DE60140801D1 - Verfahren und Vorrichtungen für Bezahlungen zwischen Endgeräten - Google Patents
Verfahren und Vorrichtungen für Bezahlungen zwischen EndgerätenInfo
- Publication number
- DE60140801D1 DE60140801D1 DE60140801T DE60140801T DE60140801D1 DE 60140801 D1 DE60140801 D1 DE 60140801D1 DE 60140801 T DE60140801 T DE 60140801T DE 60140801 T DE60140801 T DE 60140801T DE 60140801 D1 DE60140801 D1 DE 60140801D1
- Authority
- DE
- Germany
- Prior art keywords
- payer
- payee
- payment
- payment device
- pdpr
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Non-Silver Salt Photosensitive Materials And Non-Silver Salt Photography (AREA)
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP01118650A EP1282089B1 (de) | 2001-08-03 | 2001-08-03 | Verfahren und Vorrichtungen für Bezahlungen zwischen Endgeräten |
Publications (1)
Publication Number | Publication Date |
---|---|
DE60140801D1 true DE60140801D1 (de) | 2010-01-28 |
Family
ID=8178222
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DE60140801T Expired - Lifetime DE60140801D1 (de) | 2001-08-03 | 2001-08-03 | Verfahren und Vorrichtungen für Bezahlungen zwischen Endgeräten |
Country Status (4)
Country | Link |
---|---|
US (1) | US9152965B2 (de) |
EP (1) | EP1282089B1 (de) |
AT (1) | ATE452390T1 (de) |
DE (1) | DE60140801D1 (de) |
Families Citing this family (57)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7650303B2 (en) * | 1998-11-05 | 2010-01-19 | Financeware, Inc. | Method and system for financial advising |
US7765138B2 (en) * | 1998-11-05 | 2010-07-27 | Financeware, Inc. | Method and system for financial advising |
US7716165B2 (en) * | 2002-02-12 | 2010-05-11 | Mantas, Inc. | Analysis of third party networks |
SG145524A1 (en) * | 2002-08-07 | 2008-09-29 | Mobilastic Technologies Pte Lt | Secure transfer of digital tokens |
US7395435B2 (en) * | 2002-09-20 | 2008-07-01 | Atmel Corporation | Secure memory device for smart cards |
DE10249612A1 (de) * | 2002-10-18 | 2004-05-06 | Siemens Ag | Verfahren zum Vorbereiten eines Bezahlvorganges in einem Kommunikationsnetz |
US20040174995A1 (en) * | 2003-02-06 | 2004-09-09 | Singh Mukesh Kumar | Cryptosystems |
DE10310527B4 (de) * | 2003-03-11 | 2008-11-20 | Christian Hogl | Verfahren zum Initiieren und/oder Durchführen einer Zahlungstransaktion |
WO2005008608A1 (de) * | 2003-07-11 | 2005-01-27 | Rene Lehmann | Bezahlsystem, terminal für ein bezahlsystem und verfahren zum durchführen eines elektronischen bezahlvorgangs |
US7577599B2 (en) * | 2004-03-12 | 2009-08-18 | First Data Corporation | Method and system for processing electronic payment transactions |
JP4299176B2 (ja) * | 2004-03-31 | 2009-07-22 | 富士通株式会社 | 有料コンテンツの配信方法、無線端末、およびキャリア |
US7693797B2 (en) * | 2004-06-21 | 2010-04-06 | Nokia Corporation | Transaction and payment system security remote authentication/validation of transactions from a transaction provider |
EP1613014B1 (de) * | 2004-06-29 | 2008-08-13 | Sap Ag | Rechnersystem und Datenverarbeitungsverfahren zum Gebrauch eines Webdienstes |
US20060136717A1 (en) | 2004-12-20 | 2006-06-22 | Mark Buer | System and method for authentication via a proximate device |
US8295484B2 (en) * | 2004-12-21 | 2012-10-23 | Broadcom Corporation | System and method for securing data from a remote input device |
JP2006252462A (ja) * | 2005-03-14 | 2006-09-21 | Ntt Docomo Inc | 電子価値交換方法、利用者装置及び第三者装置 |
JP2009510589A (ja) * | 2006-01-20 | 2009-03-12 | アディセスハン アジャイ | モバイル通信装置を利用した代金決済についての方法とシステム |
US8958562B2 (en) * | 2007-01-16 | 2015-02-17 | Voltage Security, Inc. | Format-preserving cryptographic systems |
US20080208762A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Payments using a mobile commerce device |
US10102518B2 (en) | 2007-02-22 | 2018-10-16 | First Data Corporation | Enrollment and registration of a device in a mobile commerce system |
US20080208688A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Methods and systems for handling of mobile discount certificates using mobile devices |
US20080207234A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Marketing messages in mobile commerce |
US8566239B2 (en) * | 2007-02-22 | 2013-10-22 | First Data Corporation | Mobile commerce systems and methods |
US20080208742A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Provisioning of a device for mobile commerce |
US20080208741A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Account information lookup systems and methods in mobile commerce |
US20080208743A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Transfer of value between mobile devices in a mobile commerce system |
US8548908B2 (en) * | 2007-04-11 | 2013-10-01 | First Data Corporation | Mobile commerce infrastructure systems and methods |
US7899188B2 (en) | 2007-05-31 | 2011-03-01 | Motorola Mobility, Inc. | Method and system to authenticate a peer in a peer-to-peer network |
US8924308B1 (en) | 2007-07-18 | 2014-12-30 | Playspan, Inc. | Apparatus and method for secure fulfillment of transactions involving virtual items |
US20090036103A1 (en) | 2007-07-30 | 2009-02-05 | First Data Corporation | Mobile communication systems and methods for redeeming and reporting coupons |
US8660966B2 (en) * | 2007-08-31 | 2014-02-25 | Microsoft Corporation | Payment system and method |
EP2075751A1 (de) * | 2007-12-17 | 2009-07-01 | Axalto S.A. | Kommunikationsverfahren von einem Transaktions-Endgerät zu einem Server sowie entsprechendes Endgerät, entsprechender Server und entsprechendes elektronisches System |
US20090307140A1 (en) | 2008-06-06 | 2009-12-10 | Upendra Mardikar | Mobile device over-the-air (ota) registration and point-of-sale (pos) payment |
US8856899B1 (en) | 2008-06-20 | 2014-10-07 | United Services Automobile Association (Usaa) | Systems and methods for obscuring entry of electronic security term |
US20100048226A1 (en) * | 2008-08-20 | 2010-02-25 | First Data Corporation | Managing mobile marketing offers |
WO2010056207A2 (en) * | 2008-11-13 | 2010-05-20 | Chong Beng Yap | Method and system for paperless mobile billing and payment collection |
WO2010141886A1 (en) * | 2009-06-04 | 2010-12-09 | Mobile Messenger Global, Inc. | Method and system for providing real-time access to mobile commerce purchase confirmation evidence |
US20110191247A1 (en) * | 2010-01-29 | 2011-08-04 | Ben Dominguez | Authentication framework extension to verify identification information |
US10026078B1 (en) * | 2011-04-26 | 2018-07-17 | Jpmorgan Chase Bank, N.A. | System and method for accessing multiple accounts |
US8862767B2 (en) | 2011-09-02 | 2014-10-14 | Ebay Inc. | Secure elements broker (SEB) for application communication channel selector optimization |
CA2891461A1 (en) * | 2011-11-16 | 2013-05-23 | Mineraltree, Inc. | Systems and methods for secure financial transactions |
CN103312670A (zh) * | 2012-03-12 | 2013-09-18 | 西安西电捷通无线网络通信股份有限公司 | 一种认证方法及系统 |
CN103312499B (zh) * | 2012-03-12 | 2018-07-03 | 西安西电捷通无线网络通信股份有限公司 | 一种身份认证方法及系统 |
US20150066765A1 (en) * | 2012-03-30 | 2015-03-05 | Ip Payovation Pty Ltd | Payment apparatus and method |
EP2835952A4 (de) * | 2012-12-27 | 2015-06-03 | Huawei Tech Co Ltd | Verfahren und vorrichtung zum teilen von informationen |
US9721244B2 (en) * | 2013-03-15 | 2017-08-01 | Maher Pedersoli | Authentication system |
US20140310183A1 (en) * | 2013-04-15 | 2014-10-16 | Lance Weber | Embedded acceptance system |
US10726415B2 (en) * | 2014-06-06 | 2020-07-28 | Tyson Kopczynski | Token-based transaction system and method to facilitate non-cash payments without using personally identifiable information data |
CA2972104A1 (en) * | 2014-12-24 | 2016-06-30 | Isignthis Ltd | Securing a transaction |
US10027684B1 (en) | 2015-04-22 | 2018-07-17 | United Services Automobile Association (Usaa) | Method and system for user credential security |
KR20170102696A (ko) * | 2016-03-02 | 2017-09-12 | 삼성전자주식회사 | 전자 결제 기능을 제공하는 방법 및 이를 지원하는 전자장치 |
EP3430563B1 (de) * | 2016-03-15 | 2020-09-09 | Visa International Service Association | Validierungskryptogramm für interaktion |
CN106454800B (zh) * | 2016-11-21 | 2018-07-27 | 北京小米移动软件有限公司 | 身份验证方法、装置及系统 |
CN111383006B (zh) * | 2018-12-27 | 2023-12-29 | 深圳市优必选科技有限公司 | 电子支付交易系统和方法 |
CN111951018A (zh) * | 2020-08-26 | 2020-11-17 | 广西捷算资产交易市场服务有限公司 | 一种无交易背景下的资金实时代扣处理新方法 |
US12014365B2 (en) | 2020-10-30 | 2024-06-18 | National Automated Clearing House Association | System and method for business payment information directory services |
CN112950178B (zh) * | 2021-02-25 | 2023-09-12 | 中钞信用卡产业发展有限公司 | 一种基于许可链的b2b代理支付的方法及系统 |
Family Cites Families (16)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5870724A (en) * | 1989-12-08 | 1999-02-09 | Online Resources & Communications Corporation | Targeting advertising in a home retail banking delivery service |
US5220501A (en) * | 1989-12-08 | 1993-06-15 | Online Resources, Ltd. | Method and system for remote delivery of retail banking services |
US5563783A (en) * | 1992-05-13 | 1996-10-08 | The Trustees Of Columbia University In The City Of New York | Method and system for securities pool allocation |
US6070151A (en) * | 1993-04-22 | 2000-05-30 | Fibonacci Corporation | System for the creation and collateralization of real estate mortgage investment conduit securities |
US5465206B1 (en) * | 1993-11-01 | 1998-04-21 | Visa Int Service Ass | Electronic bill pay system |
US6438527B1 (en) * | 1993-11-01 | 2002-08-20 | Visa International Service Association | Method and apparatus for paying bills electronically using machine readable information from an invoice |
US5920847A (en) * | 1993-11-01 | 1999-07-06 | Visa International Service Association | Electronic bill pay system |
US20020023055A1 (en) * | 1996-03-01 | 2002-02-21 | Antognini Walter Gerard | System and method for digital bill presentment and payment |
EP1003139B1 (de) * | 1997-04-30 | 2008-07-16 | Visa International Service Association | System und Verfahren zum Laden einer Speicherwertkarte |
US20020059139A1 (en) * | 1999-03-12 | 2002-05-16 | Scott Evans | System and method for debt presentment and resolution |
AU7621300A (en) * | 1999-09-28 | 2001-04-30 | Chameleon Network Inc. | Portable electronic authorization system and associated method |
EP1093097A3 (de) * | 1999-10-14 | 2004-01-07 | International Business Machines Corporation | System und Verfahren zur Durchführung versicherter finanzieller Transaktionen |
US7333953B1 (en) * | 2000-10-31 | 2008-02-19 | Wells Fargo Bank, N.A. | Method and apparatus for integrated payments processing and decisioning for internet transactions |
JP2002183176A (ja) * | 2000-12-14 | 2002-06-28 | Ibm Japan Ltd | データベースシステム、金融データ処理システム、データ処理装置、データ抽出方法、キャッシュフローの計算方法、記憶媒体及びコンピュータプログラム |
US20030004874A1 (en) * | 2001-04-03 | 2003-01-02 | Bottomline Technologies (De) Inc. | Electronic bill presentment system with client specific formatting of data |
US7822688B2 (en) * | 2002-08-08 | 2010-10-26 | Fujitsu Limited | Wireless wallet |
-
2001
- 2001-08-03 AT AT01118650T patent/ATE452390T1/de not_active IP Right Cessation
- 2001-08-03 DE DE60140801T patent/DE60140801D1/de not_active Expired - Lifetime
- 2001-08-03 EP EP01118650A patent/EP1282089B1/de not_active Expired - Lifetime
-
2002
- 2002-07-23 US US10/201,186 patent/US9152965B2/en not_active Expired - Fee Related
Also Published As
Publication number | Publication date |
---|---|
EP1282089A1 (de) | 2003-02-05 |
ATE452390T1 (de) | 2010-01-15 |
EP1282089B1 (de) | 2009-12-16 |
US20030028484A1 (en) | 2003-02-06 |
US9152965B2 (en) | 2015-10-06 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
8364 | No opposition during term of opposition |