EA201700612A1 - METHOD AND SYSTEM OF TRANSACTIONS IMPLEMENTATION USING REVERSE MECHANISM - Google Patents

METHOD AND SYSTEM OF TRANSACTIONS IMPLEMENTATION USING REVERSE MECHANISM

Info

Publication number
EA201700612A1
EA201700612A1 EA201700612A EA201700612A EA201700612A1 EA 201700612 A1 EA201700612 A1 EA 201700612A1 EA 201700612 A EA201700612 A EA 201700612A EA 201700612 A EA201700612 A EA 201700612A EA 201700612 A1 EA201700612 A1 EA 201700612A1
Authority
EA
Eurasian Patent Office
Prior art keywords
transaction
amount
execution
reversal
issuing
Prior art date
Application number
EA201700612A
Other languages
Russian (ru)
Other versions
EA032359B1 (en
Inventor
Валерий Валерьевич ТОЛКАЧЕВ
Сергей Юрьевич САЕНКО
Денис Васильевич Толчак
Александр Сергеевич СЫСУЕВ
Алексей Максимович ПОЛОМСКИЙ
Михаил Алексеевич КОНДРАТЬЕВ
Дмитрий Борисович ЕМЕЛЬЯНОВ
Алексей Сергеевич АСКЕРКО
Original Assignee
Публичное Акционерное Общество "Сбербанк России" (Пао Сбербанк)
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Публичное Акционерное Общество "Сбербанк России" (Пао Сбербанк) filed Critical Публичное Акционерное Общество "Сбербанк России" (Пао Сбербанк)
Publication of EA032359B1 publication Critical patent/EA032359B1/en
Publication of EA201700612A1 publication Critical patent/EA201700612A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals

Abstract

Настоящее техническое решение относится к способу и системе осуществления транзакций с помощью механизма реверсалов. Техническим результатом является расширение функциональных возможностей УС, за счет реализации механизма реверсалов при обработке транзакционных запросов, расширяющих автоматизированные сценарии выполнения транзакций при отсутствии возможности выдачи запрашиваемой суммы ДС. Заявлен способ осуществления транзакций с помощью механизма частичных реверсалов, который содержит этапы, на которых получают в канале устройства самообслуживания (УС) пользовательский запрос на выполнение транзакции по выдаче денежных средств (ДС), причем запрос содержит, по меньшей мере, сумму ДС; осуществляют анализ запроса, при котором осуществляют проверку возможности осуществления запрошенной транзакции по выдаче ДС; передают от УС информацию о транзакции на удаленный сервер для активации механизма управления реверсалами, реализующего выполнение полного или частичного реверсала; осуществляют первичную попытку выполнения транзакции, при которой проверяется наличие требуемой суммы ДС в УС; определяют отклонение в доступной для выдачи сумме ДС в УС; определяют сумму ДС в УС, доступную для выдачи, причем активируют выполнение частичного реверсала, при котором инициируют повторную попытку выполнения транзакции с набором для выдачи меньшей суммы ДС, или активируют выполнение полного реверсала, при котором инициируют повторную попытку выполнения транзакции с набором для выдачи большей суммы ДС; получают пользовательский ввод в ответ на выполнение транзакции согласно активированному режиму реверсалов и осуществляют транзакцию в зависимости от упомянутого активированного режима реверсала.The present technical solution relates to a method and system for making transactions using the mechanism of reversals. The technical result is the extension of the functionality of the CSS, due to the implementation of the reversal mechanism in the processing of transactional requests that extend the automated scenarios for the execution of transactions in the absence of the possibility of issuing the requested amount of DS. A method of making transactions using a partial reversal mechanism has been claimed, which contains the steps in which a user’s request for performing a cash delivery transaction (DS) is received in a self-service device channel (AC), with the request containing at least the amount of DS; carry out the analysis of the request, at which they verify the possibility of the requested transaction for issuing the DS; transmitting from the CS information about the transaction to a remote server in order to activate the mechanism for controlling reversals, which implements the execution of a full or partial reversal; make an initial attempt to complete a transaction in which the presence of the required amount of DS in the CM is checked; determine the deviation in the available for issuing the amount of DS in the CSS; determine the amount of DS in the US, available for issuing, and activate the execution of partial reversal, at which initiate a second attempt to perform the transaction with a set to issue a smaller amount of DS, or activate the execution of a full reversal, at which they initiate a second attempt to perform a transaction with a set to issue a larger amount DS; receive user input in response to the execution of the transaction according to the activated mode of reversals and carry out the transaction depending on the mentioned activated mode of the reversal.

EA201700612A 2017-11-20 2017-12-27 METHOD AND SYSTEM OF TRANSACTIONS IMPLEMENTATION USING REVERSE MECHANISM EA201700612A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
RU2017140224A RU2678655C1 (en) 2017-11-20 2017-11-20 Method and system of transaction implementation using reversal mechanism

Publications (2)

Publication Number Publication Date
EA032359B1 EA032359B1 (en) 2019-05-31
EA201700612A1 true EA201700612A1 (en) 2019-05-31

Family

ID=65273664

Family Applications (1)

Application Number Title Priority Date Filing Date
EA201700612A EA201700612A1 (en) 2017-11-20 2017-12-27 METHOD AND SYSTEM OF TRANSACTIONS IMPLEMENTATION USING REVERSE MECHANISM

Country Status (3)

Country Link
EA (1) EA201700612A1 (en)
RU (1) RU2678655C1 (en)
WO (1) WO2019098874A1 (en)

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5745886A (en) * 1995-06-07 1998-04-28 Citibank, N.A. Trusted agents for open distribution of electronic money
US7467744B1 (en) * 1999-11-30 2008-12-23 Diebold, Incorporated Check accepting and cash dispensing automated banking machine system and method
US8636203B1 (en) * 2005-12-06 2014-01-28 Visa U.S.A. Inc. Partial authorization of a financial transaction
US20070131757A1 (en) * 2005-12-08 2007-06-14 Hamilton Andrew R Method and system for error detection in an automated teller machine
US8108726B2 (en) * 2010-03-18 2012-01-31 Bank Of America Corporation Adaptive diagnostics for implementation of an automated teller machine (“ATM”) thin-client mode
MX351934B (en) * 2010-08-25 2017-11-01 Ace Series A Holdco Llc Authorization of cash delivery.
US9004353B1 (en) * 2012-03-12 2015-04-14 Diebold Self-Service Systems Division Of Diebold, Incorporated Check cashing automated banking machine
US20130297501A1 (en) * 2012-05-04 2013-11-07 Justin Monk System and method for local data conversion

Also Published As

Publication number Publication date
WO2019098874A1 (en) 2019-05-23
EA032359B1 (en) 2019-05-31
RU2678655C1 (en) 2019-01-30

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Legal Events

Date Code Title Description
MM4A Lapse of a eurasian patent due to non-payment of renewal fees within the time limit in the following designated state(s)

Designated state(s): AM AZ BY KZ KG TJ TM RU

NF4A Restoration of lapsed right to a eurasian patent

Designated state(s): AM AZ BY KZ KG TJ TM RU