GB2377071B - Debit purchasing of stored value card for use by and/or delivery to others - Google Patents

Debit purchasing of stored value card for use by and/or delivery to others

Info

Publication number
GB2377071B
GB2377071B GB0223163A GB0223163A GB2377071B GB 2377071 B GB2377071 B GB 2377071B GB 0223163 A GB0223163 A GB 0223163A GB 0223163 A GB0223163 A GB 0223163A GB 2377071 B GB2377071 B GB 2377071B
Authority
GB
United Kingdom
Prior art keywords
delivery
stored value
value card
debit
purchasing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
GB0223163A
Other versions
GB2377071A (en
GB0223163D0 (en
Inventor
Gregory Phillips
Rebecca Deporte
Jeffrey Norwine
Penny Joines
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Chase Bank USA NA
Original Assignee
First USA Bank NA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US09/102,044 external-priority patent/US6615189B1/en
Application filed by First USA Bank NA filed Critical First USA Bank NA
Publication of GB0223163D0 publication Critical patent/GB0223163D0/en
Publication of GB2377071A publication Critical patent/GB2377071A/en
Application granted granted Critical
Publication of GB2377071B publication Critical patent/GB2377071B/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342Cards defining paid or billed services or quantities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F17/00Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Finance (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
GB0223163A 1998-06-22 1999-01-25 Debit purchasing of stored value card for use by and/or delivery to others Expired - Lifetime GB2377071B (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/102,044 US6615189B1 (en) 1998-06-22 1998-06-22 Debit purchasing of stored value card for use by and/or delivery to others
GB9901395A GB2338814B (en) 1998-06-22 1999-01-25 Debit purchasing of stored value card for use by and/or delivery to others

Publications (3)

Publication Number Publication Date
GB0223163D0 GB0223163D0 (en) 2002-11-13
GB2377071A GB2377071A (en) 2002-12-31
GB2377071B true GB2377071B (en) 2003-02-12

Family

ID=26315015

Family Applications (3)

Application Number Title Priority Date Filing Date
GB0223161A Expired - Lifetime GB2377314B (en) 1998-06-22 1999-01-25 Debit purchasing of stored value card for use by and/or delivery to others
GB0223160A Expired - Lifetime GB2376787B (en) 1998-06-22 1999-01-25 Conversion of stored value card into a credit card
GB0223163A Expired - Lifetime GB2377071B (en) 1998-06-22 1999-01-25 Debit purchasing of stored value card for use by and/or delivery to others

Family Applications Before (2)

Application Number Title Priority Date Filing Date
GB0223161A Expired - Lifetime GB2377314B (en) 1998-06-22 1999-01-25 Debit purchasing of stored value card for use by and/or delivery to others
GB0223160A Expired - Lifetime GB2376787B (en) 1998-06-22 1999-01-25 Conversion of stored value card into a credit card

Country Status (1)

Country Link
GB (3) GB2377314B (en)

Cited By (33)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US7676429B2 (en) 1999-06-04 2010-03-09 Jpmorgan Chase Bank, N.A. Credit instrument and system providing multiple services including access to credit services and access to a service provider club
US7676425B1 (en) 2002-07-29 2010-03-09 Jpmorgan Chase Bank, N.A. Method and system for providing flexible financing
US7707111B2 (en) 1998-11-17 2010-04-27 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US7747463B1 (en) 1998-06-22 2010-06-29 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7756896B1 (en) 2002-03-11 2010-07-13 Jp Morgan Chase Bank System and method for multi-dimensional risk analysis
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7801816B2 (en) 2001-05-23 2010-09-21 Jp Morgan Chase Bank, N.A. System and method for currency selectable stored value instrument
US7805368B2 (en) 1998-06-22 2010-09-28 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
US7809641B2 (en) 2001-07-26 2010-10-05 Jpmorgan Chase Bank, National Association System and method for funding a collective account
US7860789B2 (en) 2001-07-24 2010-12-28 Jpmorgan Chase Bank, N.A. Multiple account advanced payment card and method of routing card transactions
US7937685B2 (en) 2005-01-13 2011-05-03 Hsbc Technology & Services (Usa) Inc. Computer software implemented framework for configuration and release management of group systems software, and method for same
US7941355B1 (en) 2005-05-27 2011-05-10 Jpmorgan Chase Bank, N.A. Universal payment protection
US7949574B2 (en) 1999-11-15 2011-05-24 Jpmorgan Chase Bank, Na Personalized interactive network architecture
US7953663B1 (en) 2003-09-04 2011-05-31 Jpmorgan Chase Bank, N.A. System and method for financial instrument pre-qualification and offering
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US8033451B2 (en) 2001-08-13 2011-10-11 Jpmorgan Chase Bank, National Association System and method for funding a collective account by use of an electronic tag
US8145549B2 (en) 2003-05-30 2012-03-27 Jpmorgan Chase Bank, N.A. System and method for offering risk-based interest rates in a credit instutment
US8239323B2 (en) 2003-09-23 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for distribution of unactivated bank account cards
US8408455B1 (en) 2006-02-08 2013-04-02 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US8417601B1 (en) 2007-10-18 2013-04-09 Jpmorgan Chase Bank, N.A. Variable rate payment card
US8533111B1 (en) 2004-08-03 2013-09-10 Jpmorgan Chase Bank, N.A. System and method for providing promotional pricing
US8612341B2 (en) 2000-02-23 2013-12-17 Jpmorgan Chase Bank, N.A. Computerized funding of a second financial account by a first financial card
US8630898B1 (en) 2005-02-22 2014-01-14 Jpmorgan Chase Bank, N.A. Stored value card provided with merchandise as rebate
US8676642B1 (en) 2007-07-05 2014-03-18 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to financial account holders
US8719085B2 (en) 2001-01-18 2014-05-06 Jpmorgan Chase Bank, N.A. System and method for administering a brokerage rebate card program
US8751391B2 (en) 2002-03-29 2014-06-10 Jpmorgan Chase Bank, N.A. System and process for performing purchase transactions using tokens
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US8800857B1 (en) 2001-08-13 2014-08-12 Jpmorgan Chase Bank, N.A. System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag
US9240089B2 (en) 2002-03-25 2016-01-19 Jpmorgan Chase Bank, N.A. Systems and methods for time variable financial authentication
US9275325B2 (en) 2014-03-07 2016-03-01 Starbucks Corporation Dual-function card with key card functionality and stored value card functionality

Families Citing this family (19)

* Cited by examiner, † Cited by third party
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US7107225B1 (en) * 1999-08-17 2006-09-12 Mcclung Iii Guy L Business system
US7769631B2 (en) 1999-08-17 2010-08-03 Mcclung Iii Guy L Business systems with price guarantee and display
US7606731B2 (en) 1999-08-17 2009-10-20 Mcclung Iii Guy Lamonte Price guarantee methods and systems
AU2001282935A1 (en) 2000-08-01 2002-02-13 First Usa Bank, N.A. System and method for transponder-enabled account transactions
US20180165441A1 (en) 2002-03-25 2018-06-14 Glenn Cobourn Everhart Systems and methods for multifactor authentication
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US8156042B2 (en) 2003-08-29 2012-04-10 Starbucks Corporation Method and apparatus for automatically reloading a stored value card
WO2005048145A1 (en) 2003-10-13 2005-05-26 Starbucks Corporation D/B/A Starbucks Coffee Company Dual card
US7933833B2 (en) * 2006-08-31 2011-04-26 Compucredit Intellectual Property Holdings Corp. Ii Method and system for rapid loan approval
US8554652B1 (en) 2008-02-21 2013-10-08 Jpmorgan Chase Bank, N.A. System and method for providing borrowing schemes
US10489776B2 (en) 2008-03-13 2019-11-26 Giftya Llc System and method for managing gift credits
US8676704B2 (en) 2008-03-13 2014-03-18 Giftya Llc Method for transferring funds
US20140214666A1 (en) 2008-03-13 2014-07-31 Giftya Llc System and method for managing gifts
US20140207662A1 (en) 2008-03-13 2014-07-24 Giftya Llc System and method for managing gifts
US10949833B2 (en) 2008-03-13 2021-03-16 Giftya Llc Technologies for generating and displaying virtual and interactive egifts
US20140249902A1 (en) 2008-03-13 2014-09-04 Giftya Llc System and method for providing a customer survey
US8285643B2 (en) 2008-06-12 2012-10-09 Monncello Enterprises, LLC System and method for processing gift cards
US11012480B2 (en) 2010-09-13 2021-05-18 Jeffrey W. Mankoff Modifying signal associations in complex computing networks

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US4837422A (en) * 1987-09-08 1989-06-06 Juergen Dethloff Multi-user card system
WO1998058345A2 (en) * 1997-06-16 1998-12-23 Picciallo Michael J Third party debit card

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US5117355A (en) * 1989-01-27 1992-05-26 Mccarthy Patrick D Centralized consumer cash valve accumulation system for multiple merchants

Patent Citations (2)

* Cited by examiner, † Cited by third party
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US4837422A (en) * 1987-09-08 1989-06-06 Juergen Dethloff Multi-user card system
WO1998058345A2 (en) * 1997-06-16 1998-12-23 Picciallo Michael J Third party debit card

Cited By (52)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7805368B2 (en) 1998-06-22 2010-09-28 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7747463B1 (en) 1998-06-22 2010-06-29 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US8005756B2 (en) 1998-06-22 2011-08-23 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7818253B2 (en) 1998-06-22 2010-10-19 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7809642B1 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7809643B2 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US7707111B2 (en) 1998-11-17 2010-04-27 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US7676429B2 (en) 1999-06-04 2010-03-09 Jpmorgan Chase Bank, N.A. Credit instrument and system providing multiple services including access to credit services and access to a service provider club
US8645265B2 (en) 1999-06-04 2014-02-04 Jpmorgan Chase Bank, N.A. System and method for card processing with automated payment of club, merchant, and service provider fees
US8326694B2 (en) 1999-11-15 2012-12-04 Jpmorgan Chase Bank, N.A. Personalized interactive network architecture
US7949574B2 (en) 1999-11-15 2011-05-24 Jpmorgan Chase Bank, Na Personalized interactive network architecture
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US8700529B2 (en) 2000-02-23 2014-04-15 Jpmorgan Chase Bank, N.A. Mutual fund card method and system
US8612341B2 (en) 2000-02-23 2013-12-17 Jpmorgan Chase Bank, N.A. Computerized funding of a second financial account by a first financial card
US8719085B2 (en) 2001-01-18 2014-05-06 Jpmorgan Chase Bank, N.A. System and method for administering a brokerage rebate card program
US7801816B2 (en) 2001-05-23 2010-09-21 Jp Morgan Chase Bank, N.A. System and method for currency selectable stored value instrument
US7860789B2 (en) 2001-07-24 2010-12-28 Jpmorgan Chase Bank, N.A. Multiple account advanced payment card and method of routing card transactions
US7890422B1 (en) 2001-07-24 2011-02-15 Jpmorgan Chase Bank, N.A. Multiple account advanced payment card and method of routing card transactions
US7809641B2 (en) 2001-07-26 2010-10-05 Jpmorgan Chase Bank, National Association System and method for funding a collective account
US8033451B2 (en) 2001-08-13 2011-10-11 Jpmorgan Chase Bank, National Association System and method for funding a collective account by use of an electronic tag
US8800857B1 (en) 2001-08-13 2014-08-12 Jpmorgan Chase Bank, N.A. System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US7756896B1 (en) 2002-03-11 2010-07-13 Jp Morgan Chase Bank System and method for multi-dimensional risk analysis
US9240089B2 (en) 2002-03-25 2016-01-19 Jpmorgan Chase Bank, N.A. Systems and methods for time variable financial authentication
US8751391B2 (en) 2002-03-29 2014-06-10 Jpmorgan Chase Bank, N.A. System and process for performing purchase transactions using tokens
US8095459B2 (en) 2002-07-29 2012-01-10 Jpmorgan Chase Bank, N.A. Method and system for providing flexible financing
US7676425B1 (en) 2002-07-29 2010-03-09 Jpmorgan Chase Bank, N.A. Method and system for providing flexible financing
US8239304B1 (en) 2002-07-29 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for providing pre-approved targeted products
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
US8145549B2 (en) 2003-05-30 2012-03-27 Jpmorgan Chase Bank, N.A. System and method for offering risk-based interest rates in a credit instutment
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US7953663B1 (en) 2003-09-04 2011-05-31 Jpmorgan Chase Bank, N.A. System and method for financial instrument pre-qualification and offering
US8463681B2 (en) 2003-09-23 2013-06-11 Jpmorgan Chase Bank, N.A. Method and system for distribution of unactivated bank account cards
US8239323B2 (en) 2003-09-23 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for distribution of unactivated bank account cards
US8533111B1 (en) 2004-08-03 2013-09-10 Jpmorgan Chase Bank, N.A. System and method for providing promotional pricing
US7937685B2 (en) 2005-01-13 2011-05-03 Hsbc Technology & Services (Usa) Inc. Computer software implemented framework for configuration and release management of group systems software, and method for same
US8630898B1 (en) 2005-02-22 2014-01-14 Jpmorgan Chase Bank, N.A. Stored value card provided with merchandise as rebate
US8752759B1 (en) 2005-05-27 2014-06-17 Jpmorgan Chase Bank, N.A. Method and system for implementing a card product with multiple customized relationships
US8245909B2 (en) 2005-05-27 2012-08-21 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US8469265B2 (en) 2005-05-27 2013-06-25 Jpmorgan Chase Bank, N.A. Method and system for implementing a card product with multiple customized relationships
US7941355B1 (en) 2005-05-27 2011-05-10 Jpmorgan Chase Bank, N.A. Universal payment protection
US8925802B1 (en) 2005-05-27 2015-01-06 Jpmorgan Chase Bank, N.A. Method and system for implementing a card product with multiple customized relationships
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US8517258B2 (en) 2006-02-08 2013-08-27 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US8408455B1 (en) 2006-02-08 2013-04-02 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7926711B2 (en) 2006-02-08 2011-04-19 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US8676642B1 (en) 2007-07-05 2014-03-18 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to financial account holders
US8417601B1 (en) 2007-10-18 2013-04-09 Jpmorgan Chase Bank, N.A. Variable rate payment card
US8533086B1 (en) 2007-10-18 2013-09-10 Jpmorgan Chase Bank, N.A. Variable rate payment card
US9275325B2 (en) 2014-03-07 2016-03-01 Starbucks Corporation Dual-function card with key card functionality and stored value card functionality

Also Published As

Publication number Publication date
GB2377314A (en) 2003-01-08
GB2377071A (en) 2002-12-31
GB2377314B (en) 2003-02-19
GB0223163D0 (en) 2002-11-13
GB2376787A (en) 2002-12-24
GB0223160D0 (en) 2002-11-13
GB0223161D0 (en) 2002-11-13
GB2376787B (en) 2003-02-12

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Legal Events

Date Code Title Description
732E Amendments to the register in respect of changes of name or changes affecting rights (sect. 32/1977)

Free format text: REGISTERED BETWEEN 20150416 AND 20150422

PE20 Patent expired after termination of 20 years

Expiry date: 20190124