EP3485448A4 - Digital asset distribution by transaction device - Google Patents

Digital asset distribution by transaction device Download PDF

Info

Publication number
EP3485448A4
EP3485448A4 EP16909037.0A EP16909037A EP3485448A4 EP 3485448 A4 EP3485448 A4 EP 3485448A4 EP 16909037 A EP16909037 A EP 16909037A EP 3485448 A4 EP3485448 A4 EP 3485448A4
Authority
EP
European Patent Office
Prior art keywords
digital asset
transaction device
asset distribution
distribution
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
EP16909037.0A
Other languages
German (de)
French (fr)
Other versions
EP3485448B1 (en
EP3485448A1 (en
Inventor
John Arendt
Gyan Prakash
Sivanarayana Gaddam
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Visa International Service Association
Original Assignee
Visa International Service Association
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa International Service Association filed Critical Visa International Service Association
Publication of EP3485448A1 publication Critical patent/EP3485448A1/en
Publication of EP3485448A4 publication Critical patent/EP3485448A4/en
Application granted granted Critical
Publication of EP3485448B1 publication Critical patent/EP3485448B1/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/06—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols the encryption apparatus using shift registers or memories for block-wise or stream coding, e.g. DES systems or RC4; Hash functions; Pseudorandom sequence generators
    • H04L9/0618—Block ciphers, i.e. encrypting groups of characters of a plain text message using fixed encryption transformation
    • H04L9/0637—Modes of operation, e.g. cipher block chaining [CBC], electronic codebook [ECB] or Galois/counter mode [GCM]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Signal Processing (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Medicinal Preparation (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
EP16909037.0A 2016-07-15 2016-07-15 Digital asset distribution by transaction device Active EP3485448B1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US2016/042653 WO2018013144A1 (en) 2016-07-15 2016-07-15 Digital asset distribution by transaction device

Publications (3)

Publication Number Publication Date
EP3485448A1 EP3485448A1 (en) 2019-05-22
EP3485448A4 true EP3485448A4 (en) 2019-07-24
EP3485448B1 EP3485448B1 (en) 2023-02-01

Family

ID=60951881

Family Applications (1)

Application Number Title Priority Date Filing Date
EP16909037.0A Active EP3485448B1 (en) 2016-07-15 2016-07-15 Digital asset distribution by transaction device

Country Status (9)

Country Link
US (2) US11651352B2 (en)
EP (1) EP3485448B1 (en)
JP (1) JP2019525326A (en)
KR (1) KR20190028517A (en)
CN (1) CN109478282A (en)
AU (1) AU2016414611A1 (en)
BR (1) BR112018076960A2 (en)
SG (1) SG11201809112VA (en)
WO (1) WO2018013144A1 (en)

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US10984081B2 (en) * 2016-09-30 2021-04-20 Cable Television Laboratories, Inc. Systems and methods for secure person to device association
US10762479B2 (en) * 2017-04-05 2020-09-01 Samsung Sds Co., Ltd. Method and system for processing blockchain-based real-time transaction
US10797883B2 (en) * 2018-02-28 2020-10-06 Kyocera Document Solutions Inc. Deploying multiple nodes for creation of blockchains for trackable actions
US11157898B2 (en) * 2018-03-30 2021-10-26 Health Alliance Management, LLC Systems and methods for peer-to-peer transmission of digital assets
CN109377215B (en) 2018-08-06 2020-04-21 阿里巴巴集团控股有限公司 Block chain transaction method and device and electronic equipment
US10700850B2 (en) 2018-11-27 2020-06-30 Alibaba Group Holding Limited System and method for information protection
BR112019007232B1 (en) 2018-11-27 2022-02-15 Advanced New Technologies Co., Ltd COMPUTER-IMPLEMENTED METHODS FOR INFORMATION PROTECTION, SYSTEMS FOR INFORMATION PROTECTION AND NON-TRANSITORY COMPUTER-LEABLE STORAGE MEDIA
KR102248154B1 (en) 2018-11-27 2021-05-06 어드밴스드 뉴 테크놀로지스 씨오., 엘티디. Systems and methods for information protection
ES2881674T3 (en) 2018-11-27 2021-11-30 Advanced New Technologies Co Ltd System and method for the protection of information
US11277389B2 (en) 2018-11-27 2022-03-15 Advanced New Technologies Co., Ltd. System and method for information protection
US11218455B2 (en) 2018-11-27 2022-01-04 Advanced New Technologies Co., Ltd. System and method for information protection
CN109669955B (en) * 2018-12-20 2022-05-31 姚前 Digital asset query system and method based on block chain
CN110020543B (en) 2018-12-21 2020-09-15 阿里巴巴集团控股有限公司 Data processing method and device based on block chain
CN110009337B (en) 2018-12-21 2020-04-21 阿里巴巴集团控股有限公司 Data processing method and device based on block chain
KR102046059B1 (en) * 2019-03-20 2019-11-18 엘에스웨어(주) Apparatus and method changing information of block chain
KR102088346B1 (en) * 2019-09-24 2020-03-12 엘에스웨어(주) Apparatus and method changing information of block chain linked to external storage
US20220261801A1 (en) * 2021-02-12 2022-08-18 Joshua Paul Davis Computer Systems and Software for Self-Executing Code and Distributed Database
WO2024030460A1 (en) * 2022-08-02 2024-02-08 Dajpieces Llc Jewelry associated with a digital asset

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US20150363778A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Cryptocurrency electronic payment system

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US20150324764A1 (en) * 2014-05-09 2015-11-12 Stellenbosch University Enabling a User to Transact Using Cryptocurrency
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Also Published As

Publication number Publication date
BR112018076960A2 (en) 2019-04-02
WO2018013144A1 (en) 2018-01-18
SG11201809112VA (en) 2018-11-29
CN109478282A (en) 2019-03-15
US20230206217A1 (en) 2023-06-29
KR20190028517A (en) 2019-03-18
US12062039B2 (en) 2024-08-13
EP3485448B1 (en) 2023-02-01
EP3485448A1 (en) 2019-05-22
US20190287095A1 (en) 2019-09-19
US11651352B2 (en) 2023-05-16
JP2019525326A (en) 2019-09-05
AU2016414611A1 (en) 2018-11-08

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