FR2415340A1 - Systeme d'identification personnelle - Google Patents

Systeme d'identification personnelle

Info

Publication number
FR2415340A1
FR2415340A1 FR7901854A FR7901854A FR2415340A1 FR 2415340 A1 FR2415340 A1 FR 2415340A1 FR 7901854 A FR7901854 A FR 7901854A FR 7901854 A FR7901854 A FR 7901854A FR 2415340 A1 FR2415340 A1 FR 2415340A1
Authority
FR
France
Prior art keywords
encrypted
personal identification
secret security
verification
card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
FR7901854A
Other languages
English (en)
Other versions
FR2415340B1 (fr
Inventor
Viiveke Fak
Ingemar Bror Ingemarsson
Rolf Blom
Robert Forchheimer
Bjorn I C Hallberg
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Datasaab AB
Original Assignee
Datasaab AB
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Datasaab AB filed Critical Datasaab AB
Publication of FR2415340A1 publication Critical patent/FR2415340A1/fr
Application granted granted Critical
Publication of FR2415340B1 publication Critical patent/FR2415340B1/fr
Expired legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/105—Only a part of the PIN is required to be input
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1058—PIN is checked locally
    • G07F7/1066—PIN data being compared to data on card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1075—PIN is checked remotely
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/127—Card verification in which both online and offline card verification can take place

Landscapes

  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Packaging For Recording Disks (AREA)
  • Preliminary Treatment Of Fibers (AREA)
  • Auxiliary Devices For And Details Of Packaging Control (AREA)
  • Storage Device Security (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

La méthode sert à vérifier que le porteur d'une carte est autorisé à l'utiliser, dans laquelle des marques indiquent à un numéro de compte et l'utilisateur autorisé de carte a en mémoire un numéro d'identification personnell. Un numéro de vérification est déduit en engendrant un premier nombre chiffré en chiffrant le numéro de compte par le numéro d'identifcation personnel combiné avec un premier numéro secret de sécurité, en déchiffrant le premier nombre chiffré avec un second numéro secret de sécurité suivant un processus de déchiffrage inverse du processus de chiffrage, et enregistrant le numéro de vérification en un lieu accessible à une machine Le numéro de compte est lu à partir des marques. Il est chifffré par la combinaison du numéro d'identification personnel et du premier numéro secret de sécurité pour obtenir ainsi un troisième nombre chiffré. Le numéro de vérification est chiffré par le second numéro secret de sécurité pour obtenir ainsi un quatrième nombre chiffré. Les troisième et quatrième nombres chiffrés sont comparés pour valider la carte.
FR7901854A 1978-01-19 1979-01-18 Systeme d'identification personnelle Expired FR2415340B1 (fr)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US05/870,818 US4214230A (en) 1978-01-19 1978-01-19 Personal identification system

Publications (2)

Publication Number Publication Date
FR2415340A1 true FR2415340A1 (fr) 1979-08-17
FR2415340B1 FR2415340B1 (fr) 1986-09-19

Family

ID=25356127

Family Applications (1)

Application Number Title Priority Date Filing Date
FR7901854A Expired FR2415340B1 (fr) 1978-01-19 1979-01-18 Systeme d'identification personnelle

Country Status (13)

Country Link
US (1) US4214230A (fr)
AT (1) AT386903B (fr)
BE (1) BE873587A (fr)
DE (1) DE2901521A1 (fr)
DK (1) DK152865C (fr)
ES (2) ES476979A1 (fr)
FI (1) FI73842C (fr)
FR (1) FR2415340B1 (fr)
GB (1) GB2013009B (fr)
IT (1) IT1109496B (fr)
NL (1) NL190738C (fr)
NO (1) NO161407C (fr)
SE (1) SE442457B (fr)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0029894A2 (fr) * 1979-12-03 1981-06-10 International Business Machines Corporation Système pour réaliser une vérification sûre d'un mot de passe
FR2588982A1 (fr) * 1985-10-22 1987-04-24 Lasserre Georges Dispositif permettant de determiner une relation entre un document reference et un individu
FR2592197A1 (fr) * 1985-12-19 1987-06-26 Nixon John Procede d'identification d'une personne, notamment d'un demandeur d'un service tel que par exemple d'une transaction bancaire, a l'aide d'une piece d'identification, dispositif de mise en oeuvre du procede, des pieces d'identification utilisables pour le procede precite et procede pour la realisation de telles pieces

Families Citing this family (50)

* Cited by examiner, † Cited by third party
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FR2448825A1 (fr) * 1979-02-06 1980-09-05 Telediffusion Fse Systeme de transmission d'information entre un centre d'emission et des postes recepteurs, ce systeme etant muni d'un moyen de controle de l'acces a l'information transmise
FR2448824A1 (fr) * 1979-02-06 1980-09-05 Telediffusion Fse Systeme de videotex muni de moyens de controle d'acces a l'information
FR2459595A1 (fr) * 1979-06-15 1981-01-09 Telediffusion Fse Systeme de television a controle d'acces utilisant une cle electronique variable
US4304990A (en) * 1979-12-11 1981-12-08 Atalla Technovations Multilevel security apparatus and method
US4317957A (en) * 1980-03-10 1982-03-02 Marvin Sendrow System for authenticating users and devices in on-line transaction networks
DE3013211A1 (de) * 1980-04-03 1981-10-08 GAO Gesellschaft für Automation und Organisation mbH, 8000 München Verfahren zur handhabung einer persoenlichen indentifikationsnummer (pin) im zusammenhang mit einer ausweiskarte
FR2493645B1 (fr) * 1980-11-03 1988-03-25 Thomson Csf Procede de protection des transmissions dans un systeme de transactions et systeme de transactions mettant en oeuvre ce procede
US4390968A (en) * 1980-12-30 1983-06-28 Honeywell Information Systems Inc. Automated bank transaction security system
FR2497617B1 (fr) * 1981-01-07 1989-08-18 Transac Develop Transactions A Procede et dispositif de securite pour communication tripartie de donnees confidentielles
AU572446B2 (en) * 1981-01-28 1988-05-12 Trans-Cryption Inc. Personal identification system
US4453074A (en) * 1981-10-19 1984-06-05 American Express Company Protection system for intelligent cards
US4532416A (en) * 1983-01-03 1985-07-30 Patrick Berstein Transaction terminal with simplified data entry
US4652990A (en) * 1983-10-27 1987-03-24 Remote Systems, Inc. Protected software access control apparatus and method
SE442249B (sv) * 1983-11-17 1985-12-09 Ericsson Telefon Ab L M Forfarande och anordning for verifiering av personidentifieringsnummer och kontroll av inlagd nummerserie i identifieringsmedia
DE3410937A1 (de) * 1984-03-24 1985-10-03 Philips Patentverwaltung Gmbh, 2000 Hamburg Verfahren zum erkennen der unerlaubten benutzung einer indentifizierung
DE3417766A1 (de) * 1984-05-12 1985-11-14 Betriebswirtschaftliches Institut der Deutschen Kreditgenossenschaften BIK GmbH, 6000 Frankfurt Arbeits-verfahren und einrichtung zum elektronisch autorisierten feststellen einer sache
GB8425147D0 (en) * 1984-10-04 1984-11-07 Rigby Electronic Group Plc Device for reading from substrate
JPH0762862B2 (ja) * 1985-09-17 1995-07-05 カシオ計算機株式会社 Ｉｃカ−ドシステムにおける認証方式
JPH01114995A (ja) * 1987-10-29 1989-05-08 Toppan Printing Co Ltd Ｉｃカード
US5623547A (en) * 1990-04-12 1997-04-22 Jonhig Limited Value transfer system
US5233655A (en) * 1991-02-19 1993-08-03 Shapiro Sanford S Data access verification system
GB9105851D0 (en) * 1991-03-20 1991-05-08 Security Systems Consortium Th Securing financial transactions
GB2255664B (en) * 1991-04-09 1994-07-06 Frank Victor Haymann Preventing unauthorised usage of a credit card
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US6868408B1 (en) 1994-04-28 2005-03-15 Citibank, N.A. Security systems and methods applicable to an electronic monetary system
US5799087A (en) * 1994-04-28 1998-08-25 Citibank, N.A. Electronic-monetary system
NL1000988C2 (nl) * 1995-08-16 1997-02-18 Nederland Ptt Werkwijze voor het met dezelfde gegevensdrager kunnen uitvoeren van verschillende authenticatieprocessen, alsmede systeem.
US5818937A (en) * 1996-08-12 1998-10-06 Ncr Corporation Telephone tone security device
US6317832B1 (en) * 1997-02-21 2001-11-13 Mondex International Limited Secure multiple application card system and process
US6575372B1 (en) 1997-02-21 2003-06-10 Mondex International Limited Secure multi-application IC card system having selective loading and deleting capability
WO1998040982A1 (fr) 1997-03-12 1998-09-17 Visa International Commerce electronique de securite faisant appel a des cartes a circuit integre
US6164549A (en) * 1997-05-15 2000-12-26 Mondex International Limited IC card with shell feature
US6328217B1 (en) 1997-05-15 2001-12-11 Mondex International Limited Integrated circuit card with application history list
US6220510B1 (en) 1997-05-15 2001-04-24 Mondex International Limited Multi-application IC card with delegation feature
US6488211B1 (en) * 1997-05-15 2002-12-03 Mondex International Limited System and method for flexibly loading in IC card
US6385723B1 (en) 1997-05-15 2002-05-07 Mondex International Limited Key transformation unit for an IC card
US6357665B1 (en) 1998-01-22 2002-03-19 Mondex International Limited Configuration of IC card
US6736325B1 (en) 1998-01-22 2004-05-18 Mondex International Limited Codelets
US6742120B1 (en) 1998-02-03 2004-05-25 Mondex International Limited System and method for controlling access to computer code in an IC card
US7357312B2 (en) 1998-05-29 2008-04-15 Gangi Frank J System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods
US6131811A (en) 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
US7636694B1 (en) * 1998-09-18 2009-12-22 Mastercard International Incorporated Apparatus and method for generating an electronic-commerce personal identification number cryptographically related to an ATM personal identification number
JP4645000B2 (ja) * 2000-04-06 2011-03-09 ソニー株式会社 携帯装置の記憶領域分割方法
US6805288B2 (en) 2000-05-15 2004-10-19 Larry Routhenstein Method for generating customer secure card numbers subject to use restrictions by an electronic card
US7195154B2 (en) * 2001-09-21 2007-03-27 Privasys, Inc. Method for generating customer secure card numbers
WO2006107777A2 (fr) * 2005-04-01 2006-10-12 Mastercard International Incorporated Cryptage dynamique des numeros de cartes de paiement dans les transactions de paiement electronique
US8306986B2 (en) * 2005-09-30 2012-11-06 American Express Travel Related Services Company, Inc. Method, system, and computer program product for linking customer information
WO2008054512A2 (fr) * 2006-04-19 2008-05-08 Stepnexus Holdings Procédés et systèmes pour un chargement d'application de carte à circuits intégrés (ic)
US8281145B2 (en) * 2007-12-14 2012-10-02 Mehran Randall Rasti Doing business without SSN, EIN, and charge card numbers
DE102020123756B3 (de) 2020-09-11 2022-01-20 ASTRA Gesellschaft für Asset Management mbH & Co. KG Verfahren zur Nutzungsfreigabe sowie Funktionsfreigabeeinrichtung hierzu

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US3956615A (en) * 1974-06-25 1976-05-11 Ibm Corporation Transaction execution system with secure data storage and communications
US3990558A (en) * 1973-10-08 1976-11-09 Gretag Aktiengesellschaft Method and apparatus for preparing and assessing payment documents
US4004089A (en) * 1975-02-28 1977-01-18 Ncr Corporation Programmable cryptic device for enciphering and deciphering data

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US3657521A (en) * 1969-08-25 1972-04-18 Smiths Industries Ltd Access-control equipment and item dispensing systems including such equipment
US3862716A (en) * 1971-10-13 1975-01-28 Burroughs Corp Automatic cash dispenser and system and method therefor
US3938091A (en) * 1972-03-17 1976-02-10 Atalla Technovations Company Personal verification system
US4023012A (en) * 1974-07-08 1977-05-10 Omron Tateisi Electronics Co. System for verifying the user of a card
US4025905A (en) * 1975-11-28 1977-05-24 Incoterm Corporation System for on-line processing of banking transactions
US4123747A (en) * 1977-05-20 1978-10-31 International Business Machines Corporation Identity verification method and apparatus

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3990558A (en) * 1973-10-08 1976-11-09 Gretag Aktiengesellschaft Method and apparatus for preparing and assessing payment documents
US3956615A (en) * 1974-06-25 1976-05-11 Ibm Corporation Transaction execution system with secure data storage and communications
US4004089A (en) * 1975-02-28 1977-01-18 Ncr Corporation Programmable cryptic device for enciphering and deciphering data

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0029894A2 (fr) * 1979-12-03 1981-06-10 International Business Machines Corporation Système pour réaliser une vérification sûre d'un mot de passe
EP0029894B1 (fr) * 1979-12-03 1985-01-09 International Business Machines Corporation Système pour réaliser une vérification sûre d'un mot de passe
FR2588982A1 (fr) * 1985-10-22 1987-04-24 Lasserre Georges Dispositif permettant de determiner une relation entre un document reference et un individu
FR2592197A1 (fr) * 1985-12-19 1987-06-26 Nixon John Procede d'identification d'une personne, notamment d'un demandeur d'un service tel que par exemple d'une transaction bancaire, a l'aide d'une piece d'identification, dispositif de mise en oeuvre du procede, des pieces d'identification utilisables pour le procede precite et procede pour la realisation de telles pieces

Also Published As

Publication number Publication date
FI73842C (fi) 1987-11-09
FR2415340B1 (fr) 1986-09-19
ES483966A1 (es) 1980-04-01
FI73842B (fi) 1987-07-31
DE2901521A1 (de) 1979-07-26
DK22479A (da) 1979-07-20
ES476979A1 (es) 1980-06-16
NO790134L (no) 1979-07-20
IT7919447A0 (it) 1979-01-19
NL190738B (nl) 1994-02-16
DE2901521C2 (fr) 1989-06-08
SE7900473L (sv) 1979-07-20
ATA42379A (de) 1988-03-15
BE873587A (fr) 1979-05-16
FI790170A (fi) 1979-07-20
AT386903B (de) 1988-11-10
DK152865C (da) 1988-10-10
SE442457B (sv) 1985-12-23
NO161407B (no) 1989-05-02
GB2013009B (en) 1982-03-10
GB2013009A (en) 1979-08-01
DK152865B (da) 1988-05-24
NL190738C (nl) 1994-07-18
US4214230A (en) 1980-07-22
NO161407C (no) 1989-08-09
IT1109496B (it) 1985-12-16
NL7900413A (nl) 1979-07-23

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