EP3857417A4 - Point of sale (pos) systems and methods with dynamic kernel selection - Google Patents

Point of sale (pos) systems and methods with dynamic kernel selection Download PDF

Info

Publication number
EP3857417A4
EP3857417A4 EP19899250.5A EP19899250A EP3857417A4 EP 3857417 A4 EP3857417 A4 EP 3857417A4 EP 19899250 A EP19899250 A EP 19899250A EP 3857417 A4 EP3857417 A4 EP 3857417A4
Authority
EP
European Patent Office
Prior art keywords
pos
sale
systems
methods
point
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
EP19899250.5A
Other languages
German (de)
French (fr)
Other versions
EP3857417A1 (en
Inventor
Murat CAT
Gokhan AYDENIZ
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Block Inc
Original Assignee
Square Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US16/230,823 external-priority patent/US10762196B2/en
Priority claimed from US16/230,940 external-priority patent/US10990969B2/en
Priority claimed from US16/231,030 external-priority patent/US11049095B2/en
Application filed by Square Inc filed Critical Square Inc
Publication of EP3857417A1 publication Critical patent/EP3857417A1/en
Publication of EP3857417A4 publication Critical patent/EP3857417A4/en
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/71—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information
    • G06F21/74—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information operating in dual or compartmented mode, i.e. at least one secure mode
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/50—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/52—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems during program execution, e.g. stack integrity ; Preventing unwanted data erasure; Buffer overflow
    • G06F21/53—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems during program execution, e.g. stack integrity ; Preventing unwanted data erasure; Buffer overflow by executing in a restricted environment, e.g. sandbox or secure virtual machine
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0009—Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS]

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Software Systems (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Engineering & Computer Science (AREA)
  • Mathematical Physics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Stored Programmes (AREA)
EP19899250.5A 2018-12-21 2019-12-20 Point of sale (pos) systems and methods with dynamic kernel selection Pending EP3857417A4 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US16/230,823 US10762196B2 (en) 2018-12-21 2018-12-21 Point of sale (POS) systems and methods with dynamic kernel selection
US16/230,940 US10990969B2 (en) 2018-12-21 2018-12-21 Point of sale (POS) systems and methods for dynamically processing payment data based on payment reader capability
US16/231,030 US11049095B2 (en) 2018-12-21 2018-12-21 Point of sale (POS) systems and methods with dynamic kernel selection
PCT/US2019/067907 WO2020132476A1 (en) 2018-12-21 2019-12-20 Point of sale (pos) systems and methods with dynamic kernel selection

Publications (2)

Publication Number Publication Date
EP3857417A1 EP3857417A1 (en) 2021-08-04
EP3857417A4 true EP3857417A4 (en) 2022-02-09

Family

ID=71102338

Family Applications (1)

Application Number Title Priority Date Filing Date
EP19899250.5A Pending EP3857417A4 (en) 2018-12-21 2019-12-20 Point of sale (pos) systems and methods with dynamic kernel selection

Country Status (5)

Country Link
EP (1) EP3857417A4 (en)
JP (1) JP7524180B2 (en)
CN (1) CN113544673A (en)
AU (3) AU2019405995B2 (en)
WO (1) WO2020132476A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11049095B2 (en) 2018-12-21 2021-06-29 Square, Inc. Point of sale (POS) systems and methods with dynamic kernel selection
GB202108281D0 (en) * 2021-06-10 2021-07-28 Mastercard International Inc Wireless terminal apparatus and method
US20240330889A1 (en) * 2023-04-03 2024-10-03 Coupang Corp. Computerized systems and methods for dynamically processing payments associated with a multi-display pos device

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2688025A1 (en) * 2012-07-20 2014-01-22 MobiPayPoint Limited Method of processing a card-present, card payment transaction
US20180053157A1 (en) * 2010-01-08 2018-02-22 Blackhawk Network, Inc. Systems and methods for consumer modifiable payment card transactions

Family Cites Families (15)

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Publication number Priority date Publication date Assignee Title
CN103109479B (en) * 2010-09-16 2016-02-24 Lg电子株式会社 For the devices and methods therefor of transmitting/receiving basic resources trellis-type information in the wireless communication system supporting multiple Serving cell
KR20170001745A (en) * 2012-01-13 2017-01-04 이베이 인크. Systems, methods, and computer program products providing payment in cooperation with emv card readers
GB201304764D0 (en) * 2013-03-15 2013-05-01 Mastercard International Inc Method and apparatus for payment transactions
US9230254B1 (en) * 2013-12-19 2016-01-05 Amazon Technologies, Inc. Credit card reader authenticator
US9978054B2 (en) * 2014-04-11 2018-05-22 Mastercard International Incorporated Acceptance quality improvement using localization data to adjust contactless payment
US11373168B2 (en) * 2015-06-05 2022-06-28 Apple Inc. Value added services polling
KR102458145B1 (en) * 2015-09-09 2022-10-24 삼성전자 주식회사 Appratus and method for payment
US9330383B1 (en) 2015-09-23 2016-05-03 Square, Inc. Message dispatcher for payment system
EP3179428A1 (en) * 2015-12-07 2017-06-14 Gemalto Sa A communication system comprising a local payment kernel
US10475034B2 (en) * 2016-02-12 2019-11-12 Square, Inc. Physical and logical detections for fraud and tampering
KR102646892B1 (en) * 2016-03-18 2024-03-13 삼성전자 주식회사 Method for performing payment and electronic device supporting the same
KR20180037473A (en) * 2016-10-04 2018-04-12 삼성전자주식회사 Mobile payment method, electronic device and external payment device therefor
US10181113B2 (en) * 2017-03-09 2019-01-15 SmartMart Inc. Automated retail facility
US11514418B2 (en) * 2017-03-19 2022-11-29 Nxp B.V. Personal point of sale (pPOS) device with a local and/or remote payment kernel that provides for card present e-commerce transaction
SG10201708570XA (en) * 2017-10-18 2019-05-30 Mastercard International Inc A system for executing a computer process for processing a transaction, and related computer process

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20180053157A1 (en) * 2010-01-08 2018-02-22 Blackhawk Network, Inc. Systems and methods for consumer modifiable payment card transactions
EP2688025A1 (en) * 2012-07-20 2014-01-22 MobiPayPoint Limited Method of processing a card-present, card payment transaction

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
CLARKSVILLE RD: "Smart Card Alliance A SMART CARD ALLIANC E MOBILE & NFC COUNCIL WHITE PAPER", 31 August 2014 (2014-08-31), XP055286731, Retrieved from the Internet <URL:http://www.smartcardalliance.org/downloads/HCE-101-WP-FINAL-081114-clean.pdf> [retrieved on 20160707] *
See also references of WO2020132476A1 *

Also Published As

Publication number Publication date
EP3857417A1 (en) 2021-08-04
AU2023201736A1 (en) 2023-04-20
AU2019405995A1 (en) 2021-08-12
AU2023201736B2 (en) 2024-02-22
CN113544673A (en) 2021-10-22
JP7524180B2 (en) 2024-07-29
WO2020132476A1 (en) 2020-06-25
AU2019405995B2 (en) 2022-12-22
JP2022512297A (en) 2022-02-03
AU2024202020A1 (en) 2024-04-18

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