EA201892242A1 - Способ осуществления транзакции по передаче цифровой ценности и система передачи цифровых ценностей для его осуществления - Google Patents

Способ осуществления транзакции по передаче цифровой ценности и система передачи цифровых ценностей для его осуществления

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Publication number
EA201892242A1
EA201892242A1 EA201892242A EA201892242A EA201892242A1 EA 201892242 A1 EA201892242 A1 EA 201892242A1 EA 201892242 A EA201892242 A EA 201892242A EA 201892242 A EA201892242 A EA 201892242A EA 201892242 A1 EA201892242 A1 EA 201892242A1
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EA
Eurasian Patent Office
Prior art keywords
transaction
payer
authentication
transfer
additional
Prior art date
Application number
EA201892242A
Other languages
English (en)
Other versions
EA035281B1 (ru
Inventor
Александр Кудь
Original Assignee
Товарыство З Обмеженою Видповидальнистю "Симкорд"
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Application filed by Товарыство З Обмеженою Видповидальнистю "Симкорд" filed Critical Товарыство З Обмеженою Видповидальнистю "Симкорд"
Publication of EA201892242A1 publication Critical patent/EA201892242A1/ru
Publication of EA035281B1 publication Critical patent/EA035281B1/ru

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G06Q20/0655—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrally
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Объектом группы изобретений является способ осуществления транзакции по передаче цифровой ценности и система для его осуществления. Группа изобретений предназначена для использования при управлении правами на цифровые ценности и в финансовой сфере. Способ предусматривает ввод плательщиком в систему указанных им первичных и вторичных артефактов аутентификации и дополнительных условий осуществления транзакции. Первичные артефакты аутентификации создают с использованием физического объекта. Для завершения транзакции предусмотрен ввод получателем первичных и вторичных артефактов аутентификации, указанных плательщиком, и выполнение дополнительных условий осуществления транзакции, указанных плательщиком. Система содержит процессинговый сервер, сервер сохранения шаблонов аутентификации, модуль проверки артефактов аутентификации, публичный распределенный реестр данных о транзакциях. Техническим результатом является повышение надежности осуществления транзакции, предоставление плательщику возможности устанавливать на свое усмотрение и вводить в систему дополнительные условия осуществления транзакции и дополнительные параметры аутентификации получателя, возможность выполнения транзакции в определенную плательщиком дату и время или любой желаемый период времени.
EA201892242A 2017-04-25 2017-06-21 Способ осуществления транзакции по передаче цифровой ценности и система передачи цифровых ценностей для его осуществления EA035281B1 (ru)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
UAA201704103 2017-04-25
PCT/UA2017/000068 WO2017196289A2 (en) 2017-04-25 2017-06-21 The method for executing a digital value transfer transaction and the digital value transfer system for its implementation

Publications (2)

Publication Number Publication Date
EA201892242A1 true EA201892242A1 (ru) 2019-01-31
EA035281B1 EA035281B1 (ru) 2020-05-25

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
EA201892242A EA035281B1 (ru) 2017-04-25 2017-06-21 Способ осуществления транзакции по передаче цифровой ценности и система передачи цифровых ценностей для его осуществления

Country Status (3)

Country Link
US (1) US20190295083A1 (ru)
EA (1) EA035281B1 (ru)
WO (1) WO2017196289A2 (ru)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20190188698A1 (en) * 2017-12-19 2019-06-20 Tbcasoft, Inc. Computer apparatus for cross-ledger transfers between distributed ledgers
WO2020219004A1 (en) * 2019-04-25 2020-10-29 Tovarystvo Z Obmezhenoiu Vidpovidalnistiu "Simcord" Method for executing a money transfer transaction for a specific purpose
WO2020256681A1 (en) * 2019-06-18 2020-12-24 Tovarystvo Z Obmezhenoiu Vidpovidalnistiu "Simcord" Digital asset transfer system
WO2020256680A1 (en) * 2019-06-18 2020-12-24 Tovarystvo Z Obmezhenoiu Vidpovidalnistiu "Simcord" Method for executing a digital asset transfer transaction
US12118812B2 (en) 2020-07-30 2024-10-15 International Business Machines Corporation User-created financial instruments

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7107249B2 (en) * 2001-03-31 2006-09-12 First Data Corporation Electronic identifier payment systems and methods
US9406063B2 (en) * 2002-10-01 2016-08-02 Dylan T X Zhou Systems and methods for messaging, calling, digital multimedia capture, payment transactions, global digital ledger, and national currency world digital token
US20160071097A1 (en) * 2014-09-05 2016-03-10 Silouet, Inc. Payment system that reduces or eliminates the need to exchange personal information
US9870562B2 (en) * 2015-05-21 2018-01-16 Mastercard International Incorporated Method and system for integration of market exchange and issuer processing for blockchain-based transactions
EP4354311A3 (en) * 2015-10-17 2024-05-22 Banqu, Inc. Blockchain-based identity and transaction platform

Also Published As

Publication number Publication date
US20190295083A1 (en) 2019-09-26
WO2017196289A3 (en) 2017-12-14
EA035281B1 (ru) 2020-05-25
WO2017196289A2 (en) 2017-11-16

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