ECSP003465A - METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK - Google Patents

METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK

Info

Publication number
ECSP003465A
ECSP003465A ECSP003465A ECSP003465A EC SP003465 A ECSP003465 A EC SP003465A EC SP003465 A ECSP003465 A EC SP003465A EC SP003465 A ECSP003465 A EC SP003465A
Authority
EC
Ecuador
Prior art keywords
account
vpl
ipa
ppp
eft
Prior art date
Application number
Other languages
Spanish (es)
Inventor
Denis O'leary
Agostino Vincent F D
Jessica Burney
Adam Hoffman
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed filed Critical
Priority to ECSP003465 priority Critical patent/ECSP003465A/en
Publication of ECSP003465A publication Critical patent/ECSP003465A/en

Links

Abstract

Sistema y método para efectuar mensajes de crédito de transferencia de fondos electrónicos, Los componentes de estructura principal del sistema incluyen: Procesador portal de pagos (PPP), cuenta a todo pago internet (IPA), caja de seguridad privada virtual (VPL) e reporter de cuentas asociado, redes EFT existentes y tarjeta de efectivo para acceso a cuenta VPL o LP. PPP es la aplicación de software que permite un portal seguro para acceso (enlace) a la cuenta de depósito de demanda del usuario (DDA) o la cuenta IPA, pudiendo ser combinado con la funcionalidad del monedero digital tradicional. Los consumidores usan el monedero mejorado de PPP para respaldar su cuenta, comprar en la red, pagar facturas, cancelarle a alguien, almacenar recibos electrónicos e historia de las transacciones y chequear su reciente actividad de monedero mejorado de PPP. La cuenta es una cuenta de propósito especial con funcionalidad limitada para hacer pagos electrónicos en la forma de mensajes de créditode EFT, VPI, una función limitada que recibe sólo cuentas de pagos de recibos electrónicos a través de EFT. El repórter de cuenta es un portal para ver historia de las transacciones y saldo de las cuentas VPL e IPA, provisto en linea, informes de transacciones de tiempo real y para reconciliar cuentas por cobrar/registros de compras freule a ingrso de pagos de EFT. La tarjeta fisisca puede estar asociada con la cuenta VPL o IPA a fin de proporcionar capacidad de débito a PIN.System and method for making electronic funds transfer credit messages. The main structure components of the system include: Payment Portal Processor (PPP), Internet Full Payment Account (IPA), Virtual Private Safe (VPL) and Reporter associated accounts, existing EFT networks and cash card to access VPL or LP account. PPP is the software application that allows a secure portal for access (link) to the user's demand deposit account (DDA) or the IPA account, and can be combined with the functionality of the traditional digital wallet. Consumers use the enhanced PPP wallet to back up their account, shop online, pay bills, cancel someone, store electronic receipts and transaction history, and check their recent improved PPP wallet activity. The account is a special purpose account with limited functionality for making electronic payments in the form of EFT credit messages, VPIs, a limited function that receives only electronic receipt payment accounts through EFT. The account reporter is a portal to view transaction history and balance of VPL and IPA accounts, provided online, real-time transaction reports and to reconcile accounts receivable / purchase records from EFT payments. The physical card may be associated with the VPL or IPA account in order to provide debit capacity to PIN.

ECSP003465 2000-04-28 2000-04-28 METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK ECSP003465A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
ECSP003465 ECSP003465A (en) 2000-04-28 2000-04-28 METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ECSP003465 ECSP003465A (en) 2000-04-28 2000-04-28 METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK

Publications (1)

Publication Number Publication Date
ECSP003465A true ECSP003465A (en) 2000-08-18

Family

ID=42041092

Family Applications (1)

Application Number Title Priority Date Filing Date
ECSP003465 ECSP003465A (en) 2000-04-28 2000-04-28 METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK

Country Status (1)

Country Link
EC (1) ECSP003465A (en)

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