EP3844697A4 - SYSTEMS AND PROCEDURES FOR TOKEN-BASED CROSS-CURRENCY INTEROPERABILITY - Google Patents

SYSTEMS AND PROCEDURES FOR TOKEN-BASED CROSS-CURRENCY INTEROPERABILITY Download PDF

Info

Publication number
EP3844697A4
EP3844697A4 EP19854409.0A EP19854409A EP3844697A4 EP 3844697 A4 EP3844697 A4 EP 3844697A4 EP 19854409 A EP19854409 A EP 19854409A EP 3844697 A4 EP3844697 A4 EP 3844697A4
Authority
EP
European Patent Office
Prior art keywords
currency
interoperability
token
systems
methods
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP19854409.0A
Other languages
German (de)
English (en)
French (fr)
Other versions
EP3844697A1 (en
Inventor
John Corwin HUNTER
Umar Farooq
Tiffany Ashley WAN
Naveen MALLELA
Christine MOY
Tyrone Lobban
Oliver HARRIS
Palka S. PATEL
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
JPMorgan Chase Bank NA
Original Assignee
JPMorgan Chase Bank NA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by JPMorgan Chase Bank NA filed Critical JPMorgan Chase Bank NA
Publication of EP3844697A1 publication Critical patent/EP3844697A1/en
Publication of EP3844697A4 publication Critical patent/EP3844697A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3676—Balancing accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP19854409.0A 2018-08-31 2019-09-03 SYSTEMS AND PROCEDURES FOR TOKEN-BASED CROSS-CURRENCY INTEROPERABILITY Withdrawn EP3844697A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201862725331P 2018-08-31 2018-08-31
PCT/US2019/049262 WO2020047529A1 (en) 2018-08-31 2019-09-03 Systems and methods for token-based cross-currency interoperability

Publications (2)

Publication Number Publication Date
EP3844697A1 EP3844697A1 (en) 2021-07-07
EP3844697A4 true EP3844697A4 (en) 2022-05-04

Family

ID=69641324

Family Applications (1)

Application Number Title Priority Date Filing Date
EP19854409.0A Withdrawn EP3844697A4 (en) 2018-08-31 2019-09-03 SYSTEMS AND PROCEDURES FOR TOKEN-BASED CROSS-CURRENCY INTEROPERABILITY

Country Status (8)

Country Link
US (2) US11682005B2 (ja)
EP (1) EP3844697A4 (ja)
JP (1) JP2021535510A (ja)
CN (1) CN113272846A (ja)
AU (1) AU2019328766A1 (ja)
CA (1) CA3111099A1 (ja)
SG (1) SG11202102077XA (ja)
WO (1) WO2020047529A1 (ja)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11682005B2 (en) * 2018-08-31 2023-06-20 Jpmorgan Chase Bank, N.A. Systems and methods for token-based cross-currency interoperability
US20220147993A1 (en) * 2020-11-12 2022-05-12 Arbër FAZLIU Secure peer-to-peer transctions using a blockchain network
CN112734411A (zh) * 2021-01-12 2021-04-30 杭州趣链科技有限公司 基于区块链的交易方法、装置、设备及存储介质
US12010204B2 (en) * 2022-02-03 2024-06-11 Tassat Group Inc. Systems for multi-blockchain, multi-token interoperability via common blockchain integration
US11477005B1 (en) * 2022-02-03 2022-10-18 Tassat Group Inc. Systems for multi-blockchain, multi-token interoperability via common blockchain integration and methods of use thereof
WO2024058723A1 (en) * 2022-09-16 2024-03-21 Mastercard Asia/Pacific Pte. Ltd. Digitization of payment cards for web 3.0 and metaverse transactions
EP4435699A1 (en) * 2023-03-21 2024-09-25 Giesecke+Devrient advance52 GmbH Secure transaction unit, token reference register, electronic payment transaction system and method for registering of token

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160342976A1 (en) * 2015-05-21 2016-11-24 Mastercard International Incorporated Method and system for linkage of blockchain-based assets to fiat currency accounts

Family Cites Families (30)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9406063B2 (en) * 2002-10-01 2016-08-02 Dylan T X Zhou Systems and methods for messaging, calling, digital multimedia capture, payment transactions, global digital ledger, and national currency world digital token
US20150081589A1 (en) * 2012-07-26 2015-03-19 Auden RovelleQuartz Asset-backed token processing with enhanced private-credit exchange apparatus
US20150170112A1 (en) * 2013-10-04 2015-06-18 Erly Dalvo DeCastro Systems and methods for providing multi-currency platforms comprising means for exchanging and interconverting tangible and virtual currencies in various transactions, banking operations, and wealth management scenarios
US20150363769A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Cryptocurrency Real-Time Conversion System
US20160203477A1 (en) * 2015-01-14 2016-07-14 Modernity Financial Holdings, Ltd. Cryptographic security for electronic transactions
US10592985B2 (en) * 2015-03-02 2020-03-17 Dell Products L.P. Systems and methods for a commodity contracts market using a secure distributed transaction ledger
WO2016201429A1 (en) * 2015-06-12 2016-12-15 Chenard Jesse R Transfer system and method
GB201511964D0 (en) * 2015-07-08 2015-08-19 Barclays Bank Plc Secure digital data operations
EP3326138A4 (en) * 2015-07-24 2019-01-16 Castor Pollux Holdings S.a.r.l. DEVICE, SYSTEM AND METHOD FOR TRANSFERRING GOODS
US20180225639A1 (en) * 2015-08-12 2018-08-09 International Monetary Exchange Ltd. Digital currency and a system and method for transferring value using the digital currency
US10649429B2 (en) * 2015-10-13 2020-05-12 LO3 Energy Inc. Use of blockchain based distributed consensus control
SG11201805648PA (en) * 2015-12-31 2018-07-30 T0 Com Inc Crypto multiple security asset creation and redemption platform
US9849364B2 (en) * 2016-02-02 2017-12-26 Bao Tran Smart device
US11010729B2 (en) * 2016-04-14 2021-05-18 Pricewaterhousecoopers Llp Cryptoconomy solution for administration and governance in a distributed system
US20180096313A1 (en) * 2016-09-09 2018-04-05 MonetaGo Inc. Linked contract system and method
JP6867769B2 (ja) * 2016-09-15 2021-05-12 健 坪井 仮想通貨アドレスについての預金口座情報開示システム
WO2018175504A1 (en) * 2017-03-20 2018-09-27 Wasserman Steven Victor Blockchain digital currency: systems and methods for use in enterprise blockchain banking
US10243743B1 (en) * 2017-09-13 2019-03-26 Vijay K. Madisetti Tokens or crypto currency using smart contracts and blockchains
US20190130484A1 (en) * 2017-05-10 2019-05-02 Responsible Gold Operations Ltd. Asset cards for tracking divisible assets in a distributed ledger
US20190012660A1 (en) * 2017-07-06 2019-01-10 Robert Masters Systems and methods for providing an architecture for an internet-based marketplace
US10839379B2 (en) * 2017-07-20 2020-11-17 Chicago Mercantile Exchange Inc. Blockchain including linked digital assets
US10055715B1 (en) * 2017-07-26 2018-08-21 Square, Inc. Cryptocurrency payment network
US20190213584A1 (en) * 2018-01-11 2019-07-11 Mastercard International Incorporated Method and system for tokenized replacement of crypto currency addresses
US10929842B1 (en) * 2018-03-05 2021-02-23 Winklevoss Ip, Llc System, method and program product for depositing and withdrawing stable value digital assets in exchange for fiat
US10373129B1 (en) * 2018-03-05 2019-08-06 Winklevoss Ip, Llc System, method and program product for generating and utilizing stable value digital assets
US10373158B1 (en) * 2018-02-12 2019-08-06 Winklevoss Ip, Llc System, method and program product for modifying a supply of stable value digital asset tokens
US20190251199A1 (en) * 2018-02-14 2019-08-15 Ivan Klianev Transactions Across Blockchain Networks
US20190332691A1 (en) * 2018-04-30 2019-10-31 Robert Dale Beadles Universal subscription and cryptocurrency payment management platforms and methods of use
US20190340586A1 (en) * 2018-05-04 2019-11-07 Smart Worldwide Financial Technology Conducting optimized cross-blockchain currency transactions using machine learning
US11682005B2 (en) * 2018-08-31 2023-06-20 Jpmorgan Chase Bank, N.A. Systems and methods for token-based cross-currency interoperability

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160342976A1 (en) * 2015-05-21 2016-11-24 Mastercard International Incorporated Method and system for linkage of blockchain-based assets to fiat currency accounts

Also Published As

Publication number Publication date
WO2020047529A1 (en) 2020-03-05
US20230274264A1 (en) 2023-08-31
CN113272846A (zh) 2021-08-17
JP2021535510A (ja) 2021-12-16
EP3844697A1 (en) 2021-07-07
CA3111099A1 (en) 2020-03-05
AU2019328766A1 (en) 2021-04-29
US20200074455A1 (en) 2020-03-05
US11682005B2 (en) 2023-06-20
SG11202102077XA (en) 2021-03-30

Similar Documents

Publication Publication Date Title
EP3724789A4 (en) CONVERSATIONAL AGENT GENERATION SYSTEMS AND METHODS
EP3645014A4 (en) SLEEP SUPPORT SYSTEM WITH TIMED RELEASE
EP3886737A4 (en) HISTOTRIPSY SYSTEMS AND METHODS
EP3583625A4 (en) THREE-DIMENSIONAL MEMORY DEVICES AND THEIR FORMATION METHODS
EP3580782A4 (en) THREE-DIMENSIONAL MEMORY COMPONENTS AND METHOD FOR SHAPING THEM
EP3844697A4 (en) SYSTEMS AND PROCEDURES FOR TOKEN-BASED CROSS-CURRENCY INTEROPERABILITY
EP3545085A4 (en) CRISPR / CPF1 SYSTEMS AND METHODS
EP3513265A4 (en) SYSTEMS AND METHODS FOR DETERMINING ALMOST COLLISIONS
EP3592284A4 (en) HUMIDITY MANAGEMENT PACKAGING SYSTEMS AND METHODS
EP3556157A4 (en) UNAUTHORIZED ASYNCHRONOUS ACCESS SYSTEMS AND METHODS
EP3765270A4 (en) ELECTROHYDRODYNAMIC BIO-PRINTING SYSTEM AND PROCESS
EP3586297A4 (en) CAR SHARING SYSTEMS AND METHODS
EP3700980A4 (en) PARTICULAR SYSTEMS AND PROCEDURES
EP3698268A4 (en) FACIAL RECOGNITION PROCESSES AND SYSTEMS
EP3612600A4 (en) PARTICULAR SYSTEMS AND PROCEDURES
EP3639234A4 (en) SYSTEMS AND PROCESSES TO FACILITATE PARCEL COLLECTION
EP3676335A4 (en) PARTICULAR SYSTEMS AND PROCEDURES
EP3850571A4 (en) SYSTEMS AND METHODS FOR IMPLEMENTING INTELLIGENT STABLE CRYPTOCURRENCY AND FACILITATING TRUSTLESS SMART SWAPING OF CRYPTOCURRENCY
EP3586281A4 (en) CAR SHARING METHODS AND SYSTEMS
EP3676901A4 (en) PARTICLE SYSTEMS AND PROCESSES
EP3695379A4 (en) SYSTEMS AND PROCEDURES FOR IDENTIFICATION AND AUTHENTICATION OF ARTISTIC WORK
EP3638465A4 (en) LOCATION AND FORCE DETECTION SYSTEMS, DEVICES AND METHODS
EP3804215A4 (en) SYSTEMS AND METHODS BASED ON UTILITY TOKENS
EP3665876A4 (en) APPLICATION-INDEPENDENT MESSAGE SYSTEM
EP3791570A4 (en) SYSTEMS AND METHODS OF CROSS-EDITING

Legal Events

Date Code Title Description
STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE INTERNATIONAL PUBLICATION HAS BEEN MADE

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: REQUEST FOR EXAMINATION WAS MADE

PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

17P Request for examination filed

Effective date: 20210326

AK Designated contracting states

Kind code of ref document: A1

Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

DAV Request for validation of the european patent (deleted)
DAX Request for extension of the european patent (deleted)
REG Reference to a national code

Ref country code: HK

Ref legal event code: DE

Ref document number: 40052472

Country of ref document: HK

A4 Supplementary search report drawn up and despatched

Effective date: 20220331

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 20/00 20120101AFI20220325BHEP

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: EXAMINATION IS IN PROGRESS

17Q First examination report despatched

Effective date: 20230322

P01 Opt-out of the competence of the unified patent court (upc) registered

Effective date: 20230515

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN

18D Application deemed to be withdrawn

Effective date: 20231003