GB201004246D0 - Authorisation system - Google Patents

Authorisation system

Info

Publication number
GB201004246D0
GB201004246D0 GBGB1004246.3A GB201004246A GB201004246D0 GB 201004246 D0 GB201004246 D0 GB 201004246D0 GB 201004246 A GB201004246 A GB 201004246A GB 201004246 D0 GB201004246 D0 GB 201004246D0
Authority
GB
United Kingdom
Prior art keywords
transaction
barcode
processing terminal
merchant
code
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GBGB1004246.3A
Other versions
GB2478712A (en
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to GB1004246A priority Critical patent/GB2478712A/en
Publication of GB201004246D0 publication Critical patent/GB201004246D0/en
Publication of GB2478712A publication Critical patent/GB2478712A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
    • G07C9/00309—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys operated with bidirectional data transmission between data carrier and locks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

An authorisation system 1 which comprises a transaction processing terminal 20 for processing transactions; and a mobile user device 10, the user device 10 comprising means for receiving information relating to a particular transaction from the processing terminal 20, and means for generating a user code to authorise a transaction in dependence upon the received information, wherein the user code is adapted to be received by the processing terminal 20 thereby to enable the processing terminal 20 to process the transaction. The invention extends to a corresponding method, a point-of-sale terminal POS, and a mobile device. The process for card holder present transactions comprises the merchant scanning goods and presenting via a barcode the transaction reference, merchant id and amount. The customer scans the barcode and depending on the amount enters a PIN into the smart phone. The smartphone generates a one time activation code and card number via an on screen barcode and the merchant scans the barcode and processes the transaction. A dynamic activation code may be generated based on a clock signal and a preinstalled random seed key. The system may also be used to control access or authorize provision of service.
GB1004246A 2010-03-15 2010-03-15 Authorisation system Withdrawn GB2478712A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB1004246A GB2478712A (en) 2010-03-15 2010-03-15 Authorisation system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB1004246A GB2478712A (en) 2010-03-15 2010-03-15 Authorisation system

Publications (2)

Publication Number Publication Date
GB201004246D0 true GB201004246D0 (en) 2010-04-28
GB2478712A GB2478712A (en) 2011-09-21

Family

ID=42261566

Family Applications (1)

Application Number Title Priority Date Filing Date
GB1004246A Withdrawn GB2478712A (en) 2010-03-15 2010-03-15 Authorisation system

Country Status (1)

Country Link
GB (1) GB2478712A (en)

Families Citing this family (28)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2013120534A (en) * 2010-10-04 2014-11-20 2Эрго Лимитед METHOD AND SYSTEM OF ELECTRONIC TRANSACTIONS
US8556176B2 (en) 2011-09-26 2013-10-15 Metrologic Instruments, Inc. Method of and apparatus for managing and redeeming bar-coded coupons displayed from the light emitting display surfaces of information display devices
FR2985341B1 (en) * 2011-12-30 2015-01-09 Pw Group METHOD AND SYSTEM FOR SECURING A PAYMENT REALIZED USING A PAYMENT CARD
ITRM20120048A1 (en) * 2012-02-14 2013-08-15 Gaetano Salvo SAFE PAYMENT SYSTEM SIMPLE TO USE AND AT LOW COST
DE102012003859A1 (en) 2012-02-27 2013-08-29 Giesecke & Devrient Gmbh Method for safely performing transaction using mobile user terminal, involves transmitting transaction number to user terminal, assigning user terminal to transaction by cash box, and carrying out transaction by account settlement system
ES2422056B1 (en) * 2012-03-05 2014-11-04 Vodafone España, S.A.U. METHOD FOR INTRODUCING A PHYSICAL OBJECT IN A VIRTUAL WORLD
JP2015514249A (en) * 2012-03-19 2015-05-18 ロイヤル カナディアン ミントＲｏｙａｌ Ｃａｎａｄｉａｎ Ｍｉｎｔ Barcode use in asset storage and transport systems
DE102012005693A1 (en) * 2012-03-20 2013-09-26 Giesecke & Devrient Gmbh Method for performing cash transaction between point-of-sale (POS) terminal and mobile terminal, used in store, involves detecting and processing transaction code to perform transaction by POS terminal
GB2502140A (en) * 2012-05-18 2013-11-20 Omlis Ltd System and method for transmitting data
US20140117075A1 (en) * 2012-10-26 2014-05-01 Lee S. Weinblatt Mobile Device-Based Electronic Payment Systems and Methods
WO2014086972A1 (en) * 2012-12-06 2014-06-12 Nec Europe Ltd. Method and system for mobile money
US9911122B2 (en) 2013-01-10 2018-03-06 Mg Systems Consulting Services Llc Audio-based electronic transaction authorization system and method
US9022286B2 (en) 2013-03-15 2015-05-05 Virtual Electric, Inc. Multi-functional credit card type portable electronic device
GB2512944A (en) * 2013-04-12 2014-10-15 Mastercard International Inc Systems and methods for outputting information on a display of a mobile device
EP2869254A1 (en) * 2013-11-04 2015-05-06 Vitisco nv Method of approving a transaction
DE102014002602B4 (en) * 2014-02-24 2021-10-21 Giesecke+Devrient Mobile Security Gmbh Method for authorizing a transaction and the use of a clock and a cash register system in this method
CN106296186B (en) * 2015-05-25 2020-07-03 阿里巴巴集团控股有限公司 Information interaction method, device and system
US20170161729A1 (en) * 2015-12-07 2017-06-08 Leadot Innovation, Inc. Method of Exchanging Currencies Using an Offline Point of Sale Third Party Payment System and Internet-connected Mobile Computing Device
ES2797111T3 (en) * 2016-05-18 2020-12-01 Amadeus Sas Secure exchange of sensitive data via a token and barcode-based network
FR3051613B1 (en) * 2016-05-18 2019-12-13 Amadeus S.A.S. SECURE EXCHANGE OF SENSITIVE DATA ON A NETWORK BASED ON BARCODES AND TOKENS
GB201613080D0 (en) * 2016-07-28 2016-09-14 Mastercard International Inc Mobile payment method and system
CN106886892A (en) 2016-11-18 2017-06-23 阿里巴巴集团控股有限公司 Communication means and device based on bar code, the implementation method for paying and device
WO2018098699A1 (en) * 2016-11-30 2018-06-07 华为技术有限公司 Transaction processing method and device
IT201700014359A1 (en) * 2017-02-09 2018-08-09 Aitek S P A Anti-counterfeiting bar code, system and method for generating and authenticating a security based on this code
EP3624039A4 (en) * 2017-06-13 2020-06-03 Sony Corporation Information processing device and information processing system
US10692077B2 (en) * 2017-10-25 2020-06-23 Mastercard International Incorporated Method and system for conveyance of machine readable code data via payment network
EP3502993A1 (en) * 2017-12-22 2019-06-26 Mastercard International Incorporated A method and system for conducting a transaction
WO2020187448A1 (en) * 2019-03-20 2020-09-24 Giesecke+Devrient Mobile Security Gmbh Method for making financial transactions

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4305847B2 (en) * 2004-03-26 2009-07-29 富士通株式会社 Store settlement method, system and program
US7810720B2 (en) * 2005-06-13 2010-10-12 Robert Lovett Account payment using barcode information exchange
US8935187B2 (en) * 2007-03-07 2015-01-13 Playspan, Inc. Distributed payment system and method

Also Published As

Publication number Publication date
GB2478712A (en) 2011-09-21

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Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)