FR2840094A1 - Credit or identity card has layer between outer layers which under ultra violet light reveals distinctive pattern of fluorescent and non-fluorescent marks and may also support antenna - Google Patents
Credit or identity card has layer between outer layers which under ultra violet light reveals distinctive pattern of fluorescent and non-fluorescent marks and may also support antenna Download PDFInfo
- Publication number
- FR2840094A1 FR2840094A1 FR0206261A FR0206261A FR2840094A1 FR 2840094 A1 FR2840094 A1 FR 2840094A1 FR 0206261 A FR0206261 A FR 0206261A FR 0206261 A FR0206261 A FR 0206261A FR 2840094 A1 FR2840094 A1 FR 2840094A1
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- Prior art keywords
- card
- fluorescent
- fiduciary
- central layer
- card according
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
- G06K19/06018—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding
- G06K19/06028—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding using bar codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
- G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
- G06K19/14—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards the marking being sensed by radiation
Abstract
Description
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La présente invention concerne les dispositifs de sécurité contre la falsification et la fraude des cartes à puce ou des cartes magnétiques en plastique et concerne en particulier les cartes fiduciaires sécurisées. The present invention relates to security devices against forgery and fraud of smart cards or magnetic plastic cards and relates in particular to secure fiduciary cards.
Les cartes en plastique présentes dans un nombre de plus en plus important d'applications de la vie courante, intéressent de plus en plus les faussaires au même titre que les billets de banque. Pour éviter la falsification des cartes en plastique de tout genre, les fabricants développent des moyens afin de rendre la carte la plus difficilement falsifiable possible. Ainsi, ils rajoutent sur la carte des éléments dits de sécurité tels que des bandes magnétiques, des impressions en microtexte ou fluorescentes. Ces moyens ont l'inconvénient de ne pas faire partie intégrante de la carte et ainsi d'être facilement reproductibles. En effet, il est assez simple de reproduire une carte en plastique d'une seule matière, d'y ajouter un élément de sécurité tel qu'une bande magnétique et de l'encoder. Même lorsque la carte falsifiée est une carte en plastique composée de plusieurs couches très minces de matières plastiques différentes telle qu'une carte à puce à contact, sans contact ou hybride, les différentes couches ne sont pas identifiables et donc ne présentent pas un frein à la falsification. Plastic cards, which are present in an increasing number of everyday applications, are of increasing interest to counterfeiters, just like banknotes. To avoid forgery of plastic cards of all kinds, manufacturers are developing means to make the card as difficult to forge as possible. Thus, they add so-called security elements such as magnetic tapes, microtext or fluorescent prints to the card. These means have the disadvantage of not being an integral part of the card and thus of being easily reproducible. Indeed, it is quite simple to reproduce a plastic card of a single material, to add a security element such as a magnetic strip and to encode it. Even when the falsified card is a plastic card made up of several very thin layers of different plastics such as a contact, contactless or hybrid smart card, the different layers cannot be identified and therefore do not prevent falsification.
C'est pourquoi le but de l'invention est de fournir un dispositif de sécurité destiné à empêcher la falsification des cartes fiduciaires qui fasse partie intégrante de la carte et qui soit invisible à la lumière du jour et visible à la lumière ultra-violette (UV). This is why the object of the invention is to provide a security device intended to prevent the falsification of fiduciary cards which is an integral part of the card and which is invisible in daylight and visible in ultra-violet light ( UV).
L'objet de l'invention concerne donc une carte fiduciaire de type carte de crédit ou carte d'identité comprenant au moins deux couches externes en plastique ou équivalent et des moyens d'authentification destinés à empêcher la falsification de la carte. Selon la caractéristique principale de l'invention les moyens d'authentification invisibles à l'#il nu sont intégrés dans l'épaisseur de la carte entre les couches externes de la The object of the invention therefore relates to a fiduciary card of the credit card or identity card type comprising at least two external layers of plastic or equivalent and authentication means intended to prevent falsification of the card. According to the main characteristic of the invention, the authentication means invisible to the naked eye are integrated into the thickness of the card between the external layers of the
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carte et sont visibles sur la tranche de la carte par fluorescence sous lumière ultra-violette formant une succession d'au moins une zone fluorescente et d'au moins une zone non fluorescente. card and are visible on the edge of the card by fluorescence under ultraviolet light forming a succession of at least one fluorescent zone and at least one non-fluorescent zone.
Les buts, objets et caractéristiques de l'invention apparaîtront plus clairement à la lecture de la description qui suit faite en référence aux dessins dans lesquels :
La figure 1 représente une tranche de carte composé du dispositif selon l'invention,
La figure 2 représente la couche de la carte contenant les éléments fluorescents,
La figure 3 représente un support d'antenne de carte à puce hybride et sans contact. The aims, objects and characteristics of the invention will appear more clearly on reading the following description made with reference to the drawings in which:
FIG. 1 represents a section of card composed of the device according to the invention,
FIG. 2 represents the layer of the card containing the fluorescent elements,
FIG. 3 represents an antenna support for a contactless hybrid smart card.
Selon un mode de réalisation préféré de l'invention et en référence à la figure 1, la carte est une carte composée de trois couches, deux couches externes 10 et 12 de préférence en matière plastique formant chacune un corps de carte et une couche centrale 14. Chaque corps de carte peut-être composé lui-même de plusieurs couches de plastique différent. A 1'oeil nu, et sous la lumière du jour, les différentes couches constitutives de la carte ne se distinguent pas sur la tranche de la carte, d'autant plus que l'épaisseur de la carte est égale à environ 800 m. La tranche de la couche centrale 14 comporte des zones fluorescentes 16 représentées sur la figure par des hachures. Ces zones, visibles sous lumière ultra-violette, alternent ainsi avec les zones non fluorescentes 18 des bords de la couche centrale 14 formant ainsi dans l'épaisseur de la carte une alternance de zones repérables, les zones fluorescentes, et de zones non distinctes du reste de la carte, les zones non-fluorescentes. Cette alternance de zones fluorescentes et non fluorescentes peut être spécifique pour chaque application de la carte, authentifiant ainsi la carte par un code d'authentification visible sur sa tranche sous lumière ultra-violette. According to a preferred embodiment of the invention and with reference to FIG. 1, the card is a card composed of three layers, two external layers 10 and 12 preferably of plastic material each forming a card body and a central layer 14 Each card body may itself be made up of several layers of different plastic. To the naked eye, and in daylight, the different layers making up the card are indistinguishable on the edge of the card, especially since the thickness of the card is equal to approximately 800 m. The edge of the central layer 14 has fluorescent zones 16 represented in the figure by hatching. These zones, visible under ultra-violet light, thus alternate with the non-fluorescent zones 18 of the edges of the central layer 14 thus forming in the thickness of the card an alternation of locatable zones, the fluorescent zones, and of zones not distinct from the rest of the map, non-fluorescent areas. This alternation of fluorescent and non-fluorescent zones can be specific for each application of the card, thus authenticating the card by an authentication code visible on its edge under ultra-violet light.
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En référence à la figure 2, la couche centrale 14 de la carte vue à plat, est formée d'une seule partie dont les dimensions extérieures sont égales à la dimension de la carte. La couche centrale 14 est faite de papier ou de plastique ou d'un autre matériau compatible avec les autres couches composant la carte et est rendue fluorescente grâce à un moyen chimique tel qu'un azurant optique ou un pigment invisible fluorescent. La couche centrale 14 peut également contenir des éléments fluorescents uniquement sur ses bords. La couche centrale 14 comporte sur son contour des créneaux, dont les bords supérieurs ou bosses 22, délimitant la périphérie de la carte, sont alignés sur les bords de la carte et correspondent aux zones fluorescentes 16 et dont les bords inférieurs ou encoches 24, en retrait par rapport au bord extérieur de la carte, correspondent aux zones non fluorescentes 18. With reference to FIG. 2, the central layer 14 of the card seen in flat form, is formed from a single part whose external dimensions are equal to the dimension of the card. The central layer 14 is made of paper or plastic or another material compatible with the other layers making up the card and is made fluorescent by chemical means such as an optical brightener or an invisible fluorescent pigment. The central layer 14 can also contain fluorescent elements only on its edges. The central layer 14 comprises on its contour slots, the upper edges or bumps 22, delimiting the periphery of the card, are aligned on the edges of the card and correspond to the fluorescent zones 16 and whose lower edges or notches 24, withdrawal from the outer edge of the card, correspond to the non-fluorescent areas 18.
La couche centrale 14 peut être en plusieurs parties sans pour autant sortir du cadre de l'invention. Ainsi, la couche centrale 14 peut être composée de bandes d'un matériau fluorescent allant de part et d'autre de deux bords opposés de la carte. De même, une couche centrale 14 composée de fils allant de part et d'autre de deux bords opposés de la carte et formés d'un matériau fluorescent est même envisageable. The central layer 14 can be in several parts without departing from the scope of the invention. Thus, the central layer 14 can be composed of strips of a fluorescent material going on either side of two opposite edges of the card. Likewise, a central layer 14 composed of wires going on either side of two opposite edges of the card and formed of a fluorescent material is even conceivable.
Lorsqu'il s'agit d'une carte à puce sans contact ou hybride contact-sans contact, la carte comporte une antenne pour pouvoir communiquer à distance avec un lecteur. When it is a contactless or hybrid contact-contactless smart card, the card has an antenna to be able to communicate remotely with a reader.
L'antenne est située en général sur un support inséré entre les deux corps de carte. Pour ce type de carte, la couche centrale 14 comportant les éléments fluorescents peut être utilisée comme support d'antenne représenté sur la figure 3. Ainsi, la couche centrale 14 ou support d'antenne est composée d'une antenne 30 et comporte sur ses bords un certain nombre de créneaux dont les bords supérieurs 22 et inférieurs 24 composent les zones distinctes fluorescentes et non fluorescentes 16 et 18 comme décrit précédemment. The antenna is generally located on a support inserted between the two card bodies. For this type of card, the central layer 14 comprising the fluorescent elements can be used as the antenna support shown in FIG. 3. Thus, the central layer 14 or antenna support is composed of an antenna 30 and has on its edges a number of slots whose upper edges 22 and lower 24 make up the distinct fluorescent and non-fluorescent zones 16 and 18 as described above.
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La couche centrale 14 peut être en matière fibreuse de type papier sur lequel l'antenne 30 est sérigraphiée. L'assemblage des corps de carte 10 et 12 et de la couche centrale 14 de la carte est alors réalisé par lamination selon un procédé de réalisation décrit en détail dans la demande de brevet français n 9915019. Ainsi, lors de l'assemblage de la carte, les corps de carte 10 et 12 de chaque côté de la couche centrale 14 remplissent les espaces libres 24 des créneaux des bords de la couche centrale 14 et se soudent entre eux, formant ainsi la zone 18 indistincte des couches 10 et 12 conformément à la description de la figure 1. Lors de l'assemblage, les corps de carte 10 et 12 ne dépassant pas du bord supérieur 22 des créneaux de la couche centrale 14, ils ne rentrent pas en contact intime, laissant la couche centrale apparente sur la tranche de la carte formant ainsi les zones 16 visibles sous lumière ultra-violette conformément à la description de la figure 1. The central layer 14 can be of fibrous material of paper type on which the antenna 30 is screen printed. The assembly of the card bodies 10 and 12 and of the central layer 14 of the card is then carried out by lamination according to a production method described in detail in French patent application No. 9915019. Thus, during the assembly of the card, the card bodies 10 and 12 on each side of the central layer 14 fill the free spaces 24 of the slots of the edges of the central layer 14 and weld together, thus forming the indistinct area 18 of the layers 10 and 12 in accordance with the description of FIG. 1. During assembly, the card bodies 10 and 12 not exceeding the upper edge 22 of the slots of the central layer 14, they do not come into intimate contact, leaving the central layer visible on the edge of the card thus forming the zones 16 visible under ultra-violet light as described in FIG. 1.
D'une manière générale, les cartes fiduciaires dont la présente invention fait référence, désigne les cartes dont la valeur est fondée sur la confiance accordée à celui qui les émet. Elles comprennent donc toutes les cartes de type cartes de crédit, cartes personnelles de type identité, cartes magnétiques, cartes de fidélité etc. In general, fiduciary cards to which the present invention refers, designates cards whose value is based on the trust placed in the person who issues them. They therefore include all credit cards, personal identity cards, magnetic cards, loyalty cards, etc.
Ainsi, le moyen d'authentification des cartes fiduciaires selon l'invention présente l'avantage d'être difficilement reproductible puisque intégré dans l'épaisseur de la carte. Thus, the means of authentication of fiduciary cards according to the invention has the advantage of being difficult to reproduce since it is integrated into the thickness of the card.
De plus, les corps de carte soudés entre eux sur les bords permettent également une plus grande cohésion interne de l'ensemble de la carte. In addition, the card bodies welded together at the edges also allow greater internal cohesion of the entire card.
Outre le fait que la couche centrale de la carte en matière fibreuse telle que du papier convient parfaitement à la réalisation d'une carte selon l'invention, elle présente d'autres avantages. Ainsi, elle fournit tous les avantages que présente un support d'antenne en papier dans le cas des cartes sans contact et contact-sans contact, par Besides the fact that the central layer of the card made of fibrous material such as paper is perfectly suitable for producing a card according to the invention, it has other advantages. Thus, it provides all the advantages of a paper antenna support in the case of contactless and contact-contactless cards, by
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exemple, une plus grande solidité. En effet, soumise à des contraintes mécaniques élevées telles que des pliages, la couche de papier confère à la carte une propriété d'amortissement par rapport à une carte tout en plastique, préservant plus longtemps les connexions électriques et ainsi le fonctionnement de la carte. Un deuxième avantage d'une telle carte comportant une couche centrale en papier est qu'elle dissuade toute détérioration volontaire par pliage par un fraudeur dont l'intention est de mettre hors d'usage une carte vendue avec un crédit pour ensuite réclamer son remboursement ou son échange auprès de l'organisme émetteur. En effet, le papier se délamine à l'endroit du pliage et la carte conserve la trace du pliage mettant en évidence, à posteriori, un acte de dégradation volontaire. example, greater strength. Indeed, subject to high mechanical stresses such as folding, the paper layer gives the card a damping property compared to an all-plastic card, preserving the electrical connections and thus the functioning of the card for a longer time. A second advantage of such a card having a central paper layer is that it dissuades any deliberate deterioration by folding by a fraudster whose intention is to put out of use a card sold with a credit and then claim its reimbursement or its exchange with the issuing body. Indeed, the paper delaminates at the place of folding and the card retains the trace of folding showing, a posteriori, an act of voluntary degradation.
Claims (9)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| FR0206261A FR2840094A1 (en) | 2002-05-23 | 2002-05-23 | Credit or identity card has layer between outer layers which under ultra violet light reveals distinctive pattern of fluorescent and non-fluorescent marks and may also support antenna |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| FR0206261A FR2840094A1 (en) | 2002-05-23 | 2002-05-23 | Credit or identity card has layer between outer layers which under ultra violet light reveals distinctive pattern of fluorescent and non-fluorescent marks and may also support antenna |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| FR2840094A1 true FR2840094A1 (en) | 2003-11-28 |
Family
ID=29415000
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| FR0206261A Pending FR2840094A1 (en) | 2002-05-23 | 2002-05-23 | Credit or identity card has layer between outer layers which under ultra violet light reveals distinctive pattern of fluorescent and non-fluorescent marks and may also support antenna |
Country Status (1)
| Country | Link |
|---|---|
| FR (1) | FR2840094A1 (en) |
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2005043456A1 (en) * | 2003-10-24 | 2005-05-12 | Datacard Corporation | Card edge marking |
| EP1826730A3 (en) * | 2006-02-22 | 2008-01-02 | Giesecke & Devrient GmbH | Security feature for valuable documents |
| EP2164024A1 (en) * | 2008-09-15 | 2010-03-17 | Gemplus | Marking of electronic device comprising an apparent component |
| GB2489606A (en) * | 2011-03-30 | 2012-10-03 | Smartwater Technology Ltd | A marker system comprising one or more layers of coding |
| US9889698B2 (en) | 2012-09-03 | 2018-02-13 | Assa Abloy Ab | Secure laminate with security feature on the edge |
| EP3741580A1 (en) * | 2019-05-21 | 2020-11-25 | Bundesdruckerei GmbH | Valuable or security document and method for its production |
| DE102019120048A1 (en) * | 2019-07-24 | 2021-01-28 | Bundesdruckerei Gmbh | Value or security document and process for its production |
| US11230136B1 (en) | 2021-05-10 | 2022-01-25 | Nu Pagamentos S.A. | Container for payment cards with hidden features |
| DE102008030182B4 (en) | 2008-06-26 | 2022-03-31 | Bundesdruckerei Gmbh | Value or security document and method for forming at least one security feature in the production of the value or security document, as well as method and means for verification |
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| JPH0276796A (en) * | 1988-09-13 | 1990-03-16 | Canon Inc | Optical memory card |
| JPH06309519A (en) * | 1993-04-23 | 1994-11-04 | Hitachi Maxell Ltd | Optical card and its using method, and information reader |
| EP1176543A1 (en) * | 1999-12-03 | 2002-01-30 | Sega Corporation | Card stack reader, card thereof, card case, method for manufacturing card, game machine using the same, computer-readable recorded medium on which game program is recorded |
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| JPH0276796A (en) * | 1988-09-13 | 1990-03-16 | Canon Inc | Optical memory card |
| JPH06309519A (en) * | 1993-04-23 | 1994-11-04 | Hitachi Maxell Ltd | Optical card and its using method, and information reader |
| EP1176543A1 (en) * | 1999-12-03 | 2002-01-30 | Sega Corporation | Card stack reader, card thereof, card case, method for manufacturing card, game machine using the same, computer-readable recorded medium on which game program is recorded |
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| PATENT ABSTRACTS OF JAPAN vol. 014, no. 266 (M - 0982) 8 June 1990 (1990-06-08) * |
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Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2005043456A1 (en) * | 2003-10-24 | 2005-05-12 | Datacard Corporation | Card edge marking |
| EP1826730A3 (en) * | 2006-02-22 | 2008-01-02 | Giesecke & Devrient GmbH | Security feature for valuable documents |
| DE102008030182B4 (en) | 2008-06-26 | 2022-03-31 | Bundesdruckerei Gmbh | Value or security document and method for forming at least one security feature in the production of the value or security document, as well as method and means for verification |
| EP2164024A1 (en) * | 2008-09-15 | 2010-03-17 | Gemplus | Marking of electronic device comprising an apparent component |
| WO2010028920A1 (en) * | 2008-09-15 | 2010-03-18 | Gemalto Sa | Marking of electronic device comprising an apparent component |
| GB2489606A (en) * | 2011-03-30 | 2012-10-03 | Smartwater Technology Ltd | A marker system comprising one or more layers of coding |
| US9889698B2 (en) | 2012-09-03 | 2018-02-13 | Assa Abloy Ab | Secure laminate with security feature on the edge |
| EP3741580A1 (en) * | 2019-05-21 | 2020-11-25 | Bundesdruckerei GmbH | Valuable or security document and method for its production |
| DE102019113569A1 (en) * | 2019-05-21 | 2020-11-26 | Bundesdruckerei Gmbh | VALUE OR SECURITY DOCUMENT AND THE PROCEDURE FOR THEIR PRODUCTION |
| DE102019120048A1 (en) * | 2019-07-24 | 2021-01-28 | Bundesdruckerei Gmbh | Value or security document and process for its production |
| WO2021013482A1 (en) | 2019-07-24 | 2021-01-28 | Bundesdruckerei Gmbh | Value- and/or security document, and method for producing same |
| US11230136B1 (en) | 2021-05-10 | 2022-01-25 | Nu Pagamentos S.A. | Container for payment cards with hidden features |
| US11292282B1 (en) | 2021-05-10 | 2022-04-05 | Nu Pagamentos S.A. | Digital payment card with hidden features |
| US11458758B1 (en) | 2021-05-10 | 2022-10-04 | Nu Pagamentos S.A.—INSTITUÇÃO DE PAGAMENTO | Payment cards with hidden features |
| US11840109B2 (en) | 2021-05-10 | 2023-12-12 | Nu Pagamentos S.A.—Instituição De Pagamento | Payment cards with hidden features |
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