ES2187254A1 - Procedimiento para la autenticacion de transacciones a credito mediante telefonia movil. - Google Patents

Procedimiento para la autenticacion de transacciones a credito mediante telefonia movil.

Info

Publication number
ES2187254A1
ES2187254A1 ES200002410A ES200002410A ES2187254A1 ES 2187254 A1 ES2187254 A1 ES 2187254A1 ES 200002410 A ES200002410 A ES 200002410A ES 200002410 A ES200002410 A ES 200002410A ES 2187254 A1 ES2187254 A1 ES 2187254A1
Authority
ES
Spain
Prior art keywords
credit
transaction
procedure
transactions via
mobile telephony
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
ES200002410A
Other languages
English (en)
Other versions
ES2187254B1 (es
Inventor
Novella Francisco Jose Rico
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Universitat Politecnica de Catalunya UPC
Original Assignee
Universitat Politecnica de Catalunya UPC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Universitat Politecnica de Catalunya UPC filed Critical Universitat Politecnica de Catalunya UPC
Priority to ES200002410A priority Critical patent/ES2187254B1/es
Publication of ES2187254A1 publication Critical patent/ES2187254A1/es
Application granted granted Critical
Publication of ES2187254B1 publication Critical patent/ES2187254B1/es
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Procedimiento para la autentificación de transacciones a crédito mediante telefonía móvil. Consiste en un procedimiento por el cual puede verificarse la autenticidad de una transacción a crédito en tiempo real, de forma que disminuya drásticamente la posibilidad de utilizar tarjetas de crédito falsas o de forma fraudulenta. Para ello, la entidad de crédito debe conocer el número de un teléfono móvil asociado al titular de la tarjeta de crédito. Para validar la transacción, la entidad de crédito debe emitir un mensaje al móvil del titular indicando los datos de la transacción (pe. solicitante, concepto e importe) y un código de autentificación. El comprador facilitará el código recibido al vendedor para que quede verificada la transacción. Además, este sistema permite alertar al titular de que su tarjeta está siendo utilizada fraudulentamente, pudiendo denunciar el hecho. Resulta especialmente útil en venta a través de Internet.
ES200002410A 2000-09-28 2000-09-28 Procedimiento para la autenticacion de transacciones a credito mediante telefonia movil. Expired - Fee Related ES2187254B1 (es)

Priority Applications (1)

Application Number Priority Date Filing Date Title
ES200002410A ES2187254B1 (es) 2000-09-28 2000-09-28 Procedimiento para la autenticacion de transacciones a credito mediante telefonia movil.

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ES200002410A ES2187254B1 (es) 2000-09-28 2000-09-28 Procedimiento para la autenticacion de transacciones a credito mediante telefonia movil.

Publications (2)

Publication Number Publication Date
ES2187254A1 true ES2187254A1 (es) 2003-05-16
ES2187254B1 ES2187254B1 (es) 2004-09-16

Family

ID=8495174

Family Applications (1)

Application Number Title Priority Date Filing Date
ES200002410A Expired - Fee Related ES2187254B1 (es) 2000-09-28 2000-09-28 Procedimiento para la autenticacion de transacciones a credito mediante telefonia movil.

Country Status (1)

Country Link
ES (1) ES2187254B1 (es)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0708547A2 (en) * 1994-09-22 1996-04-24 AT&T Corp. Cellular telephone as an authenticated transaction controller
EP0944203A2 (en) * 1998-02-09 1999-09-22 Nokia Mobile Phones Ltd. Mobile internet access
US6112078A (en) * 1996-02-23 2000-08-29 Nokia Mobile Phones, Ltd. Method for obtaining at least one item of user authentication data

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0708547A2 (en) * 1994-09-22 1996-04-24 AT&T Corp. Cellular telephone as an authenticated transaction controller
US6112078A (en) * 1996-02-23 2000-08-29 Nokia Mobile Phones, Ltd. Method for obtaining at least one item of user authentication data
EP0944203A2 (en) * 1998-02-09 1999-09-22 Nokia Mobile Phones Ltd. Mobile internet access

Also Published As

Publication number Publication date
ES2187254B1 (es) 2004-09-16

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