ES2316255B1 - PORTABLE PAYMENT TERMINAL. - Google Patents
PORTABLE PAYMENT TERMINAL. Download PDFInfo
- Publication number
- ES2316255B1 ES2316255B1 ES200602616A ES200602616A ES2316255B1 ES 2316255 B1 ES2316255 B1 ES 2316255B1 ES 200602616 A ES200602616 A ES 200602616A ES 200602616 A ES200602616 A ES 200602616A ES 2316255 B1 ES2316255 B1 ES 2316255B1
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- payment terminal
- portable payment
- connector
- terminal
- cards
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- 238000004891 communication Methods 0.000 claims description 6
- 230000000295 complement effect Effects 0.000 claims description 4
- 238000001514 detection method Methods 0.000 claims description 2
- 230000005693 optoelectronics Effects 0.000 claims description 2
- 230000006870 function Effects 0.000 description 3
- 239000011159 matrix material Substances 0.000 description 2
- 238000000034 method Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 1
- 238000002513 implantation Methods 0.000 description 1
- 230000001681 protective effect Effects 0.000 description 1
- 238000012795 verification Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
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- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Terminal de pago portátil.Portable payment terminal.
El terminal está destinado a permitir realizar el pago con tarjetas de banda magnética, tarjetas chip y tarjetas "sin contacto" o contactless, ofreciendo unas prestaciones en cuanto a conectividad del mismo con dispositivos externos. Para ello cuenta con una unidad central de proceso interna o CPU (2) con un sistema operativo completo instalado en la misma, CPU (2) asociada a una memoria flash (4) y a una memoria RAM (3), así como a una impresora térmica (7), una pantalla o display (6), un teclado numérico (5), un lector de tarjetas de banda magnética (9), un lector de tarjetas chip (10), un conector SD externo (29), un puerto USB (28), un conector LAN Ethernet (17), un conector serie, un conector RJ12 (18) que puede adaptarse a RS232 (19) y una ranura de expansión (21) para ampliación de las prestaciones del dispositivo, pudiendo incluir opcionalmente un lector de tarjetas contactless (10), un escáner biométrico (34), un módemo GSM/GPRS, una base (14) de recarga de baterías, asícomo una serie de elementos que amplían sus prestaciones.The terminal is intended to allow Payment with magnetic stripe cards, chip cards and cards "contactless" or contactless, offering benefits in as for its connectivity with external devices. For this has an internal central processing unit or CPU (2) with a complete operating system installed on it, CPU (2) associated with a flash memory (4) and a RAM memory (3), as well as a thermal printer (7), a screen or display (6), a keyboard numeric (5), a magnetic stripe card reader (9), a chip card reader (10), an external SD connector (29), a USB port (28), an Ethernet LAN connector (17), a serial connector, an RJ12 connector (18) that can be adapted to RS232 (19) and a slot expansion (21) to extend the benefits of device, optionally including a card reader contactless (10), a biometric scanner (34), a GSM / GPRS modem, a battery charging base (14), as well as a series of elements that extend its benefits.
Description
Terminal de pago portátil.Portable payment terminal.
La presente invención se refiere a un terminal de pago portátil, especialmente concebido para permitir realizar transacciones en operaciones de pago comerciales.The present invention relates to a terminal portable payment, specially designed to allow Transactions in commercial payment transactions.
El objeto de la invención es proporcionar un dispositivo portátil que posea compatibilidad con una gran variedad de tarjetas bancarias o similares, así como con una gran cantidad de dispositivos externos, gracias a sus amplias prestaciones en cuanto a conectividad.The object of the invention is to provide a portable device that has compatibility with a wide variety of bank cards or similar, as well as with a large amount of external devices, thanks to its extensive performance in As for connectivity.
Es sobradamente conocida la implantación de terminales de punto de venta en comercios y similares para permitir a sus usuarios realizar el pago de sus compras mediante tarjetas de crédito o de débito. Dichos dispositivos tradicionalmente se utilizan asimismo para la emisión de facturas en pequeñas transacciones.The implantation of point of sale terminals in shops and the like to allow to its users to make the payment of their purchases through cards of Credit or debit Such devices are traditionally they also use to issue invoices in small Transactions
El problema fundamental que presentan éste tipo de dispositivos es que si se quieren tener varias opciones de cobro para mayor comodidad del cliente, son necesarios normalmente varios dispositivos, con lo que se encarece la solución final y se aumentan las necesidades de espacio.The fundamental problem presented by this type of devices is that if you want to have several payment options for customer convenience, several are usually necessary devices, which makes the final solution more expensive and space needs increase.
En tal sentido cabe destacar la patente EP1260947 en la que se describe un terminal de punto de venta que incluye un interfaz de usuario, el circuito para TPV unido a dicho interfaz, una impresora acoplada a dicho circuito, un transceptor Wireless, también acoplado al circuito, y una antena flexible acoplada al transceptor.In that sense it is worth mentioning the patent EP1260947 describing a point of sale terminal that includes a user interface, the circuit for POS connected to said interface, a printer coupled to said circuit, a transceiver Wireless, also coupled to the circuit, and a flexible antenna coupled to the transceiver.
El problema que presenta el dispositivo descrito es que únicamente dicho terminal aporta la posibilidad de comunicarse vía wireless con otros terminales, limitando sensiblemente su conectividad.The problem presented by the described device is that only said terminal provides the possibility of communicate via wireless with other terminals, limiting substantially its connectivity.
Asimismo dicho terminal no contempla la posibilidad de pago mediante otro tipo de tarjetas, tales como chip o contactless.Also said terminal does not contemplate the possibility of payment by other type of cards, such as chip or contactless
Lo mismo sucede con la patente EP0650618, en la que se describe un terminal de punto de venta portátil, en el que los datos referentes a cada transacción se pueden descargar por medio de un enlace por radio con un ordenador remoto, viéndose su conectividad sensiblemente limitada.The same goes for patent EP0650618, in the which describes a portable point of sale terminal, in which the data referring to each transaction can be downloaded by through a radio link with a remote computer, looking at your noticeably limited connectivity.
El terminal de pago portátil que la invención propone resuelve de forma plenamente satisfactoria la problemática anteriormente expuesta en los diferentes aspectos comentados, permitiendo el pago con tarjetas de banda magnética, tarjetas chip y tarjetas "sin contacto" o contactless, y ofreciendo asimismo unas amplias prestaciones en cuanto a versatilidad y conectividad de dispositivos externos se refiere.The portable payment terminal that the invention proposes to solve the problem fully satisfactorily previously exposed in the different aspects commented, allowing payment with magnetic stripe cards, chip cards and "contactless" or contactless cards, and also offering extensive features in terms of versatility and connectivity of External devices refers.
Para ello el terminal incorpora una unidad central de proceso con un sistema operativo completo, con interfaz de usuario e impresora térmica, permitiendo adaptarse a cualquier tipo de necesidad dentro de un negocio, ya que se presenta en diferentes formatos según las necesidades de cada usuario.For this the terminal incorporates a unit Central process with a complete operating system, with interface of user and thermal printer, allowing to adapt to any type of need within a business, as it is presented in Different formats according to the needs of each user.
Dicha unidad central de proceso está asociada a una memoria flash y a una memoria RAM, así como a una impresora térmica, controlada por la misma, que permite imprimir las facturas en el punto de venta.Said central processing unit is associated with a flash memory and a RAM, as well as a printer thermal, controlled by it, which allows you to print invoices at the point of sale.
Asimismo el terminal incorpora asociado a dicha unidad central de proceso una pantalla en color, con su correspondiente teclado numérico de control del dispositivo, un conector externo de tarjetas SD, puertos de conexión USB, LAN Ethernet y serie, que amplían la posibilidad de conexión del terminal a dispositivos externos, incluyendo igualmente diodos leds indicadores de estado.Also the terminal incorporates associated to said central processing unit a color screen, with its corresponding numeric keypad of device control, a External SD card connector, USB connection ports, LAN Ethernet and serial, which extend the possibility of connecting the terminal to external devices, also including LEDs status indicators
La estructura anteriormente descrita se complementa con un lector de bandas magnéticas, un lector de tarjetas contactless y tarjetas chip, ampliando sensiblemente las prestaciones en la forma de cobro a través del mismo.The structure described above is complements with a magnetic stripe reader, a reader contactless cards and chip cards, significantly expanding the benefits in the form of collection through it.
De acuerdo con otra de las características de la invención, el dispositivo cuenta con una tarjeta de ampliación en la parte inferior del mismo, pudiéndose convertir en un teléfono móvil y módem GSM/GPRS, incluyendo un micrófono y el correspondiente auricular.According to another of the characteristics of the invention, the device has an expansion card in the bottom of it, being able to turn into a telephone GSM / GPRS mobile and modem, including a microphone and corresponding headset.
De forma opcional, y en base a las características del usuario, el dispositivo podrá incorporar opcionalmente diferentes configuraciones de memoria RAM y flash, prescindir del citado lector de tarjetas contactless, incorporar un lector interno de tarjetas SD, disponer de un display en color TFT o matriz gráfica retroiluminada, pudiéndose prescindir igualmente del módem GSM/GPRS integrado.Optionally, and based on the user characteristics, the device may incorporate optionally different configurations of RAM and flash memory, dispense with the aforementioned contactless card reader, incorporate a internal SD card reader, have a TFT color display or backlit graphic matrix, being able to do without of the integrated GSM / GPRS modem.
También de forma opcional, el terminal podrá contar con un escáner biométrico de comprobación de la identidad del cliente, hasta tres módulos lectores de tarjetas SAM integrados en el mismo, una base de recarga de baterías y comunicaciones así como una bolsa para su transporte.Also optionally, the terminal may have a biometric identity verification scanner Customer up to three integrated SAM card reader modules in it, a battery recharge base and communications as well As a bag for transport.
Se consigue de ésta manera y tal y como se ha comentado con anterioridad, un dispositivo de gran versatilidad y con elevadas prestaciones.It is achieved in this way and as it has been commented previously, a device of great versatility and With high performance.
Para complementar la descripción que se está realizando y con objeto de ayudar a una mejor comprensión de las características del invento, de acuerdo con un ejemplo preferente de realización práctica del mismo, se acompaña como parte integrante de dicha descripción, un juego de dibujos en donde con carácter ilustrativo y no limitativo, se ha representado lo siguiente:To complement the description that is being performing and in order to help a better understanding of the characteristics of the invention, according to a preferred example of practical realization of it, is accompanied as part member of that description, a set of drawings where with illustrative and non-limiting nature, what has been represented next:
La figura 1.- Muestra una representación en perspectiva de un terminal de pago portátil realizado de acuerdo con el objeto de la presente invención.Figure 1.- Shows a representation in perspective of a portable payment terminal made according for the purpose of the present invention.
La figura 2.- Muestra una vista en perspectiva del terminal visto inferiormente.Figure 2.- Shows a perspective view of the terminal seen below.
Las figuras 3 y 4.- Muestran respectivas vistas en perspectiva superior e inferior de la base de apoyo del terminal.Figures 3 and 4.- Show respective views in upper and lower perspective of the support base of the terminal.
La figura 5.- Muestra, finalmente un esquema de los distintos elementos internos que componen el terminal de la figura anterior.Figure 5.- Finally shows a scheme of the different internal elements that make up the terminal of the previous figure.
A la vista de las figuras reseñadas, puede observarse como el terminal que se preconiza está constituido a partir de una carcasa (1) de reducidas dimensiones, en cuyo seno se establece una unidad central de proceso o CPU (2) que incluye un sistema operativo completo en su interior, preferentemente el sistema operativo Linux, CPU (2) asociada a una memoria RAM (3) y a una memoria flash (4).In view of the figures outlined, you can observe how the terminal that is recommended is constituted to from a small housing (1), in which establishes a central processing unit or CPU (2) that includes a complete operating system inside, preferably the Linux operating system, CPU (2) associated with a RAM (3) and a a flash memory (4).
Dicha CPU (2) cuenta con un interfaz de usuario que consta de un teclado numérico (5) y un display (6). El display se presenta en dos formatos, color TFT o matriz gráfica, sin que ello afecte a la esencialidad de la invención.Said CPU (2) has a user interface consisting of a numeric keypad (5) and a display (6). Display It comes in two formats, TFT color or graphic matrix, without this affects the essentiality of the invention.
Complementariamente la unidad central de proceso (2) está asimismo asociada a una impresora térmica (7) que permite imprimir las facturas en el punto de venta. El rollo de papel se cambia de forma sencilla levantando la tapa practicable (8) establecida al efecto sobre uno de los extremos de la carcasa (1) del terminal.Complementarily the central processing unit (2) is also associated with a thermal printer (7) that allows Print invoices at the point of sale. The paper roll is change easily by lifting the practicable lid (8) established for this purpose on one of the ends of the housing (1) of the terminal.
La unidad central de proceso (2) está asociada igualmente a un lector de tarjetas de banda magnética (9) capaz de aceptar todo tipo de tarjetas de crédito o débito vigentes, un lector de tarjetas chip (10) o tarjetas inteligentes que le permite cobrar también directamente a través de este tipo de dispositivos, así como un lector de tarjetas sin contacto o "contactless" (11) interno y que no es visible exteriormente.The central processing unit (2) is associated also to a magnetic stripe card reader (9) capable of accept all types of credit or debit cards in force, a chip card reader (10) or smart cards that allows you also charge directly through these types of devices, as well as a contactless or contactless card reader (11) internally and that is not visible externally.
El terminal se alimenta eléctricamente a través de una o más baterías internas (12), contando con una toma (13) para su conexión a red, y opcionalmente con una base (14) de apoyo del terminal en situación inoperante, dotada de una fuente de alimentación conectable a la red eléctrica a través de un conector (15), que permite el recargo de las citadas baterías (12) a través de complementarias tomas (16-16') de comunicaciones y alimentación establecidas sobre la parte inferior del terminal y superior de la base respectivamente.The terminal is electrically powered through of one or more internal batteries (12), with a socket (13) for its network connection, and optionally with a base (14) supporting the terminal in an inoperative situation, equipped with a source of power connected to the mains through a connector (15), which allows the recharge of said batteries (12) through of complementary sockets (16-16 ') of communications and power set on the bottom of the terminal and upper base respectively.
Sobre la cara inferior del terminal se disponen una pluralidad de conectores asociados a la unidad central de proceso (2), tales como un conector LAN Ethernet (17) que permite conectar el dispositivo a Internet o para comunicación serie con un ordenador, permitiendo cambiar su configuración interna, un conector RJ 12 (18) que puede adaptarse a RS232 (19) para la conexión del módem (20) del terminal a la red telefónica, incorporando asimismo una ranura de expansión (21) accesible a través de una tapa protectora (22) establecida en cara inferior de la carcasa, tarjeta de expansión que amplia la conectividad del terminal, en la que se incluyen dos ranuras (23-24) para tarjetas SAM y una para SIM (25). La función de la ranura SIM es convertir el terminal en un teléfono móvil y un módem GPS/GPRS, para lo cual el terminal contará con el correspondiente micrófono (26) y el complementario altavoz (27). El citado altavoz (27) sirve además para emitir alarmas sonoras en ciertos casos concretos, como por ejemplo ante la no validez de una tarjeta leída.On the underside of the terminal are arranged a plurality of connectors associated with the central unit of process (2), such as an Ethernet LAN connector (17) that allows connect the device to the Internet or for serial communication with a computer, allowing to change its internal configuration, a RJ 12 connector (18) that can be adapted to RS232 (19) for connection of the modem (20) of the terminal to the telephone network, also incorporating an expansion slot (21) accessible to through a protective cover (22) established on the underside of the housing, expansion card that extends the connectivity of the terminal, which includes two slots (23-24) for SAM cards and one for SIM (25). The function of the SIM slot is to convert the terminal into a mobile phone and a GPS / GPRS modem, for which the terminal will have the corresponding microphone (26) and the complementary speaker (27). The said speaker (27) serves also to emit audible alarms in certain specific cases, such as for example due to the invalidness of a card read.
Opcionalmente a la unidad central de proceso pueden estar asociados asimismo un puerto USB (28), un lector de tarjetas SD externo (29), que permite, merced a las nuevas tarjetas SD con tecnología bluetooth, Wifi, ... ampliar sensiblemente las posibilidades en cuanto a conectividad del dispositivo se refiere.Optionally to the central processing unit a USB port (28), a reader of External SD cards (29), which allows, thanks to the new cards SD with bluetooth technology, Wifi, ... significantly expand the possibilities in terms of device connectivity are refer.
La citada base opcional (14) amplia las posibilidades de comunicación del dispositivo, contando con un módem RBT interno, conexiones de comunicación RS232 (30), USB (31) y TCP-IP (32), así como la comodidad de uso del terminal, puesto que es mucho más sencillo dejar el terminal encima de la base, que se supone fija en algún lugar del comercio, que tener que conectar el cable de que se trate directamente al terminal.The aforementioned optional base (14) extends the device communication possibilities, with a internal RBT modem, RS232 communication connections (30), USB (31) and TCP-IP (32), as well as the convenience of using the terminal, since it is much easier to leave the terminal on top of the base, which is supposed to be fixed somewhere in the trade, which have to connect the cable in question directly to the terminal.
El dispositivo cuenta asimismo con un reloj en tiempo real, que es capaz de manejar de forma autónoma e independiente la fecha y hora del sistema.The device also has a clock on real time, which is capable of driving autonomously and Independent system date and time.
La carcasa cuenta con un sistema de detección de apertura, por razones obvias de seguridad.The housing has a detection system for opening, for obvious security reasons.
Asimismo, el dispositivo cuenta con un sistema seguro de almacenamiento de claves y generación criptográfica.Also, the device has a system Secure key storage and cryptographic generation.
El terminal incluye sobre la carcasa una serie de diodos leds (33), en la parte baja del display (6), que informan de estado del terminal, por ejemplo de la validez o no de una tarjeta leída.The terminal includes a series on the housing of LEDs (33), at the bottom of the display (6), that inform terminal status, for example the validity or not of a card read.
Tal y como se ha mencionado anteriormente, el terminal puede incorporar opcionalmente un lector de huellas dactilares (34), que puede desempeñar una triple función, por una parte puede servir al dueño del terminal para autentificarse como persona perteneciente al grupo de usuarios con permiso para utilizar el terminal, por otro lado, puede servir al cliente de dicho comerciante para autentificarse como dueño de un medio de pago, y como tercera opción el lector de huellas puede desempeñar la función de puntero en pantalla, a modo de ratón.As mentioned earlier, the terminal can optionally incorporate a fingerprint reader fingerprints (34), which can perform a triple function, by a party can serve the owner of the terminal to authenticate as person belonging to the user group with permission to using the terminal, on the other hand, can serve the customer of said merchant to authenticate as the owner of a means of payment, and as a third option the fingerprint reader can play the pointer function on the screen, as a mouse.
Igualmente, el terminal tiene la posibilidad de incorporar dentro del lector de tarjetas (9) de banda magnética la optoelectrónica necesaria para distinguir billetes falsos de los auténticos.Likewise, the terminal has the possibility of incorporate into the magnetic stripe card reader (9) the Optoelectronics needed to distinguish counterfeit bills from authentic.
Claims (10)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| ES200602616A ES2316255B1 (en) | 2006-10-16 | 2006-10-16 | PORTABLE PAYMENT TERMINAL. |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| ES200602616A ES2316255B1 (en) | 2006-10-16 | 2006-10-16 | PORTABLE PAYMENT TERMINAL. |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| ES2316255A1 ES2316255A1 (en) | 2009-04-01 |
| ES2316255B1 true ES2316255B1 (en) | 2009-12-28 |
Family
ID=40434695
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| ES200602616A Active ES2316255B1 (en) | 2006-10-16 | 2006-10-16 | PORTABLE PAYMENT TERMINAL. |
Country Status (1)
| Country | Link |
|---|---|
| ES (1) | ES2316255B1 (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| FR3073063B1 (en) * | 2017-10-31 | 2020-06-12 | Worldline | PAYMENT TERMINAL |
Family Cites Families (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR100207596B1 (en) * | 1996-09-13 | 1999-07-15 | 윤종용 | Electronic funds transfer terminal for sales |
| US7748620B2 (en) * | 2002-01-11 | 2010-07-06 | Hand Held Products, Inc. | Transaction terminal including imaging module |
-
2006
- 2006-10-16 ES ES200602616A patent/ES2316255B1/en active Active
Also Published As
| Publication number | Publication date |
|---|---|
| ES2316255A1 (en) | 2009-04-01 |
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