Classifications

• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
  • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/04—Payment circuits
  • G06Q20/045—Payment circuits using payment protocols involving tickets
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/04—Payment circuits
  • G06Q20/045—Payment circuits using payment protocols involving tickets
  • G06Q20/0457—Payment circuits using payment protocols involving tickets the tickets being sent electronically
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
  • G06Q20/327—Short range or proximity payments by means of M-devices
  • G06Q20/3278—RFID or NFC payments by means of M-devices

Definitions

• the present invention relates to the radiofrequency distribution of electronic titles authorizing access to a product or a given service by a distribution terminal to an acquisition terminal.
• the distribution terminal is for example a mobile phone said NFC (by reference to a radiofrequency technology whose English name is "Near Field Communication”) specific.
• the acquisition terminal is a contactless connection device said
• RF for Radio Frequency
• RFID for Radio Frequency
• NFC NFC-compatible mobile phone
• Electronic titles are purchased by a user from a distributor. During a transaction, the data of the electronic title concerned are transmitted via the distribution terminal to the acquisition terminal.
• Distributed electronic titles allow access to a product or service requiring a right of access and may for example be given in a non-limiting manner: travel tickets such as subscriptions and bus and metro tickets, packages giving access to the ski lifts of a ski resort, tickets for shows, museums or sports events, prepaid mobile phone recharge tickets, or catering tickets.
• the user 2 approaches his acquisition terminal 4 with a radiofrequency access terminal 10 capable of reading and possibly writing in the radio frequency chip.
• the data 8 of the title are read, the success of their identification and / or their authentication and control of their validity allows to authorize or not access to the product or service.
• the user of an electronic title is provided with an acquisition terminal, an RFID chip card in this case, or a mobile phone with an NFC chip operating according to the same radio frequency standards and capable of emulating an RFID card .
• the electronic securities distributor uses a distribution terminal capable of reading and writing radiofrequency information in the acquisition terminal.
• TPE electronic payment terminal
• TPV point-of-sale terminal
• the system and method objects of the invention make it possible to ensure the distribution of electronic titles by means of contactless technologies by advantageously replacing the current distribution devices with consumer mobile devices such as NFC mobile phones, of reduced size. , able to read and write via contactless chips and communicate via mobile networks with an IT platform to manage the products and the distribution chain, reducing fixed infrastructure constraints and the costs of existing systems.
• the personal telephone of a potential distributor is NFC-compatible in reading and writing, the problem of the cost of a distribution terminal does not arise anymore, a computer application loaded in his personal telephone allows him to use said telephone as a distribution terminal.
• an electronic title distribution system comprises:
• a distribution terminal comprising a first communication means adapted to a first radio frequency protocol for transmitting a dedicated title in response to a validation command
• connection means between the distribution terminal and the processing platform a connection means between the distribution terminal and the processing platform, a computer application enabling authenticated communication between the distribution terminal and the processing platform,
• an acquisition mobile terminal comprising a transmission means adapted to the first radio frequency protocol and a data storage means identifying and authenticating the dedicated title.
• this validation command is on the distribution terminal.
• the link means takes a radio network.
• the distribution terminal is a mobile telephone comprising means for emulating the first communication means compatible with the transmission means of the acquisition terminal.
• the distribution terminal comprises means for emulating at least one second communication means adapted to a second radio frequency protocol.
• the mobile acquisition terminal comprises a transmission means adapted to the second radio frequency protocol.
• the invention also aims at an electronic title distribution terminal comprising a first communication means adapted to a first radio frequency protocol for transmitting a dedicated title in response to a validation command, this distribution terminal being connected by a link means to a a title processing platform, a computer application for authenticated communication between the distribution terminal and the processing platform, the dedicated title being intended for a mobile acquisition terminal which comprises a transmission means adapted to the first radio frequency protocol and data storage means identifying and authenticating this dedicated title; this distribution terminal comprises means for producing the validation command.
• the invention also relates to a method of distributing electronic titles comprising:
• connection step for initiating a transaction for at least one dedicated title between a distribution terminal and a processing platform, a control step to manage the authentication and authorization of this transaction,
• the validation step is performed by means of the distribution terminal.
• the transaction is for a plurality of securities.
• FIG. 1 a symbolic diagram of an acquisition operation of an electronic title
• the system that is the subject of the invention consists of a computer platform for processing titles 6 and distribution terminals schematized by a single NFC mobile phone 3 capable of emulating a radio frequency terminal.
• some NFC chips may allow a compatible mobile phone to emulate the functionality of a radio frequency terminal to read, transmit and write electronic title data in a card operating according to the RFID protocol or in an NFC phone.
• This system also comprises a number of acquisition terminals schematized by a single radiofrequency device 4 operating according to the same protocol and for storing as well as transmitting the data 8 identifying and / or authenticating a title giving access to a product or a service.
• the distribution terminal and / or the acquisition terminal are capable of communicating according to several radio frequency protocols. This point will not be more detailed because it is part of the general knowledge of the skilled person.
• the computer platform 6 hosts the application servers for the management of stocks and deliveries of electronic securities, the identification process of the distributors and possibly billing.
• This central platform accesses and is accessible to the mobile network 5, either directly, either via fixed links to and from which the operator of these links can establish a communication with the mobile network.
• Said fixed links may in particular be an access to the switched telephone network, to ADSL, to a specialized line of the "transfix" or "frame relay” type.
• the distribution terminals 3 are present in the distribution points. These terminals are therefore equipped with an NFC chip capable of emulating a radio frequency terminal for one or more radio frequency standards including ISO 14443 and ISO 15693.
• the acquisition terminals 4 are RFID contactless smart cards, NFC mobile phones or any other existing or future media containing a radio frequency device capable of storing and communicating data.
• the acquisition of a security takes place in the following manner.
• the user 2 goes to the distributor 1 who verifies that the condition or conditions necessary for the completion of this transaction are well met, including, for example, the payment of the title.
• the distributor performs the validation of the present transaction by means of its distribution terminal. This validation triggers the transmission of the title to the acquisition terminal of the user.
• this validation can be done by developing the following process.
• the identification and / or authentication process of the distributor 1 can be done by an "identifier / password" entry at the NFC telephone and / or the recovery of the data identifying the distribution terminal 3 as the IME1 ( "International Mobile Equipment Identity") or data identifying the associated SIM or USIM card, such as IMSI ("International Mobile Subscriber ldentity "), this information being transmitted to the central platform 6, then verified and authenticated by this platform before authorizing the continuation of a transaction.
• IME1 "International Mobile Equipment Identity”
• IMSI International Mobile Subscriber ldentity
• the distribution can be done in connected mode, the mobile phone of the distributor 3 connecting to each transaction to the computer platform 6 to obtain the relevant data 8.
• the mobile phone of the distributor 3 connects to the computer platform 6 to store a stock of securities that can be redistributed thereafter without the need to reconnect to this platform.
• the system and method according to the invention can enable the distributor telephone 3 to also distribute other prepaid products and securities in other forms such as for example SMS, MMS, or tickets printed via a printer connected to the telephone distributor, for example by a bluetooth connection.
• These products may be, for example, prepaid mobile phone recharges, fuel vouchers, gift certificates for department stores, satellite TV terminal recharges and the like.
• the embodiments of the invention presented above have been chosen for their concrete characteristics. It would not be possible, however, to exhaustively list all the embodiments covered by this invention. In particular, any means described may be replaced by equivalent means without departing from the scope of the present invention.

Landscapes

• Business, Economics & Management (AREA)
• Physics & Mathematics (AREA)
• General Physics & Mathematics (AREA)
• Engineering & Computer Science (AREA)
• Accounting & Taxation (AREA)
• Strategic Management (AREA)
• General Business, Economics & Management (AREA)
• Theoretical Computer Science (AREA)
• Computer Networks & Wireless Communication (AREA)
• Finance (AREA)
• Mobile Radio Communication Systems (AREA)
• Telephonic Communication Services (AREA)

Applications Claiming Priority (1)

Publications (1)

Family

ID=40085635

Family Applications (1)

Country Status (4)

Cited By (1)

Families Citing this family (8)

Citations (1)

Family Cites Families (12)

• 2007
  • 2007-12-28 US US12/810,588 patent/US20100332028A1/en not_active Abandoned
  • 2007-12-28 EP EP07872456A patent/EP2235689A1/de not_active Withdrawn
  • 2007-12-28 WO PCT/FR2007/002182 patent/WO2009083658A1/fr active Application Filing
  • 2007-12-28 BR BRPI0722327-7A2A patent/BRPI0722327A2/pt not_active Application Discontinuation

Patent Citations (1)

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