GB2297856B - Electronic negotiable documents - Google Patents

Electronic negotiable documents

Info

Publication number
GB2297856B
GB2297856B GB9510215A GB9510215A GB2297856B GB 2297856 B GB2297856 B GB 2297856B GB 9510215 A GB9510215 A GB 9510215A GB 9510215 A GB9510215 A GB 9510215A GB 2297856 B GB2297856 B GB 2297856B
Authority
GB
United Kingdom
Prior art keywords
electronic negotiable
negotiable documents
documents
electronic
negotiable
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
GB9510215A
Other versions
GB9510215D0 (en
GB2297856A (en
Inventor
Peter Landrock
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Cryptomathic AS
Original Assignee
Cryptomathic AS
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cryptomathic AS filed Critical Cryptomathic AS
Publication of GB9510215D0 publication Critical patent/GB9510215D0/en
Priority to ES96902407T priority Critical patent/ES2141473T3/en
Priority to DE69605654T priority patent/DE69605654T2/en
Priority to PCT/IB1996/000163 priority patent/WO1996024997A1/en
Priority to CA002212457A priority patent/CA2212457C/en
Priority to CA2605569A priority patent/CA2605569C/en
Priority to DK96902407T priority patent/DK0808535T3/en
Priority to EP96902407A priority patent/EP0808535B1/en
Priority to AU46740/96A priority patent/AU4674096A/en
Publication of GB2297856A publication Critical patent/GB2297856A/en
Application granted granted Critical
Publication of GB2297856B publication Critical patent/GB2297856B/en
Priority to US09/747,511 priority patent/US7505945B2/en
Priority to US11/708,267 priority patent/US20070168291A1/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3297—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving time stamps, e.g. generation of time stamps
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Storage Device Security (AREA)
GB9510215A 1995-02-08 1995-05-19 Electronic negotiable documents Expired - Lifetime GB2297856B (en)

Priority Applications (10)

Application Number Priority Date Filing Date Title
PCT/IB1996/000163 WO1996024997A1 (en) 1995-02-08 1996-02-08 Electronic negotiable documents
AU46740/96A AU4674096A (en) 1995-02-08 1996-02-08 Electronic negotiable documents
ES96902407T ES2141473T3 (en) 1995-02-08 1996-02-08 NEGOTIABLE ELECTRONIC DOCUMENTS.
CA002212457A CA2212457C (en) 1995-02-08 1996-02-08 Electronic negotiable documents
CA2605569A CA2605569C (en) 1995-02-08 1996-02-08 Electronic negotiable documents
DK96902407T DK0808535T3 (en) 1995-02-08 1996-02-08 Electronic negotiable documents
EP96902407A EP0808535B1 (en) 1995-02-08 1996-02-08 Electronic negotiable documents
DE69605654T DE69605654T2 (en) 1995-02-08 1996-02-08 ELECTRONIC NEGOTIABLE DOCUMENTS
US09/747,511 US7505945B2 (en) 1995-02-08 2000-12-20 Electronic negotiable documents
US11/708,267 US20070168291A1 (en) 1995-02-08 2007-02-20 Electronic negotiable documents

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB9502414A GB9502414D0 (en) 1995-02-08 1995-02-08 Electronic negotiable documents

Publications (3)

Publication Number Publication Date
GB9510215D0 GB9510215D0 (en) 1995-07-12
GB2297856A GB2297856A (en) 1996-08-14
GB2297856B true GB2297856B (en) 1998-09-30

Family

ID=10769250

Family Applications (2)

Application Number Title Priority Date Filing Date
GB9502414A Pending GB9502414D0 (en) 1995-02-08 1995-02-08 Electronic negotiable documents
GB9510215A Expired - Lifetime GB2297856B (en) 1995-02-08 1995-05-19 Electronic negotiable documents

Family Applications Before (1)

Application Number Title Priority Date Filing Date
GB9502414A Pending GB9502414D0 (en) 1995-02-08 1995-02-08 Electronic negotiable documents

Country Status (1)

Country Link
GB (2) GB9502414D0 (en)

Families Citing this family (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4315161B2 (en) * 2006-02-16 2009-08-19 村田機械株式会社 Image reader with time authentication request function
US10395223B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc System and method for transferring funds
US10395247B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc Systems and methods for facilitating a secure transaction at a non-financial institution system
US10318936B2 (en) 2012-03-07 2019-06-11 Early Warning Services, Llc System and method for transferring funds
US11593800B2 (en) 2012-03-07 2023-02-28 Early Warning Services, Llc System and method for transferring funds
US10970688B2 (en) 2012-03-07 2021-04-06 Early Warning Services, Llc System and method for transferring funds
US20130238488A1 (en) 2012-03-07 2013-09-12 Clearxchange, Llc System and method for transferring funds
US10878387B2 (en) 2015-03-23 2020-12-29 Early Warning Services, Llc Real-time determination of funds availability for checks and ACH items
US10832246B2 (en) 2015-03-23 2020-11-10 Early Warning Services, Llc Payment real-time funds availability
US10748127B2 (en) 2015-03-23 2020-08-18 Early Warning Services, Llc Payment real-time funds availability
US10839359B2 (en) 2015-03-23 2020-11-17 Early Warning Services, Llc Payment real-time funds availability
US10769606B2 (en) 2015-03-23 2020-09-08 Early Warning Services, Llc Payment real-time funds availability
US10970695B2 (en) 2015-07-21 2021-04-06 Early Warning Services, Llc Secure real-time transactions
US10438175B2 (en) 2015-07-21 2019-10-08 Early Warning Services, Llc Secure real-time payment transactions
US10963856B2 (en) 2015-07-21 2021-03-30 Early Warning Services, Llc Secure real-time transactions
US11386410B2 (en) 2015-07-21 2022-07-12 Early Warning Services, Llc Secure transactions with offline device
US11151522B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US11157884B2 (en) 2015-07-21 2021-10-26 Early Warning Services, Llc Secure transactions with offline device
US11037121B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US11037122B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US10956888B2 (en) 2015-07-21 2021-03-23 Early Warning Services, Llc Secure real-time transactions
US11062290B2 (en) 2015-07-21 2021-07-13 Early Warning Services, Llc Secure real-time transactions
US11151523B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US11151567B2 (en) 2016-09-19 2021-10-19 Early Warning Services, Llc Authentication and fraud prevention in provisioning a mobile wallet

Also Published As

Publication number Publication date
GB9510215D0 (en) 1995-07-12
GB9502414D0 (en) 1995-03-29
GB2297856A (en) 1996-08-14

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Legal Events

Date Code Title Description
PE20 Patent expired after termination of 20 years

Expiry date: 20150518