FR3069271A1 - DEVICE FOR FACILITATING STORAGE AND USE OF VALUES - Google Patents

Abstract

The present invention relates to a device (DIB) facilitating the storage and use of values. Said device (DIB) associates a mobile safe (COF) entrusted to a user (UTI1, UTI2) by a financial third party (ETA), such as a bank or a fund transport company, said safe (COF) being able to accommodate values (VAL) such as coins or banknotes, and an electronic link (LIA), connecting said vault (COF) and said financial third party (ETA), and making it possible to inform said financial third party (ETA) of the presence of said values ( VAL).

Description

The present invention relates to a device hosting values.

Such a device particularly concerns people and companies collecting sums that may be significant, and that cannot quickly access a third party bank, such as casinos, night establishments, ferries.

There follows an unfortunate discrepancy between the date of reception of the sums and the date of credit with the bank after a deposit.

There are devices making it possible to host sums in relative safety, for example safes, or boxes accessible by a slot allowing

1 introduction values, equipping some shops of mouth for transaction. reasons hygiene and of speed of Such devices have a number of drawbacks, among which nevertheless a certain

The risk of burglary increases with the time the money is held and the amount of it.

The sums cannot be credited to an account until they have been deposited with a financial third party, such as a bank.

An object of the present invention is therefore to overcome these various drawbacks, by proposing a device facilitating the storage and use of values.

According to a major characteristic of the invention, the device associates a mobile safe entrusted to a user by a financial third party, such as a bank or a cash transport company. The safe is suitable for storing securities such as coins or banknotes. An electronic link connects the safe and the financial third party, and enables the financial third party to be informed of the presence of the securities.

According to another characteristic of the invention, the safe is provided with a value counter associated with a totalizing memory, with a mobile management module and with a mobile connection module, the financial third party is provided with a module fixed management module and a fixed link module, when values are entered in the safe and then counted, an information message is sent by the mobile link module to the fixed link module, then a validation message is sent by the fixed link module to the mobile link module.

According to another characteristic of the invention, the safe cannot be opened by the user, but only by the financial third party, it is capable of being presented to the financial third party, such as a banker or a money transporter, to be opened and emptied manually or mechanically, and then be made empty and closed to the user.

According to another characteristic of the invention, the safe is equipped with a user interface, and is associated with a security code or with at least one biological sensor specific to at least one of the users, the user interface generates a authorization message before any use of the safe, the safe cannot be powered or send a message in the absence of an authorization message.

According to another characteristic of the invention, the safe is provided with anti-theft and anti-theft means, it is capable of transmitting an alarm message if necessary, and of marking or degrading the values.

According to another characteristic of the invention, the trunk is provided with a filling sensor, it is capable of alerting the user before the total filling.

According to another characteristic of the invention, the trunk value counter is equipped with “multicurrency” counters, it is able to recognize and add values emitted by different states.

According to another characteristic of the invention, the safe is suitable for use by several users, such as a couple or associates, and is associated with several accounts, the third party financier can directly credit the account of the user concerned.

According to another characteristic of the invention, the safe is able to communicate with the user's electronic equipment, such as a computer or a smart phone, this electronic equipment receives the messages sent by the safe and the financial third party.

According to another characteristic of the invention, the safe is provided with sensors and ad hoc openings, it is also able to house non-scriptural securities such as ingots, "ingots", diamonds, precious stones.

According to another characteristic of the invention, the safe is associated with a geolocation system, it can be permanently located on the surface of the planet.

Other advantages and characteristics will emerge more clearly from the description which follows of a non-exclusive embodiment of a device according to the invention, given by way of nonlimiting example, with reference to the appended drawing:

Figure 1 shows a block diagram of a device according to the invention.

Referring to the figure, the subject of the invention relates to a device (DIB) facilitating the storage and use of values (VAL).

Said device (DIB) associates a mobile safe (COF) entrusted to a user (UTI1, UTI2) by a financial third party (ETA), such as a bank or a money transport company, and an electronic link (LIA), connecting said safe (COF) and said financial third party (ETA).

Said safe (COF) is capable of housing securities (VAL) such as coins or banknotes,

Said electronic link (LIA) makes it possible to inform said financial third party (ETA) of the presence of said values (VAL).

Said safe (COF) is provided with a value counter (COM) associated with a totalizing memory (MET), with a mobile management module (MGM) and with a mobile connection module (MLB).

Said third party financier (ETA) is provided with a fixed management module (MGF) and a fixed link module (MLF).

When values are entered into said safe (COF), then counted, an information message (MEI) is sent by said mobile link module (MLB) to said fixed link module (MLF), then a validation message ( MVA) is transmitted by said fixed link module (MLF) to said mobile link module (MLM).

Said safe (COF) cannot be opened by said user (UTI1, UTI2), but only by said financial third party (ETA).

Said safe (COF) is capable of being presented to said financial third party (ETA), for example a banker or a money transporter, to be opened and emptied manually or mechanically, and to then be made empty and closed to said user (UTI).

Said safe (COF) is equipped with a user interface (INU), and is associated with a security code or at least one biological sensor specific to at least one of the users (UTI1, UTI2), said user interface ( INU) generating an authorization message before any use of said safe (COF).

Said safe (COF) cannot be supplied or send a message in the absence of an authorization message.

Said trunk (COF) is provided with anti-theft and anti-theft means. It is capable of transmitting an alarm message if necessary, and of marking or degrading said values (VAL).

These means can include a displacement detector of said trunk (COF).

Said trunk (COF) is provided with a filling sensor. It is capable of alerting said user (UTI1, UTI2) before full filling.

A safety threshold can be pre-established.

In a variant, said value counter (COM) of said safe (COF) is equipped with “multi-currency” counters. It is able to recognize and add values (VAL) emitted by different states.

In another variant, said safe (COF) is able to be used by several users (UTI1, UTI2), such as a couple or associates, and is associated with several accounts.

The said financial third party (ETA) can directly credit the account of the user (UTI1, UTI2) concerned.

In another variant, said safe (COF) is able to communicate with electronic equipment (EQU) of said user (UTI1, UTI2), such as a computer or a smart phone.

Said electronic equipment (EQU) receives messages sent by said safe (COF) and said financial third party (ETA).

In another variant, said safe (COF) is provided with sensors and ad hoc openings, it is also able to house non-scriptural securities such as ingots, "ingots", diamonds, precious stones.

In another variant, said safe (COF) is associated with a geolocation system.

It can then be permanently located on the surface of the planet.

- 6 It is obvious that the example of an embodiment which has just been given is only a particular illustration and in no way limitative in relation to the fields of application of the invention.

Claims (9)

1 Banking device facilitating the storage and use of securities (DIB) characterized in that it combines a mobile safe (COF) entrusted to a user (UTI1, UTI2) by a financial third party (ETA), such as a bank or a CIT company, said safe (COF) being able to host securities (VAL) such as coins or banknotes, and an electronic link (LIA), connecting said safe (COF) and said financial third party (ETA), and making it possible to inform said financial third party (ETA) of the presence of said values (VAL), and, said safe (COF) being provided with a value counter (COM) associated with a totalizing memory (MEM), of a module management system (MGM) and a mobile connection module (MLB), said financial third party (ETA) being provided with a fixed management module (MGF) and a fixed connection module (MLF), when values are entered into said safe (COF), then counted, an information message (MEI) is sent by said link module mobile (MLB) to said fixed link module (MLF), then a validation message (MVA) is sent by said fixed link module (MLF) to said mobile link module (MLM). 2 Device (DIB) characterized in that, said opened by said user by said financial third party presented to said third party money carrier, or mechanically, and according to safe (UTI1, (ETA), financial to be opened to be then (UTI1, UTI2 ). claim 1, (COF) cannot be UTI2), but only it is able to be (ETA), banker and and manually emptied empty and closed to said user 3 Device (DIB) according to any one of CLAIMS claims 1 and 2, characterized in that said safe (COF) being equipped with a user interface (INU), and being associated with a security code or at least one biological sensor specific to at least one of the users (UTI1, UTI2), which user interface (INU) generates an authorization message before any use of said safe (COF), said safe (COF) cannot be supplied or send a message in the absence of an authorization message. 4 DIB device according to any one of the preceding claims, characterized in that, said safe (COF) being provided with anti-theft and anti-theft means, it is capable of transmitting an alarm message if necessary, and of marking or degrading said said values (VAL). 5 Device (DIB) according to any one of the preceding claims, characterized in that, said trunk (COF) being provided with a filling sensor, it is capable of alerting said user (UTI1, UTI2) before full filling. 6 Device (DIB) according to any one of the preceding claims, characterized in that said value counter (COM) of said safe (COF) being equipped with "multi-currency" counters, it is able to recognize and add values (VAL) issued by different states. 7 Device (DIB) according to any one of the preceding claims, characterized in that said safe (COF) being able to be used by several users (UTI1, UTI2), such as a couple or associates, and being associated with several accounts , said financial third party CLAIMS (ETA) can directly credit the account of the user (UTI1, UTI2) concerned. 8 Device (DIB) according to any one of the preceding claims, characterized in that, said safe (COF) being able to communicate with electronic equipment (EQU) of said user (UTI1, UTI2), such as a computer or a smart phone , said electronic equipment (EQU) receives messages sent by said safe (COF) and said financial third party (ETA). 9 Device (DIB) according to any one of the preceding claims, characterized in that, said trunk (COF) being provided with sensors and ad hoc openings, it is also capable of accommodating values not scriptural diamonds, such stone precious bullion. of the lingotines, of the 10 Device (DIB) according to 1 'a any of the previous claims, characterized in that said safe (COF) being associated with a geolocation system, it can be permanently located on the surface of the planet.