ES2151849B1 - PAYMENT METHOD OF A TRANSACTION WITH CARD, IN POINTS OF SALES SYSTEMS. - Google Patents

PAYMENT METHOD OF A TRANSACTION WITH CARD, IN POINTS OF SALES SYSTEMS.

Info

Publication number
ES2151849B1
ES2151849B1 ES009802232A ES9802232A ES2151849B1 ES 2151849 B1 ES2151849 B1 ES 2151849B1 ES 009802232 A ES009802232 A ES 009802232A ES 9802232 A ES9802232 A ES 9802232A ES 2151849 B1 ES2151849 B1 ES 2151849B1
Authority
ES
Spain
Prior art keywords
transaction
card
payment
sales
payment method
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
ES009802232A
Other languages
Spanish (es)
Other versions
ES2151849A1 (en
Inventor
Jong In Lee
Kang Hyoung Kim
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=19536593&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=ES2151849(B1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Individual filed Critical Individual
Publication of ES2151849A1 publication Critical patent/ES2151849A1/en
Application granted granted Critical
Publication of ES2151849B1 publication Critical patent/ES2151849B1/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Método de pago de una transacción con tarjeta en un punto de un sistema de venta, sistema POS, en el que se realiza un pago, bien con tarjeta de crédito de cargo, después de que se haya dado la aprobación con anterioridad a la transacción con la tarjeta para la cantidad virtual de la transacción, y en el que, completada la transacción, se solicita una aprobación para el importe real de la transacción, para el pago de la transacción, mejorándose el pago con tarjetas, pues evita conflictos entre comerciantes y consumidores, por ejemplo por diferencias entre el importe de la transacción y el cargado contra la tarjeta, el comerciante tiene menor riesgo de devolución y no es necesario la firma en forma de signatura, teniendo como resultado que las verdaderas ventas de autoservicio sin cajero puedan ser introducidas en los sistemas de gestión de ventas.Payment method of a transaction with a card at a point in a sales system, POS system, in which a payment is made, either with a charge credit card, after approval has been given prior to the transaction with the card for the virtual amount of the transaction, and in which, upon completion of the transaction, an approval is requested for the actual amount of the transaction, for the payment of the transaction, improving the payment with cards, as it avoids conflicts between merchants and consumers, for example due to differences between the amount of the transaction and the one charged against the card, the merchant has a lower risk of return and the signature is not required in the form of a signature, resulting in the true self-service sales without cashier being able to be introduced into sales management systems.

ES009802232A 1998-04-22 1998-10-23 PAYMENT METHOD OF A TRANSACTION WITH CARD, IN POINTS OF SALES SYSTEMS. Expired - Fee Related ES2151849B1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1019980014406A KR100273957B1 (en) 1998-04-22 1998-04-22 Card payment method in sales management system

Publications (2)

Publication Number Publication Date
ES2151849A1 ES2151849A1 (en) 2001-01-01
ES2151849B1 true ES2151849B1 (en) 2001-07-16

Family

ID=19536593

Family Applications (1)

Application Number Title Priority Date Filing Date
ES009802232A Expired - Fee Related ES2151849B1 (en) 1998-04-22 1998-10-23 PAYMENT METHOD OF A TRANSACTION WITH CARD, IN POINTS OF SALES SYSTEMS.

Country Status (9)

Country Link
JP (1) JP3015787B2 (en)
KR (1) KR100273957B1 (en)
AU (1) AU709794B1 (en)
CA (1) CA2244074C (en)
DE (1) DE19847030C2 (en)
ES (1) ES2151849B1 (en)
FR (1) FR2778004B1 (en)
GB (1) GB2336703B (en)
TW (1) TW436738B (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100354237B1 (en) * 1999-12-29 2002-09-26 김동경 Electronic commerce approval system and method thereof
KR20000017964A (en) * 1999-12-31 2000-04-06 전동현 Keyboard including a function of card identification, security system on electronic commerce, and method of purchasing goods used by the system
KR100465051B1 (en) * 2001-04-13 2005-01-13 동화프라임 주식회사 Oil providing system having on-line extempore lottery ticket function and the method for providing on-line extempore lottery ticket function
KR20030042933A (en) * 2001-11-26 2003-06-02 이명기 A credit card settlement method
KR101885670B1 (en) 2016-10-21 2018-08-07 퍼스트데이터코리아 유한회사 Method for payment of ic-card, van server and card member's terminal
KR101832166B1 (en) * 2016-12-09 2018-04-13 한국정보통신주식회사 Method for processing payment, payment server and payment terminal thereof
KR102266023B1 (en) * 2019-04-26 2021-06-17 박은경 Kiosk, manless processing method and manless processing system able to processing payment using image code

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3931497A (en) * 1973-10-19 1976-01-06 Docutel Corporation Automated fuel dispenser
US4395627A (en) * 1981-12-28 1983-07-26 Atlantic Richfield Company Gasoline station system for enablement of selected pumps by a credit card console located at the pump island
US4967366A (en) * 1989-03-06 1990-10-30 Gilbarco Inc. Integrated gasoline dispenser and POS authorization system with unattached pin pad
CA2076433C (en) * 1991-10-31 1998-08-18 Brenda B. Amarant Monitoring of charges debited to an account having an assigned limit
AU1735195A (en) * 1994-02-14 1995-08-29 Telepay, Inc. Automated interactive bill payment system

Also Published As

Publication number Publication date
FR2778004A1 (en) 1999-10-29
JPH11306417A (en) 1999-11-05
JP3015787B2 (en) 2000-03-06
ES2151849A1 (en) 2001-01-01
KR100273957B1 (en) 2000-12-15
CA2244074C (en) 2002-11-19
DE19847030A1 (en) 1999-10-28
DE19847030C2 (en) 2001-02-22
GB9822562D0 (en) 1998-12-09
TW436738B (en) 2001-05-28
CA2244074A1 (en) 1999-10-22
KR19980033529A (en) 1998-07-25
FR2778004B1 (en) 2002-02-22
GB2336703B (en) 2000-05-31
AU709794B1 (en) 1999-09-09
GB2336703A (en) 1999-10-27

Similar Documents

Publication Publication Date Title
AU2022202937A1 (en) System and method for configuring risk tolerance in transaction cards
US7303121B2 (en) System and method for initializing financial presentation instruments
WO2008067543A3 (en) Techniques for targeted offers
BR0312265A (en) method and system for a multipurpose transactional platform
TNSN07483A1 (en) System, apparatus and methods for automatically calculating discounts for purchases from merchants made using a reservation system
GB2457204A (en) Secure financial transactions
BR0008316A (en) System and method for processing financial transactions
WO2005119549A3 (en) Methods and systems for accepting offers via checks
WO2002003342A3 (en) Method and apparatus for a payment card system
WO2007038593A3 (en) Payment system and clearinghouse of internet transactions
CY1114612T1 (en) PAYMENT SYSTEM WITHOUT CARD
ES2169587T3 (en) DYNAMIC CURRENCY CONVERSION FOR PAYMENT SYSTEMS WITH CARD.
WO2007127424A3 (en) Methods and systems for opening and funding a financial account online
BR0205535A (en) Secure Online Payments System
BR0011216A (en) Negotiation without invoice and payment method and system
WO2004051394A3 (en) System and method for financing commercial transactions
SG10201706018WA (en) Electronic system and method for determining a credit risk score for an online merchant
AR041128A1 (en) METHOD AND SYSTEM FOR TRANSFERING FUNDS USING PAYMENT CARDS BETWEEN HOLDERS
ES2151849B1 (en) PAYMENT METHOD OF A TRANSACTION WITH CARD, IN POINTS OF SALES SYSTEMS.
WO2006047606A3 (en) Systems and methods for facilitating purchases and tax recovery
WO2013036037A3 (en) Method and system for card marketing using expenditure details of an individual
McGinnis Misguided regulation of interchange fees: The consumer impact of the Durbin amendment
WO2012016356A8 (en) Network secure pay-as-you-go system
MY151718A (en) New concept card and selling system and method based on purchaser using the card
WO2004053631A3 (en) System and method for merchant account acquisition and approval

Legal Events

Date Code Title Description
EC2A Search report published

Date of ref document: 20010101

Kind code of ref document: A1

Effective date: 20010101

FD2A Announcement of lapse in spain

Effective date: 20180807