EP2850572A4 - Systeme und verfahren zur nfc-transaktionsverarbeitung - Google Patents

Systeme und verfahren zur nfc-transaktionsverarbeitung

Info

Publication number
EP2850572A4
EP2850572A4 EP13791465.1A EP13791465A EP2850572A4 EP 2850572 A4 EP2850572 A4 EP 2850572A4 EP 13791465 A EP13791465 A EP 13791465A EP 2850572 A4 EP2850572 A4 EP 2850572A4
Authority
EP
European Patent Office
Prior art keywords
methods
processing systems
transaction processing
nfc transaction
nfc
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP13791465.1A
Other languages
English (en)
French (fr)
Other versions
EP2850572A1 (de
Inventor
Kevin Laracey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PayPal Inc
Original Assignee
PayPal Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/731,348 external-priority patent/US9400978B2/en
Priority claimed from US13/768,156 external-priority patent/US9305295B2/en
Application filed by PayPal Inc filed Critical PayPal Inc
Publication of EP2850572A1 publication Critical patent/EP2850572A1/de
Publication of EP2850572A4 publication Critical patent/EP2850572A4/de
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241Advertisements
    • G06Q30/0251Targeted advertisements
    • G06Q30/0253During e-commerce, i.e. online transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP13791465.1A 2012-05-14 2013-05-14 Systeme und verfahren zur nfc-transaktionsverarbeitung Withdrawn EP2850572A4 (de)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201261646523P 2012-05-14 2012-05-14
US13/731,348 US9400978B2 (en) 2010-04-09 2012-12-31 Methods and systems for selecting accounts and offers in payment transactions
US13/768,156 US9305295B2 (en) 2010-04-09 2013-02-15 Payment processing methods and systems
PCT/US2013/040953 WO2013173339A1 (en) 2012-05-14 2013-05-14 Nfc transaction processing systems and methods

Publications (2)

Publication Number Publication Date
EP2850572A1 EP2850572A1 (de) 2015-03-25
EP2850572A4 true EP2850572A4 (de) 2016-01-06

Family

ID=49584211

Family Applications (1)

Application Number Title Priority Date Filing Date
EP13791465.1A Withdrawn EP2850572A4 (de) 2012-05-14 2013-05-14 Systeme und verfahren zur nfc-transaktionsverarbeitung

Country Status (5)

Country Link
EP (1) EP2850572A4 (de)
JP (1) JP2015525383A (de)
CN (1) CN104641388B (de)
BR (1) BR112014028407A2 (de)
WO (1) WO2013173339A1 (de)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10275827B2 (en) 2013-03-14 2019-04-30 Fexco Systems and methods for transferring funds using a wireless device
CN107818464A (zh) 2016-09-14 2018-03-20 百度在线网络技术(北京)有限公司 一种在移动终端实现的nfc支付方法与装置
JPWO2021033477A1 (de) * 2019-08-16 2021-02-25
US12067552B2 (en) 2022-01-11 2024-08-20 Pi-Xcels Pte. Ltd. Method of issuing electronic receipts

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2011153281A2 (en) * 2010-06-02 2011-12-08 Visa International Service Association Trusted internal interface

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001344545A (ja) * 2000-03-29 2001-12-14 Ibm Japan Ltd 処理システム、サーバ、処理端末、通信端末、処理方法、データ管理方法、処理実行方法、プログラム
US7379921B1 (en) * 2004-11-08 2008-05-27 Pisafe, Inc. Method and apparatus for providing authentication
US20100125510A1 (en) * 2008-11-17 2010-05-20 Smith Steven M System and method of conducting transactions using a mobile wallet system
US20110066550A1 (en) * 2009-09-16 2011-03-17 Shank Clinton L System and method for a secure funds transfer
KR20110039946A (ko) * 2009-10-13 2011-04-20 주식회사 아레오네트웍스 가맹점 무선 결제 방법 및 시스템과 이를 위한 기록매체
US20110166992A1 (en) * 2010-01-06 2011-07-07 Firethorn Holdings, Llc System and method for creating and managing a stored value account associated with a client unique identifier
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
AU2011257210B8 (en) * 2010-05-27 2015-06-11 Global Blue Sa Validation method and apparatus
JP2012048694A (ja) * 2010-08-26 2012-03-08 Zybox:Kk ワンクリック決済機能付オーダリング端末機

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2011153281A2 (en) * 2010-06-02 2011-12-08 Visa International Service Association Trusted internal interface

Also Published As

Publication number Publication date
BR112014028407A2 (pt) 2017-06-27
WO2013173339A1 (en) 2013-11-21
EP2850572A1 (de) 2015-03-25
CN104641388A (zh) 2015-05-20
JP2015525383A (ja) 2015-09-03
CN104641388B (zh) 2018-07-10

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Extension state: BA ME

DAX Request for extension of the european patent (deleted)
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Owner name: PAYPAL, INC.

RA4 Supplementary search report drawn up and despatched (corrected)

Effective date: 20151207

RIC1 Information provided on ipc code assigned before grant

Ipc: G06Q 20/42 20120101AFI20151201BHEP

Ipc: H04B 5/02 20060101ALI20151201BHEP

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