EP3394812A1 - Authentifizierungsverfahren - Google Patents
AuthentifizierungsverfahrenInfo
- Publication number
- EP3394812A1 EP3394812A1 EP16829414.8A EP16829414A EP3394812A1 EP 3394812 A1 EP3394812 A1 EP 3394812A1 EP 16829414 A EP16829414 A EP 16829414A EP 3394812 A1 EP3394812 A1 EP 3394812A1
- Authority
- EP
- European Patent Office
- Prior art keywords
- authentication
- server
- transaction data
- dcw
- security code
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
- 238000000034 method Methods 0.000 title claims abstract description 31
- 238000012795 verification Methods 0.000 claims abstract description 44
- 238000004590 computer program Methods 0.000 claims description 14
- 238000001514 detection method Methods 0.000 claims description 7
- 230000005540 biological transmission Effects 0.000 claims description 5
- 230000004044 response Effects 0.000 claims description 3
- 230000000903 blocking effect Effects 0.000 claims 1
- 230000007246 mechanism Effects 0.000 description 15
- 230000003068 static effect Effects 0.000 description 4
- 238000004891 communication Methods 0.000 description 3
- 238000012546 transfer Methods 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 230000005764 inhibitory process Effects 0.000 description 2
- 230000003287 optical effect Effects 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- 102100028043 Fibroblast growth factor 3 Human genes 0.000 description 1
- 101001128138 Homo sapiens NACHT, LRR and PYD domains-containing protein 2 Proteins 0.000 description 1
- 101001128135 Homo sapiens NACHT, LRR and PYD domains-containing protein 4 Proteins 0.000 description 1
- 101001109455 Homo sapiens NACHT, LRR and PYD domains-containing protein 6 Proteins 0.000 description 1
- 101000982939 Homo sapiens PAN2-PAN3 deadenylation complex catalytic subunit PAN2 Proteins 0.000 description 1
- 101001113056 Homo sapiens PAN2-PAN3 deadenylation complex subunit PAN3 Proteins 0.000 description 1
- 101000742934 Homo sapiens Retinol dehydrogenase 14 Proteins 0.000 description 1
- 102100024061 Integrator complex subunit 1 Human genes 0.000 description 1
- 101710092857 Integrator complex subunit 1 Proteins 0.000 description 1
- 108050002021 Integrator complex subunit 2 Proteins 0.000 description 1
- 102100031897 NACHT, LRR and PYD domains-containing protein 2 Human genes 0.000 description 1
- 102100031898 NACHT, LRR and PYD domains-containing protein 4 Human genes 0.000 description 1
- 102100022696 NACHT, LRR and PYD domains-containing protein 6 Human genes 0.000 description 1
- 230000006978 adaptation Effects 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 230000006870 function Effects 0.000 description 1
- 230000002401 inhibitory effect Effects 0.000 description 1
- 238000004377 microelectronic Methods 0.000 description 1
- 230000008569 process Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0892—Network architectures or network communication protocols for network security for authentication of entities by using authentication-authorization-accounting [AAA] servers or protocols
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Hardware Design (AREA)
- Computing Systems (AREA)
- General Engineering & Computer Science (AREA)
- Signal Processing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| FR1563034A FR3045877B1 (fr) | 2015-12-22 | 2015-12-22 | Procede d'authentification |
| PCT/FR2016/053604 WO2017109405A1 (fr) | 2015-12-22 | 2016-12-21 | Procédé d'authentification |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| EP3394812A1 true EP3394812A1 (de) | 2018-10-31 |
Family
ID=56068985
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| EP16829414.8A Withdrawn EP3394812A1 (de) | 2015-12-22 | 2016-12-21 | Authentifizierungsverfahren |
Country Status (5)
| Country | Link |
|---|---|
| US (1) | US10909530B2 (de) |
| EP (1) | EP3394812A1 (de) |
| CN (1) | CN108701304B (de) |
| FR (1) | FR3045877B1 (de) |
| WO (1) | WO2017109405A1 (de) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| DE102017222434A1 (de) * | 2017-12-12 | 2019-06-13 | Audi Ag | Verfahren zur Authentifizierung eines Kraftfahrzeugs |
| US11704632B2 (en) | 2020-12-17 | 2023-07-18 | Marqeta, Inc. | Computer transaction security with delegated decisions |
Family Cites Families (19)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7761374B2 (en) * | 2003-08-18 | 2010-07-20 | Visa International Service Association | Method and system for generating a dynamic verification value |
| US7740168B2 (en) * | 2003-08-18 | 2010-06-22 | Visa U.S.A. Inc. | Method and system for generating a dynamic verification value |
| US9251637B2 (en) * | 2006-11-15 | 2016-02-02 | Bank Of America Corporation | Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value |
| FR2914763B1 (fr) * | 2007-04-06 | 2013-02-15 | Grp Des Cartes Bancaires | Cryptogramme dynamique |
| US8359630B2 (en) * | 2007-08-20 | 2013-01-22 | Visa U.S.A. Inc. | Method and system for implementing a dynamic verification value |
| US20100179909A1 (en) * | 2009-01-14 | 2010-07-15 | Jubin Dana | User defined udk |
| US9105027B2 (en) * | 2009-05-15 | 2015-08-11 | Visa International Service Association | Verification of portable consumer device for secure services |
| US10255601B2 (en) * | 2010-02-25 | 2019-04-09 | Visa International Service Association | Multifactor authentication using a directory server |
| BR112014008941A2 (pt) * | 2011-10-12 | 2017-05-02 | C-Sam Inc | plataforma que habilita transações móveis seguras de múltiplas camadas |
| SG10202008740YA (en) * | 2013-05-15 | 2020-10-29 | Visa Int Service Ass | Mobile tokenization hub |
| WO2015013548A1 (en) * | 2013-07-24 | 2015-01-29 | Visa International Service Association | Systems and methods for interoperable network token processing |
| US10496986B2 (en) * | 2013-08-08 | 2019-12-03 | Visa International Service Association | Multi-network tokenization processing |
| WO2015038551A1 (en) * | 2013-09-10 | 2015-03-19 | Visa International Service Association | Mobile payment application provisioning and personalization on a mobile device |
| US20150161612A1 (en) * | 2013-12-05 | 2015-06-11 | Mastercard International Incorporated | Method and system for network based dynamic cvc authentication |
| US20150371234A1 (en) * | 2014-02-21 | 2015-12-24 | Looppay, Inc. | Methods, devices, and systems for secure provisioning, transmission, and authentication of payment data |
| US10102529B2 (en) * | 2014-03-05 | 2018-10-16 | Mastercard International Incorporated | Method and system for secure consumer identification |
| ES2753388T3 (es) * | 2014-05-07 | 2020-04-08 | Visa Int Service Ass | Interfaz de datos mejorada para comunicaciones sin contacto |
| US10360558B2 (en) * | 2015-03-17 | 2019-07-23 | Ca, Inc. | Simplified two factor authentication for mobile payments |
| EP3073429A1 (de) * | 2015-03-26 | 2016-09-28 | Gemalto Sa | Verfahren zur validierung eines dynamischen sicherheitscodes für bankgeschäfte |
-
2015
- 2015-12-22 FR FR1563034A patent/FR3045877B1/fr active Active
-
2016
- 2016-12-21 US US16/064,940 patent/US10909530B2/en active Active
- 2016-12-21 CN CN201680081572.4A patent/CN108701304B/zh active Active
- 2016-12-21 WO PCT/FR2016/053604 patent/WO2017109405A1/fr active Application Filing
- 2016-12-21 EP EP16829414.8A patent/EP3394812A1/de not_active Withdrawn
Also Published As
| Publication number | Publication date |
|---|---|
| FR3045877B1 (fr) | 2018-07-27 |
| US20190005490A1 (en) | 2019-01-03 |
| CN108701304B (zh) | 2021-09-03 |
| FR3045877A1 (fr) | 2017-06-23 |
| US10909530B2 (en) | 2021-02-02 |
| CN108701304A (zh) | 2018-10-23 |
| WO2017109405A1 (fr) | 2017-06-29 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| EP3113099B1 (de) | Zahlungsbehälter, erstellungsverfahren, verarbeitungsverfahren, entsprechende vorrichtungen und programme | |
| EP3455812B1 (de) | Verfahren zur sicherung einer elektronischen vorrichtung und zugehörige elektronische vorrichtung | |
| EP3446436B1 (de) | Verfahren zur erzeugung eines sicherheitstoken durch ein mobiles endgerät | |
| EP3465584A1 (de) | Verfahren zur sicherung einer elektronischen vorrichtung sowie entsprechende elektronische vorrichtung | |
| EP3857413A1 (de) | Verfahren zur verarbeitung einer transaktion, vorrichtung, system und zugehöriges programm | |
| EP3394812A1 (de) | Authentifizierungsverfahren | |
| WO2001086601A1 (fr) | Procede pour authentifier un objet portatif, objet portatif correspondant, et appareil pour mettre en oeuvre le procede | |
| EP3234848B1 (de) | Verfahren zum senden eines sicherheitsinformationselements und elektronische vorrichtung zur implementierung solch eines verfahrens | |
| EP3588418A1 (de) | Verfahren zur durchführung einer transaktion, endgerät, server und entsprechendes computerprogramm | |
| WO2020128240A1 (fr) | Traitement d'un service de tickets electroniques | |
| FR3061586A1 (fr) | Procede de controle d'habitudes d'utilisation et dispositif electronique apte a mettre en œuvre un tel procede | |
| FR3052895A1 (fr) | Procede d'envoi d'une information de securite | |
| EP3395042B1 (de) | Authentifizierungsserver zur steuerung des zugangs auf einen dienst | |
| EP3570238B1 (de) | Verfahren zur durchführung einer transaktion, endgerät, server und entsprechendes computerprogramm | |
| FR3055761A1 (fr) | Procede de controle d'un dispositif electronique et dispositif electronique correspondant | |
| WO2008053095A1 (fr) | Entite electronique portable et procede de blocage, a distance, d'une fonctionnalite d'une telle entite electronique portable | |
| WO2017005644A1 (fr) | Procédé et système de contrôle d'accès à un service via un média mobile sans intermediaire de confiance | |
| WO2018011514A1 (fr) | Procédé de contrôle d'un dispositif électronique pour traiter une transaction | |
| EP3912065A1 (de) | Berechtigung zum laden einer anwendung auf ein sicherheitselement | |
| FR3076027A1 (fr) | Securisation du traitement d'une transaction | |
| FR2857135A1 (fr) | Systeme de paiement electronique et procede correspondant | |
| FR2998398A1 (fr) | Procede d'activation d'un service en ligne a partir d'un equipement mobile |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: UNKNOWN |
|
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: THE INTERNATIONAL PUBLICATION HAS BEEN MADE |
|
| PUAI | Public reference made under article 153(3) epc to a published international application that has entered the european phase |
Free format text: ORIGINAL CODE: 0009012 |
|
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: REQUEST FOR EXAMINATION WAS MADE |
|
| 17P | Request for examination filed |
Effective date: 20180618 |
|
| AK | Designated contracting states |
Kind code of ref document: A1 Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR |
|
| AX | Request for extension of the european patent |
Extension state: BA ME |
|
| DAV | Request for validation of the european patent (deleted) | ||
| DAX | Request for extension of the european patent (deleted) | ||
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: EXAMINATION IS IN PROGRESS |
|
| 17Q | First examination report despatched |
Effective date: 20200318 |
|
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: EXAMINATION IS IN PROGRESS |
|
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: EXAMINATION IS IN PROGRESS |
|
| GRAP | Despatch of communication of intention to grant a patent |
Free format text: ORIGINAL CODE: EPIDOSNIGR1 |
|
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: GRANT OF PATENT IS INTENDED |
|
| INTG | Intention to grant announced |
Effective date: 20230301 |
|
| STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN |
|
| 18D | Application deemed to be withdrawn |
Effective date: 20230712 |