EP3596679A4 - Transaction settlement systems and methods - Google Patents

Transaction settlement systems and methods Download PDF

Info

Publication number
EP3596679A4
EP3596679A4 EP18768481.6A EP18768481A EP3596679A4 EP 3596679 A4 EP3596679 A4 EP 3596679A4 EP 18768481 A EP18768481 A EP 18768481A EP 3596679 A4 EP3596679 A4 EP 3596679A4
Authority
EP
European Patent Office
Prior art keywords
methods
transaction settlement
settlement systems
systems
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP18768481.6A
Other languages
German (de)
French (fr)
Other versions
EP3596679A1 (en
Inventor
Arjun Jayaram
Mohammad Taha ABIDI
Daniel Craig MANDELL
Nikhil Nayab
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Baton Systems Inc
Original Assignee
Baton Systems Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Baton Systems Inc filed Critical Baton Systems Inc
Priority claimed from PCT/US2018/022992 external-priority patent/WO2018170469A1/en
Publication of EP3596679A1 publication Critical patent/EP3596679A1/en
Publication of EP3596679A4 publication Critical patent/EP3596679A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP18768481.6A 2017-03-17 2018-03-16 Transaction settlement systems and methods Withdrawn EP3596679A4 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201762472891P 2017-03-17 2017-03-17
PCT/US2018/022992 WO2018170469A1 (en) 2017-03-17 2018-03-16 Transaction settlement systems and methods

Publications (2)

Publication Number Publication Date
EP3596679A1 EP3596679A1 (en) 2020-01-22
EP3596679A4 true EP3596679A4 (en) 2021-01-06

Family

ID=69005159

Family Applications (1)

Application Number Title Priority Date Filing Date
EP18768481.6A Withdrawn EP3596679A4 (en) 2017-03-17 2018-03-16 Transaction settlement systems and methods

Country Status (1)

Country Link
EP (1) EP3596679A4 (en)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080172314A1 (en) * 1996-11-12 2008-07-17 Hahn-Carlson Dean W Financial institution-based transaction processing system and approach
US20100138325A1 (en) * 2008-11-26 2010-06-03 Hahn-Carlson Dean W Methods and arrangements involving adaptive auditing and rating for disparate data processing

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080172314A1 (en) * 1996-11-12 2008-07-17 Hahn-Carlson Dean W Financial institution-based transaction processing system and approach
US20100138325A1 (en) * 2008-11-26 2010-06-03 Hahn-Carlson Dean W Methods and arrangements involving adaptive auditing and rating for disparate data processing

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2018170469A1 *

Also Published As

Publication number Publication date
EP3596679A1 (en) 2020-01-22

Similar Documents

Publication Publication Date Title
EP3580716A4 (en) Secure location based electronic financial transaction methods and systems
EP3776438A4 (en) Blockchain loan transaction systems and methods
EP3671529A4 (en) Purchase settlement method, device, and system
EP3510546A4 (en) Financial management systems and methods
EP3580713A4 (en) Systems and methods for biometric transaction management
EP3323095A4 (en) Systems and methods for facilitating a secure transaction at a non-financial institution system
EP3608864A4 (en) Merchant evaluation method and system
EP3586297A4 (en) Systems and methods for carpooling
EP3903267A4 (en) Methods, devices, and systems for secure payments
EP3278287A4 (en) Systems and methods of blockchain transaction recordation
EP3850498A4 (en) Transaction authentication system and related methods
EP3602431A4 (en) Methods and systems for environmental credit scoring
EP3586281A4 (en) Methods and systems for carpooling
EP3428867A4 (en) Payment method and system
EP3552165A4 (en) Payment and invoice systems integration
EP3332621A4 (en) Systems and methods for item-based transaction authentication
EP3734530A4 (en) Settlement method, device and system
EP3646269A4 (en) Systems and methods for real-time application configuration for nfc transactions
EP3692008A4 (en) Biocementation methods and systems
EP3579173A4 (en) Transaction system and transaction method
EP3449432A4 (en) Systems and methods for incentivizing transactions
EP3646294A4 (en) Systems and methods for payment transaction coding and management
EP3563323A4 (en) Systems and methods for fraud reduction
EP3590060A4 (en) Computing systems and methods
EP3596679A4 (en) Transaction settlement systems and methods

Legal Events

Date Code Title Description
PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: REQUEST FOR EXAMINATION WAS MADE

17P Request for examination filed

Effective date: 20191017

AK Designated contracting states

Kind code of ref document: A1

Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

AX Request for extension of the european patent

Extension state: BA ME

DAV Request for validation of the european patent (deleted)
DAX Request for extension of the european patent (deleted)
A4 Supplementary search report drawn up and despatched

Effective date: 20201204

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 40/02 20120101ALI20201130BHEP

Ipc: G06Q 20/40 20120101ALI20201130BHEP

Ipc: G06Q 20/02 20120101ALI20201130BHEP

Ipc: G06Q 20/22 20120101ALI20201130BHEP

Ipc: G06Q 20/04 20120101AFI20201130BHEP

18W Application withdrawn

Effective date: 20210331