EP2962262A4 - Procédés et agencements pour des paiements et des transactions par téléphones intelligents - Google Patents

Procédés et agencements pour des paiements et des transactions par téléphones intelligents

Info

Publication number
EP2962262A4
EP2962262A4 EP14709848.7A EP14709848A EP2962262A4 EP 2962262 A4 EP2962262 A4 EP 2962262A4 EP 14709848 A EP14709848 A EP 14709848A EP 2962262 A4 EP2962262 A4 EP 2962262A4
Authority
EP
European Patent Office
Prior art keywords
transactions
arrangements
methods
payments
smartphone
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP14709848.7A
Other languages
German (de)
English (en)
Other versions
EP2962262A2 (fr
Inventor
Tony F Rodriguez
Bruce L Davis
Tomas Filler
Brian T Macintosh
Ravi K Sharma
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Digimarc Corp
Original Assignee
Digimarc Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/792,764 external-priority patent/US9965756B2/en
Priority claimed from US13/873,117 external-priority patent/US9830588B2/en
Priority claimed from US14/074,072 external-priority patent/US20140258110A1/en
Priority claimed from US14/180,277 external-priority patent/US9311640B2/en
Application filed by Digimarc Corp filed Critical Digimarc Corp
Publication of EP2962262A2 publication Critical patent/EP2962262A2/fr
Publication of EP2962262A4 publication Critical patent/EP2962262A4/fr
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
EP14709848.7A 2013-02-26 2014-02-26 Procédés et agencements pour des paiements et des transactions par téléphones intelligents Ceased EP2962262A4 (fr)

Applications Claiming Priority (8)

Application Number Priority Date Filing Date Title
US201361769701P 2013-02-26 2013-02-26
US13/792,764 US9965756B2 (en) 2013-02-26 2013-03-11 Methods and arrangements for smartphone payments
US13/873,117 US9830588B2 (en) 2013-02-26 2013-04-29 Methods and arrangements for smartphone payments
US201361825059P 2013-05-19 2013-05-19
US14/074,072 US20140258110A1 (en) 2013-03-11 2013-11-07 Methods and arrangements for smartphone payments and transactions
US201461938673P 2014-02-11 2014-02-11
US14/180,277 US9311640B2 (en) 2014-02-11 2014-02-13 Methods and arrangements for smartphone payments and transactions
PCT/US2014/018715 WO2014134180A2 (fr) 2013-02-26 2014-02-26 Procédés et agencements pour des paiements et des transactions par téléphones intelligents

Publications (2)

Publication Number Publication Date
EP2962262A2 EP2962262A2 (fr) 2016-01-06
EP2962262A4 true EP2962262A4 (fr) 2016-08-24

Family

ID=50272764

Family Applications (1)

Application Number Title Priority Date Filing Date
EP14709848.7A Ceased EP2962262A4 (fr) 2013-02-26 2014-02-26 Procédés et agencements pour des paiements et des transactions par téléphones intelligents

Country Status (3)

Country Link
EP (1) EP2962262A4 (fr)
CN (1) CN105190659B (fr)
WO (1) WO2014134180A2 (fr)

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US9311640B2 (en) 2014-02-11 2016-04-12 Digimarc Corporation Methods and arrangements for smartphone payments and transactions
US9830588B2 (en) 2013-02-26 2017-11-28 Digimarc Corporation Methods and arrangements for smartphone payments
AU2013404001B2 (en) 2013-10-30 2017-11-30 Apple Inc. Displaying relevant user interface objects
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US10043185B2 (en) 2014-05-29 2018-08-07 Apple Inc. User interface for payments
WO2015198144A2 (fr) 2014-06-27 2015-12-30 Techflux, Ltd. Procédé et dispositif de transmission d'une unité de données
US10066959B2 (en) 2014-09-02 2018-09-04 Apple Inc. User interactions for a mapping application
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US20160358133A1 (en) 2015-06-05 2016-12-08 Apple Inc. User interface for loyalty accounts and private label accounts for a wearable device
US9940637B2 (en) 2015-06-05 2018-04-10 Apple Inc. User interface for loyalty accounts and private label accounts
US10275116B2 (en) 2015-06-07 2019-04-30 Apple Inc. Browser with docked tabs
US9955303B2 (en) 2015-07-21 2018-04-24 IP Funding Group, LLC Determining relative position with a BLE beacon
KR20170011181A (ko) * 2015-07-21 2017-02-02 엘지전자 주식회사 이동 단말기 및 그의 확장 디스플레이와 지문 인식을 이용한 결제 방법
KR102576420B1 (ko) * 2016-01-15 2023-09-08 삼성전자 주식회사 결제 수단의 인디케이션을 표시하는 방법 및 장치
KR102576667B1 (ko) * 2016-01-25 2023-09-11 애플 인크. 비-네이티브 크리덴셜들과 함께 전자 디바이스들을 사용하는 거래들의 수행
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CN106104601A (zh) * 2016-06-22 2016-11-09 北京小米移动软件有限公司 虚拟卡片激活方法及装置
CN107665440A (zh) * 2016-07-28 2018-02-06 腾讯科技（深圳）有限公司 信用账户选择方法及装置
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KR102301599B1 (ko) 2017-09-09 2021-09-10 애플 인크. 생체측정 인증의 구현
CN107680608B (zh) * 2017-09-27 2020-09-11 天津大学 一种基于喷泉码的易碎水印自恢复方法
CN110068328B (zh) * 2018-01-22 2022-08-26 腾讯科技（深圳）有限公司 导航路线生成方法、装置、计算机可读存储介质和计算机设备
CN109118215B (zh) * 2018-06-12 2021-04-27 创新先进技术有限公司 支付处理方法、装置及服务器
US11551208B2 (en) 2018-10-04 2023-01-10 Verifone, Inc. Systems and methods for point-to-point encryption compliance
CN109615379B (zh) * 2018-10-24 2023-04-21 创新先进技术有限公司 一种拒付处理系统生成方法及装置
CN109598668B (zh) * 2018-12-05 2023-03-14 吉林大学 一种基于静电力的触觉形式数字水印嵌入及检测方法
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CN110866580B (zh) * 2019-10-31 2024-01-16 天星数科科技有限公司 配置nfc智能卡的预处理方法及装置
CN110807502B (zh) * 2019-10-31 2024-04-09 天星数科科技有限公司 Nfc智能卡的配置方法及装置
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Also Published As

Publication number Publication date
CN105190659B (zh) 2021-02-05
WO2014134180A3 (fr) 2015-01-08
WO2014134180A2 (fr) 2014-09-04
EP2962262A2 (fr) 2016-01-06
CN105190659A (zh) 2015-12-23

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