EP3427212A4 - Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés - Google Patents

Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés Download PDF

Info

Publication number
EP3427212A4
EP3427212A4 EP17762362.6A EP17762362A EP3427212A4 EP 3427212 A4 EP3427212 A4 EP 3427212A4 EP 17762362 A EP17762362 A EP 17762362A EP 3427212 A4 EP3427212 A4 EP 3427212A4
Authority
EP
European Patent Office
Prior art keywords
systems
methods
devices
processing
data sets
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP17762362.6A
Other languages
German (de)
English (en)
Other versions
EP3427212A1 (fr
Inventor
Edison U. Ortiz
Terry W. Lee
Marko Pavlovic
Arnold Badal-Badalian
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Royal Bank of Canada
Original Assignee
Royal Bank of Canada
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Royal Bank of Canada filed Critical Royal Bank of Canada
Priority to EP22173329.8A priority Critical patent/EP4102434A1/fr
Publication of EP3427212A1 publication Critical patent/EP3427212A1/fr
Publication of EP3427212A4 publication Critical patent/EP3427212A4/fr
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
EP17762362.6A 2016-03-08 2017-03-08 Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés Ceased EP3427212A4 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP22173329.8A EP4102434A1 (fr) 2016-03-08 2017-03-08 Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662305429P 2016-03-08 2016-03-08
PCT/CA2017/000050 WO2017152265A1 (fr) 2016-03-08 2017-03-09 Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés

Related Child Applications (1)

Application Number Title Priority Date Filing Date
EP22173329.8A Division EP4102434A1 (fr) 2016-03-08 2017-03-08 Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés

Publications (2)

Publication Number Publication Date
EP3427212A1 EP3427212A1 (fr) 2019-01-16
EP3427212A4 true EP3427212A4 (fr) 2019-10-23

Family

ID=59789362

Family Applications (2)

Application Number Title Priority Date Filing Date
EP17762362.6A Ceased EP3427212A4 (fr) 2016-03-08 2017-03-08 Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés
EP22173329.8A Pending EP4102434A1 (fr) 2016-03-08 2017-03-08 Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés

Family Applications After (1)

Application Number Title Priority Date Filing Date
EP22173329.8A Pending EP4102434A1 (fr) 2016-03-08 2017-03-08 Systèmes, procédés et dispositifs pour génération et traitement sécurisés d'ensembles de données représentant des paiements pré-financés

Country Status (5)

Country Link
EP (2) EP3427212A4 (fr)
CN (1) CN109313762B (fr)
AU (2) AU2017231106B2 (fr)
CA (1) CA3017026A1 (fr)
WO (1) WO2017152265A1 (fr)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP6433427B2 (ja) 2012-09-12 2018-12-05 アイイーエックス グループ，インコーポレーテッド 通信レイテンシー平準化装置、方法、およびシステム
JP6542800B2 (ja) 2014-04-16 2019-07-10 アイイーエックス グループ，インコーポレーテッド トランザクションの最新情報を提供するシステム及び方法
JP6655606B2 (ja) 2014-08-22 2020-02-26 アイイーエックス グループ，インコーポレーテッド 電子取引システムにおけるダイナミックペグ注文
US10706470B2 (en) 2016-12-02 2020-07-07 Iex Group, Inc. Systems and methods for processing full or partially displayed dynamic peg orders in an electronic trading system
US10311515B2 (en) 2014-09-17 2019-06-04 Iex Group, Inc. System and method for a semi-lit market
WO2018044334A1 (fr) 2016-09-02 2018-03-08 Iex Group. Inc. Système et procédé de création de flux d'événements à précision temporelle
CN109872223B (zh) * 2019-02-12 2021-05-28 百度在线网络技术（北京）有限公司 虚拟物品交易方法、装置、设备及存储介质
KR102124869B1 (ko) * 2019-07-23 2020-06-19 주식회사 코인트래빗 무인환전방법 및 무인환전시스템
WO2021040904A1 (fr) * 2019-08-27 2021-03-04 Mastercard International Incorporated Procédés, systèmes et produits programmes d'ordinateur pour prépaiement de biens ou de services au niveau de terminaux de point de vente
CN113126996B (zh) * 2019-12-31 2023-10-20 华控清交信息科技(北京)有限公司 代码审核的方法、装置及系统
CN112801658B (zh) 2020-07-31 2022-04-22 支付宝(杭州)信息技术有限公司 跨境资源转移真实性审核方法、装置及电子设备
US11537455B2 (en) 2021-01-11 2022-12-27 Iex Group, Inc. Schema management using an event stream

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20110166992A1 (en) * 2010-01-06 2011-07-07 Firethorn Holdings, Llc System and method for creating and managing a stored value account associated with a client unique identifier
KR20140038473A (ko) * 2011-05-31 2014-03-28 블랙호크 네트워크, 아이엔씨. 전자 지갑을 통한 결제 시스템
US20130060708A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. User verification for electronic money transfers
US20130185214A1 (en) * 2012-01-12 2013-07-18 Firethorn Mobile Inc. System and Method For Secure Offline Payment Transactions Using A Portable Computing Device
US20130268440A1 (en) * 2012-03-14 2013-10-10 Doing Good Better, Llc Gift Transaction Processing System and Method
US20130339188A1 (en) * 2012-06-18 2013-12-19 Ebay Inc. Gift token
EP2701415A1 (fr) * 2012-08-24 2014-02-26 Raja Kuppuswamy Dispositif électronique mobile et son utilisation pour des transactions électroniques
US20140074701A1 (en) * 2012-09-13 2014-03-13 Bank Of America Corporation Physical-virtual gifting via online billpay
US20160019536A1 (en) * 2012-10-17 2016-01-21 Royal Bank Of Canada Secure processing of data
US11080701B2 (en) 2015-07-02 2021-08-03 Royal Bank Of Canada Secure processing of electronic payments
WO2015025282A2 (fr) * 2013-08-21 2015-02-26 Visa International Service Association Procédés et systèmes permettant de transférer de l'argent électronique

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
No further relevant documents disclosed *

Also Published As

Publication number Publication date
AU2017231106B2 (en) 2023-01-19
EP3427212A1 (fr) 2019-01-16
CN109313762A (zh) 2019-02-05
AU2017231106A1 (en) 2018-09-27
EP4102434A1 (fr) 2022-12-14
CA3017026A1 (fr) 2017-09-14
AU2023202352A1 (en) 2023-05-11
WO2017152265A1 (fr) 2017-09-14
WO2017152265A8 (fr) 2018-09-13
AU2023202352B2 (en) 2024-07-18
CN109313762B (zh) 2023-07-14

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