GB2102606B - Apparatus and methods for making payments electronically - Google Patents

Apparatus and methods for making payments electronically

Info

Publication number
GB2102606B
GB2102606B GB08217552A GB8217552A GB2102606B GB 2102606 B GB2102606 B GB 2102606B GB 08217552 A GB08217552 A GB 08217552A GB 8217552 A GB8217552 A GB 8217552A GB 2102606 B GB2102606 B GB 2102606B
Authority
GB
United Kingdom
Prior art keywords
methods
making payments
payments electronically
electronically
making
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired
Application number
GB08217552A
Other versions
GB2102606A (en
Inventor
Donald Atkinson Bell
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
National Research Development Corp UK
Original Assignee
National Research Development Corp UK
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by National Research Development Corp UK filed Critical National Research Development Corp UK
Priority to GB08217552A priority Critical patent/GB2102606B/en
Publication of GB2102606A publication Critical patent/GB2102606A/en
Application granted granted Critical
Publication of GB2102606B publication Critical patent/GB2102606B/en
Expired legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
GB08217552A 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically Expired GB2102606B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB08217552A GB2102606B (en) 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB8118942 1981-06-19
GB08217552A GB2102606B (en) 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically

Publications (2)

Publication Number Publication Date
GB2102606A GB2102606A (en) 1983-02-02
GB2102606B true GB2102606B (en) 1985-01-30

Family

ID=26279853

Family Applications (1)

Application Number Title Priority Date Filing Date
GB08217552A Expired GB2102606B (en) 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically

Country Status (1)

Country Link
GB (1) GB2102606B (en)

Cited By (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7647243B2 (en) 1995-11-07 2010-01-12 Ebay Inc. Electronic marketplace system and method for creation of a two-tiered pricing scheme
US7657484B2 (en) 1998-02-02 2010-02-02 Checkfree Corporation Electronic bill presentment via a wide area communications network
US7729996B2 (en) 2002-11-01 2010-06-01 Checkfree Corporation Reuse of an EBP account through alternate authentication
US7792749B2 (en) 1999-04-26 2010-09-07 Checkfree Corporation Dynamic biller list generation
US7831477B2 (en) 1995-04-26 2010-11-09 Ebay Inc. Method for reposting a good for sale using a consignment node
US7970652B1 (en) 1995-04-26 2011-06-28 Ebay Inc. Apparatus and method for remote sellers to initiate auction instances at an auction facilitator system and receive or make payment for items bought and sold with the system by book entry accounting between participant accounts accessible to the system
US7970722B1 (en) 1999-11-08 2011-06-28 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
USRE42892E1 (en) 1995-10-06 2011-11-01 Netscape Communications Corporation Method and apparatus for maintaining state information on an HTTP client system in relation to server domain and path attributes
US8073773B2 (en) 2002-11-01 2011-12-06 Checkfree Corporation Technique for identifying probable billers of a consumer
US8606900B1 (en) 1995-06-07 2013-12-10 Soverain Software Llc Method and system for counting web access requests
US8856894B1 (en) 2012-11-28 2014-10-07 Consumerinfo.Com, Inc. Always on authentication
US9230283B1 (en) 2007-12-14 2016-01-05 Consumerinfo.Com, Inc. Card registry systems and methods
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
USD759689S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759690S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD760256S1 (en) 2014-03-25 2016-06-28 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US9536263B1 (en) 2011-10-13 2017-01-03 Consumerinfo.Com, Inc. Debt services candidate locator
US9542553B1 (en) 2011-09-16 2017-01-10 Consumerinfo.Com, Inc. Systems and methods of identity protection and management

Families Citing this family (36)

* Cited by examiner, † Cited by third party
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US4906828A (en) * 1983-02-28 1990-03-06 Paperless Accounting, Inc. Electronic money purse and fund transfer system
US4660221A (en) * 1983-07-18 1987-04-21 Pitney Bowes Inc. System for printing encrypted messages with bar-code representation
US4649266A (en) * 1984-03-12 1987-03-10 Pitney Bowes Inc. Method and apparatus for verifying postage
IL75702A0 (en) * 1984-07-27 1985-11-29 Technion Res & Dev Foundation Apparatus for effecting and recording monetary transactions
US4614861A (en) * 1984-11-15 1986-09-30 Intellicard International, Inc. Unitary, self-contained card verification and validation system and method
US4775246A (en) * 1985-04-17 1988-10-04 Pitney Bowes Inc. System for detecting unaccounted for printing in a value printing system
DK304785A (en) * 1985-07-03 1987-01-04 Cne A S DATABASES AND PLANS WITH PAYMENT TERMINAL FOR THE DATABASE
US4837822A (en) * 1986-04-08 1989-06-06 Schlage Lock Company Cryptographic based electronic lock system and method of operation
EP0246823A3 (en) * 1986-05-22 1989-10-04 Racal-Guardata Limited Data communication systems and methods
FR2620248B1 (en) * 1987-09-07 1989-11-24 France Etat METHODS OF AUTHENTICATING ACCREDITATIONS OR MESSAGES WITH ZERO KNOWLEDGE AND SIGNATURE OF MESSAGES
EP0734556B1 (en) 1993-12-16 2002-09-04 Open Market, Inc. Network based payment system and method for using such system
US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5884277A (en) * 1995-05-01 1999-03-16 Vinod Khosla Process for issuing coupons for goods or services to purchasers at non-secure terminals
US5790677A (en) 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
US9900305B2 (en) 1998-01-12 2018-02-20 Soverain Ip, Llc Internet server access control and monitoring systems
WO1999055991A2 (en) * 1998-04-29 1999-11-04 Siemens Aktiengesellschaft Authentication method
US6144988A (en) * 1998-07-23 2000-11-07 Experian Marketing Solutions, Inc. Computer system and method for securely formatting and mapping data for internet web sites
US9710852B1 (en) 2002-05-30 2017-07-18 Consumerinfo.Com, Inc. Credit report timeline user interface
US9990674B1 (en) 2007-12-14 2018-06-05 Consumerinfo.Com, Inc. Card registry systems and methods
US8312033B1 (en) 2008-06-26 2012-11-13 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US8060424B2 (en) 2008-11-05 2011-11-15 Consumerinfo.Com, Inc. On-line method and system for monitoring and reporting unused available credit
US9607336B1 (en) 2011-06-16 2017-03-28 Consumerinfo.Com, Inc. Providing credit inquiry alerts
US9483606B1 (en) 2011-07-08 2016-11-01 Consumerinfo.Com, Inc. Lifescore
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US10255598B1 (en) 2012-12-06 2019-04-09 Consumerinfo.Com, Inc. Credit card account data extraction
US9870589B1 (en) 2013-03-14 2018-01-16 Consumerinfo.Com, Inc. Credit utilization tracking and reporting
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US10685398B1 (en) 2013-04-23 2020-06-16 Consumerinfo.Com, Inc. Presenting credit score information
US10325314B1 (en) 2013-11-15 2019-06-18 Consumerinfo.Com, Inc. Payment reporting systems
US9892457B1 (en) 2014-04-16 2018-02-13 Consumerinfo.Com, Inc. Providing credit data in search results
US11265324B2 (en) 2018-09-05 2022-03-01 Consumerinfo.Com, Inc. User permissions for access to secure data at third-party
US11315179B1 (en) 2018-11-16 2022-04-26 Consumerinfo.Com, Inc. Methods and apparatuses for customized card recommendations
US11238656B1 (en) 2019-02-22 2022-02-01 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
US11941065B1 (en) 2019-09-13 2024-03-26 Experian Information Solutions, Inc. Single identifier platform for storing entity data

Cited By (29)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7831477B2 (en) 1995-04-26 2010-11-09 Ebay Inc. Method for reposting a good for sale using a consignment node
US7970652B1 (en) 1995-04-26 2011-06-28 Ebay Inc. Apparatus and method for remote sellers to initiate auction instances at an auction facilitator system and receive or make payment for items bought and sold with the system by book entry accounting between participant accounts accessible to the system
US8606900B1 (en) 1995-06-07 2013-12-10 Soverain Software Llc Method and system for counting web access requests
US8635327B1 (en) 1995-06-07 2014-01-21 Soverain Software Llc Web advertising method
USRE42892E1 (en) 1995-10-06 2011-11-01 Netscape Communications Corporation Method and apparatus for maintaining state information on an HTTP client system in relation to server domain and path attributes
US7647243B2 (en) 1995-11-07 2010-01-12 Ebay Inc. Electronic marketplace system and method for creation of a two-tiered pricing scheme
US7657484B2 (en) 1998-02-02 2010-02-02 Checkfree Corporation Electronic bill presentment via a wide area communications network
US7778901B2 (en) 1998-02-02 2010-08-17 Checkfree Corporation Integrated electronic presentment and payment of bills by different entities
US7792749B2 (en) 1999-04-26 2010-09-07 Checkfree Corporation Dynamic biller list generation
US8612342B2 (en) 1999-04-26 2013-12-17 Checkfree Corporation Notification of the availability of electronic bills
US7970722B1 (en) 1999-11-08 2011-06-28 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
US8005777B1 (en) 1999-11-08 2011-08-23 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
US8160988B1 (en) 1999-11-08 2012-04-17 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US8073773B2 (en) 2002-11-01 2011-12-06 Checkfree Corporation Technique for identifying probable billers of a consumer
US7729996B2 (en) 2002-11-01 2010-06-01 Checkfree Corporation Reuse of an EBP account through alternate authentication
US9542682B1 (en) 2007-12-14 2017-01-10 Consumerinfo.Com, Inc. Card registry systems and methods
US9230283B1 (en) 2007-12-14 2016-01-05 Consumerinfo.Com, Inc. Card registry systems and methods
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US9489694B2 (en) 2008-08-14 2016-11-08 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US9542553B1 (en) 2011-09-16 2017-01-10 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US9536263B1 (en) 2011-10-13 2017-01-03 Consumerinfo.Com, Inc. Debt services candidate locator
US8856894B1 (en) 2012-11-28 2014-10-07 Consumerinfo.Com, Inc. Always on authentication
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
USD760256S1 (en) 2014-03-25 2016-06-28 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759690S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759689S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface

Also Published As

Publication number Publication date
GB2102606A (en) 1983-02-02

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Legal Events

Date Code Title Description
732 Registration of transactions, instruments or events in the register (sect. 32/1977)
PCNP Patent ceased through non-payment of renewal fee

Effective date: 19930617