EP4014141A4 - System and method linking to accounts using credential-less authentication - Google Patents

System and method linking to accounts using credential-less authentication Download PDF

Info

Publication number
EP4014141A4
EP4014141A4 EP20865318.8A EP20865318A EP4014141A4 EP 4014141 A4 EP4014141 A4 EP 4014141A4 EP 20865318 A EP20865318 A EP 20865318A EP 4014141 A4 EP4014141 A4 EP 4014141A4
Authority
EP
European Patent Office
Prior art keywords
credential
accounts
less authentication
method linking
linking
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
EP20865318.8A
Other languages
German (de)
French (fr)
Other versions
EP4014141A1 (en
Inventor
William Hockey
Nick AGIN
Baker SHOGRY
Samir Naik
Jonathan CHAO
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Plaid Inc
Original Assignee
Plaid Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Plaid Inc filed Critical Plaid Inc
Publication of EP4014141A1 publication Critical patent/EP4014141A1/en
Publication of EP4014141A4 publication Critical patent/EP4014141A4/en
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/45—Structures or tools for the administration of authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/604—Tools and structures for managing or administering access control systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H04L9/3228—One-time or temporary data, i.e. information which is sent for every authentication or authorization, e.g. one-time-password, one-time-token or one-time-key
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/101—Access control lists [ACL]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/102—Entity profiles
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/108—Network architectures or network communication protocols for network security for controlling access to devices or network resources when the policy decisions are valid for a limited amount of time
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60—Context-dependent security
    • H04W12/69—Identity-dependent
    • H04W12/72—Subscriber identity
EP20865318.8A 2019-09-17 2020-09-17 System and method linking to accounts using credential-less authentication Pending EP4014141A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201962901266P 2019-09-17 2019-09-17
PCT/US2020/051289 WO2021055618A1 (en) 2019-09-17 2020-09-17 System and method linking to accounts using credential-less authentication

Publications (2)

Publication Number Publication Date
EP4014141A1 EP4014141A1 (en) 2022-06-22
EP4014141A4 true EP4014141A4 (en) 2023-08-16

Family

ID=74869650

Family Applications (1)

Application Number Title Priority Date Filing Date
EP20865318.8A Pending EP4014141A4 (en) 2019-09-17 2020-09-17 System and method linking to accounts using credential-less authentication

Country Status (5)

Country Link
US (2) US11869005B2 (en)
EP (1) EP4014141A4 (en)
AU (1) AU2020350673A1 (en)
CA (1) CA3154159A1 (en)
WO (1) WO2021055618A1 (en)

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US11095756B1 (en) * 2021-03-26 2021-08-17 Flueid Software Corporation Multi-tenant computer systems for producing service results in response to service requests from client compute devices, and methods for the same
US20230066754A1 (en) * 2021-08-25 2023-03-02 Visa International Service Association Digital identity authentication system and method
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US11663325B1 (en) * 2022-04-05 2023-05-30 Cyberark Software Ltd. Mitigation of privilege escalation
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Also Published As

Publication number Publication date
CA3154159A1 (en) 2021-03-25
WO2021055618A1 (en) 2021-03-25
EP4014141A1 (en) 2022-06-22
US20240104567A1 (en) 2024-03-28
US20210081947A1 (en) 2021-03-18
AU2020350673A1 (en) 2022-03-31
US11869005B2 (en) 2024-01-09

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