FR2592197A1 - Method of identifying a person, especially a person requesting a service such as, for example, a banking transaction, with the aid of an identification card, device for implementing the method, identification cards usable for the abovementioned method and method for producing such cards - Google Patents

Method of identifying a person, especially a person requesting a service such as, for example, a banking transaction, with the aid of an identification card, device for implementing the method, identification cards usable for the abovementioned method and method for producing such cards

Info

Publication number
FR2592197A1
FR2592197A1 FR8518874A FR8518874A FR2592197A1 FR 2592197 A1 FR2592197 A1 FR 2592197A1 FR 8518874 A FR8518874 A FR 8518874A FR 8518874 A FR8518874 A FR 8518874A FR 2592197 A1 FR2592197 A1 FR 2592197A1
Authority
FR
France
Prior art keywords
person
cards
identification
implementing
aid
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
FR8518874A
Other languages
French (fr)
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to FR8518874A priority Critical patent/FR2592197A1/en
Publication of FR2592197A1 publication Critical patent/FR2592197A1/en
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/229Hierarchy of users of accounts
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/24Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a handwritten signature
    • G07C9/243Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a handwritten signature visually, e.g. by comparing in a viewer the written signature with a reference on the pass
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/253Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition visually
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1058PIN is checked locally
    • G07F7/1066PIN data being compared to data on card
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12Card verification

Landscapes

  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Human Computer Interaction (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention relates to a method and equipment for checking the identity of a person. The equipment is characterised in that it comprises a first reader 1 for reading the information relating to the identity of the persons to be identified on their identification cards 2, the information being recorded thereon in a way which is inaccessible to the said person, especially in digital form, a terminal 5 equipped with means 8 for decoding and converting the data originating from the reader 1 and means 10 for visually displaying the information thus processed. The invention is usable in the field, for example, of banks.
FR8518874A 1985-12-19 1985-12-19 Method of identifying a person, especially a person requesting a service such as, for example, a banking transaction, with the aid of an identification card, device for implementing the method, identification cards usable for the abovementioned method and method for producing such cards Withdrawn FR2592197A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
FR8518874A FR2592197A1 (en) 1985-12-19 1985-12-19 Method of identifying a person, especially a person requesting a service such as, for example, a banking transaction, with the aid of an identification card, device for implementing the method, identification cards usable for the abovementioned method and method for producing such cards

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR8518874A FR2592197A1 (en) 1985-12-19 1985-12-19 Method of identifying a person, especially a person requesting a service such as, for example, a banking transaction, with the aid of an identification card, device for implementing the method, identification cards usable for the abovementioned method and method for producing such cards

Publications (1)

Publication Number Publication Date
FR2592197A1 true FR2592197A1 (en) 1987-06-26

Family

ID=9325984

Family Applications (1)

Application Number Title Priority Date Filing Date
FR8518874A Withdrawn FR2592197A1 (en) 1985-12-19 1985-12-19 Method of identifying a person, especially a person requesting a service such as, for example, a banking transaction, with the aid of an identification card, device for implementing the method, identification cards usable for the abovementioned method and method for producing such cards

Country Status (1)

Country Link
FR (1) FR2592197A1 (en)

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0330684A1 (en) * 1987-07-22 1989-09-06 Etc. Identification information storage and retrieval
WO1992003804A1 (en) * 1990-08-14 1992-03-05 John Mclean & Sons (Electrical) Dingwall Ltd Document security system
EP0494796A2 (en) * 1991-01-11 1992-07-15 NCR International, Inc. Transaction recording apparatus and method
US5321751A (en) * 1993-02-18 1994-06-14 Eastman Kodak Company Method and apparatus for credit card verification
US5355411A (en) * 1990-08-14 1994-10-11 Macdonald John L Document security system
WO2000004514A1 (en) * 1998-07-13 2000-01-27 Eberhardt Karl Heinz System for controlling cash transactions with customers within banking institutes
ES2166320A1 (en) * 2000-03-20 2002-04-01 Diaz Pedro Manuel Perez Method for identification of persons by signature
WO2002023316A3 (en) * 2000-09-15 2003-02-27 Electronic Business Publishing Apparatus and method for acquiring information and producing a signed document
WO2004100089A3 (en) * 2003-05-08 2005-05-19 Koninkl Philips Electronics Nv Smart card that stores invisible signatures

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB1428469A (en) * 1972-06-09 1976-03-17 Gretag Ag Method and apparatus for conversion of graphical clear information into ciphered graphical information and vice versa
FR2368761A1 (en) * 1976-10-22 1978-05-19 Informer Inc TERMINAL SYSTEM FOR STORING AND VIEWING DATA
FR2415340A1 (en) * 1978-01-19 1979-08-17 Datasaab Ab PERSONAL IDENTIFICATION SYSTEM
EP0028965A1 (en) * 1979-11-09 1981-05-20 Bull S.A. System for the identification of persons requesting access to certain areas

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB1428469A (en) * 1972-06-09 1976-03-17 Gretag Ag Method and apparatus for conversion of graphical clear information into ciphered graphical information and vice versa
FR2368761A1 (en) * 1976-10-22 1978-05-19 Informer Inc TERMINAL SYSTEM FOR STORING AND VIEWING DATA
FR2415340A1 (en) * 1978-01-19 1979-08-17 Datasaab Ab PERSONAL IDENTIFICATION SYSTEM
EP0028965A1 (en) * 1979-11-09 1981-05-20 Bull S.A. System for the identification of persons requesting access to certain areas

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
IBM TECHNICAL DISCLOSURE BULLETIN, vol. 27, no. 8, janvier 1985, page 4710, New York, US; T.K. WORTHINGTON: Smart card protection by the use of dynamic signature verification one-way codes" *
IEEE SPECTRUM, vol. 21, no. 2, février 1984, pages 43-49, IEEE, New York, US; S.B. WEINSTEIN: "Smart credit cards: The answer to cashless shopping" *

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0330684A1 (en) * 1987-07-22 1989-09-06 Etc. Identification information storage and retrieval
EP0330684A4 (en) * 1987-07-22 1989-12-13 Etc Identification information storage and retrieval.
WO1992003804A1 (en) * 1990-08-14 1992-03-05 John Mclean & Sons (Electrical) Dingwall Ltd Document security system
US5355411A (en) * 1990-08-14 1994-10-11 Macdonald John L Document security system
EP0494796A2 (en) * 1991-01-11 1992-07-15 NCR International, Inc. Transaction recording apparatus and method
EP0494796A3 (en) * 1991-01-11 1996-03-06 Ncr Corp Transaction recording apparatus and method
US5321751A (en) * 1993-02-18 1994-06-14 Eastman Kodak Company Method and apparatus for credit card verification
WO2000004514A1 (en) * 1998-07-13 2000-01-27 Eberhardt Karl Heinz System for controlling cash transactions with customers within banking institutes
ES2166320A1 (en) * 2000-03-20 2002-04-01 Diaz Pedro Manuel Perez Method for identification of persons by signature
WO2002023316A3 (en) * 2000-09-15 2003-02-27 Electronic Business Publishing Apparatus and method for acquiring information and producing a signed document
WO2004100089A3 (en) * 2003-05-08 2005-05-19 Koninkl Philips Electronics Nv Smart card that stores invisible signatures

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