GB2467665A - Methods and systems of predicting mortgage payment risk - Google Patents
Methods and systems of predicting mortgage payment risk Download PDFInfo
- Publication number
- GB2467665A GB2467665A GB1006199A GB201006199A GB2467665A GB 2467665 A GB2467665 A GB 2467665A GB 1006199 A GB1006199 A GB 1006199A GB 201006199 A GB201006199 A GB 201006199A GB 2467665 A GB2467665 A GB 2467665A
- Authority
- GB
- United Kingdom
- Prior art keywords
- mortgage
- predicting
- systems
- methods
- risk
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Entrepreneurship & Innovation (AREA)
- Economics (AREA)
- Marketing (AREA)
- Finance (AREA)
- Human Resources & Organizations (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Technology Law (AREA)
- Data Mining & Analysis (AREA)
- Development Economics (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A method for detecting a risk of payment default comprises receiving mortgage data associated with a mortgage application, the mortgage application associated with an applicant, determining a first score for the mortgage data based at least partly on one or more models that are based on data from a plurality of historical mortgage transactions and based on historical credit information related to the applicant, and generating data indicative of a risk of payment default based at least partly on the first score.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US97803307P | 2007-10-05 | 2007-10-05 | |
PCT/US2008/078987 WO2009048843A1 (en) | 2007-10-05 | 2008-10-06 | Methods and systems of predicting mortgage payment risk |
Publications (2)
Publication Number | Publication Date |
---|---|
GB201006199D0 GB201006199D0 (en) | 2010-06-02 |
GB2467665A true GB2467665A (en) | 2010-08-11 |
Family
ID=40549513
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB1006199A Withdrawn GB2467665A (en) | 2007-10-05 | 2008-10-06 | Methods and systems of predicting mortgage payment risk |
Country Status (3)
Country | Link |
---|---|
AU (1) | AU2008311048A1 (en) |
GB (1) | GB2467665A (en) |
WO (1) | WO2009048843A1 (en) |
Families Citing this family (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10628834B1 (en) * | 2015-06-16 | 2020-04-21 | Palantir Technologies Inc. | Fraud lead detection system for efficiently processing database-stored data and automatically generating natural language explanatory information of system results for display in interactive user interfaces |
US10825028B1 (en) * | 2016-03-25 | 2020-11-03 | State Farm Mutual Automobile Insurance Company | Identifying fraudulent online applications |
NL2020729B1 (en) * | 2018-04-06 | 2019-10-14 | Abn Amro Bank N V | Systems and methods for detecting fraudulent transactions |
US10846702B1 (en) * | 2020-02-05 | 2020-11-24 | Capital One Services, Llc | System and method for modifying payment processing times upon suspicion of fraud |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6185543B1 (en) * | 1998-05-15 | 2001-02-06 | Marketswitch Corp. | Method and apparatus for determining loan prepayment scores |
US20040010443A1 (en) * | 2002-05-03 | 2004-01-15 | May Andrew W. | Method and financial product for estimating geographic mortgage risk |
US20040138993A1 (en) * | 1995-09-12 | 2004-07-15 | Defrancesco James | Computer implemented automated credit application analysis and decision routing system |
-
2008
- 2008-10-06 WO PCT/US2008/078987 patent/WO2009048843A1/en active Application Filing
- 2008-10-06 GB GB1006199A patent/GB2467665A/en not_active Withdrawn
- 2008-10-06 AU AU2008311048A patent/AU2008311048A1/en not_active Abandoned
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20040138993A1 (en) * | 1995-09-12 | 2004-07-15 | Defrancesco James | Computer implemented automated credit application analysis and decision routing system |
US6185543B1 (en) * | 1998-05-15 | 2001-02-06 | Marketswitch Corp. | Method and apparatus for determining loan prepayment scores |
US20040010443A1 (en) * | 2002-05-03 | 2004-01-15 | May Andrew W. | Method and financial product for estimating geographic mortgage risk |
Also Published As
Publication number | Publication date |
---|---|
WO2009048843A1 (en) | 2009-04-16 |
GB201006199D0 (en) | 2010-06-02 |
AU2008311048A1 (en) | 2009-04-16 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
WAP | Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1) |