FR3020164B1 - EMULATION MODULE OF AT LEAST ONE PAYMENT CARD, METHOD, PAYMENT DEVICE, COMPUTER PROGRAM PRODUCT AND CORRESPONDING STORAGE MEDIUM - Google Patents
EMULATION MODULE OF AT LEAST ONE PAYMENT CARD, METHOD, PAYMENT DEVICE, COMPUTER PROGRAM PRODUCT AND CORRESPONDING STORAGE MEDIUM Download PDFInfo
- Publication number
- FR3020164B1 FR3020164B1 FR1453544A FR1453544A FR3020164B1 FR 3020164 B1 FR3020164 B1 FR 3020164B1 FR 1453544 A FR1453544 A FR 1453544A FR 1453544 A FR1453544 A FR 1453544A FR 3020164 B1 FR3020164 B1 FR 3020164B1
- Authority
- FR
- France
- Prior art keywords
- payment
- card
- module
- communication
- storage medium
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
Abstract
L'invention concerne un module d'émulation d'une carte de paiement, fournissant une carte émulée correspondante. Selon l'invention, le module est intégré au sein d'une enceinte sécurisée d'un terminal de communication et comprend : • des moyens de réception d'une requête en provenance d'un module d'administration installé dans le terminal de communication ; • des moyens d'obtention d'une donnée représentative de la carte de paiement, dite donnée carte ; • des moyens de communication avec un module d'acquisition de paiement d'un dispositif de paiement, via un module de communication du dispositif de paiement, les moyens de communication étant activés lors d'une opération de paiement impliquant la carte émulée et requérant la donnée carte obtenue, la carte émulée étant apte à être impliquée dans une pluralité d'opérations de paiement successives.The invention relates to a module for emulating a payment card, providing a corresponding emulated card. According to the invention, the module is integrated within a secure enclosure of a communication terminal and comprises: • means for receiving a request originating from an administration module installed in the communication terminal; • means for obtaining data representative of the payment card, called card data; • means of communication with a payment acquisition module of a payment device, via a communication module of the payment device, the means of communication being activated during a payment transaction involving the emulated card and requiring the card data obtained, the emulated card being capable of being involved in a plurality of successive payment operations.
Priority Applications (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR1453544A FR3020164B1 (en) | 2014-04-18 | 2014-04-18 | EMULATION MODULE OF AT LEAST ONE PAYMENT CARD, METHOD, PAYMENT DEVICE, COMPUTER PROGRAM PRODUCT AND CORRESPONDING STORAGE MEDIUM |
PCT/EP2015/058375 WO2015158888A1 (en) | 2014-04-18 | 2015-04-17 | Module for emulating at least one payment card, and corresponding method, payment device, computer program product and storage medium |
ES15719428T ES2725456T3 (en) | 2014-04-18 | 2015-04-17 | Emulation module of at least one payment card, procedure, payment device, computer program product and corresponding storage medium |
EP15719428.3A EP3132404B1 (en) | 2014-04-18 | 2015-04-17 | Module for emulating at least one payment card, and corresponding method, payment device, computer program product and storage medium |
CA2945551A CA2945551C (en) | 2014-04-18 | 2015-04-17 | Module for emulating at least one payment card, corresponding method, payment device, computer program product and storage medium |
PL15719428T PL3132404T3 (en) | 2014-04-18 | 2015-04-17 | Module for emulating at least one payment card, and corresponding method, payment device, computer program product and storage medium |
US15/305,048 US20170185995A1 (en) | 2014-04-18 | 2015-04-17 | Module for emulating at least one payment card, corresponding method, payment device, computer program product and storage medium |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR1453544A FR3020164B1 (en) | 2014-04-18 | 2014-04-18 | EMULATION MODULE OF AT LEAST ONE PAYMENT CARD, METHOD, PAYMENT DEVICE, COMPUTER PROGRAM PRODUCT AND CORRESPONDING STORAGE MEDIUM |
Publications (2)
Publication Number | Publication Date |
---|---|
FR3020164A1 FR3020164A1 (en) | 2015-10-23 |
FR3020164B1 true FR3020164B1 (en) | 2020-10-16 |
Family
ID=51518895
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
FR1453544A Active FR3020164B1 (en) | 2014-04-18 | 2014-04-18 | EMULATION MODULE OF AT LEAST ONE PAYMENT CARD, METHOD, PAYMENT DEVICE, COMPUTER PROGRAM PRODUCT AND CORRESPONDING STORAGE MEDIUM |
Country Status (7)
Country | Link |
---|---|
US (1) | US20170185995A1 (en) |
EP (1) | EP3132404B1 (en) |
CA (1) | CA2945551C (en) |
ES (1) | ES2725456T3 (en) |
FR (1) | FR3020164B1 (en) |
PL (1) | PL3132404T3 (en) |
WO (1) | WO2015158888A1 (en) |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2022511281A (en) | 2018-10-02 | 2022-01-31 | キャピタル・ワン・サービシーズ・リミテッド・ライアビリティ・カンパニー | Systems and methods for cryptographic authentication of non-contact cards |
CN111784334A (en) * | 2020-07-17 | 2020-10-16 | Oppo广东移动通信有限公司 | Analog card switching method, terminal device and storage medium |
Family Cites Families (17)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0936530A1 (en) * | 1998-02-16 | 1999-08-18 | Siemens Nixdorf Informationssysteme AG | Virtual smart card |
US11599873B2 (en) * | 2010-01-08 | 2023-03-07 | Blackhawk Network, Inc. | Systems and methods for proxy card and/or wallet redemption card transactions |
KR100971125B1 (en) * | 2008-01-09 | 2010-07-20 | 주식회사 비즈모델라인 | Method for Network Card Based on Magnetic Stripe |
EP2211480B1 (en) * | 2009-01-26 | 2013-10-23 | Motorola Mobility LLC | Wireless communication device for providing at least one near field communication service |
CN101820696B (en) * | 2009-02-26 | 2013-08-07 | 中兴通讯股份有限公司 | Terminal supporting enhanced near field communication and processing method thereof |
US8328104B2 (en) * | 2009-03-30 | 2012-12-11 | Condel International Technologies Inc. | Storage device management systems and methods |
EP2251986A1 (en) * | 2009-05-15 | 2010-11-17 | Nxp B.V. | A near field communication device |
US9050486B2 (en) * | 2009-06-22 | 2015-06-09 | Power Stretch, Llc | Anatomical stretching device and methods of use |
CN101968762B (en) * | 2009-07-27 | 2012-09-12 | 上海华虹集成电路有限责任公司 | NFC-SIM (Near Field Communication-Subscriber Identity Module) card chip simulator |
PL390674A1 (en) * | 2010-03-10 | 2011-09-12 | Telecash Spółka Z Ograniczoną Odpowiedzialnością | Method for realization of the payment transaction using a personal mobile device and personal mobile device system |
US8196131B1 (en) * | 2010-12-17 | 2012-06-05 | Google Inc. | Payment application lifecycle management in a contactless smart card |
US20130024371A1 (en) * | 2011-02-22 | 2013-01-24 | Prakash Hariramani | Electronic offer optimization and redemption apparatuses, methods and systems |
US9076142B2 (en) * | 2011-09-22 | 2015-07-07 | Marsiste ADOLPHE | Smart electronic wallet or smart e-wallet |
FR2985063B1 (en) * | 2011-12-21 | 2014-07-04 | Morpho | ROUTING METHOD WITHIN A MOBILE TERMINAL EMULATING A CONTACTLESS PAYMENT CARD |
KR101617569B1 (en) * | 2012-02-07 | 2016-05-18 | 아이제틀레 메르샨트 세르비세스 아베 | Hub and spokes pin verification |
WO2013155627A1 (en) * | 2012-04-16 | 2013-10-24 | Salt Technology Inc. | Systems and methods for facilitating a transaction using a virtual card on a mobile device |
US9064247B2 (en) * | 2012-06-19 | 2015-06-23 | Microsoft Technology Licensing, Llc | User-configurable activation of card applets |
-
2014
- 2014-04-18 FR FR1453544A patent/FR3020164B1/en active Active
-
2015
- 2015-04-17 US US15/305,048 patent/US20170185995A1/en not_active Abandoned
- 2015-04-17 WO PCT/EP2015/058375 patent/WO2015158888A1/en active Application Filing
- 2015-04-17 EP EP15719428.3A patent/EP3132404B1/en active Active
- 2015-04-17 PL PL15719428T patent/PL3132404T3/en unknown
- 2015-04-17 CA CA2945551A patent/CA2945551C/en active Active
- 2015-04-17 ES ES15719428T patent/ES2725456T3/en active Active
Also Published As
Publication number | Publication date |
---|---|
WO2015158888A1 (en) | 2015-10-22 |
CA2945551A1 (en) | 2015-10-22 |
FR3020164A1 (en) | 2015-10-23 |
ES2725456T3 (en) | 2019-09-24 |
US20170185995A1 (en) | 2017-06-29 |
EP3132404A1 (en) | 2017-02-22 |
EP3132404B1 (en) | 2019-02-20 |
PL3132404T3 (en) | 2019-09-30 |
CA2945551C (en) | 2022-08-02 |
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Owner name: BANKS AND ACQUIRERS INTERNATIONAL HOLDING, FR Effective date: 20211202 |
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