ES2336186A1 - Tactil screen card processing terminal (Machine-translation by Google Translate, not legally binding) - Google Patents

Abstract

Card processing terminal with touch screen that seeks to offer the services of a multiformat card reader, specially designed to be used in banking, and public order bodies that require operations of payment of receipts or fines, as well as the identification of individuals, although it can be used in other applications. For this purpose, it is constituted from a housing (1), in which an electronic board (4) is fitted with a flash memory (16), an sdram memory (17), a microcontroller (5), a reader chip cards (13), a magnetic stripe reader (6), a contactless rfid reader (19) compatible with the nfc standard, a thermal printer (10), a touch screen (3), an rtb modem (23) and gprs (24), ethernet (25) and wifi (15) connection means, integrated sam modules (20), a cryptographic module (18) and a secure module for loading and updating parameters and software (21), as well as electronics and the necessary connectors to connect via rs232 (27) and usb (8) port to a remote pc. (Machine-translation by Google Translate, not legally binding)

Description

Card processing terminal with touch screen.

Object of the invention

The present invention relates to a device specially designed to perform operations with EMV chip cards, magnetic stripe and contactless compatible with NFC standard. The device of the invention has a printer high speed thermal and cryptoprocessor 3DES-RSA. You can have the terminal with WIFI, GSM / GPRS, Ethernet or RTB Modem. It can operate as a GSM phone with Hands-free and integrated voice synthesizer. The development of applications are made simple thanks to the use of systems operational and languages such as Linux and Java.

The USB and RS232 connection capabilities of the device allow to connect it to a PC. It also has an integrated RTB modem and other TriBanda GPRS, in addition to having Ethernet.

The device of the invention includes a FLASH memory that the application maintains and an SDRAM memory that Keep the data.

This terminal seeks to offer the services of a multiformat card reader, specially designed for be used in banking and law enforcement bodies that require payment transactions for receipts or fines, as well as identification of individuals It will also have application for any other application that requires reading and processing formats described.

Background of the invention

Within the scope of media processing of payment, WO 001495IB is known, in which a payment terminal device to connect to a device point of sale and a mobile phone by connection to a center authorization. However, this device does not provide for the operation with chip cards, with magnetic stripe cards or with cards contactless proximity, allowing to provide proof of said operation, the means of connection of the device being very limited, as well as security in data transmission.

While in WO 000309 the invention patent is provides a payment terminal that accepts card payments without contact, only payment transactions are made through contactless cards, not being possible, in addition to this form of payment, the options of using chip and band cards magnetic

As in the previous case, the means of security and data transmission in said patent are very limited

Finally, it is worth mentioning the invention patent WO 003620FR, consisting of a card payment terminal smart, which describes a card payment terminal smart that includes means to generate a payment message, means to transmit this payment message to an agency financial as well as the means to select a mode of transmission between various modes and an edit safety circuit of payment messages.

As in the previous cases, in this patent cannot be operated with different types of cards and the Security means and data transmission are limited.

Description of the invention

The card processing terminal with touch screen that the invention proposes solves in a way the problem described above is fully satisfactory, allowing to operate with very different types of cards, offering multiple means of connection, as well as a high degree of security in data transmissions

More specifically, the device that preconiza allows three types of billing: by chip card, Magnetic stripe card and contactless card.

The invention is constituted from a electronic board equipped with a FLASH memory, an SDRAM memory, a microcontroller, three card readers: a card reader chip, other magnetic stripe and a contactless RFID reader compatible with the NFC (Near Field Communication) standard.

Additionally includes a thermal printer, a touch screen and the necessary electronics and connectors to connect via RS232 and USB port to a remote PC, In addition to a modem RTB and GPRS and Ethernet and Wifi.

As far as security is concerned, the device has internally integrated SAM modules, a cryptographic module and a secure module for loading and updating of parameters and software, guaranteeing maximum security of data in the operation.

Description of the drawings

To complement the description that is being performing and in order to help a better understanding of the characteristics of the invention, according to a preferred example of practical realization of it, is accompanied as an integral part of said description, a set of drawings where with character Illustrative and not limiting, the following has been represented:

Figure 1.- Shows a perspective view of a touch screen card processing terminal carried out in accordance with the object of the invention.

Figure 2.- Shows a block diagram of the different elements that participate in the terminal of the invention.

Preferred Embodiment of the Invention

In view of the figures outlined you can observe how the terminal that is recommended is constituted to from a housing (1), equipped with a large window (2) in the that a touch screen (3) is established, associated with a plate of circuit (4) in which a microcontroller (5) is established, to which a magnetic stripe card reader (6) is associated, which allows bidirectional reading of tracks 1, 2 and 3 of a magnetic card, reader accessed through a slot (7) established on the housing (1), a groove (12) on its face above, associated with a chip card reader (13), as well as a slot (14) associated with a Wifi card reader (15), incorporating also connection means (8), such as a USB connector.

The magnetic stripe reader (6) can go adapted to read Edmonson format transport titles (6 ').

On said housing (1) it is established additionally a slot (9) after which a printer is arranged thermal (10), in addition to the touch screen (3), with a series of control buttons (11), such as power, erase, correction and validation of tasks.

The microcontroller (5), in charge of management of all electrical signals and tasks for the correct system operation, will be assisted by a flash memory internal (16) in which the device stores the application and the firmware of the same, with an SDRAM memory (17) in which the device stores the necessary data for the final report of operations performed

According to another of the characteristics of the invention, it is provided that the microcontroller is assisted by a cryptographic module (18), materialized in a card reader ISO 7816 whose function is the processing of operations of Billing with smart cards.

It is also planned that the device also have a Contact Less RFID reader module (19) according to Mifare standards and ISO 14443 A and B, for reading and processing of contactless cards (NFC).

From the point of view of security in the transmissions, the device has three modules internally SAM (20) integrated, the cryptographic module (18) above cited and a secure module for loading and updating parameters and software (21), all to ensure data security of the operation.

The thermal printer (10) will allow realization of the written receipt of the billing of the operation, while the incorporation of a speaker / microphone set (22) used for communication via subject's mobile phone, for which he will also have a RTB modem (23), a GPRS modem (24), Ethernet (25) and Wifi (15), of so that it is possible to cover any communication format that it is desired to establish between the user and a supposed central or other user, etc.

The device will incorporate a battery (26), whose function is to feed the device, and it is recharged with a charger pluggable to the mains (220 V 50 Hz).

The device also has, on one side of the same, in addition to the USB connector (8) mentioned above, with an RS232 connector (27) that allow connection to a remote PC for the following functions:

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First, to visualize the relevant data of the cards on the PC screen, thanks to the communication established by the drivers developed for this device (valid for Windows -API operating systems PC / SC- and Linux).

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Second, to allow device firmware update and renewal, stored in its internal memory, as well as for the installation of additional software

Claims (3)

1. Card processing terminal with touch screen, characterized in that it is constituted from a housing (1), in which an electronic board (4) is provided with a FLASH memory (16), an SDRAM memory (17) , a microcontroller (5), a chip card reader (13), a magnetic stripe reader (6-6 '), a contactless RFID reader (19) compatible with the NFC standard, a thermal printer (10), a screen touch (3), an RTB modem (23) and GPRS (24), Ethernet (25) and Wi-Fi connection means (15), integrated SAM modules (20), a cryptographic module (18) and a secure module for charging and update of parameters and software (21), as well as the electronics and connectors necessary to establish connection via RS232 port (27) and USB (8) to a remote PC. 2. Card processing terminal with touch screen, according to claim 1, characterized in that a speaker / microphone assembly (22) is associated to the electronic board (22) for communication via the user's mobile phone. 3. Card processing terminal with touch screen, according to claim 1, characterized in that a rechargeable battery (26) is connected to the electronic board (4) by means of a plug-in charger to the mains.