GB2102606B - Apparatus and methods for making payments electronically - Google Patents

Apparatus and methods for making payments electronically

Info

Publication number
GB2102606B
GB2102606B GB08217552A GB8217552A GB2102606B GB 2102606 B GB2102606 B GB 2102606B GB 08217552 A GB08217552 A GB 08217552A GB 8217552 A GB8217552 A GB 8217552A GB 2102606 B GB2102606 B GB 2102606B
Authority
GB
United Kingdom
Prior art keywords
methods
apparatus
making payments
payments electronically
electronically
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired
Application number
GB08217552A
Other versions
GB2102606A (en
Inventor
Donald Atkinson Bell
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
National Research Development Corp UK
Original Assignee
National Research Development Corp UK
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to GB8118942 priority Critical
Application filed by National Research Development Corp UK filed Critical National Research Development Corp UK
Priority to GB08217552A priority patent/GB2102606B/en
Publication of GB2102606A publication Critical patent/GB2102606A/en
Application granted granted Critical
Publication of GB2102606B publication Critical patent/GB2102606B/en
Application status is Expired legal-status Critical

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
    • G06Q20/4097Mutual authentication between card and transaction partners
    • G06Q20/40975Use of encryption for mutual authentication
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
GB08217552A 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically Expired GB2102606B (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GB8118942 1981-06-19
GB08217552A GB2102606B (en) 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB08217552A GB2102606B (en) 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically

Publications (2)

Publication Number Publication Date
GB2102606A GB2102606A (en) 1983-02-02
GB2102606B true GB2102606B (en) 1985-01-30

Family

ID=26279853

Family Applications (1)

Application Number Title Priority Date Filing Date
GB08217552A Expired GB2102606B (en) 1981-06-19 1982-06-17 Apparatus and methods for making payments electronically

Country Status (1)

Country Link
GB (1) GB2102606B (en)

Cited By (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7647243B2 (en) 1995-11-07 2010-01-12 Ebay Inc. Electronic marketplace system and method for creation of a two-tiered pricing scheme
US7657484B2 (en) 1998-02-02 2010-02-02 Checkfree Corporation Electronic bill presentment via a wide area communications network
US7729996B2 (en) 2002-11-01 2010-06-01 Checkfree Corporation Reuse of an EBP account through alternate authentication
US7792749B2 (en) 1999-04-26 2010-09-07 Checkfree Corporation Dynamic biller list generation
US7831477B2 (en) 1995-04-26 2010-11-09 Ebay Inc. Method for reposting a good for sale using a consignment node
US7970722B1 (en) 1999-11-08 2011-06-28 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
US7970652B1 (en) 1995-04-26 2011-06-28 Ebay Inc. Apparatus and method for remote sellers to initiate auction instances at an auction facilitator system and receive or make payment for items bought and sold with the system by book entry accounting between participant accounts accessible to the system
USRE42892E1 (en) 1995-10-06 2011-11-01 Netscape Communications Corporation Method and apparatus for maintaining state information on an HTTP client system in relation to server domain and path attributes
US8073773B2 (en) 2002-11-01 2011-12-06 Checkfree Corporation Technique for identifying probable billers of a consumer
US8606900B1 (en) 1995-06-07 2013-12-10 Soverain Software Llc Method and system for counting web access requests
US8856894B1 (en) 2012-11-28 2014-10-07 Consumerinfo.Com, Inc. Always on authentication
US9230283B1 (en) 2007-12-14 2016-01-05 Consumerinfo.Com, Inc. Card registry systems and methods
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
USD759690S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759689S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD760256S1 (en) 2014-03-25 2016-06-28 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US9536263B1 (en) 2011-10-13 2017-01-03 Consumerinfo.Com, Inc. Debt services candidate locator
US9542553B1 (en) 2011-09-16 2017-01-10 Consumerinfo.Com, Inc. Systems and methods of identity protection and management

Families Citing this family (30)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4906828A (en) * 1983-02-28 1990-03-06 Paperless Accounting, Inc. Electronic money purse and fund transfer system
US4660221A (en) * 1983-07-18 1987-04-21 Pitney Bowes Inc. System for printing encrypted messages with bar-code representation
US4649266A (en) * 1984-03-12 1987-03-10 Pitney Bowes Inc. Method and apparatus for verifying postage
IL75702D0 (en) * 1984-07-27 1985-11-29 Technion Res & Dev Foundation Apparatus for effecting and recording monetary transactions
US4614861A (en) * 1984-11-15 1986-09-30 Intellicard International, Inc. Unitary, self-contained card verification and validation system and method
US4775246A (en) * 1985-04-17 1988-10-04 Pitney Bowes Inc. System for detecting unaccounted for printing in a value printing system
DK304785A (en) * 1985-07-03 1987-01-04 Cne A S Support characteristics and installations Pay terminal for databaereren
US4837822A (en) * 1986-04-08 1989-06-06 Schlage Lock Company Cryptographic based electronic lock system and method of operation
EP0246823A3 (en) * 1986-05-22 1989-10-04 Racal-Guardata Limited Data communication systems and methods
FR2620248B1 (en) * 1987-09-07 1989-11-24 France Etat Processes of accreditations authentication or message has zero-knowledge and signed messages
DE69431306T2 (en) 1993-12-16 2003-05-15 Open Market Inc Network-based payment system and method for using such a system
US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5884277A (en) * 1995-05-01 1999-03-16 Vinod Khosla Process for issuing coupons for goods or services to purchasers at non-secure terminals
US9900305B2 (en) 1998-01-12 2018-02-20 Soverain Ip, Llc Internet server access control and monitoring systems
US5790677A (en) 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
JP2002513220A (en) * 1998-04-29 2002-05-08 シーメンス アクチエンゲゼルシヤフト Authentication method
US6144988A (en) * 1998-07-23 2000-11-07 Experian Marketing Solutions, Inc. Computer system and method for securely formatting and mapping data for internet web sites
US9710852B1 (en) 2002-05-30 2017-07-18 Consumerinfo.Com, Inc. Credit report timeline user interface
US9990674B1 (en) 2007-12-14 2018-06-05 Consumerinfo.Com, Inc. Card registry systems and methods
US8312033B1 (en) 2008-06-26 2012-11-13 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US9665854B1 (en) 2011-06-16 2017-05-30 Consumerinfo.Com, Inc. Authentication alerts
US9483606B1 (en) 2011-07-08 2016-11-01 Consumerinfo.Com, Inc. Lifescore
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US10255598B1 (en) 2012-12-06 2019-04-09 Consumerinfo.Com, Inc. Credit card account data extraction
US9870589B1 (en) 2013-03-14 2018-01-16 Consumerinfo.Com, Inc. Credit utilization tracking and reporting
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US10325314B1 (en) 2013-11-15 2019-06-18 Consumerinfo.Com, Inc. Payment reporting systems
US9892457B1 (en) 2014-04-16 2018-02-13 Consumerinfo.Com, Inc. Providing credit data in search results

Cited By (29)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7831477B2 (en) 1995-04-26 2010-11-09 Ebay Inc. Method for reposting a good for sale using a consignment node
US7970652B1 (en) 1995-04-26 2011-06-28 Ebay Inc. Apparatus and method for remote sellers to initiate auction instances at an auction facilitator system and receive or make payment for items bought and sold with the system by book entry accounting between participant accounts accessible to the system
US8635327B1 (en) 1995-06-07 2014-01-21 Soverain Software Llc Web advertising method
US8606900B1 (en) 1995-06-07 2013-12-10 Soverain Software Llc Method and system for counting web access requests
USRE42892E1 (en) 1995-10-06 2011-11-01 Netscape Communications Corporation Method and apparatus for maintaining state information on an HTTP client system in relation to server domain and path attributes
US7647243B2 (en) 1995-11-07 2010-01-12 Ebay Inc. Electronic marketplace system and method for creation of a two-tiered pricing scheme
US7657484B2 (en) 1998-02-02 2010-02-02 Checkfree Corporation Electronic bill presentment via a wide area communications network
US7778901B2 (en) 1998-02-02 2010-08-17 Checkfree Corporation Integrated electronic presentment and payment of bills by different entities
US7792749B2 (en) 1999-04-26 2010-09-07 Checkfree Corporation Dynamic biller list generation
US8612342B2 (en) 1999-04-26 2013-12-17 Checkfree Corporation Notification of the availability of electronic bills
US8005777B1 (en) 1999-11-08 2011-08-23 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
US7970722B1 (en) 1999-11-08 2011-06-28 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
US8160988B1 (en) 1999-11-08 2012-04-17 Aloft Media, Llc System, method and computer program product for a collaborative decision platform
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US7729996B2 (en) 2002-11-01 2010-06-01 Checkfree Corporation Reuse of an EBP account through alternate authentication
US8073773B2 (en) 2002-11-01 2011-12-06 Checkfree Corporation Technique for identifying probable billers of a consumer
US9230283B1 (en) 2007-12-14 2016-01-05 Consumerinfo.Com, Inc. Card registry systems and methods
US9542682B1 (en) 2007-12-14 2017-01-10 Consumerinfo.Com, Inc. Card registry systems and methods
US9489694B2 (en) 2008-08-14 2016-11-08 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US9542553B1 (en) 2011-09-16 2017-01-10 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US9536263B1 (en) 2011-10-13 2017-01-03 Consumerinfo.Com, Inc. Debt services candidate locator
US8856894B1 (en) 2012-11-28 2014-10-07 Consumerinfo.Com, Inc. Always on authentication
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
USD759690S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD760256S1 (en) 2014-03-25 2016-06-28 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759689S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface

Also Published As

Publication number Publication date
GB2102606A (en) 1983-02-02

Similar Documents

Publication Publication Date Title
GB2064114B (en) Continuous flow analysis method and apparatus
DE3269111D1 (en) Gaming apparatus
GB2083854B (en) Well completion method and apparatus
GB2108173B (en) Apparatus for tile-setting
DE3277032D1 (en) Ultrasonic measuring method
GB2099582B (en) Ultrasonic image methods and apparatus
DE3268038D1 (en) Apparatus for the verification of documents
DE3279775D1 (en) Programming apparatus
DE3272807D1 (en) Method and apparatus for coin validation
DE3175732D1 (en) Anastomotic device and method
GB2113881B (en) Gaming apparatus
DE3262494D1 (en) Web-tracking apparatus
DE3265955D1 (en) Bag and bag making apparatus
DE3269653D1 (en) Soldering device and method
DE3275934D1 (en) Laser-activated chemical-depositing method and apparatus
DE3275331D1 (en) Electro-optical apparatus
DE3171273D1 (en) Immunoparticles and process for preparing the same
JPS57161647A (en) Analyzing apparatus and method
ZA8208768B (en) Method and apparatus for producing microfilaments
JPS57176482A (en) Method and device for automatically recognizing form
JPS55165489A (en) Fluid adjusting method and apparatus
JPS63272363A (en) Training apparatus
IE54263B1 (en) Electroplating apparatus and method
DK170083A (en) Method for alternately reversed twisting and apparatus for implementing the method
KE3524A (en) Thermoplastics and methods and apparatus for making them

Legal Events

Date Code Title Description
732 Registration of transactions, instruments or events in the register (sect. 32/1977)
PCNP Patent ceased through non-payment of renewal fee

Effective date: 19930617