GB2376550A - Fuel access card - Google Patents

Fuel access card Download PDF

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Publication number
GB2376550A
GB2376550A GB0114329A GB0114329A GB2376550A GB 2376550 A GB2376550 A GB 2376550A GB 0114329 A GB0114329 A GB 0114329A GB 0114329 A GB0114329 A GB 0114329A GB 2376550 A GB2376550 A GB 2376550A
Authority
GB
United Kingdom
Prior art keywords
card
vehicle
fuel
insurance
fuel pump
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GB0114329A
Other versions
GB0114329D0 (en
Inventor
Timothy Herbert Carbis
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to GB0114329A priority Critical patent/GB2376550A/en
Publication of GB0114329D0 publication Critical patent/GB0114329D0/en
Publication of GB2376550A publication Critical patent/GB2376550A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B67—OPENING, CLOSING OR CLEANING BOTTLES, JARS OR SIMILAR CONTAINERS; LIQUID HANDLING
    • B67D—DISPENSING, DELIVERING OR TRANSFERRING LIQUIDS, NOT OTHERWISE PROVIDED FOR
    • B67D7/00—Apparatus or devices for transferring liquids from bulk storage containers or reservoirs into vehicles or into portable containers, e.g. for retail sale purposes
    • B67D7/06—Details or accessories
    • B67D7/08—Arrangements of devices for controlling, indicating, metering or registering quantity or price of liquid transferred
    • B67D7/14—Arrangements of devices for controlling, indicating, metering or registering quantity or price of liquid transferred responsive to input of recorded programmed information, e.g. on punched cards
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B67—OPENING, CLOSING OR CLEANING BOTTLES, JARS OR SIMILAR CONTAINERS; LIQUID HANDLING
    • B67D—DISPENSING, DELIVERING OR TRANSFERRING LIQUIDS, NOT OTHERWISE PROVIDED FOR
    • B67D7/00—Apparatus or devices for transferring liquids from bulk storage containers or reservoirs into vehicles or into portable containers, e.g. for retail sale purposes
    • B67D7/06—Details or accessories
    • B67D7/32—Arrangements of safety or warning devices; Means for preventing unauthorised delivery of liquid
    • B67D7/34—Means for preventing unauthorised delivery of liquid
    • B67D7/344—Means for preventing unauthorised delivery of liquid by checking a correct coupling or coded information
    • B67D7/346—Means for preventing unauthorised delivery of liquid by checking a correct coupling or coded information by reading a code
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/27—Individual registration on entry or exit involving the use of a pass with central registration

Landscapes

  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Mechanical Engineering (AREA)
  • Mathematical Physics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

A smart card designed to be issued by insurance companies to clients when they pay their vehicle insurance premiums, and bearing information about the vehicle registration, the vehicle insurance details, and a valid from and expiry date. The card is used to obtain authorisation to disengage a locking mechanism on a retail fuel pump in order to acquire vehicle fuel. The card interacts via an interface, preferably a remote interface, installed in or around a fuel pump, with a motor insurance database. The database verifies that the details on the card are correct and then disengages the locking mechanism on the fuel pump.

Description

<Desc/Clms Page number 1>
The Fuel Access Card (FAC) Background Information In 1998, there were 254,951 convictions for driving whilst uninsured. However, the Association of British Insurers estimate that there are at least one million persons driving whilst uninsured (about 5% of total dnvers). Driving whilst uninsured can be associated with vehicle theft and other forms of criminal activity.
The Motor Insurers Bureau meets the costs of accidents suffered by victims of uninsured drivers. In 2000, the levy on insurance companies is expected to be about E215 million. In addition, the costs borne by insurance companies directly are thought to be at least as much again. These are both passed onto policyholders In the form of higher premiums, in the range ouf 15-20 per poiicyhotder.
The current estimate of the British Oil Security Syndicate (BOSS) suggest that'driveoffs', where motorists drive away without paying for their fuel, account for losses worth Ell million each year.
Concept The chief purpose of the Fuel Access Card is obtain authorisation to disengage a locking mechanism on a retail fuel pump in order to acquire vehicle fuel.
It is intended to be issued by insurance companies either with, or instead of, a valid Certificate of Insurance, it will work in conjunction with a motor insurance database (a database containing details on all individually insured vehicles to help tackle the problem of uninsured driving).
The Fuel Access Card creates a unique link between vehicle insurance and the ability to purchase vehicle fuel.
FIGURE 1 is an illustration of a typical Fuel Access Card.
FIGURE 2 explains the components of a Smart Card.
FIGURE 3 demonstrates the basic concept of the Fuel Access Card.
<Desc/Clms Page number 2>
Design Features (see Figure 1) For the commercial and the private motorist, the design of the card will incorporate the following :-
= The vehi e in ur nce po'icy number. - IIIÇ Vc ; llIvlll ; III'='UI COU Iv"" I-'VIlVl. n. "',, "'''''I.
The vehicle registration number.
The name of the vehicle owner.
A'Valid From'date An expiry date.
Commercial motor vehicle traders can be issued with different coloured cards containing- 'The company vehicle insurance policy number.
'The company registration number.
'The trading name of the company.
. A'Valid From'date.
'An expiry date.
The Smart Card (see Figure 2) Description Smart cards, which contain a computer chip and memory, are growing in popularity for a number of applications, including transportation, telecommunications, debit purchasing, and health care.
A smart card is a credit card-size plastic card that, unlike a credit card, has an embedded semiconductor, which lets it accept, store, and send information. It can hold as much as 80 times more data than magnetic-stripe cards, and the embedded semiconductor chip can be either a memory chip with non-programmable logic or a microprocessor with Internal memory.
A smart card basically consists of three parts: a plastic card with or without a magnetic stripe; an electronic module supporting the electrical contacts; and a silicon integrated circuit. All of the components-central processing unit, memory, and 1/0- are in the same integrated circuit chip with electrical connections tying them together Thus, it is difficult for foreign signals to tamper with the interconnections of the components inside the chip, this enhances the security of the smart card.
<Desc/Clms Page number 3>
Advantages Easy to carry-same size and feel as credit cards.
High levels of data control and accountability.
More powerful than magnetic-stripe cards and hold more information.
Secure way to handle private information, e. g. car registration number.
Tamper-resistant data.
Types of Smart Card The chip communicates either directly via a physical contact or remotely via an electromagnetic interface.
Contact smart cards need to be inserted into smart card readers, which touch a conductive module on the surface of the card.
Remote cards use an electromagnetic signal and an antenna on each smart card to create the conversation between the card and the card reader. The microwave frequencies employed also provide the card with its power source. These nonbattery powered cards need to come within 2 to 3 inches of the card reader to be powered.
"Fast card" interfaces, such as those used by transportation fare cards, have greatly benefited from the remote interface, which allows a customer to quickly wave the card near the device, instead of inserting and removing a card, which can slow down lines. It is this type of card that demonstrates great potential for use as a Fuel Access Card.
The Operation of the FAC Smart Card (see Figure 3) 'The chip on the FAC communicates via the remote interface, which is installed in or around the fuel pump, with a motor insurance database . The card details are checked against the database records, . Should successful verification follow, the locking mechanism on the fuel pump is disengaged, allowing fuel to be transferred to the motor vehicle.
' In the event verification is not forthcoming, the fuel pump shall remain locked.

Claims (5)

  1. CLAIMS 1. A smart card which contains a computer chip and memory. It has an embedded semiconductor which lets it accent, store and send information ! t consists of three parts :- a. A plastic card with or without a magnetic stripe. b. An electronic module supporting the electrical contacts. c. A silicon or other type of integrated circuit.
  2. 2. A card as claimed in Claim 1 that is capable of being scanned by a card reader.
  3. 3. A card as claimed in Claim 1 that can exchange information with a database for the purpose of verification.
  4. 4. A card as claimed in Claim 1 that bears the following information :- a. A motor vehicle registration. b. The insurance policy number of the vehicle's owner. c. The name of the insured. d-The name of the insurer. e. A Valid From date. f. An Expiry date.
  5. 5. A card as claimed in Claim 1 which permits the authorised holder to use it for the purpose of unlocking a mechanism fitted to a fitting station fuel pump, or any other form of fuel delivery system, in order to acquire fuel for a motorised vehicle.
    6 A smart card substantially as herein described and illustrated in the accompanying drawings.
GB0114329A 2001-06-13 2001-06-13 Fuel access card Withdrawn GB2376550A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB0114329A GB2376550A (en) 2001-06-13 2001-06-13 Fuel access card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB0114329A GB2376550A (en) 2001-06-13 2001-06-13 Fuel access card

Publications (2)

Publication Number Publication Date
GB0114329D0 GB0114329D0 (en) 2001-08-01
GB2376550A true GB2376550A (en) 2002-12-18

Family

ID=9916441

Family Applications (1)

Application Number Title Priority Date Filing Date
GB0114329A Withdrawn GB2376550A (en) 2001-06-13 2001-06-13 Fuel access card

Country Status (1)

Country Link
GB (1) GB2376550A (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2396039A (en) * 2002-12-06 2004-06-09 Paul Hedgecock A fuel delivery system for legally entitled drivers
WO2013006911A1 (en) * 2011-07-13 2013-01-17 Formica Armando Peter A fuel bowser and reading facility

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0292249A2 (en) * 1987-05-19 1988-11-23 THE GENERAL ELECTRIC COMPANY, p.l.c. Data storage systems
US5459304A (en) * 1994-09-13 1995-10-17 At&T Ipm Corp. Smart card techniques for motor vehicle record administration
GB2294795A (en) * 1994-11-01 1996-05-08 William Munro Groves Paterson Road use charging system
DE19636174A1 (en) * 1996-09-06 1997-02-13 Behrens Klaus Peter Self-service filling station for motor vehicles - may be activated by vehicle ignition key or magnetic card or typed-in personal identification number
WO2001022304A2 (en) * 1999-09-17 2001-03-29 Marconi Commerce Systems Ltd. Content preference system for data at a retail outlet

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0292249A2 (en) * 1987-05-19 1988-11-23 THE GENERAL ELECTRIC COMPANY, p.l.c. Data storage systems
US5459304A (en) * 1994-09-13 1995-10-17 At&T Ipm Corp. Smart card techniques for motor vehicle record administration
GB2294795A (en) * 1994-11-01 1996-05-08 William Munro Groves Paterson Road use charging system
DE19636174A1 (en) * 1996-09-06 1997-02-13 Behrens Klaus Peter Self-service filling station for motor vehicles - may be activated by vehicle ignition key or magnetic card or typed-in personal identification number
WO2001022304A2 (en) * 1999-09-17 2001-03-29 Marconi Commerce Systems Ltd. Content preference system for data at a retail outlet

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2396039A (en) * 2002-12-06 2004-06-09 Paul Hedgecock A fuel delivery system for legally entitled drivers
GB2396039B (en) * 2002-12-06 2004-12-01 Paul Hedgecock A fuel authorisation system
WO2013006911A1 (en) * 2011-07-13 2013-01-17 Formica Armando Peter A fuel bowser and reading facility

Also Published As

Publication number Publication date
GB0114329D0 (en) 2001-08-01

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WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)