GB2383497B - Transaction verification using a mobile telephone network - Google Patents

Transaction verification using a mobile telephone network

Info

Publication number
GB2383497B
GB2383497B GB0130760A GB0130760A GB2383497B GB 2383497 B GB2383497 B GB 2383497B GB 0130760 A GB0130760 A GB 0130760A GB 0130760 A GB0130760 A GB 0130760A GB 2383497 B GB2383497 B GB 2383497B
Authority
GB
United Kingdom
Prior art keywords
mobile telephone
telephone network
transaction verification
transaction
verification
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
GB0130760A
Other versions
GB0130760D0 (en
GB2383497A (en
Inventor
Richard Ormson
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
NEC Technologies UK Ltd
Original Assignee
NEC Technologies UK Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by NEC Technologies UK Ltd filed Critical NEC Technologies UK Ltd
Priority to GB0130760A priority Critical patent/GB2383497B/en
Publication of GB0130760D0 publication Critical patent/GB0130760D0/en
Publication of GB2383497A publication Critical patent/GB2383497A/en
Application granted granted Critical
Publication of GB2383497B publication Critical patent/GB2383497B/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/80—Wireless
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Power Engineering (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
GB0130760A 2001-12-21 2001-12-21 Transaction verification using a mobile telephone network Expired - Lifetime GB2383497B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB0130760A GB2383497B (en) 2001-12-21 2001-12-21 Transaction verification using a mobile telephone network

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB0130760A GB2383497B (en) 2001-12-21 2001-12-21 Transaction verification using a mobile telephone network

Publications (3)

Publication Number Publication Date
GB0130760D0 GB0130760D0 (en) 2002-02-06
GB2383497A GB2383497A (en) 2003-06-25
GB2383497B true GB2383497B (en) 2005-09-07

Family

ID=9928256

Family Applications (1)

Application Number Title Priority Date Filing Date
GB0130760A Expired - Lifetime GB2383497B (en) 2001-12-21 2001-12-21 Transaction verification using a mobile telephone network

Country Status (1)

Country Link
GB (1) GB2383497B (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11818287B2 (en) 2017-10-19 2023-11-14 Spriv Llc Method and system for monitoring and validating electronic transactions
US11978052B2 (en) 2011-03-28 2024-05-07 Spriv Llc Method for validating electronic transactions
US12034863B2 (en) 2009-01-21 2024-07-09 Spriv Llc Methods of authenticating the identity of a computer

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2463891C (en) 2001-10-17 2012-07-17 Npx Technologies Ltd. Verification of a person identifier received online
US9727867B2 (en) 2005-04-26 2017-08-08 Guy Hefetz Method for detecting misuse of identity in electronic transactions
US20090102712A1 (en) 2005-04-26 2009-04-23 Guy Heffez Method and system for monitoring electronic purchases and cash-withdrawals
US10521786B2 (en) 2005-04-26 2019-12-31 Spriv Llc Method of reducing fraud in on-line transactions
US7503489B2 (en) 2005-04-26 2009-03-17 Bpriv, Llc Method and system for monitoring electronic purchases and cash-withdrawals
US11308477B2 (en) 2005-04-26 2022-04-19 Spriv Llc Method of reducing fraud in on-line transactions
US8640197B2 (en) 2005-04-26 2014-01-28 Guy Heffez Methods for acquiring an internet user's consent to be located and for authenticating the identity of the user using location information
US11354667B2 (en) 2007-05-29 2022-06-07 Spriv Llc Method for internet user authentication
US7707089B1 (en) * 2008-03-12 2010-04-27 Jpmorgan Chase, N.A. Method and system for automating fraud authorization strategies
US9898727B2 (en) * 2009-09-30 2018-02-20 Rakuten, Inc. Credit card fraud prevention system
CN105933334B (en) * 2016-06-20 2019-06-18 联动优势科技有限公司 A kind of judgement and information search method and device of fraud application

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0367361A2 (en) * 1988-10-31 1990-05-09 Gte Telecommunication Services Incorporated Customer activation system
GB2307618A (en) * 1995-11-21 1997-05-28 At & T Corp Detecting fraudulent telephone calls
JP2001273451A (en) * 2000-03-28 2001-10-05 Toshiba Corp Mobile communication terminal
GB2365264A (en) * 2000-07-25 2002-02-13 Vodafone Ltd System and method of authentication
US20020052754A1 (en) * 1998-09-15 2002-05-02 Joyce Simon James Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0367361A2 (en) * 1988-10-31 1990-05-09 Gte Telecommunication Services Incorporated Customer activation system
GB2307618A (en) * 1995-11-21 1997-05-28 At & T Corp Detecting fraudulent telephone calls
US20020052754A1 (en) * 1998-09-15 2002-05-02 Joyce Simon James Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment
JP2001273451A (en) * 2000-03-28 2001-10-05 Toshiba Corp Mobile communication terminal
GB2365264A (en) * 2000-07-25 2002-02-13 Vodafone Ltd System and method of authentication

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US12034863B2 (en) 2009-01-21 2024-07-09 Spriv Llc Methods of authenticating the identity of a computer
US11978052B2 (en) 2011-03-28 2024-05-07 Spriv Llc Method for validating electronic transactions
US11818287B2 (en) 2017-10-19 2023-11-14 Spriv Llc Method and system for monitoring and validating electronic transactions
US11936803B2 (en) 2019-12-22 2024-03-19 Spriv Llc Authenticating the location of an internet user

Also Published As

Publication number Publication date
GB0130760D0 (en) 2002-02-06
GB2383497A (en) 2003-06-25

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Legal Events

Date Code Title Description
732E Amendments to the register in respect of changes of name or changes affecting rights (sect. 32/1977)