FR2827411B1 - Procede d'autorisation d'une operation de paiement electronique par carte a puce - Google Patents

Procede d'autorisation d'une operation de paiement electronique par carte a puce

Info

Publication number
FR2827411B1
FR2827411B1 FR0109185A FR0109185A FR2827411B1 FR 2827411 B1 FR2827411 B1 FR 2827411B1 FR 0109185 A FR0109185 A FR 0109185A FR 0109185 A FR0109185 A FR 0109185A FR 2827411 B1 FR2827411 B1 FR 2827411B1
Authority
FR
France
Prior art keywords
authorizing
chip card
electronic payment
payment operation
card electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR0109185A
Other languages
English (en)
Other versions
FR2827411A1 (fr
Inventor
Jean Patrice Ubertini
Anne Helene Le Cornec Ubertini
Cornec Herve Le
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to FR0109185A priority Critical patent/FR2827411B1/fr
Priority to PCT/FR2002/002410 priority patent/WO2003007250A1/fr
Publication of FR2827411A1 publication Critical patent/FR2827411A1/fr
Application granted granted Critical
Publication of FR2827411B1 publication Critical patent/FR2827411B1/fr
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4097Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FR0109185A 2001-07-11 2001-07-11 Procede d'autorisation d'une operation de paiement electronique par carte a puce Expired - Fee Related FR2827411B1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
FR0109185A FR2827411B1 (fr) 2001-07-11 2001-07-11 Procede d'autorisation d'une operation de paiement electronique par carte a puce
PCT/FR2002/002410 WO2003007250A1 (fr) 2001-07-11 2002-07-10 Procede d'autorisation d'une operation de paiement electronique par carte a puce

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0109185A FR2827411B1 (fr) 2001-07-11 2001-07-11 Procede d'autorisation d'une operation de paiement electronique par carte a puce

Publications (2)

Publication Number Publication Date
FR2827411A1 FR2827411A1 (fr) 2003-01-17
FR2827411B1 true FR2827411B1 (fr) 2003-12-12

Family

ID=8865353

Family Applications (1)

Application Number Title Priority Date Filing Date
FR0109185A Expired - Fee Related FR2827411B1 (fr) 2001-07-11 2001-07-11 Procede d'autorisation d'une operation de paiement electronique par carte a puce

Country Status (2)

Country Link
FR (1) FR2827411B1 (fr)
WO (1) WO2003007250A1 (fr)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2010126509A2 (fr) 2009-04-30 2010-11-04 Donald Michael Cardina Systèmes et procédés pour paiement mobile rendu aléatoire

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4630201A (en) * 1984-02-14 1986-12-16 International Security Note & Computer Corporation On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
US5317636A (en) * 1992-12-09 1994-05-31 Arris, Inc. Method and apparatus for securing credit card transactions
US5627355A (en) * 1994-07-13 1997-05-06 Rahman; Sam Transaction device, equipment and method for protecting account numbers and their associated personal identification numbers
FR2771533B1 (fr) * 1997-11-21 2003-01-31 Taib Thierry Baillie Carte de securite pour paiement securise par carte de credit
FR2788154A1 (fr) * 1998-12-01 2000-07-07 Philippe Baron D Supports et systemes d'echange de donnees securises notamment pour paiements et telepaiements

Also Published As

Publication number Publication date
WO2003007250A1 (fr) 2003-01-23
FR2827411A1 (fr) 2003-01-17

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Legal Events

Date Code Title Description
ST Notification of lapse

Effective date: 20110331