and (viii) The contactless process continues.

Description

Human Fingerprint Authentication System For Contactiess Transactions
Field of the Invention
The invention presents a method for employing a human fingerprint to authenticate contactless transactions between a Contactless Transaction Device and a Touchscreen Device equipped with a Contactless Transaction System and Fingerprint Acquisition System.
Background of the Invention
The current means of contactless transactions, particularly financial, are restricted due to the nature of not present' authentication concerns. In a financial transaction situation a Contactless Device can easily be used by an unauthorised party as no authentication is required when presenting the Contactless Device to another Contactless Device that is authorises the transaction. For this reason the major credit card organisations have implemented safeguards to limit their exposure to unauthorised transactions, for example to a maximum number of small transaction amounts within a set period such as 3 transactions of no more than £15 per transaction within a 60 minute period.
(\i This fundamental barrier is preventing the growth of contactless methods of 1 payments being adopted and used in various alternative devices in addition to the regular credit card'. Although it has never been verified that a human fingerprint is unique (as there are potentially over 50 billion fingerprints available with no single O catalogue) the likelihood of two people having the same fingerprint are extremely low with no recorded cases on record.
O A Touchscreen Device can encompass numerous devices -for example, a smartphone, a tablet computer, a wristwatch. All of these devices have one thing in common -they are operated by a human being who in the vast majority of cases has at least one finger print.
Pressing a human digit onto the touchscreen is a natural behaviour, and one which is becoming more and more common in a digital age dominated by touchscreens operated by digits rather than the traditional keyboard and mouse. By using the human finger print as an authentication method opens up the possibilities of this becoming the de facto means of personal authentication for all transactions.
Summary of the Invention
The invention allows the human fingerprint to be used to authenticate the transaction made by a Touchscreen Device equipped with a Contactless Transaction System and Fingerprint Acquisition System.
Brief Description of the Drawings
Figure 1 shows the process for authenticating a Contactless Transaction using a human finger print Figure 2 shows the components required in the Touchscreen Device Figure 3 show an illustrative example of a human digit being presented onto a Touchscreen Device to allow the human fingerprint to be acquired for processing
Detailed Description of the Preferred Embodiments
Referring to Figure 1, the process for authenticating a Contactless Transaction using a human fingerprint according to a given condition comprises the following steps: Step 101: The pre-conditions must be met before the invention begins: there is a Transaction requiring a Contactless Authorisation, the Contactless Transaction Device is ready to accept the transaction, the Touchscreen Device is ready to authorise a transaction, the Touchscreen Deive has not been authorised to transmit a transaction and the conditional value for activating the contactless transaction is set Step 102: The human digit that is associated with the authorisation is presented to the touchscreen of the Touchscreen Device Step 103: The Touchscreen Device acquires the fingerprint using the Fingerprint (\i Acquisition Unit Step 104: The Touchscreen Device validates the human fingerprint for authorisation 0 Step 105: The Touchscreen Device transmits transaction authorisation using Contactless Transaction System to the Contactless Transaction Device with transaction nietadata Step 106: The Contactless Transaction Device processes the transaction Step 107: The Contactless Transaction Device approves the transaction Step 108: The Contactless Process continues Referring to Figure 2, the Contactless Transaction Device receiving the contactless transaction and the Touchscreen Device authenticating a contactless transaction using a human fingerprint requires the following components 201: Contactless Transaction Device that can process Contactless Transactions 202: Touchscreen Device 203: Contactless Transaction System within the Touchscreen Device 204: Fingerprint Acquisition System within the Touchscreen Device Referring to Figure 3, the human digit is presented to the device touchscreen in the same manner as any present invention for finger print scanning. This figure serves as an illustrative example for a Touchscreen Device
GB201212996A 2012-07-22 2012-07-22 Human fingerprint authentication system for contactless transactions Withdrawn GB2504267A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB201212996A GB2504267A (en) 2012-07-22 2012-07-22 Human fingerprint authentication system for contactless transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB201212996A GB2504267A (en) 2012-07-22 2012-07-22 Human fingerprint authentication system for contactless transactions

Publications (2)

Publication Number Publication Date
GB201212996D0 GB201212996D0 (en) 2012-09-05
GB2504267A true GB2504267A (en) 2014-01-29

Family

ID=46881764

Family Applications (1)

Application Number Title Priority Date Filing Date
GB201212996A Withdrawn GB2504267A (en) 2012-07-22 2012-07-22 Human fingerprint authentication system for contactless transactions

Country Status (1)

Country Link
GB (1) GB2504267A (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3101608A1 (en) * 2015-06-04 2016-12-07 LG Electronics Inc. Mobile terminal and controlling method thereof
EP3121779A1 (en) * 2015-07-21 2017-01-25 LG Electronics Inc. Mobile terminal and payment method using extended display and finger scan thereof

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001086599A2 (en) * 2000-04-14 2001-11-15 Supercom Ltd. Smart communications
WO2006051462A1 (en) * 2004-11-12 2006-05-18 Koninklijke Philips Electronics N.V. Distinctive user identification and authentication for multiple user access to display devices
EP1768057A1 (en) * 2004-06-07 2007-03-28 Matsushita Electric Industrial Co., Ltd. Electronic settlement system, portable telephone, noncontact ic card reader, and personal identification data sampler
US20080267456A1 (en) * 2007-04-25 2008-10-30 Honeywell International Inc. Biometric data collection system
US20080296371A1 (en) * 2007-05-29 2008-12-04 Feitian Technologies Co., Ltd. Method of activating a fingerprint identification process of a smart card according to a given condition and a device thereof
US20090145972A1 (en) * 2007-12-11 2009-06-11 James Douglas Evans Biometric authorization transaction
GB2478702A (en) * 2010-03-15 2011-09-21 Mohammed Ayub Ullah Secure biometric card device

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001086599A2 (en) * 2000-04-14 2001-11-15 Supercom Ltd. Smart communications
EP1768057A1 (en) * 2004-06-07 2007-03-28 Matsushita Electric Industrial Co., Ltd. Electronic settlement system, portable telephone, noncontact ic card reader, and personal identification data sampler
WO2006051462A1 (en) * 2004-11-12 2006-05-18 Koninklijke Philips Electronics N.V. Distinctive user identification and authentication for multiple user access to display devices
US20080267456A1 (en) * 2007-04-25 2008-10-30 Honeywell International Inc. Biometric data collection system
US20080296371A1 (en) * 2007-05-29 2008-12-04 Feitian Technologies Co., Ltd. Method of activating a fingerprint identification process of a smart card according to a given condition and a device thereof
US20090145972A1 (en) * 2007-12-11 2009-06-11 James Douglas Evans Biometric authorization transaction
GB2478702A (en) * 2010-03-15 2011-09-21 Mohammed Ayub Ullah Secure biometric card device

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3101608A1 (en) * 2015-06-04 2016-12-07 LG Electronics Inc. Mobile terminal and controlling method thereof
CN106251136A (en) * 2015-06-04 2016-12-21 Lg电子株式会社 Mobile terminal and control method thereof
EP3121779A1 (en) * 2015-07-21 2017-01-25 LG Electronics Inc. Mobile terminal and payment method using extended display and finger scan thereof

Also Published As

Publication number Publication date
GB201212996D0 (en) 2012-09-05

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WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)