EP3847603A4 - System und verfahren zur bezahlungsauthentifizierung - Google Patents

System und verfahren zur bezahlungsauthentifizierung Download PDF

Info

Publication number
EP3847603A4
EP3847603A4 EP20810302.8A EP20810302A EP3847603A4 EP 3847603 A4 EP3847603 A4 EP 3847603A4 EP 20810302 A EP20810302 A EP 20810302A EP 3847603 A4 EP3847603 A4 EP 3847603A4
Authority
EP
European Patent Office
Prior art keywords
payment authentication
payment
authentication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
EP20810302.8A
Other languages
English (en)
French (fr)
Other versions
EP3847603A1 (de
Inventor
Shyam Prasad
Yulia RABINA
Hashir Khan
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Samsung Electronics Co Ltd
Original Assignee
Samsung Electronics Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Samsung Electronics Co Ltd filed Critical Samsung Electronics Co Ltd
Publication of EP3847603A1 publication Critical patent/EP3847603A1/de
Publication of EP3847603A4 publication Critical patent/EP3847603A4/de
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/602—Providing cryptographic facilities or services
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • Finance (AREA)
  • Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • General Health & Medical Sciences (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP20810302.8A 2019-05-20 2020-05-20 System und verfahren zur bezahlungsauthentifizierung Pending EP3847603A4 (de)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201962850380P 2019-05-20 2019-05-20
US16/876,838 US11727403B2 (en) 2019-05-20 2020-05-18 System and method for payment authentication
PCT/KR2020/006596 WO2020235933A1 (en) 2019-05-20 2020-05-20 System and method for payment authentication

Publications (2)

Publication Number Publication Date
EP3847603A1 EP3847603A1 (de) 2021-07-14
EP3847603A4 true EP3847603A4 (de) 2021-11-10

Family

ID=73456975

Family Applications (1)

Application Number Title Priority Date Filing Date
EP20810302.8A Pending EP3847603A4 (de) 2019-05-20 2020-05-20 System und verfahren zur bezahlungsauthentifizierung

Country Status (3)

Country Link
US (1) US11727403B2 (de)
EP (1) EP3847603A4 (de)
WO (1) WO2020235933A1 (de)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111666560A (zh) * 2020-05-28 2020-09-15 南开大学 一种基于可信执行环境的密码管理方法和系统
KR102340340B1 (ko) * 2021-01-26 2021-12-20 쿠팡 주식회사 결제 서비스 제공 방법 및 이를 수행하는 전자 장치

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160019547A1 (en) * 2014-07-15 2016-01-21 Verizon Patent And Licensing Inc. Secure financial payment
US20190012676A1 (en) * 2017-07-07 2019-01-10 Mastercard Asia/Pacific Pte. Ltd. System and method for utilizing secondary user biometric data for user authorization

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7451926B2 (en) 2006-11-03 2008-11-18 Microsoft Corporation Securing payment data
CN102025710B (zh) 2009-09-11 2015-11-25 中国银联股份有限公司 多应用智能卡及智能卡多应用管理系统和方法
US10055740B2 (en) 2011-06-27 2018-08-21 Amazon Technologies, Inc. Payment selection and authorization
KR20140069517A (ko) 2012-11-29 2014-06-10 에스케이씨앤씨 주식회사 전자 지갑 서비스 장치 및 그 제공 방법
KR102052959B1 (ko) 2013-04-16 2019-12-06 삼성전자주식회사 단말장치, 보안서버 및 그 결제방법
KR20140137223A (ko) 2013-05-22 2014-12-02 한국정보통신주식회사 카드 정보를 암호화하여 결제하기 위한 시스템 및 그 방법
WO2015013548A1 (en) 2013-07-24 2015-01-29 Visa International Service Association Systems and methods for interoperable network token processing
KR101631609B1 (ko) 2014-06-12 2016-06-17 서상욱 사용자 자동 인증 전자지갑 서비스 제공 방법
US20170068955A1 (en) * 2015-09-04 2017-03-09 Ca, Inc. Verification and provisioning of mobile payment applications
KR101803396B1 (ko) 2016-12-14 2017-12-01 주식회사 올아이티탑 다중 안전 잠금 기능을 구비하는 금융 거래 중계 방법
US11221744B2 (en) * 2017-05-16 2022-01-11 Apple Inc. User interfaces for peer-to-peer transfers
KR20180131214A (ko) 2017-05-31 2018-12-10 (주) 티엠엑스코리아 스마트폰 오프라인 기반 모바일 보안 결제 시스템 및 방법
WO2019059964A1 (en) 2017-09-21 2019-03-28 The Authoriti Network Llc SYSTEM AND METHOD FOR GENERATING TRANSACTION AUTHORIZATION AND VALIDATION TOKEN
KR101849209B1 (ko) 2017-10-20 2018-05-28 한국정보통신주식회사 Pos 단말 장치, 카드리더 모듈, 그를 이용한 암호키 배포 시스템 및 그 방법
US20200402065A1 (en) * 2019-06-21 2020-12-24 Bank Of America Corporation Federated edge-node authorization system

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160019547A1 (en) * 2014-07-15 2016-01-21 Verizon Patent And Licensing Inc. Secure financial payment
US20190012676A1 (en) * 2017-07-07 2019-01-10 Mastercard Asia/Pacific Pte. Ltd. System and method for utilizing secondary user biometric data for user authorization

Also Published As

Publication number Publication date
EP3847603A1 (de) 2021-07-14
US11727403B2 (en) 2023-08-15
US20200372513A1 (en) 2020-11-26
WO2020235933A1 (en) 2020-11-26

Similar Documents

Publication Publication Date Title
EP3732856A4 (de) System und verfahren zur authentifizierung mit einem dezentralisierten identifikator
EP3814948A4 (de) System und verfahren zur blockchain-basierten entitätsübergreifenden authentifizierung
EP3596906A4 (de) System und verfahren zur blockchain-basierten authentifizierung
EP3644265A4 (de) Verfahren und system zur verifizierung und registrierung einer transaktion von digitaler währung
EP3850498A4 (de) Transaktionsauthentifizierungssystem und zugehörige verfahren
EP3929777A4 (de) Authentifizierungssystem und authentifizierungsverfahren
EP3743836A4 (de) System und verfahren zur authentifizierung des zugriffs auf ressourcen
EP3938015A4 (de) System und verfahren zur authentifizierung und system und verfahren für authentifizierungsbasierten persönlichen dienst
EP3779832A4 (de) Verfahren und system zur steuerung des zahlungsrisikos
EP3771244A4 (de) Authentifizierungsverfahren, zugehörige vorrichtung und system
EP3949334A4 (de) System und verfahren zur effizienten anfrage-antwort-authentifizierung
EP3982587A4 (de) Authentifizierungsverfahren, -vorrichtung und -system
EP3912120A4 (de) Verfahren und system zur authentifizierung digitaler transaktionen
EP4058960A4 (de) System und verfahren zur abrechnung von transaktionen
EP3920136A4 (de) Authentifizierungssystem und authentifizierungsverfahren
EP3952379A4 (de) Authentifizierungsverfahren, -vorrichtung und -system
EP3985913A4 (de) Geräteverwaltungssystem und authentifizierungsverfahren
EP3866039A4 (de) Verfahren und system zum schutz von authentifizierungsnachweisen
EP3847603A4 (de) System und verfahren zur bezahlungsauthentifizierung
EP3786820A4 (de) Authentifizierungssystem, authentifizierungsvorrichtung, authentifizierungsverfahren und programm
EP4060584A4 (de) Bargeldaufnahmesystem und bargeldaufnahmeverfahren
EP4026030A4 (de) Sicherheitsverfahren und -system auf unternehmensebene
EP3961593A4 (de) System und verfahren zur abrechnung
EP3913575A4 (de) Authentifizierungssystem, authentifizierungsvorrichtung und authentifizierungsverfahren
EP3803749A4 (de) System und verfahren zur drahtlosen bezahlung

Legal Events

Date Code Title Description
STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE INTERNATIONAL PUBLICATION HAS BEEN MADE

PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: REQUEST FOR EXAMINATION WAS MADE

17P Request for examination filed

Effective date: 20210408

AK Designated contracting states

Kind code of ref document: A1

Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

A4 Supplementary search report drawn up and despatched

Effective date: 20211008

RIC1 Information provided on ipc code assigned before grant

Ipc: G06F 21/32 20130101ALI20211004BHEP

Ipc: G06F 21/60 20130101ALI20211004BHEP

Ipc: G06Q 20/40 20120101ALI20211004BHEP

Ipc: G06Q 20/32 20120101ALI20211004BHEP

Ipc: G06Q 20/38 20120101AFI20211004BHEP

DAV Request for validation of the european patent (deleted)
DAX Request for extension of the european patent (deleted)
STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: EXAMINATION IS IN PROGRESS

17Q First examination report despatched

Effective date: 20230214

GRAP Despatch of communication of intention to grant a patent

Free format text: ORIGINAL CODE: EPIDOSNIGR1

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: GRANT OF PATENT IS INTENDED

INTG Intention to grant announced

Effective date: 20240226

GRAS Grant fee paid

Free format text: ORIGINAL CODE: EPIDOSNIGR3

GRAA (expected) grant

Free format text: ORIGINAL CODE: 0009210

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE PATENT HAS BEEN GRANTED