EP3312685A1 - Verfahren zur meldung einer transaktionsinformation an einen nutzer eines tragbaren geräts - Google Patents

Verfahren zur meldung einer transaktionsinformation an einen nutzer eines tragbaren geräts Download PDF

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Publication number
EP3312685A1
EP3312685A1 EP16306368.8A EP16306368A EP3312685A1 EP 3312685 A1 EP3312685 A1 EP 3312685A1 EP 16306368 A EP16306368 A EP 16306368A EP 3312685 A1 EP3312685 A1 EP 3312685A1
Authority
EP
European Patent Office
Prior art keywords
transaction
notification
needle
information
electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP16306368.8A
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English (en)
French (fr)
Inventor
Gregory Capomaggio
Christophe Buton
Jean-Paul Caruana
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Thales DIS France SA
Original Assignee
Gemalto SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gemalto SA filed Critical Gemalto SA
Priority to EP16306368.8A priority Critical patent/EP3312685A1/de
Publication of EP3312685A1 publication Critical patent/EP3312685A1/de
Withdrawn legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G04—HOROLOGY
    • G04G—ELECTRONIC TIME-PIECES
    • G04G9/00—Visual time or date indication means
    • G04G9/0064—Visual time or date indication means in which functions not related to time can be displayed
    • G—PHYSICS
    • G04—HOROLOGY
    • G04G—ELECTRONIC TIME-PIECES
    • G04G21/00—Input or output devices integrated in time-pieces
    • G04G21/04—Input or output devices integrated in time-pieces using radio waves

Definitions

  • the invention relates preferably to the field of portable devices for performing a remote electronic transaction including financial. More particularly, the invention relates to watches displaying the time with hands or any device dial and needle (s).
  • Smart wearable devices are incorporating more and more features to be competitive.
  • any application without secure contact as a transport application, payment or electronic wallet is a real differentiator for manufacturers.
  • smart watches are definitely adapted to handle the above applications quickly and ergonomically thanks to its location on the body of the end user.
  • these conventional watches equipped with contactless transaction electronics can not inform the user about the past or current contactless transaction, except to incorporate means of wireless connection with a remote mobile equipment such as a mobile phone and send transaction information to the mobile equipment equipped with a digital display that the user can view. So in the current state, the display of secured transactions made with such conventional but nonetheless intelligent watches (microprocessor chip electronic transaction processing including contactless) is performed using a device additional distinct from the watch.
  • the above problem could be solved indirectly by transmitting remote contactless transaction information to mobile equipment providing display capabilities, such as a mobile phone. But this implies that the portable device includes a wireless communication interface (but this is not possible for basic equipment). In addition, the ergonomics is strongly affected since the user must manage the watch and other equipment to perform the contactless transaction and learn about any information related to the transaction.
  • the invention aims to solve the aforementioned drawbacks.
  • the main object of the invention is to provide an ergonomic and practical means for communicating to the user, information relating to the completion of transactions. Another purpose is to use the invention preferably for radio frequency transactions including proximity (NFC), the communication of the notification or information to the user can be made immediately after completion.
  • NFC proximity
  • the subject of the invention is a portable electronic transaction device comprising at least one visible rotary needle, a microcontroller for controlling the rotation of the needle, a first remote communication interface, a transaction application (AT). to perform an electronic transaction with a remote communication system via said first interface, said microcontroller being configured to perform or transmit a notification (N) or transaction information (N) to a user;
  • the device is characterized in that the microcontroller is configured to perform said notification or information (N) by a control or rotation control of at least said needle, the degree and / or the direction of rotation being representative of said notification or information.
  • the invention also relates to an electronic transaction method using a portable electronic transaction device as above as well as an electronic transaction system using the above device and remote communication system .
  • the invention relates to a portable electronic transaction device 1A which comprises at least one visible rotary needle 3.
  • a portable electronic transaction device 1A which comprises at least one visible rotary needle 3.
  • it is a watch or clock of conventional type with needles 3, 4, 5 in a dial 6 to indicate the hour, the seconds or any other activity such as heartbeats, distances traveled by measurement of not according to a mode (first) of said conventional operation.
  • the device can be a dial of a motor vehicle or a pedal, a temperature and / or pressure sensor dial, a cardiometer for indicating, respectively with the needles, a speed and / or a number of engine revolutions, a distance traveled, a temperature, a pressure, heartbeats.
  • the device does not have a digital or digital display screen (liquid crystal, electronic paper, etc.) to display information.
  • the display can be controlled by a microprocessor including graphics.
  • the device 1A also comprises a microcontroller 8 or other programmable component for controlling the rotation of the needle in a manner known to those skilled in the art;
  • the microcontroller can for example transmit on a GPIO output 11, 12, 13 a signal to activate a relay switch (not shown) and rotate in one direction or the other each 11M, 12M, 13M respective needle drive motor 3, 4, 5 depending on the direction of the current.
  • the motor can be of the step type.
  • the device comprises a battery or battery power supply 14 for its general operation and in particular to supply a printed circuit carrying for example the various electrical / electronic components (microcontroller, interface controller, safety element, motors.
  • a battery or battery power supply 14 for its general operation and in particular to supply a printed circuit carrying for example the various electrical / electronic components (microcontroller, interface controller, safety element, motors.
  • the device also includes a first remote communication interface 15A, 15B, 15C.
  • the interface may be radio-frequency type antenna 15A to perform a communication type NFC or RFID, or UHF.
  • the communication interface may be of the optical type, especially infrared or LIFI 15C, with optical transmitter 16 and reception sensor 17.
  • the device comprises an AT transaction application stored in a program memory, (preferably secure memory belonging to an electronic security element or chip SE, 10); the AT transaction application makes it possible to perform an electronic transaction with a remote communication system 2A, 2B, 2C via said first interface 15A, 15B, 15C.
  • the remote communication system equivalently comprises a communication interface 20, 20B, 20C connected to an interface controller 29, 39, 49.
  • electronic transaction any exchange of data between a transmitter 1A and receiver 2A, 2B, 2C and implementing a software application AT, AT 'transaction; If necessary, the transaction can implement in combination or in a manner associated with at least one of the programs or data from an exchange protocol PE, specific to the type of transaction or the technology used, an AS security algorithm with or without a CA security certificate, a KS encryption session key, an authentication session / identification SAI prior to a transaction, a confirmation process on a PCC parallel channel (especially of type SMS via telecommunication network), included in a memory ( Fig. 4 ) of the device.
  • an exchange protocol PE specific to the type of transaction or the technology used
  • an AS security algorithm with or without a CA security certificate
  • a KS encryption session key an authentication session / identification SAI prior to a transaction
  • a confirmation process on a PCC parallel channel especially of type SMS via telecommunication network
  • the remote communication system 2A, 2B, 2C includes the counterpart (or correspondent) of the data and program of the device for performing the transactions ( Fig. 4 ).
  • the device and the remote system must include a banking application (AT, AT ') respectively to the EMV banking standard with the required KS, KS' and program keys. It may include a PAN credit card number or a credit card derived number (TokenPAN), and / or a unique user ID UID.
  • the system 2A, 2B, 2C can initiate the particular NFC transaction and the device can be read as a contactless card or an NFC phone.
  • the device 1A may have a card emulation mode to be passive and behave like a contactless card.
  • the invention differs from conventional devices with a sensor of physical and / or chemical parameters such as temperature, pressure, pulsation in which there is not really any exchange of data between two electronic entities each implementing an AT software application.
  • electronic transaction within the meaning of the invention; There is no either (as may be the case in the invention) exchange protocol possibly coded or encrypted by a KS security key and an algorithm in devices (watches %) conventional.
  • the transactions covered by the invention are typically, banking, financial transactions, electronic wallet, identification, authentication, access physical and / or logical premises or any computer system, any website such as a commercial site, an official website of a government or a public or private institution, a social security website, the prefecture, a tax center ...
  • the memory M (containing the elements of the figure 4 ), may be partially or totally in the main microcontroller 8 which controls the rotation of the needles with a basic program of driving the motors according to the time;
  • all or part of the memory M can be contained or in an additional separate security element (SE, 10) such as an integrated circuit chip in which the data and / or program are difficult to access, in particular because they are protected read and / or write access codes and / or encryption key and / or physically protected against physical intrusions.
  • SE security element
  • the memory M can be totally or partially in the interface controller 9.
  • the main microcontroller 8 and / or the secure element 10 and / or the radiofrequency controller 9 are normally configured individually or in combination to perform a notification or transaction information N communication with a user.
  • this notification communication or transaction information for needle devices can be made via another communicating device, such as a mobile phone associated or paired including BLUETOOTH with the device and having a digital display that can display the information to the user.
  • a mobile phone associated or paired including BLUETOOTH with the device and having a digital display that can display the information to the user.
  • the microcontroller 8 and / or the security element SE, 10 and / or the controller 9 of the radio communication interface CL CTRL is (or are) configured (s) to perform this notification communication N (or information) by directly controlling or indirectly control by the microcontroller 8 , a rotation, using each motor 11M, 12M, 13M, of at least one needle 3, 4, 5 of the device in the dial 6.
  • the degree or amplitude of rotation 40, 41 and / or the direction of rotation are representative of said notification N (or information), according to a predetermined protocol or coding, known to the user.
  • This coding or protocol may be predetermined depending on the application or user-selectable preferences in the AT software application.
  • the AT transaction software application can provide a parameterization or PI initialization routine ( Fig. 4 ) to interpret the position of the hands at the choice of the user.
  • the programmable parameters (by the user or the manufacturer) of the transaction application AT can provide a time interval (Dt1) after the transaction to issue the notification N (or information); they can provide a reiteration of the notification (or information) (RIT), a certain time of availability (Dt2) visible information or notification N notified (for example 2 to 5 seconds).
  • the invention proposes to use only at least one minute hand 4 and / or hours 3 to notify the user of the occurrence of a transaction and / or inform him of the outcome of a transaction that occurred in particular without contact.
  • the figure 1 describes a standard electronic architecture of a "classic" watch incorporating a secure contactless interface.
  • a microcontroller host (HOST MCU) 8 controls or controls the 11M, 12M, 13M needles 3, 4, 5 hour and minute motors to normally display the current time.
  • the same host microcontroller 8 or another 9, 10 may control motors of other needles 5 to display various information such as physical activity tracking, heartbeats, distance traveled, stopwatch or other depending on values. detected or picked up by sensors of the device.
  • the host microcontroller (MCU) 8 is connected to a contactless controller (CL CTRL) 9.
  • CL CTRL contactless controller
  • the latter can be a double interface electronic chip (contact and contactless like that used for a hybrid or combi chip card). Smartcard.
  • the microcontroller 8 and / or the component (SE, 8) and / or the interface controller 9 can be inserted, packaged in a component or a micro-SD card (realizing all or part of a contactless communication function); II (s) (8, 9, 10) can be included in an electronic non-contact assembly, of active type with battery (configured to emit an electromagnetic reading field of contactless transponders or RFID electronic tags) ; It (s) (8, 9, 10) can be included in the interface controller 9 (in particular of the NFC type) combined with a secure element (SE, 10) (such as an identification chip of cellular network subscriber SIM, eUICC) as those present in some phone capable of performing contactless transactions.
  • SE secure element
  • This contactless 9 interface controller (CL CTRL) is in charge of performing secure contactless transactions with a remote device 2A (such as a transport service gantry reader, payment terminal including portable terminals , a mobile phone provided with an NFC function, radiofrequency, another communicating watch including contactless or NFC ("Near Field Communication" in English terminology) as that of the invention, etc .).
  • a remote device 2A such as a transport service gantry reader, payment terminal including portable terminals , a mobile phone provided with an NFC function, radiofrequency, another communicating watch including contactless or NFC ("Near Field Communication" in English terminology) as that of the invention, etc .
  • the communication may be of another type more distant such as Bluetooth TM, WIFI, local cellular radio frequency or public via internet for a connection to a computer system S1, S2, S3 on the Internet, a server S1, S3 , S3 comprising a computer configured or configured for this purpose.
  • Bluetooth TM Bluetooth TM
  • WIFI wireless fidelity
  • local cellular radio frequency or public via internet for a connection to a computer system S1, S2, S3 on the Internet, a server S1, S3 , S3 comprising a computer configured or configured for this purpose.
  • the communication can be optical in particular with LEDs 15C, 20C or LIFI type.
  • the optical interfaces comprise an optical transmitter 16 and an optical receiver sensor 17.
  • the remote communication systems 2A, 2B, 2C comprise a interface controller 9, 29, 39 including, where appropriate, the software parameters and transaction application data corresponding to those stored in the memory M of the device. Alternatively, these are stored in a memory of a remote computer S1, S2, S3.
  • the host microcontroller receives a notification communication N (or information) from the contactless controller (CL CTRL, 9) as soon as a contactless transaction is performed.
  • the notification N can be any signal, a pulse, a train of waves, a digital information coded or not, encrypted or not.
  • the microcontroller MCU host 8 can access a secure application AT integrated in the contactless controller (CL CTRL 9) or elsewhere (SE, 10) to recover the status or balance of the transaction.
  • the controller 9 can maintain a register R1 ( Fig. 4 ) or EEPROM or RAM memory space depending on the transactions made and notify microcontroller MCU, 8 of this update.
  • the microcontroller host MCU can engage a reading of the value (N) of the register R1, its contents to extract information or notification N; This information or notification can then be translated into control signals S1, S2, S3 of at least one of the electric motors 11M, 12M, 13M actuating at least one needle 3, 4, 5.
  • the microcontroller MCU host 8 can control the minute motors and / or the hour hands, and possibly any other available needle on the device (eg, activity indicator needle), to temporarily display (for example example 2 to 5 seconds) the result of the transaction without contact coming to be realized (for example in the previous 3 seconds, or a previous second or 0.1 seconds).
  • any other available needle on the device eg, activity indicator needle
  • the communication of the notification (or information) relating to the transaction that has just occurred can remain in its notification state (visible) on the dial and disappear only on acknowledgment or user command including push button.
  • Acknowledgment may be a gesture caused by the user's jerk or wrist rotation detected by motion sensor) causing a return to a first mode or initial.
  • a switch is present on the device for voluntary action of the user may allow to notify the last transaction, or the last, or any information relating to the last transaction (eg Balance of the account or wallet ... ) by one or more pressures of the user.
  • the figure 2 is an example of what could be the behavior of the watch after the user has passed an access door 2A of a transport network (bus, subway, ).
  • the hour and minute hands temporarily indicate 18 valid tickets still available in the contactless transport application (eg in a balance register R2 ( figure 4 ) (the big hand being moved by a degree corresponding to 18 mn) and the small needle being in neutral position 0 h or midnight ( Fig. 2 ).
  • the AT payment application can be stored preferably in the microcontroller (MCU, 8). Alternatively, it may be in the radiofrequency controller (CL CTRL, 9), or in the security component SE, 10, or distributed between two or three of the components 8, 9, 10.
  • MCU microcontroller
  • CL CTRL radiofrequency controller
  • SE security component SE
  • a contactless card or active contactless module insertable in the watch can be connected to interconnect pads or connector of the watch as a SIM card, eUICC in a mobile phone.
  • the card or component may or may not include the antenna 15A.
  • the antenna 15A can be disposed in a printed circuit of the watch (carrying the motors) in particular periphery in the form of engraved turns or in the form of tracks for UHF.
  • the watch 1A may include a relay antenna (or amplifier) on a PCB (printed circuit) of the watch or outside the case 7, for example in the watch strap or glued to the back of the watch case.
  • a relay antenna or amplifier
  • PCB printed circuit
  • the signal of the radiofrequency component with antenna (which can also be a non-contact chip with tracks etched on the chip) can be amplified and have an increased range of radio frequency communication.
  • the microcontroller 8 may be configured to interrupt a (first) conventional operating mode, process said notification or transaction information in a second (or other) mode during a predetermined period of time, and then return to the first conventional operating mode.
  • the microcontroller 8 may execute software instructions corresponding to the steps of the operations or method of the invention, in particular those described above or below.
  • the watch 1A adopted, before the transaction notification N (or communication of notification or information relating to a transaction), a position of the hands (small for the hour and large for the minutes) to indicate the time since this is its normal purpose according to a first normal mode. After the transaction is completed, it is found that these needles have moved to adopt at least temporarily a notification position related to the transaction that has occurred.
  • the watch face 6 may carry a reference representative of the conclusion or not of the transaction, for example (YES) and / or "NO" preferably sufficiently spaced periphery of the dial.
  • YES the conclusion or not of the transaction
  • NO preferably sufficiently spaced periphery of the dial.
  • a needle leaves its rest or functional position (time display %) to take the position NOK for a certain period of time. If necessary, the needle goes through a neutral position such as "zero or midnight” or “six o'clock” before pointing the result of the transaction so as to avoid a static position if the needle was already on the position of the result . If necessary, this notification (or information) communication operation to the user is renewed more than once (2, 3 times) to establish a confirmation or as long as it is not paid voluntarily by the user. user (switch or jerk, wrist rotation).
  • the last notification can be recalled by the user by any action of the latter on a switch or automatically including a rotational movement of the wrist detected for example by a motion sensor or other equivalent technical solution.
  • the needle after notifying for a period of time (predetermined), the needle can then leave its notification position in a second mode related to a transaction application, to resume its initial position according to a first basic or basic functional mode or conventional, separate from a second mode linked to an electronic transaction application.
  • the watch or the device may have a dedicated needle 5 so as to maintain information related to the transaction application such as a balance.
  • the figure 3 is an example of what might be the behavior of the watch after the user has made a purchase using his contactless wallet application.
  • the activity pointer 5 indicates temporarily that the balance still reaches 30% of the baseline or initial level.
  • This reference level can be customized by the user via a wireless communication during the configuration of the device or reload for example.
  • This needle 5 can thus indicate the result of the transaction by a decrementation or incrementation of the balance or a threshold.
  • the needle Before pointing to a new balance, a transaction success can be notified more clearly than simply moving a notch of a dial (which may not be very noticeable by the user).
  • the needle may be rotated more or less rapidly or with more or less amplitude (or degree of rotation 40, 41, 42) of the needle in one direction and / or in the other one or more times.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Electromechanical Clocks (AREA)
EP16306368.8A 2016-10-18 2016-10-18 Verfahren zur meldung einer transaktionsinformation an einen nutzer eines tragbaren geräts Withdrawn EP3312685A1 (de)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP16306368.8A EP3312685A1 (de) 2016-10-18 2016-10-18 Verfahren zur meldung einer transaktionsinformation an einen nutzer eines tragbaren geräts

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
EP16306368.8A EP3312685A1 (de) 2016-10-18 2016-10-18 Verfahren zur meldung einer transaktionsinformation an einen nutzer eines tragbaren geräts

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EP3312685A1 true EP3312685A1 (de) 2018-04-25

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Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1220062A1 (de) * 2000-12-25 2002-07-03 Seiko Epson Corporation Armbanduhrvorrichtung mit Kommunikationsfunktion, Informationsdarstellungsverfahren, Steuerprogramm und Aufnahmemedium

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1220062A1 (de) * 2000-12-25 2002-07-03 Seiko Epson Corporation Armbanduhrvorrichtung mit Kommunikationsfunktion, Informationsdarstellungsverfahren, Steuerprogramm und Aufnahmemedium

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