FR2945141B1 - Procede et systeme de gestion d'une application de paiement mobile sans contact mettant en oeuvre une verification de code personnel - Google Patents

Procede et systeme de gestion d'une application de paiement mobile sans contact mettant en oeuvre une verification de code personnel

Info

Publication number
FR2945141B1
FR2945141B1 FR0952960A FR0952960A FR2945141B1 FR 2945141 B1 FR2945141 B1 FR 2945141B1 FR 0952960 A FR0952960 A FR 0952960A FR 0952960 A FR0952960 A FR 0952960A FR 2945141 B1 FR2945141 B1 FR 2945141B1
Authority
FR
France
Prior art keywords
managing
payment application
mobile payment
code check
personal code
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR0952960A
Other languages
English (en)
Other versions
FR2945141A1 (fr
Inventor
Jean Desbizet
Cyril Roger
Tolla Lamaa
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BANQUE FEDERALE DES BANQUES POPULAIRES
BANQUE POSTALE
CAISSE FEDERALE DU CREDIT MUTUEL CT EST EUROP CFCMCEE
CAISSE NATIONALE DES CAISSES D EPARGNE ET DE PREVOYANCE CNCEP
SOC GEN
BNP Paribas SA
Bouygues Telecom SA
Orange SA
Societe Francaise du Radiotelephone SFR SA
Credit Agricole SA
Societe Generale SA
Original Assignee
BANQUE FEDERALE DES BANQUES POPULAIRES
BANQUE POSTALE
CAISSE FEDERALE DU CREDIT MUTUEL CT EST EUROP CFCMCEE
CAISSE NATIONALE DES CAISSES D EPARGNE ET DE PREVOYANCE CNCEP
SOC GEN
France Telecom SA
BNP Paribas SA
Bouygues Telecom SA
Societe Francaise du Radiotelephone SFR SA
Credit Agricole SA
Societe Generale SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by BANQUE FEDERALE DES BANQUES POPULAIRES, BANQUE POSTALE, CAISSE FEDERALE DU CREDIT MUTUEL CT EST EUROP CFCMCEE, CAISSE NATIONALE DES CAISSES D EPARGNE ET DE PREVOYANCE CNCEP, SOC GEN, France Telecom SA, BNP Paribas SA, Bouygues Telecom SA, Societe Francaise du Radiotelephone SFR SA, Credit Agricole SA, Societe Generale SA filed Critical BANQUE FEDERALE DES BANQUES POPULAIRES
Priority to FR0952960A priority Critical patent/FR2945141B1/fr
Publication of FR2945141A1 publication Critical patent/FR2945141A1/fr
Application granted granted Critical
Publication of FR2945141B1 publication Critical patent/FR2945141B1/fr
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1058—PIN is checked locally
    • G07F7/1066—PIN data being compared to data on card

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FR0952960A 2009-05-04 2009-05-04 Procede et systeme de gestion d'une application de paiement mobile sans contact mettant en oeuvre une verification de code personnel Expired - Fee Related FR2945141B1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
FR0952960A FR2945141B1 (fr) 2009-05-04 2009-05-04 Procede et systeme de gestion d'une application de paiement mobile sans contact mettant en oeuvre une verification de code personnel

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0952960A FR2945141B1 (fr) 2009-05-04 2009-05-04 Procede et systeme de gestion d'une application de paiement mobile sans contact mettant en oeuvre une verification de code personnel

Publications (2)

Publication Number Publication Date
FR2945141A1 FR2945141A1 (fr) 2010-11-05
FR2945141B1 true FR2945141B1 (fr) 2012-07-06

Family

ID=41376389

Family Applications (1)

Application Number Title Priority Date Filing Date
FR0952960A Expired - Fee Related FR2945141B1 (fr) 2009-05-04 2009-05-04 Procede et systeme de gestion d'une application de paiement mobile sans contact mettant en oeuvre une verification de code personnel

Country Status (1)

Country Link
FR (1) FR2945141B1 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120245985A1 (en) * 2011-03-24 2012-09-27 Danal Co., Ltd. Method of controlling system and mobile device for processing payment and data
FR2983027B1 (fr) * 2011-11-17 2014-01-03 Oberthur Technologies Procede de selection d'une application dans un terminal, et terminal mettant en oeuvre ce procede
EP2698756B1 (fr) 2012-08-13 2016-01-06 Nxp B.V. Gestionnaire de service fiabilisé local
FR3020165B1 (fr) * 2014-04-18 2021-03-05 Compagnie Ind Et Financiere Dingenierie Ingenico Procede de traitement de donnees transactionnelles, dispositif et programme correspondant

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003016398A (ja) * 2001-06-27 2003-01-17 Sony Corp 携帯端末機
US7152782B2 (en) * 2003-07-11 2006-12-26 Visa International Service Association System and method for managing electronic data transfer applications
US20050167512A1 (en) * 2003-12-15 2005-08-04 Matsushita Electric Industrial Co., Ltd. Secure device and information processing apparatus
EP2315170B1 (fr) * 2005-03-07 2014-05-14 Nokia Corporation Procédé et terminal mobile comprenant un module à carte intelligente et des moyens de communication de champ proche
FR2892261A1 (fr) * 2005-10-17 2007-04-20 France Telecom Procede et systeme de gestion des applications d'un terminal mobile
WO2008086439A1 (fr) * 2007-01-09 2008-07-17 Visa U.S.A. Inc. Transaction sans contact

Also Published As

Publication number Publication date
FR2945141A1 (fr) 2010-11-05

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Legal Events

Date Code Title Description
ST Notification of lapse

Effective date: 20140131