DE2962128D1 - Transaction terminal systems provided with potential user authentication - Google Patents
Transaction terminal systems provided with potential user authenticationInfo
- Publication number
- DE2962128D1 DE2962128D1 DE7979101839T DE2962128T DE2962128D1 DE 2962128 D1 DE2962128 D1 DE 2962128D1 DE 7979101839 T DE7979101839 T DE 7979101839T DE 2962128 T DE2962128 T DE 2962128T DE 2962128 D1 DE2962128 D1 DE 2962128D1
- Authority
- DE
- Germany
- Prior art keywords
- user authentication
- transaction terminal
- systems provided
- potential user
- terminal systems
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0894—Escrow, recovery or storing of secret information, e.g. secret key escrow or cryptographic key storage
- H04L9/0897—Escrow, recovery or storing of secret information, e.g. secret key escrow or cryptographic key storage involving additional devices, e.g. trusted platform module [TPM], smartcard or USB
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3271—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using challenge-response
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
Landscapes
- Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US05/920,915 US4223403A (en) | 1978-06-30 | 1978-06-30 | Cryptographic architecture for use with a high security personal identification system |
Publications (1)
Publication Number | Publication Date |
---|---|
DE2962128D1 true DE2962128D1 (en) | 1982-03-25 |
Family
ID=25444605
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DE7979101839T Expired DE2962128D1 (en) | 1978-06-30 | 1979-06-11 | Transaction terminal systems provided with potential user authentication |
Country Status (5)
Country | Link |
---|---|
US (1) | US4223403A (de) |
EP (1) | EP0007002B1 (de) |
JP (1) | JPS609309B2 (de) |
CA (1) | CA1124864A (de) |
DE (1) | DE2962128D1 (de) |
Families Citing this family (82)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE2921878C2 (de) * | 1979-05-30 | 1985-08-29 | Hermann 7742 St Georgen Stockburger | Datenübertragungsvorrichtung |
US4386266A (en) * | 1980-02-11 | 1983-05-31 | International Business Machines Corporation | Method for operating a transaction execution system having improved verification of personal identification |
US4317957A (en) * | 1980-03-10 | 1982-03-02 | Marvin Sendrow | System for authenticating users and devices in on-line transaction networks |
US4326098A (en) * | 1980-07-02 | 1982-04-20 | International Business Machines Corporation | High security system for electronic signature verification |
FR2497617B1 (fr) * | 1981-01-07 | 1989-08-18 | Transac Develop Transactions A | Procede et dispositif de securite pour communication tripartie de donnees confidentielles |
US4423287A (en) * | 1981-06-26 | 1983-12-27 | Visa U.S.A., Inc. | End-to-end encryption system and method of operation |
FR2514592A1 (fr) * | 1981-10-12 | 1983-04-15 | Widmer Michel | Procede et dispositif de consultation de fichiers de donnees et/ou de transactions bancaires, preserves des fraudes grace a un procede de communication code par variable aleatoire |
US4555591A (en) * | 1982-09-07 | 1985-11-26 | At&T Bell Laboratories | Integrated circuit devices for secure data encryption |
EP0112944B1 (de) * | 1982-12-30 | 1987-03-04 | International Business Machines Corporation | Prüfen der Gültigkeit von Erkennungskoden |
US4723284A (en) * | 1983-02-14 | 1988-02-02 | Prime Computer, Inc. | Authentication system |
US4536647A (en) * | 1983-07-15 | 1985-08-20 | Atalla Corporation | Pocket banking terminal, method and system |
GB2146814A (en) * | 1983-09-17 | 1985-04-24 | Ibm | Electronic fund transfer systems |
GB2146815A (en) * | 1983-09-17 | 1985-04-24 | Ibm | Electronic fund transfer systems |
US4652990A (en) * | 1983-10-27 | 1987-03-24 | Remote Systems, Inc. | Protected software access control apparatus and method |
US4672572A (en) * | 1984-05-21 | 1987-06-09 | Gould Inc. | Protector system for computer access and use |
US4650975A (en) * | 1984-08-30 | 1987-03-17 | Casio Computer Co., Ltd. | IC card and an identification system thereof |
US4677670A (en) * | 1985-07-01 | 1987-06-30 | Henderson Jr Paul B | Paired-secure message identification controller for computers and the like |
US4891838A (en) * | 1985-11-04 | 1990-01-02 | Dental Data Service, Inc. | Computer accessing system |
EP0246823A3 (en) * | 1986-05-22 | 1989-10-04 | Racal-Guardata Limited | Data communication systems and methods |
US4916738A (en) * | 1986-11-05 | 1990-04-10 | International Business Machines Corp. | Remote access terminal security |
JPS63240229A (ja) * | 1987-03-27 | 1988-10-05 | Fujitsu Ltd | Posタ−ミナルの送信制御方式 |
US4850017A (en) * | 1987-05-29 | 1989-07-18 | International Business Machines Corp. | Controlled use of cryptographic keys via generating station established control values |
US4941176A (en) * | 1988-08-11 | 1990-07-10 | International Business Machines Corporation | Secure management of keys using control vectors |
US4924514A (en) * | 1988-08-26 | 1990-05-08 | International Business Machines Corporation | Personal identification number processing using control vectors |
US4924515A (en) * | 1988-08-29 | 1990-05-08 | International Business Machines Coprporation | Secure management of keys using extended control vectors |
US5103478A (en) * | 1989-04-27 | 1992-04-07 | International Business Machines Corporation | Secure management of keys using control vectors with multi-path checking |
US4918728A (en) * | 1989-08-30 | 1990-04-17 | International Business Machines Corporation | Data cryptography operations using control vectors |
US5117458A (en) * | 1989-11-01 | 1992-05-26 | Hitachi, Ltd. | Secret information service system and method |
US4993069A (en) * | 1989-11-29 | 1991-02-12 | International Business Machines Corporation | Secure key management using control vector translation |
US5007089A (en) * | 1990-04-09 | 1991-04-09 | International Business Machines Corporation | Secure key management using programable control vector checking |
FR2680592B1 (fr) * | 1991-08-23 | 1994-02-25 | Toshiba Kk | Systeme de commande a distance. |
US5267314A (en) * | 1992-11-17 | 1993-11-30 | Leon Stambler | Secure transaction system and method utilized therein |
IES59350B2 (en) * | 1993-09-06 | 1994-02-09 | Turquoise Holdings Ltd | Method and apparatus for authorising credit cards and other cards |
US5821871A (en) * | 1994-01-27 | 1998-10-13 | Sc-Info+Inno Technologie Informationen+Innovationen Gmbh Cc | Authentication method |
DE4406601A1 (de) * | 1994-03-01 | 1995-09-07 | Deutsche Bundespost Telekom | Verfahren zur gegenseitigen Authentikation |
US5694472A (en) * | 1995-02-13 | 1997-12-02 | Eta Technologies Corporation | Personal access management system |
US5682428A (en) * | 1995-02-13 | 1997-10-28 | Eta Technologies Corporation | Personal access management system |
US5610980A (en) * | 1995-02-13 | 1997-03-11 | Eta Technologies Corporation | Method and apparatus for re-initializing a processing device and a storage device |
US5696825A (en) * | 1995-02-13 | 1997-12-09 | Eta Technologies Corporation | Personal access management system |
US5692049A (en) * | 1995-02-13 | 1997-11-25 | Eta Technologies Corporation | Personal access management system |
US5778068A (en) * | 1995-02-13 | 1998-07-07 | Eta Technologies Corporation | Personal access management system |
US5619574A (en) * | 1995-02-13 | 1997-04-08 | Eta Technologies Corporation | Personal access management system |
US5689564A (en) * | 1995-02-13 | 1997-11-18 | Eta Technologies Corporation | Personal access management system |
US5638444A (en) * | 1995-06-02 | 1997-06-10 | Software Security, Inc. | Secure computer communication method and system |
US6247129B1 (en) | 1997-03-12 | 2001-06-12 | Visa International Service Association | Secure electronic commerce employing integrated circuit cards |
KR19990041740A (ko) * | 1997-11-24 | 1999-06-15 | 구자홍 | 홈 뱅킹 시스템의 개인정보 입력장치 및 방법 |
US6629126B1 (en) * | 1998-03-13 | 2003-09-30 | Genuity Inc. | Framework for providing quality of service requirements in a distributed object-oriented computer system |
CA2240881C (en) | 1998-06-17 | 2007-12-04 | Axs Technologies Inc. | Shared intelligence automated access control system |
US7636694B1 (en) * | 1998-09-18 | 2009-12-22 | Mastercard International Incorporated | Apparatus and method for generating an electronic-commerce personal identification number cryptographically related to an ATM personal identification number |
JP2003524220A (ja) | 1998-12-23 | 2003-08-12 | ジェイピーモルガン・チェース・バンク | 取引書類の作成、処理、及びトラッキングを含む取引活動を統合するためのシステム及び方法 |
US8793160B2 (en) | 1999-12-07 | 2014-07-29 | Steve Sorem | System and method for processing transactions |
US7831467B1 (en) | 2000-10-17 | 2010-11-09 | Jpmorgan Chase Bank, N.A. | Method and system for retaining customer loyalty |
US8849716B1 (en) | 2001-04-20 | 2014-09-30 | Jpmorgan Chase Bank, N.A. | System and method for preventing identity theft or misuse by restricting access |
AU2002312381A1 (en) | 2001-06-07 | 2002-12-16 | First Usa Bank, N.A. | System and method for rapid updating of credit information |
US7266839B2 (en) | 2001-07-12 | 2007-09-04 | J P Morgan Chase Bank | System and method for providing discriminated content to network users |
US8020754B2 (en) | 2001-08-13 | 2011-09-20 | Jpmorgan Chase Bank, N.A. | System and method for funding a collective account by use of an electronic tag |
US7225207B1 (en) * | 2001-10-10 | 2007-05-29 | Google Inc. | Server for geospatially organized flat file data |
US7987501B2 (en) | 2001-12-04 | 2011-07-26 | Jpmorgan Chase Bank, N.A. | System and method for single session sign-on |
US7165718B2 (en) * | 2002-01-16 | 2007-01-23 | Pathway Enterprises, Inc. | Identification of an individual using a multiple purpose card |
US7899753B1 (en) | 2002-03-25 | 2011-03-01 | Jpmorgan Chase Bank, N.A | Systems and methods for time variable financial authentication |
US20050044385A1 (en) * | 2002-09-09 | 2005-02-24 | John Holdsworth | Systems and methods for secure authentication of electronic transactions |
EP2600560A3 (de) * | 2002-09-09 | 2014-04-16 | U.S. Encode Corporation | Systeme und Verfahren zur sicheren Authentifizierung elektronischer Transaktionen |
US20040122736A1 (en) | 2002-10-11 | 2004-06-24 | Bank One, Delaware, N.A. | System and method for granting promotional rewards to credit account holders |
US8301493B2 (en) | 2002-11-05 | 2012-10-30 | Jpmorgan Chase Bank, N.A. | System and method for providing incentives to consumers to share information |
US20040158526A1 (en) * | 2003-02-06 | 2004-08-12 | David Bogart Dort | Contingency network access for accounts or information |
US20040158523A1 (en) * | 2003-02-06 | 2004-08-12 | Dort David Bogart | Method providing contingency access to valuable accounts or information |
US8306907B2 (en) | 2003-05-30 | 2012-11-06 | Jpmorgan Chase Bank N.A. | System and method for offering risk-based interest rates in a credit instrument |
US8175908B1 (en) | 2003-09-04 | 2012-05-08 | Jpmorgan Chase Bank, N.A. | Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data |
US20050149739A1 (en) * | 2003-12-31 | 2005-07-07 | Hewlett-Packard Development Company, L.P. | PIN verification using cipher block chaining |
US7059517B2 (en) * | 2003-12-31 | 2006-06-13 | Hewlett-Packard Development Company, L.P. | On-line PIN verification using polynomials |
US7083089B2 (en) * | 2004-01-20 | 2006-08-01 | Hewlett-Packard Development Company, L.P. | Off-line PIN verification using identity-based signatures |
US7512800B2 (en) * | 2004-02-03 | 2009-03-31 | Hewlett-Packard Development Company, L.P. | Key management technique for establishing a secure channel |
US7401731B1 (en) | 2005-05-27 | 2008-07-22 | Jpmorgan Chase Bank, Na | Method and system for implementing a card product with multiple customized relationships |
US7925578B1 (en) | 2005-08-26 | 2011-04-12 | Jpmorgan Chase Bank, N.A. | Systems and methods for performing scoring optimization |
JP5196883B2 (ja) * | 2007-06-25 | 2013-05-15 | パナソニック株式会社 | 情報セキュリティ装置および情報セキュリティシステム |
US8622308B1 (en) | 2007-12-31 | 2014-01-07 | Jpmorgan Chase Bank, N.A. | System and method for processing transactions using a multi-account transactions device |
US8554631B1 (en) | 2010-07-02 | 2013-10-08 | Jpmorgan Chase Bank, N.A. | Method and system for determining point of sale authorization |
US9058626B1 (en) | 2013-11-13 | 2015-06-16 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
US9645948B2 (en) * | 2015-01-16 | 2017-05-09 | Hamilton Sundstrand Corporation | Access key generation for computer-readable memory |
US11386412B1 (en) | 2018-04-12 | 2022-07-12 | Wells Fargo Bank, N.A. | Authentication circle management |
US11481837B1 (en) | 2018-04-12 | 2022-10-25 | Wells Fargo Bank, N.A. | Authentication circle management |
US10943308B1 (en) | 2018-05-03 | 2021-03-09 | Wells Fargo Bank, N.A. | Systems and methods for pervasive advisor for major expenditures |
Family Cites Families (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS4812379B1 (de) * | 1968-12-16 | 1973-04-20 | ||
GB1349928A (en) * | 1969-11-21 | 1974-04-10 | Smiths Industries Ltd | Access-control equipment and item-dispensing systems including such equipment |
CH516854A (de) * | 1969-11-29 | 1971-12-15 | Ciba Geigy Ag | Verfahren und Vorrichtung zur chiffrierten Übermittlung von Informationen |
US3985998A (en) * | 1970-11-18 | 1976-10-12 | Century International Corporation | Personal authority verification system |
US3798605A (en) * | 1971-06-30 | 1974-03-19 | Ibm | Centralized verification system |
US3938091A (en) * | 1972-03-17 | 1976-02-10 | Atalla Technovations Company | Personal verification system |
US3956615A (en) * | 1974-06-25 | 1976-05-11 | Ibm Corporation | Transaction execution system with secure data storage and communications |
US4025760A (en) * | 1975-08-14 | 1977-05-24 | Addressograph Multigraph Corporation | Security means for transaction terminal system |
US4123747A (en) * | 1977-05-20 | 1978-10-31 | International Business Machines Corporation | Identity verification method and apparatus |
-
1978
- 1978-06-30 US US05/920,915 patent/US4223403A/en not_active Expired - Lifetime
-
1979
- 1979-05-15 CA CA327,676A patent/CA1124864A/en not_active Expired
- 1979-06-06 JP JP54070029A patent/JPS609309B2/ja not_active Expired
- 1979-06-11 EP EP79101839A patent/EP0007002B1/de not_active Expired
- 1979-06-11 DE DE7979101839T patent/DE2962128D1/de not_active Expired
Also Published As
Publication number | Publication date |
---|---|
CA1124864A (en) | 1982-06-01 |
EP0007002A1 (de) | 1980-01-23 |
US4223403A (en) | 1980-09-16 |
EP0007002B1 (de) | 1982-02-17 |
JPS559297A (en) | 1980-01-23 |
JPS609309B2 (ja) | 1985-03-09 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
8339 | Ceased/non-payment of the annual fee |