EA200600717A1 - METHOD OF PERFORMING THE PAYMENT FINANCIAL OPERATION (OPTIONS) - Google Patents

METHOD OF PERFORMING THE PAYMENT FINANCIAL OPERATION (OPTIONS)

Info

Publication number
EA200600717A1
EA200600717A1 EA200600717A EA200600717A EA200600717A1 EA 200600717 A1 EA200600717 A1 EA 200600717A1 EA 200600717 A EA200600717 A EA 200600717A EA 200600717 A EA200600717 A EA 200600717A EA 200600717 A1 EA200600717 A1 EA 200600717A1
Authority
EA
Eurasian Patent Office
Prior art keywords
sum
sender
amount
account
money
Prior art date
Application number
EA200600717A
Other languages
Russian (ru)
Other versions
EA008185B1 (en
Inventor
Леонид Алексеевич Шуваев
Иван Иванович Черный
Original Assignee
Общество С Ограниченной Ответственностью «Интерактивная Мобильная Процессинговая Компания "Мегапэй"»
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Общество С Ограниченной Ответственностью «Интерактивная Мобильная Процессинговая Компания "Мегапэй"» filed Critical Общество С Ограниченной Ответственностью «Интерактивная Мобильная Процессинговая Компания "Мегапэй"»
Priority to EA200600717A priority Critical patent/EA200600717A1/en
Publication of EA008185B1 publication Critical patent/EA008185B1/en
Publication of EA200600717A1 publication Critical patent/EA200600717A1/en

Links

Abstract

Изобретение предлагает способ совершения платежной финансовой операции, включающий списание денежной суммы со счета отправителя денежных средств и зачисление этой суммы на счет получателя денежных средств, идентификацию отправителя и получателя в центре обработки финансовых операций и формирование платежного документа, удостоверяющего факт совершения финансовой операции и содержащего, по меньшей мере, идентификатор операции и указанную сумму. Отличительными особенностями способа является то, что он включает предварительное блокирование на счете отправителя в течение установленного периода времени денежной суммы в размере, равном или большем размера списываемой суммы, причем отправитель передает с использованием средств беспроводной связи команду на блокирование указанной денежной суммы в центр обработки финансовых операций, который осуществляет списание суммы не позднее истечения установленного периода времени.The invention proposes a method of making a payment financial transaction, including debiting a sum of money from the sender’s account and crediting this sum to the recipient’s account, identifying the sender and recipient in the financial processing center and generating a payment document certifying the fact of the financial transaction and at least the transaction ID and the specified amount. Distinctive features of the method are that it includes a preliminary blocking of a sum of money equal to or greater than the amount of the debited amount on the sender’s account for a specified period of time, and the sender sends, using wireless means, a command to block the specified sum of money to the financial processing center which deducts the amount no later than the expiration of the specified period of time.

EA200600717A 2006-01-23 2006-01-23 METHOD OF PERFORMING THE PAYMENT FINANCIAL OPERATION (OPTIONS) EA200600717A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EA200600717A EA200600717A1 (en) 2006-01-23 2006-01-23 METHOD OF PERFORMING THE PAYMENT FINANCIAL OPERATION (OPTIONS)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
EA200600717A EA200600717A1 (en) 2006-01-23 2006-01-23 METHOD OF PERFORMING THE PAYMENT FINANCIAL OPERATION (OPTIONS)

Publications (2)

Publication Number Publication Date
EA008185B1 EA008185B1 (en) 2007-04-27
EA200600717A1 true EA200600717A1 (en) 2007-04-27

Family

ID=41639541

Family Applications (1)

Application Number Title Priority Date Filing Date
EA200600717A EA200600717A1 (en) 2006-01-23 2006-01-23 METHOD OF PERFORMING THE PAYMENT FINANCIAL OPERATION (OPTIONS)

Country Status (1)

Country Link
EA (1) EA200600717A1 (en)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013103285A1 (en) * 2012-01-05 2013-07-11 Zhaxylykov Kayrat Khayrullovich Savings and payment system
RU2568057C2 (en) * 2014-03-28 2015-11-10 Закрытое акционерное общество "Аладдин Р.Д." Method of executing electronic transactions between remote parties when communicating via communication channels
WO2018236588A3 (en) * 2017-06-23 2019-01-31 Collateral Opportunities, Llc Exchanging information between mobile devices and phone systems
RU2761419C1 (en) * 2020-11-11 2021-12-08 Акционерное общество "Национальная система платежных карт" Method and system for transferring monetary funds from account to account

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2673399C1 (en) * 2017-09-07 2018-11-26 Олег Александрович Серебренников Method of preserving savings purchasing ability

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6104999A (en) * 1998-04-06 2000-08-15 Ameritech Corporation Transaction sets for automated electronic ordering of telecommunications products and services
WO2000031699A1 (en) * 1998-11-22 2000-06-02 Easy Charge Cellular (Pty) Limited Method of, and apparatus for, conducting electronic transactions
UA64840C2 (en) * 2001-10-12 2004-03-15 Віталій Євгенович Леонідов-Каневський Method of fulfilling payments by electronic facilities (variants)
RU2263347C2 (en) * 2003-11-04 2005-10-27 Общество с ограниченной ответственностью "Мобилити" Method for performing transactions of users of mobile communication devices and computerized cashless transaction system for realization of said method

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013103285A1 (en) * 2012-01-05 2013-07-11 Zhaxylykov Kayrat Khayrullovich Savings and payment system
RU2568057C2 (en) * 2014-03-28 2015-11-10 Закрытое акционерное общество "Аладдин Р.Д." Method of executing electronic transactions between remote parties when communicating via communication channels
WO2018236588A3 (en) * 2017-06-23 2019-01-31 Collateral Opportunities, Llc Exchanging information between mobile devices and phone systems
RU2761419C1 (en) * 2020-11-11 2021-12-08 Акционерное общество "Национальная система платежных карт" Method and system for transferring monetary funds from account to account

Also Published As

Publication number Publication date
EA008185B1 (en) 2007-04-27

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Legal Events

Date Code Title Description
MM4A Lapse of a eurasian patent due to non-payment of renewal fees within the time limit in the following designated state(s)

Designated state(s): RU