EA006286B1 - Method, computer program and computer system for a prepaid telecommunication service - Google Patents

Abstract

The invention relates to a method for a prepaid telecommunication service, comprising the following steps: first transmission of a booking amount from a first telecommunication device and an identifier associated with the first telecommunication device to a server, production of a temporary booking identifier in the server, storage in the server of the temporary booking identifier with the identifier associated with the first telecommunication device acting as a key, second transmission of the temporary booking identifier to the first telecommunication device, third transmission of the temporary identifier, the identifier associated with the first telecommunication device and an identifier associated with the second telecommunication device to the server.

Description

The prior art methods of charging for the use of the phone using the so-called pre-payment systems. Such systems are known, for example, from patent documents i8-L-5,915,226; i8-L-b, 226.366; υδ-Λ-6,236,851; No. 0 95/35 619 and No. 0 95/34 161.

A prepayment system for the use of telecommunication services is offered, for example, by the company WobaGope in the form of the product E2-Ca11Ua (\\ l \ lt.b2uobaGope.be / sa11ua). In accordance with the concept of this system, the subscriber purchases the so-called voucher or scratch cards (a card with an erasable protective layer that hides the card number), on which the so-called voucher number is printed. To replenish his advance account, a subscriber of a telecommunication service calls from his mobile phone by the service number and enters the voucher number from the keyboard of his mobile phone. The accrued amount corresponding to the voucher number is then recorded on the subscriber’s credit.

The disadvantage is the cost of producing voucher or scratch cards, as well as the organizational costs required to distribute these cards. The inconvenience for the subscriber is that you have to manually enter a relatively long voucher number, usually consisting of twelve digits.

Various commercial products are offered for arranging prepayment to telecommunication service providers, for example, OVSA Rgera1b 8et1se Sep1et of the company OVSA Kag1epkuk1te STN, Rabotbot Vkhlhlt.ogda.sot). From this web address you can download information about the product Typkshd 8o1i1yupk Gog Rgera1b.

Other products for arranging prepayment are issued by 81etepk AC. This includes, in particular, the product УОМ8Хртекк, which is a voucher management system for managing prepaid cards and accounting transactions (\ y \ y \ u.rke.k1etepk.a1).

Products for organizing prepayment and the so-called voucher management are also produced by Wikshekk Jobs 8uk1etk (\ y \ u \ u.Kiktekkososhs.so.ik) and Bod1sa (\ u \ u \ u.1oshsa.sot).

A common feature of these well-known prepayment systems is the need for a so-called voucher printing system, i.e. the need to produce so-called voucher, scratch, or payment cards with a voucher number printed on them.

Various other non-cash payment systems using mobile phones are known in the art. These are the so-called debit systems, for example, for paying for travel in local transport (see Satb-Rotit 02/2002, Napbuk Gig Vagdeb ipb Tyukey. Atpb! NoEeb).

From patent document No. 100 02 032 A1, a method for making cashless payments using a mobile phone is known. To use this method, both the sender of the payment and the payee must be registered in the registration computer, which is part of the settlement system. The registration computer stores information about the sender and recipient of the payment, which may be requested when transmitting the corresponding identification code.

To make a cashless payment, the sender of the payment dials the registration computer number on his mobile phone. The registration computer identifies the sender of the payment by the subscriber identification module (8xBegin 1bOBiTs Mobi1e, 81M) or by mobile phone number. Then the sender of the payment from the keyboard of his mobile phone enters the identification number of the payee, posted, for example, at the cash desk of the payment point, and the amount to be paid.

Following this, a corresponding transfer is made to the account of the payee. This system allows, therefore, only to enter by mobile phone payment orders in favor of the payee. No other operations beyond this are possible, so this system lacks the necessary flexibility.

From patent document No. 101 01 815 A1, the use of a mobile phone as an integral part of a non-cash electronic payment system is known. The payee informs the sender via the mobile phone interface of his account number and bank code. This information and the amount payable are automatically transferred via the mobile communication network from the phone of the sender of the payment to his account. The right to perform an operation is checked using a code set consisting of four blocks. The transferred amount is written to the credit of the specified account of the payee. The disadvantage of this system is that, in addition to entering a payment order, no other financial transactions are possible.

From patent document EP 1 016 263 B1, a settlement system and a settlement procedure in a telecommunication system are known. In this case, the amount of payment for telecommunication services debited from the subscriber is determined statistically from the previous connections of this subscriber.

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From patent document υ8-Α-6,173,175 B1, a method for generating calculation data in a telecommunication system is known. This system allows groups of telecommunications participants to share a common account.

From patent document XVO 01/48714 A1, a method for making payment transactions using mobile phones is known. In the first phase, the mobile device participating in the transfer operation and the payment terminal are compared with each other in the operation center. In the second phase, through the operation center, a transfer operation is performed between the mobile device and the payment terminal. The second phase is initiated by the operations center by transferring the requirement to make a payment to the mobile device participating in the given payment operation. The disadvantage of this known system is mainly that it only allows you to make a payment based on the relevant payment request from the operations center, but does not provide for any other financial transactions. Therefore, this system does not have sufficient flexibility.

From patent document No. 100 37 175 A1, a method for confirming an operation using a mobile phone is known. To confirm the operation, confirming data is transmitted to the participants in the transaction through the data transmission channel. As the data transmission channel, the so-called channel υδδΌ (ipkmsShgeb 8irr1etep! Agu 8egu1sek Ea1a) is used. especially in С8М, СРК8 or υΜΤδ networks, as well as the so-called PC8 channel (Real! Sobe 8egu1se), especially in the network 18-41.

Disclosure of invention

The basis of the invention is the task of creating another method, a computer program and a computer system for a prepaid telecommunication service, suitable for paying for the use of telecommunication services and having a high degree of flexibility.

The problem underlying the invention is solved in accordance with the independent claims. Preferred embodiments of the invention are indicated in the dependent claims.

The present invention provides the ability to provide prepaid telecommunications services without physical voucher, scratch, or payment cards. This allows you to do without the cost of producing cards and organizational costs for their distribution.

In one preferred embodiment of the invention, the server determines a temporary payment identifier for the transfer amount containing a random number. This temporary payment identifier is valid only in combination with the identifier of the telecommunication apparatus of the payee. Preferably, such a temporary payment identifier is relatively short and consists, for example, of four digits. Therefore, the user enters only a payment identifier that is very short compared with the prior art.

The indicated device identifier may be, for example, the device number, i.e. Μ8Ι8ΌΝ (MoЫ1e δίαΐίοη Ι8ΌΝ МспЬег), or ΙΜ8Ι (Iп1егпАпан1 МЫ1е 8иксг1е Shepisiysyop, the unique international identifier of the subscriber), or ΤΜ8 Т (Tetrogag My11e 8iсг1ке the subscriber’s or another, temporary or local person).

The term “payment” in this text further denotes various types of operations for transferring monetary amounts, for example, debiting from an account, crediting to an account, transfer from account to account, etc.

According to another preferred embodiment of the invention, the temporary payment identifier is valid only for a very short period of time. For this, the temporary payment identifier is provided with a time stamp (hereinafter also referred to as the “time stamp”).

The temporary payment identifier is valid only for a specified period of time starting from the moment the time stamp is counted down. The predetermined period of time during which the temporary payment identifier is valid can be selected very short, for example, on the order of several minutes. The specified period of time should last only as long as it is necessary under typical conditions for transferring a temporary payment identifier to the telecommunications device of the payee, for sending a temporary payment identifier to the payer and entering a temporary payment identifier in the telecommunications device of the payer, as well as transferring it back to the server.

In another preferred embodiment, the payee is a seller, such as a dealer. The seller has one or more telecommunication devices, whose phone numbers are registered on the server as identifiers. In addition, the seller company has an identifier, that is, the so-called identification number of the outlet (PO8 GO, Roche! O £ 8a1ek Shepjysayop Mtspieg).

Suppose one of the seller’s employees accepts a cash payment amount. After that, this employee enters the corresponding accrued amount through a registered mobile phone, which, for example, is assigned to this seller. This accrued amount is transferred to the server via the mobile communication network and is counted to the seller using the identifier of the mobile device of the seller’s employee.

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After that, a temporary payment identifier is determined, which is transmitted by the server to the seller’s mobile device. The seller informs this temporary payment identifier to the client (subscriber), who had previously paid in cash. This message can be made orally or through a communication connection between the mobile devices of the seller’s employee and the customer, for example via an infrared interface.

After that, the temporary payment identifier and ΡΟ8 ΙΌ of the seller is transmitted from the client’s mobile device via the mobile communication network to the server, and its validity is checked there (authenticity check). If the temporary payment identifier is valid, the server can write the transferred amount to the client’s account. Preferably, these account turnovers are accounted for in the seller’s account for subsequent settlement of the telecommunications service provider with the seller.

According to another preferred embodiment of the invention, the server, after checking the validity of the temporary payment identifier, creates a permanent payment identifier. You can use the well-known voucher management systems to determine a permanent payment identifier. For example, using such a voucher management system, a list of voucher numbers, that is, permanent payment identifiers, is created. According to the invention, in this case, at least a part of the permanent payment identifiers contained in this list is not used to create voucher cards, but to convert temporary payment identifiers.

Thus, for a temporary payment identifier recognized as valid, a permanent payment identifier is selected from the list of permanent payment identifiers, and the selected permanent payment identifier is deleted from the list. Then, the permanent payment identifier via the mobile communication network is transmitted to the subscriber’s mobile device. Now the subscriber can use the permanent payment identifier in a known manner, and he does not need any physical voucher card. A subscriber can also call a specific service number and enter a permanent payment identifier to activate his payment.

The subscriber can also save a permanent payment identifier in the memory of his mobile device for future use or transfer it to a third party. Such a transfer can be made, for example, in the form of 8M8.

In yet another preferred embodiment of the invention, the telecommunication service subscriber can transfer from his advance account to the advance account of another telecommunication service subscriber. In this way, payment can be made for any goods and services.

To make a transfer, a telecommunication service subscriber wishing to enter a payment order enters the amount from his mobile device, which must be transferred to the account of the payee. After that, the server determines the temporary identifier of the payment, which is transmitted to the mobile device of the sender of the transfer.

Then, the subscriber of the telecommunication service wishing to make the transfer, reports the temporary identifier of the payment to the payee. Then the temporary payment identifier is sent from the mobile device of the payee to the server. In addition, the identifier of the sender’s mobile device, used to verify the accuracy of the temporary payment identifier, is also transmitted.

If the temporary payment identifier is recognized as valid, an accounting record will be made in favor of the payee, and a corresponding debit will be made from the account of the sender. Alternatively, a temporary payment identifier may be converted to a permanent one and sent to the payee.

List of drawings

Next, preferred embodiments of the invention will be described in more detail with reference to the drawings. In the drawings of FIG. 1 is a structural diagram of one embodiment of a computer system for a mobile communication network in accordance with the invention;

in FIG. 2 is a flowchart of seller registration;

in FIG. 3. A block diagram of the replenishment of an advance account of a subscriber is presented;

in FIG. 4 shows a block diagram of the transmission of a fixed payment number to a subscriber;

in FIG. 5 is a block diagram of a write-off from an advance account of a subscriber in favor of another subscriber. The implementation of the invention

In Fig. 1, a mobile communication network 1 is shown operating, for example, according to the O8M standard, 0-8. BMI8 or Ι8-41.

Telecommunication apparatuses 2, 3 and 4, as well as other telecommunication apparatuses not shown in FIG. 1 can communicate with each other over the mobile communication network 1, as well as with a server 5 connected to the mobile communication network 1.

By telecommunication devices 2, 3, 4, ..., we mean primarily mobile phones that work according to the O8M standard. Such phones have an 81M card 6, which stores the device number, the so-called M8! 8EN.

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The connection between any of the telecommunications devices 2, 3, 4 ,. , and the server 5 can be carried out, for example, through a telephone connection, that is, by voice call. For this, the server 5 is assigned an office telephone number, which must be called from the corresponding telecommunication device to establish communication. When the connection is established, the input data can be transmitted to the server 5 by means of natural voice speech, as is known from the prior art.

Data transmission between telecommunication devices and server 5 can also be carried out using the so-called δΜδ message (81st Menadeh 8th). Data can also be transmitted via υδδΌ, or \ HRM. or another data service. The data transmitted may be control commands and / or useful information.

Server 5 comprises a prepayment module 7 and a database module 8. Database module 8 is used for maintaining advance accounts of telecommunication devices 2, 3, 4, .... For this, the database module 8 contains, for each registered telecommunications device, the corresponding ΜδΙδΌΝ to which the amount is assigned. When one of the telecommunications devices is charged for telecommunications services, the prepayment module 7 deducts this amount from the corresponding advance account in the database module 8.

There are also other components for managing the prepayment system, replenishment of advance accounts and / or other financial transactions in server 5.

The computer program 9 has a registration module 10, a temporary payment identifier creation module 11, and a permanent payment identifier determination module 12.

Module 10 is used to register telecommunications devices and sellers, as will be discussed in detail below.

Module 11 comprises a random number generator 13 and a timer 14. Assume that the temporary payment identifier has a predetermined length of four digits. To form such a temporary enumeration identifier, the random number generator forms a pseudo-random sequence of four digits. This sequence of digits, which is a temporary payment identifier, is then assigned a time stamp formed by a timer 14.

Module 12 serves to determine a permanent payment identifier for a temporary payment identifier. For this, module 12 can select a permanent payment identifier from the list of permanent payment identifiers created by the voucher management system.

Using a temporary payment identifier, a virtual voucher card is created, which is stored in the database module 15. Such a virtual voucher card contains a temporary payment identifier, a transfer amount and timestamp, as well as other identifiers that depend on the particular implementation. For example, a seller’s identifier (ΡΟδ GO) and a telecommunication device number (ΜδΙδΌΝ) from which a temporary payment identifier is requested can be included in a virtual voucher card. Alternatively, the virtual voucher card contains an identifier, for example, the number of the telecommunication device (ΜδΙδΌΝ) of the subscriber who wants to transfer the amount to the advance account of another subscriber.

Next, the server 5 contains a module 16 of the database, designed to maintain accounts of sellers. In module 16 of the database, account is kept of the account turnovers for each seller, i.e. for each ΡΟδ GO, accounting records turnover is taken into account for the subsequent calculation of the telecommunications provider with the seller.

Further, server 5 has a database module 17 for registering sellers. In the database module 17, each seller’s identifier (ΡΟδ GO) is associated with one or more identifiers of the seller’s telecommunication devices, for example, the numbers (ΜδΙδΌΝ) of these devices and a secret code, for example, a personal identification number (Reg8оія1 Шейиййсабой МцпЬег ΡΙΝ).

Such ΡΙΝ may be the same for the relevant merchant (seller). Alternatively, a separate ΡΙΝ can correspond to each registered seller’s telecommunication device, that is, the number of this device. These ΡΙΝ are then attributed, for example, to individual salesperson employees who use registered telecommunications devices. In addition, the seller’s basic data is stored in the database module 17, for example, its address, etc.

The principle of operation of the system shown in FIG. 1, will be discussed in more detail below with reference to FIG. 2-5.

In FIG. 2 illustrates the procedure for registering a new seller. To do this, at step 20, a client-server connection is established between the seller’s telecommunications device and server 5. In the following discussion, we will assume, for example, that the seller has a telecommunications device 2.

The client-server connection between telecommunication device 2 and server 5 can be established by dialing the service number of server 5 from telecommunication device 2 or via

- 4 006286 any other data transmission system available in the mobile communication network 1. Alternatively, seller registration may also be done via the Internet.

Preferably, the registration is made by calling from a telecommunications device 2 or by sending 8M8. In this case, the identifier of the telecommunication device, that is, stored in the 8GM card 6 Μ 8Ι8ΌΝ, is automatically transmitted by the mobile network 1 to server 5. This operation is called the identification of the calling line (Ca11eg шеοηΙίΓίοαΙίοη) and is standard in the C8M mobile communication network.

Based on the established connection between the telecommunication device 2 and server 5, the server 5 generates ΡΘ8 GO, which is transmitted back to the telecommunication device 2 via the mobile communication network 1, ΡΘ8 GO is combined with Μ8Ι8ΌΝ of the telecommunication device 2 and stored in the database module 17 at step 21.

In step 22, the seller enters other master data, which is also stored in the database module 17. At step 23, ΡΙΝ is assigned, which is combined with ΡΘ8 GO and is also stored in the database module 17.

The invention also provides the possibility of registering a seller, for example, by calling a specific service number or using any other data transfer system, for example, υδδΌ, 8M8 or νΑΡ. For example, during a call, Μ8Ι8ΌΝ of telecommunication apparatus 2 is simultaneously transmitted. This identifier is then brought into correspondence with ΡΘ8 GO, which is sent via mobile communication network 1 to telecommunication apparatus 2.

In FIG. 3 shows the procedure for replenishing the subscriber's advance account. In the following statement, it is assumed that the subscriber has a telecommunication apparatus 3. At step 30, the subscriber contributes to the seller an accrued amount, for example, in cash. By accrual we mean the amount of money by which the subscriber's advance account should increase (see module 8 of the database).

At step 31, this charge is transferred from the seller’s telecommunications device 2 to server 5. For this, the seller’s employee enters the chargeable amount into his telecommunications device 2, which is transferred to server 5. Simultaneously with the transfer of the charge, M818EN of the telecommunications device 2 is transferred. so that the seller’s employee will enter their ΡΙΝ code for identification.

After receiving the transferred amount and M8! 8EN of the telecommunication apparatus 2, the server 5, on the basis of the entry in the database module 17, recognizes that there was a call from the seller’s employee with a specific ΡΟ8 GO. Based on this, the server 5 in step 32 creates, using module 11, a temporary payment identifier.

Alternatively or additionally, the seller, when entering the chargeable amount in step 31, enters a service code to request a temporary payment identifier.

To create a temporary payment identifier in module 11, a random number generator 13 is used. A random number generated by the random number generator 13 is used as a temporary payment identifier. Then, using timer 14, a timestamp is created for the temporary enumeration identifier. Temporary payment identifier, accrued amount determined from the database module 17 using the M8! 8EN telecommunications device 2 ГО 8 GO, M8! 8EN telecommunications device 2 and the time stamp are stored in the database module 17 as a virtual voucher card.

At step 33, the temporary payment identifier is transmitted by the server 5 via the mobile communication network 1 to the seller’s telecommunication device 2.

At step 34, the seller reports a temporary payment identifier to the subscriber. This can be done orally or through local transmission between the telecommunication apparatus 2 and the telecommunication apparatus 3, for example, using an infrared interface or, for example, by sending 8M8 from the telecommunication apparatus 2 to the telecommunication apparatus 3.

In step 35, the subscriber enters a temporary payment identifier, as well as the seller’s identifier (ГО8 GO), into his telecommunications device 3. The seller’s identifier is also communicated to the subscriber by the seller.

These data, together with the M8! 8EN telecommunication apparatus 3, are transmitted to server 5 and processed there. In step 36, the server verifies the validity of the temporary payment identifier received by the subscriber, that is, his telecommunications device.

To do this, it is checked whether there is a corresponding temporary payment identifier in the database module 15 and whether ли8 GO entered by the subscriber corresponds to it. It then checks to see if the temporary payment identifier has expired. To do this, the server refers to the time stamp of the temporary payment identifier stored in the database module 15 and compares it with the actual time of timer 14. If the time difference does not exceed the specified maximum value, the temporary payment identifier is considered valid. This maximum time may be relatively short, for example of the order of several minutes.

If the temporary payment identifier is invalidated in step 36, it returns to step 35, and the subscriber is prompted to re-enter.

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Otherwise, at step 37, the amount is written to the subscriber’s advance account, more precisely, of his telecommunication device 3. The corresponding accounting record is made by accessing the database module 8 using Μ8Ι8ΌΝ telecommunication device 3 as a key.

Next, the server accesses the database module 16 with ΡΘ8 GO of the seller in order to take into account the perfect accounting operation (step 38).

At step 39, the server sends a confirmation of the operation to the telecommunication apparatus 2 and the telecommunication apparatus 3.

In FIG. 4 shows an alternative mode of operation. Steps 40-46 correspond to steps 30-36 in FIG. 3. At step 47, in contrast to step 37, a transfer has not yet been made, but a fixed payment number is determined instead of a temporary payment number. This is done by accessing module 12.

At step 48, the transaction is recorded, just as it did at step 38.

At step 49, the permanent payment number is transmitted to the telecommunications device 3 subscribers.

At step 50, server 5 sends a confirmation of the operation to telecommunication devices 2 and 3, just as it did at step 39.

At step 51, the subscriber can activate a constant payment number by establishing a contact with the server 5 in a known manner and entering a constant payment number, so that the advance payment is recorded on the subscriber’s account. Alternatively, the subscriber can transfer the constant payment number to another subscriber, for example, a subscriber with a telecommunication apparatus 4. Such a transfer can be made, for example, by sending an 8M8 message.

In FIG. 5 illustrates yet another possibility of using the system depicted in FIG. 1. In this case, one subscriber of the telecommunication network transfers the advance amount to another subscriber.

It is assumed that subscriber A is the owner of telecommunication apparatus 2, and subscriber B is the owner of telecommunication apparatus 4. At step 52, subscriber A enters the payment amount into his telecommunication apparatus, which together with Μ8Ι8ΌΝ of telecommunication apparatus 3 is transmitted to server 5. It may also be provided so that subscriber A enters the assigned code for identification.

At step 53, the server 5 checks whether the amount stored in the module 8 of the database is sufficient on the account of the subscriber A, to write off the amount of payment. If the amount in the account is insufficient, the subscriber receives a notification in step 54, and the process is interrupted.

Otherwise, that is, if the amount in the account of subscriber A is sufficient, the server using module 11 creates a temporary payment identifier. Next, the corresponding entry is made in the database module 15 to create a virtual voucher card.

In this case, instead of ΡΘ8 GO of the seller and Μ8Ι8ΌΝ of the telecommunication apparatus 2, Μ8Ι8ΌΝ of the telecommunication apparatus 3 of the subscriber A is entered into the database module 15, which requested a temporary payment identifier.

In step 56, the temporary payment identifier is transmitted from the server 5 to the telecommunication apparatus 2 of the subscriber A. In step 57, the subscriber A reports the temporary payment identifier to the subscriber B.

After that, the subscriber B in step 58 enters a temporary payment identifier and Μ8Ι8ΌΝ of the telecommunication apparatus 2 of the subscriber A into his telecommunication apparatus 3 for transmission to the server. The server in step 59 verifies the validity of the temporary payment identifier.

In order to verify the validity of the temporary payment identifier in step 59, it is checked whether there is a corresponding temporary payment identifier in the database module 15 and if it corresponds to Μ8Ι8ΌΝ entered by the subscriber B in step 58. Next, it is checked whether the validity period has expired. If there is no valid temporary payment identifier, the subscriber is asked to repeat the entry.

If the opposite occurs, that is, if the payment identifier is recognized as valid, then at step 60 the transfer amount is debited from the advance account of subscriber A in module 8 of the database, and in step 61 it is entered into the advance account of subscriber B in module 8 of the database.

Alternatively, at step 61, subscriber B may also receive a permanent payment identifier in order to transfer later or transfer a permanent payment identifier to another subscriber.

At step 62, the server sends a confirmation message to telecommunication devices 3 and 4 of subscribers A and B.

Claims (27)

1. A method of prepaid telecommunication services, which includes the following steps: the first charge is transferred to the server from the first telecommunications device and the identifier assigned to the first telecommunications device, a temporary payment identifier is created on the server, and a temporary payment identifier is stored on the server along with the assigned first telecommunication device identifier as a key, - 6 006286 carry out the second transfer of the temporary payment identifier to the first telecommunication device, carry out the third transmission of the temporary payment identifier, the identifier assigned to the first telecommunication device, and the identifier assigned to the second telecommunication device from the second telecommunication device to the server. 2. The method according to claim 1, characterized in that the temporary payment identifier contains a random number and the temporary payment identifier is valid only in conjunction with the identifier assigned to the first telecommunication device. 3. The method according to claim 1 or 2, characterized in that the temporary payment identifier has a predetermined maximum length, preferably from three to five characters, in particular four characters. 4. The method according to claims 1, 2 or 3, characterized in that the temporary identifier of the payment is assigned a time stamp stored on the server, and the temporary identifier of the payment is valid only if the third transfer is made within a specified period of time. 5. The method according to one of claims 1 to 4, characterized in that the first telecommunications device is registered on the server, and the first telecommunications device is assigned a first identifier, the first identifier being the number of the first telecommunication apparatus and the second identifier, the second identifier being the identifier of the seller , and for the first transmission, the first identifier assigned to the telecommunication apparatus is used, and for the third transmission, the second assigned to the telecommunication apparatus and entifikator. 6. The method according to one of claims 1 to 5, characterized in that the payment is transferred to the advance account of the second telecommunications device maintained by the server, if the temporary payment identifier received by the server during the third transmission is recognized as valid. 7. The method according to one of claims 1 to 6, characterized in that for the temporary payment identifier, a permanent payment identifier is determined if the temporary payment identifier received by the server in the third transmission is recognized as valid, and the fourth payment identifier is transferred to the second telecommunication device for the fourth time. 8. The method according to claim 7, characterized in that for transferring the payment to the advance account maintained by the server of the second telecommunications device, a constant payment identifier is used or a constant payment identifier is transferred to the third telecommunication device. 9. The method according to one of claims 1 to 8, characterized in that the accrued amount for the first telecommunication device is taken into account in the seller’s account maintained by the server. 10. The method according to one of claims 1 to 9, characterized in that it includes the following additional steps: the server checks whether the amount on the advance account of the first telecommunication device is sufficient to write off the payment amount, the server writes off the indicated amount from the advance account of the first telecommunication device, if the temporary payment identifier received by the server during the third transfer is valid, the server transfers the specified amount to the advance account of the second telecommunication apparatus or determination of a permanent payment identifier for a temporary circuit board identifier Ms. and carry out the fourth transmission of a permanent payment identifier to the second telecommunications device. 11. The method according to one of claims 1 to 10, in which transmissions are made in a mobile telecommunications network, in particular in a network S8M, CPP8 or BMT8. 12. A computer software product for implementing the prepaid method for telecommunication services, consisting of the following steps: entering the payment amount and the identifier assigned to the first telecommunication device after the payment amount and the identifier assigned to the first telecommunication device are received by the server upon the first transfer from the first telecommunication device, creating a temporary payment identifier, saving the temporary payment identifier with the identifier assigned to the first telecommunication device as key, issuing a temporary payment identifier for the second transfer of temporary the second payment identifier to the first telecommunication device, entering a temporary payment identifier, an identifier assigned to the first telecommunication device, and an identifier assigned to the second telecommunication device, after the temporary payment identifier, the identifier assigned to the first telecommunication device, and the identifier assigned to the second telecommunication device, will be accepted by the second telecommunications device after the third transmission, validation is valid This is a temporary payment identifier. - 7 006286 13. The computer software product according to item 12, wherein the temporary payment identifier is created on the basis of a random number and the temporary payment identifier is valid only with the identifier assigned to the first telecommunication device. 14. The computer software product according to claim 12 or 13, characterized in that a temporary mark is assigned a time stamp and a temporary payment identifier is valid only if the temporary payment identifier is entered within a predetermined period of time during the third input. 15. The computer software product according to claims 12, 13 or 14, characterized in that the first telecommunication device is registered and the first telecommunication device is assigned a first identifier, the first identifier being the number of the first telecommunication apparatus and the first telecommunication device being assigned a second identifier, the second the identifier is the seller’s identifier, the first identifier being used for the first transmission, and the second identifier for the third before chi. 16. A computer software product according to one of paragraphs 12-15, characterized in that the transfer to the advance account of the second telecommunications device is made if the temporary payment identifier is valid. 17. A computer software product according to one of claims 12 to 16, characterized in that a permanent payment identifier is determined for a temporary payment identifier, if the temporary payment identifier is valid, and a constant payment identifier is issued to the second telecommunications device for the fourth transmission of the constant payment identifier. 18. A computer software product according to one of paragraphs 12-17, characterized in that the accrued amount is taken into account for the seller’s account assigned to the first telecommunication device. 19. A computer software product according to one of paragraphs 12-18 to check whether there is an advance account on the advance account assigned to the first telecommunication device to transfer the payment amount to transfer the payment amount from the advance account assigned to the first telecommunication device, if based on of the third gear, the entered temporary payment identifier is recognized as valid, and to transfer the payment amount to the advance account assigned to the second telecommunication device or to determine the permanent payment identifier for temporary identifier of payment. 20. A computer system for a prepaid telecommunications network containing means (5) for entering the payment amount and identifier (енного8 перв, Μ8Ι8ΌΝ) assigned to the first telecommunications device (2, 3, 4), after the payment amount and assigned to the first telecommunication device the identifier as a result of the first transmission is accepted by the first telecommunication apparatus, means (11) for creating a temporary payment identifier, means (15) for storing a temporary payment identifier with the assigned first to the telecommunication device with an identifier as a key, means (5) for issuing a temporary payment identifier for transmitting a temporary payment identifier to the first telecommunication device, means (5) for entering a temporary payment identifier assigned to the first telecommunication device identifier and assigned to the second telecommunication device identifier after receiving the temporary payment identifier assigned to the first telecommunication device identifier and assigned about the second telecommunication apparatus identifier as a result of the third transmission from the second telecommunication apparatus. 21. The computer system according to claim 20, characterized in that the means for generating a temporary payment identifier are based on the generation of a random number. 22. The computer system according to claim 20 or 21, characterized in that said computer system includes means for giving a temporary payment identifier a time stamp. 23. A computer system according to claims 20, 21 or 22, characterized in that said computer system includes means (10) for registering a first telecommunications device, the means for registration being made in such a way that a first identifier is assigned to the first telecommunication device, wherein the first identifier is the number of the first telecommunication apparatus, and the second identifier, the second identifier being the seller’s identifier (ΡΘ8 GO), and the first input means are constructed as follows the first identifier is entered as an identifier assigned to the first telecommunication apparatus, and second means for inputting constructed so that the second identifier is entered as an identifier assigned to the first telecommunication device. 24. A computer system according to one of claims 20 to 23, characterized in that said computer system includes means for calculating the transferred amount on an advance payment maintained by the server - 8 006286 account of the second telecommunication device, if the temporary payment identifier entered as a result of the third transfer is recognized as valid. 25. The computer system according to one of claims 20-24, characterized in that said computer system includes means for determining a permanent payment identifier for a temporary payment identifier, if the temporary payment identifier entered as a result of the third transfer is recognized as valid, third means for issuing a permanent payment identifier for the fourth transmission to the second telecommunications device. 26. The computer system according to one of claims 20 to 25, characterized in that said computer system includes means for accounting for the payment amount for the seller’s account assigned to the first telecommunication device. 27. The computer system according to one of claims 20 to 26, characterized in that said computer system includes means for checking whether the amount on the advance account assigned to the first telecommunication device is sufficient to write off the payment amount, as well as the means to write off the payment amount from the advance account assigned to the first telecommunications device, after the third transfer, a valid temporary payment identifier is entered, as well as the means for calculating the payment amount to an advance account assigned to a second telecommunications device or to determine a permanent payment identifier for a temporary payment identifier.