EP3384449A1 - Bezahlverfahren und vorrichtung mit verwendung des besagten verfahrens - Google Patents

Bezahlverfahren und vorrichtung mit verwendung des besagten verfahrens

Info

Publication number
EP3384449A1
EP3384449A1 EP16802047.7A EP16802047A EP3384449A1 EP 3384449 A1 EP3384449 A1 EP 3384449A1 EP 16802047 A EP16802047 A EP 16802047A EP 3384449 A1 EP3384449 A1 EP 3384449A1
Authority
EP
European Patent Office
Prior art keywords
payment
biometric
selection
authentication
software
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP16802047.7A
Other languages
English (en)
French (fr)
Inventor
François Lemaire
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Thales DIS France SA
Original Assignee
Gemalto SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gemalto SA filed Critical Gemalto SA
Publication of EP3384449A1 publication Critical patent/EP3384449A1/de
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
EP16802047.7A 2015-11-30 2016-11-28 Bezahlverfahren und vorrichtung mit verwendung des besagten verfahrens Withdrawn EP3384449A1 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP15306896.0A EP3173998A1 (de) 2015-11-30 2015-11-30 Zahlungsverfahren und vorrichtung unter verwendung des verfahrens
PCT/EP2016/078991 WO2017093182A1 (fr) 2015-11-30 2016-11-28 Methode de paiement et dispositif utilisant cette methode

Publications (1)

Publication Number Publication Date
EP3384449A1 true EP3384449A1 (de) 2018-10-10

Family

ID=54782644

Family Applications (2)

Application Number Title Priority Date Filing Date
EP15306896.0A Withdrawn EP3173998A1 (de) 2015-11-30 2015-11-30 Zahlungsverfahren und vorrichtung unter verwendung des verfahrens
EP16802047.7A Withdrawn EP3384449A1 (de) 2015-11-30 2016-11-28 Bezahlverfahren und vorrichtung mit verwendung des besagten verfahrens

Family Applications Before (1)

Application Number Title Priority Date Filing Date
EP15306896.0A Withdrawn EP3173998A1 (de) 2015-11-30 2015-11-30 Zahlungsverfahren und vorrichtung unter verwendung des verfahrens

Country Status (3)

Country Link
US (1) US20180349911A1 (de)
EP (2) EP3173998A1 (de)
WO (1) WO2017093182A1 (de)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11030603B1 (en) * 2017-06-26 2021-06-08 Wells Fargo Bank, N.A. Systems and methods for distinguishing between profiles in a passive authentication scheme
WO2019190639A1 (en) * 2018-03-26 2019-10-03 Mastercard International Incorporated System and method for enabling receipt of electronic payments
KR20220010242A (ko) 2020-07-17 2022-01-25 삼성전자주식회사 생체인증 기반 스마트카드

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20140046831A (ko) * 2012-10-11 2014-04-21 와이엠디(주) 결제 중개 시스템 및 방법

Also Published As

Publication number Publication date
US20180349911A1 (en) 2018-12-06
EP3173998A1 (de) 2017-05-31
WO2017093182A1 (fr) 2017-06-08

Similar Documents

Publication Publication Date Title
US20180240106A1 (en) Hand-held electronics device for aggregation of and management of personal electronic data
US9536238B2 (en) Hand-held electronics device for aggregation of and management of personal electronic data
EP2646990B1 (de) Verbessertes verfahren und system für nfc-transaktionen
EP1857953B1 (de) Verfahren und System zur Authentifizierung und zum sicheren Austausch von Daten zwischen einem personalisierten Chip und einem dedizierten Server
FR2985344B1 (fr) Carte bancaire et procede de reponse a une demande de transaction.
US20150262052A1 (en) Omni smart card
EP2873045A1 (de) Sichere elektronische entität zur autorisierung einer transaktion
EP1709598A2 (de) Transaktionseinrichtung mit antizipierter vorbehandlung
US11107081B2 (en) Systems and methods for streamlined checkout
FR2989799A1 (fr) Procede de transfert d'un dispositif a un autre de droits d'acces a un service
EP3384449A1 (de) Bezahlverfahren und vorrichtung mit verwendung des besagten verfahrens
US20190236589A1 (en) Hand-held electronics device for aggregation of and management of personal electronic data
EP3252692A1 (de) Verfahren zur lieferung der entsprechenden daten einer zahlungstransaktion, entsprechende vorrichtung und entsprechendes programm
EP3417592B1 (de) Verfahren zum authentifizieren eines gebrauchers zu einem server
FR2832829A1 (fr) Procede, systeme et dispositif permettant d'authentifier des donnees transmises et/ou recues par un utilisateur
FR2945141A1 (fr) Procede et systeme de gestion d'une application de paiement mobile sans contact mettant en oeuvre une verification de code personnel
WO2017001757A1 (fr) Serveur et procede de verification de code de securite
EP3215991A1 (de) Vereinfachte transaktion anhand einer zahlungsvorrichtung und einem kommunikationsendgerät
EP2867837B1 (de) System zum sicheren übertragen von digitalen daten
FR3068497B1 (fr) Systeme et procede de definition d'un code personnel associe a un micro­circuit
FR3038417A1 (fr) Serveur et procede de verification de code dynamique de securite
FR3045878B1 (fr) Serveur d'authentification pour le controle d'acces a un service
EP3690685A1 (de) Authentifizierungsverfahren eines benutzers und entsprechende vorrichtung
FR2980012A1 (fr) Systeme et procede d'authentification par code personnel
FR3038419A1 (fr) Serveur et procede de verification de code de securite

Legal Events

Date Code Title Description
STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: UNKNOWN

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE INTERNATIONAL PUBLICATION HAS BEEN MADE

PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: REQUEST FOR EXAMINATION WAS MADE

17P Request for examination filed

Effective date: 20180702

AK Designated contracting states

Kind code of ref document: A1

Designated state(s): AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR

AX Request for extension of the european patent

Extension state: BA ME

DAV Request for validation of the european patent (deleted)
DAX Request for extension of the european patent (deleted)
GRAP Despatch of communication of intention to grant a patent

Free format text: ORIGINAL CODE: EPIDOSNIGR1

GRAJ Information related to disapproval of communication of intention to grant by the applicant or resumption of examination proceedings by the epo deleted

Free format text: ORIGINAL CODE: EPIDOSDIGR1

GRAP Despatch of communication of intention to grant a patent

Free format text: ORIGINAL CODE: EPIDOSNIGR1

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: GRANT OF PATENT IS INTENDED

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 20/40 20120101AFI20190705BHEP

Ipc: G06Q 20/32 20120101ALI20190705BHEP

Ipc: G06Q 20/22 20120101ALI20190705BHEP

INTG Intention to grant announced

Effective date: 20190805

RAP1 Party data changed (applicant data changed or rights of an application transferred)

Owner name: THALES DIS FRANCE SA

GRAS Grant fee paid

Free format text: ORIGINAL CODE: EPIDOSNIGR3

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN

18D Application deemed to be withdrawn

Effective date: 20191217