ECSP003465A - METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK - Google Patents
METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORKInfo
- Publication number
- ECSP003465A ECSP003465A ECSP003465A ECSP003465A EC SP003465 A ECSP003465 A EC SP003465A EC SP003465 A ECSP003465 A EC SP003465A EC SP003465 A ECSP003465 A EC SP003465A
- Authority
- EC
- Ecuador
- Prior art keywords
- account
- vpl
- ipa
- ppp
- eft
- Prior art date
Links
Abstract
Sistema y método para efectuar mensajes de crédito de transferencia de fondos electrónicos, Los componentes de estructura principal del sistema incluyen: Procesador portal de pagos (PPP), cuenta a todo pago internet (IPA), caja de seguridad privada virtual (VPL) e reporter de cuentas asociado, redes EFT existentes y tarjeta de efectivo para acceso a cuenta VPL o LP. PPP es la aplicación de software que permite un portal seguro para acceso (enlace) a la cuenta de depósito de demanda del usuario (DDA) o la cuenta IPA, pudiendo ser combinado con la funcionalidad del monedero digital tradicional. Los consumidores usan el monedero mejorado de PPP para respaldar su cuenta, comprar en la red, pagar facturas, cancelarle a alguien, almacenar recibos electrónicos e historia de las transacciones y chequear su reciente actividad de monedero mejorado de PPP. La cuenta es una cuenta de propósito especial con funcionalidad limitada para hacer pagos electrónicos en la forma de mensajes de créditode EFT, VPI, una función limitada que recibe sólo cuentas de pagos de recibos electrónicos a través de EFT. El repórter de cuenta es un portal para ver historia de las transacciones y saldo de las cuentas VPL e IPA, provisto en linea, informes de transacciones de tiempo real y para reconciliar cuentas por cobrar/registros de compras freule a ingrso de pagos de EFT. La tarjeta fisisca puede estar asociada con la cuenta VPL o IPA a fin de proporcionar capacidad de débito a PIN.System and method for making electronic funds transfer credit messages. The main structure components of the system include: Payment Portal Processor (PPP), Internet Full Payment Account (IPA), Virtual Private Safe (VPL) and Reporter associated accounts, existing EFT networks and cash card to access VPL or LP account. PPP is the software application that allows a secure portal for access (link) to the user's demand deposit account (DDA) or the IPA account, and can be combined with the functionality of the traditional digital wallet. Consumers use the enhanced PPP wallet to back up their account, shop online, pay bills, cancel someone, store electronic receipts and transaction history, and check their recent improved PPP wallet activity. The account is a special purpose account with limited functionality for making electronic payments in the form of EFT credit messages, VPIs, a limited function that receives only electronic receipt payment accounts through EFT. The account reporter is a portal to view transaction history and balance of VPL and IPA accounts, provided online, real-time transaction reports and to reconcile accounts receivable / purchase records from EFT payments. The physical card may be associated with the VPL or IPA account in order to provide debit capacity to PIN.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ECSP003465 ECSP003465A (en) | 2000-04-28 | 2000-04-28 | METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ECSP003465 ECSP003465A (en) | 2000-04-28 | 2000-04-28 | METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK |
Publications (1)
Publication Number | Publication Date |
---|---|
ECSP003465A true ECSP003465A (en) | 2000-08-18 |
Family
ID=42041092
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
ECSP003465 ECSP003465A (en) | 2000-04-28 | 2000-04-28 | METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK |
Country Status (1)
Country | Link |
---|---|
EC (1) | ECSP003465A (en) |
-
2000
- 2000-04-28 EC ECSP003465 patent/ECSP003465A/en unknown
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