DE19920933A1 - Communications apparatus for home banking, Internet access and telephony in combination with devices for detecting biometric characteristic such as signature - Google Patents

Communications apparatus for home banking, Internet access and telephony in combination with devices for detecting biometric characteristic such as signature

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Publication number
DE19920933A1
DE19920933A1 DE19920933A DE19920933A DE19920933A1 DE 19920933 A1 DE19920933 A1 DE 19920933A1 DE 19920933 A DE19920933 A DE 19920933A DE 19920933 A DE19920933 A DE 19920933A DE 19920933 A1 DE19920933 A1 DE 19920933A1
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Germany
Prior art keywords
combination
telephony
devices
home banking
internet
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Withdrawn
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DE19920933A
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German (de)
Inventor
Rene Baltus
Mare-Bernd Woop
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Individual
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Individual
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Application filed by Individual filed Critical Individual
Priority to DE19920933A priority Critical patent/DE19920933A1/en
Publication of DE19920933A1 publication Critical patent/DE19920933A1/en
Withdrawn legal-status Critical Current

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Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/24—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a handwritten signature
    • G07C9/247—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a handwritten signature electronically, e.g. by comparing signal of hand-writing with a reference signal from the pass
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/247—Telephone sets including user guidance or feature selection means facilitating their use
    • H04M1/2478—Telephone terminals specially adapted for non-voice services, e.g. email, internet access
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/66—Substation equipment, e.g. for use by subscribers with means for preventing unauthorised or fraudulent calling
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Human Computer Interaction (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • Health & Medical Sciences (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The apparatus includes a housing in which a microphone/loudspeaker combination and/or a telephone receiver (5), and a device (1) for four-dimensional detection of handwriting which simultaneously functions as a keypad and has a display below it, are combined with a chip-card reader (4). A receipt printer is provided for printing out a paper document of the transaction. In use, the paper is laid on the handwriting checker to allow a handwriting check when the user signs the receipt. A single-board computer (2) with suitable software and a modem (3) perform tasks for calculation and control of all processes and to create and maintain a telephone connection. All biometric characteristics and the necessary virtual formulae are stored on the chip card. Further biometric recognition techniques may be used e.g. to recognize the face, voice, or fingerprint.

Description

Einzelne Geräte zur Lösung von Kommunikationsaufgaben wie Homebankingg, Inter­ netzugang oder Telefonie sind allgemein bekannt. Hierzu gehört natürlich das übliche Telefon und der Personalkomputer. Verfahren zur Erfassung und Auswertung biometri­ scher Merkmale sind ebenfalls bekannt. Mit EP 0560356 ist ein Verfahren zur Erfas­ sung der Unterschriftsdynamik patentiert. In DE 197 30 170 A1 ist ein Vielfacherfas­ sungsgerät für biometrische Merkmale beschrieben. In DE 196 46 733 A1 ist eine anzei­ gende Schreibunterlage für einen die Handschrift vierdimensional erfassendes LCD- Display beschrieben. Alle vorgenannten Verfahren und Vorrichtungen werden als stand-alone-Geräte einge­ setzt oder sind so einsetzbar.Individual devices for solving communication tasks such as home banking, inter Internet access or telephony are generally known. Of course, this includes the usual Telephone and the personal computer. Procedure for recording and evaluating biometrics shear features are also known. EP 0560356 describes a method for detection solution for signature dynamics patented. DE 197 30 170 A1 describes a multiple described for biometric features. In DE 196 46 733 A1 there is an indication writing pad for a four-dimensional LCD handwriting Display described. All of the aforementioned methods and devices are used as stand-alone devices sets or can be used like this.

Der Nutzer allerdings hat eine Masse von Geräten, die er bedienen und deren Bedie­ nung er auch virtuos beherrschen muß. So gehören zu einen homebankingfähigen PC üblicherweise der Rechner selber, die Tastatur, die Computermaus, ein Bildschirm, ein Modem und ein Drucker. Diese Einzelgeräte sind elektrisch zu verbinden, einzurichten und in Betrieb zu nehmen. Kommt noch ein Gerät zur Erfassung eines biometrischen Merkmals hinzu wird die Sache kompliziert. Zu einem modernen Homebanking oder zum Nutzen eines digitalen Siegels nach Signaturgesetz ist weiterhin ein Smartcardle­ ser unerläßlich! Nun ist für alle diese Teile auch noch ein Platz in der Wohnung einzurichten. Der unbe­ darfte Nutzer wird sich wahrscheinlich auch noch mit den von Zeit zu Zeit abstürzenden Betriebssystemen eingehend beschäftigen müssen!However, the user has a mass of devices that they operate and their operation he also has to master virtuoso. So belong to a home banking capable PC usually the computer itself, the keyboard, the computer mouse, a screen, a Modem and a printer. These individual devices are to be electrically connected and set up and put into operation. There is another device for recording a biometric In addition, the matter becomes complicated. For a modern home banking or A smart card is still used to use a digital seal in accordance with the Signature Act it is indispensable! Now you have to set up a place in the apartment for all these parts. The unbe Darten user will probably also crash with the from time to time Operating systems must deal with in detail!

Folgt man den Zahlen von Booz, Allen & Hamilton (1998) über die private Internetnut­ zung in Deutschland (siehe Tagungsband Office 21 Zukunftsforum '99 des Fraunhofer- Institutes für Arbeitswirtschaft und Organisation, Stuttgart, Seite 19) so sind lediglich 9% Internetnutzer, 20% haben Interesse und 71% haben kein Interesse am Internet. Einige Gründe dieser Verweigerung sind sicher in der oben beschriebenen Technikanhäufung zu suchen.If one follows the numbers of Booz, Allen & Hamilton (1998) about the private Internet groove in Germany (see conference volume Office 21 Future Forum '99 of the Fraunhofer Institute for Labor Economics and Organization, Stuttgart, page 19) so only 9% Internet users, 20% are interested and 71% are not interested in the Internet. Some The reasons for this refusal are certainly in the technology accumulation described above to search.

So ist auch anzunehmen, daß viele Kontoinhaber die Vorteile des Homebanking und des Einkaufs im Internet mit einfacher Technik viel öfter nutzen würden.It can also be assumed that many account holders take advantage of home banking and of shopping on the Internet with simple technology would use it much more often.

Gegenstand der Patentansprüche ist ein einfaches Gerät, daß als einzige Kabelverbin­ dungen lediglich einen Netzstecker zur Spannungsversorgung und ein Kabel zum An­ schluß an das Fernmeldenetz hat.The subject of the claims is a simple device that as the only cable connection only a power plug for power supply and a cable for connection connected to the telecommunications network.

Die alphanumerische Kommunikation und die Erkennung des biometrischen Merkmals Unterschrift erfolgt über eine auf Wägezellen gelagerte und mit stabilem Glas abge­ deckte Flüssigkristallanzeige beliebiger Größe. Dort erfolgt auch die Eingabe (Tasta­ turfunktion) von anzuwählenden Telefonnummern, Kennungen, Kontonummern, Artikel­ nummern und andere übliche Tastatureingaben. Das heißt, es ist kein gesonderter Ta­ staturblock nötig.Alphanumeric communication and recognition of the biometric feature Signature is made via a load cell that is stored on load cells and stored with stable glass covered liquid crystal display of any size. The entry is also made there (keyboard function) of telephone numbers, identifiers, account numbers, articles to be dialed numbers and other common keystrokes. That is, it is not a separate Ta staturblock necessary.

Der Datenaustausch erfolgt über ein Modem, das gleichzeitig mit einem üblichen Tele­ fonhörer das allgemeine Telefonieren gestattet. Der aus Sicherheitsgründen erforderli­ che Chipkartenleser vervollständigt die einzig sichtbaren Teile des Gerätes. Die zur biometrischen Überprüfung benötigten Kennfelder des biometrischen Merkmals sind aus Sicherheits- und Datenschutzgründen idealerweise auf einer Chipkarte gespeichert. The data exchange takes place via a modem that works simultaneously with a conventional tele general telephone calls permitted. The necessary for security reasons The smart card reader completes the only visible parts of the device. The for biometric verification are required maps of the biometric feature ideally stored on a chip card for security and data protection reasons.  

Im Gehäuse integriert ist zusätzlich ein handelsüblicher Einplatineneomputer, dessen Leistung heute für diese anspruchslosen Aufgaben völlig ausreichend ist. Die entspre­ chend einfache und spezialisierte Software ist nahezu absturzfrei.A standard single-board computer is also integrated in the housing Performance today is quite sufficient for these undemanding tasks. The correspond The simple and specialized software is almost crash-free.

Optional ist ein einfacher Drucker vorgesehen. Dieser druckt den getätigten Vorgang, z. B. eine Überweisung aus. Dieser Beleg wird auf den Schriftprüfer gelegt und unter­ schrieben. Die biometrischen Daten werden zur vorher eingesteckten Chipkarte über­ spielt und mit dem dort gespeicherten Kennfeld verglichen. Ist die Prüfung positiv ab­ gelaufen wird automatisch von der Chipkarte eine Telefonnummer zum entsprechenden Geldinstitut angewählt und dann die Daten der Überweisung dorthin überspielt. Aus Si­ cherheits- und Datenschutzgründen ist eine Verschlüsselung der übermittelten Daten vorgesehen.A simple printer is optionally available. This prints the process done, e.g. B. a transfer. This document is placed on the auditor and under wrote. The biometric data are transferred to the previously inserted chip card plays and compared with the map stored there. If the test is positive A phone number is automatically run from the chip card to the corresponding one Financial institution selected and then transferred the data of the transfer there. From Si For security and data protection reasons, the transmitted data is encrypted intended.

Sinngemäß verläuft auch eine Bestellung im Internet oder bei einem Handelsunterneh­ men, einem Handwerker, etc. Der Betreiber wird auf der Chipkarte die nötigen Formula­ re abrufbereit vorhalten und nach Aufruf dem Nutzer auf dem Display zur Verfügung stellen.An order on the Internet or from a trading company is also analogous men, a craftsman, etc. The operator gets the necessary formula on the chip card re ready to be called up and available to the user on the display after the call put.

Ebenfalls vorgesehen ist eine Zahlungsfunktiom mittels handelsüblicher Geldkarten.A payment function by means of commercially available money cards is also provided.

Um ein Eindringen von Unbefugten über die Datenleitung in das Gerät zu verhindern ist die Hard- und Software so zu gestalten, daß lediglich eine "Einbahnstraßen"-Funktion möglich ist, d. h. es können keine Daten in das Gerät eingespielt werden.In order to prevent unauthorized persons from entering the device via the data line to design the hardware and software so that only a "one-way street" function is possible d. H. no data can be imported into the device.

Eine Ausnahme hiervon ist allerdings unter hohem Sicherheitsaufwand als Option denkbar. Das Gerät soll zu Hause das Laden von Geldkarten ermöglichen. Hierzu sind sichere Verfahren bekannt und Stand der Technik.An exception to this, however, is an option with high security requirements conceivable. The device is intended to enable the loading of cash cards at home. For this are known safe procedures and state of the art.

Neben der Handschriftenerkennung sind in Kombination zusätzlich ein Verfahren zur Erkennung von Fingerabdrücken und eine Kamera zur Erkennung von Gesicht und Lip­ penbewegung vorgesehen.In addition to the handwriting recognition, there is also a procedure for combining Fingerprint recognition and a camera for face and lip recognition Pen movement provided.

Um Manipulationen zu verhindern ist das Gerät so konstruiert, das eine Öffnung nur durch Gewalt erfolgen kann. Hierbei treten nicht zu reparierende mechanische und elektrische Schäden auf. To prevent tampering, the device is designed so that only one opening can occur through violence. Mechanical and non-repairable parts occur electrical damage.  

BezugszeichenlisteReference list

11

Vorrichtung zur vierdimensionalen Erfassung der Handschrift und gleichzeitiger Tastaturfunktion mit darunter angeordneten LCD-DisplayDevice for four-dimensional recording of handwriting and simultaneous keyboard function with LCD display underneath

22nd

Einplatinenkomputer, im Gehäuseinnern angeordnetSingle-board computer, arranged inside the case

33rd

Modem, im Gehäuseinnern angeordnetModem, arranged inside the housing

44th

ChipkartenleserSmart card reader

55

TelefonhörerTelephone receiver

Claims (7)

1. Kommunikationsgerät für Homebanking, Internet und Telefonie in Kombination mit Vorrichtungen zur Erfassung von biometrischen Merkmalen, dadurch gekenn­ zeichnet, daß in einem Gehäuse eine Mikrofon/Lautsprecherkombination und/oder ein Telefonhörer mit einer Vorrichtung zur vierdimensionalen Erfassung der Hand­ schrift und gleichzeitiger Tastaturfunktion unter der ein Display angeordnet ist mit ei­ nem Chipkartenleser kombiniert sind. Zusätzlich ist ein Belegdrucker vorgesehen, der ein auf dem Handschriftenprüfer aufzulegendes Papierdokument des getätigten Vorganges ausdruckt auf dem dann die Leistung einer Schriftprobe erfolgt. Ein Ein­ platinenkomputer mit geeigneter Software und ein Modem übernehmen Aufgaben zur Berechnung und Steuerung aller Vorgänge sowie zur Herstellung und Aufrecht­ erhaltung einer Fernmeldeverbindung. Alle biometrischen Kennfelder und die benö­ tigten virtuellen Formulare sind auf der Chipkarte gespeichert.1. Communication device for home banking, Internet and telephony in combination with devices for detecting biometric features, characterized in that in a housing a microphone / speaker combination and / or a telephone handset with a device for four-dimensional detection of handwriting and simultaneous keyboard function under the a display is arranged combined with a chip card reader. In addition, a receipt printer is provided, which prints out a paper document of the process that is to be placed on the handwriting checker, on which a written sample is then performed. A circuit board computer with suitable software and a modem take over tasks for the calculation and control of all processes as well as for establishing and maintaining a telecommunications connection. All biometric maps and the required virtual forms are stored on the chip card. 2. Kommunikationsgerät für Homebanking, Internet und Telefonie in Kombination mit Vorrichtungen zur Erfassung von biometrischen Merkmalen nach Anspruch 1, da­ durch gekennzeichnet, daß weitere Verfahren zur biometrischen Erkennung, wie z. B. Gesicht, Stimme und Fingerabdruck in das Gehäuse integriert sind. Hierzu zählen Kamera, Fingerabdrucksensor und Mikrofon.2. Communication device for home banking, Internet and telephony in combination with Devices for detecting biometric features according to claim 1, there characterized in that further methods for biometric recognition, such as e.g. B. face, voice and fingerprint are integrated into the housing. For this include camera, fingerprint sensor and microphone. 3. Kommunikationsgerät für Homebanking, Internet und Telefonie in Kombination mit Vorrichtungen zur Erfassung von biometrischen Merkmalen nach Anspruch 1 und 2, dadurch gekennzeichnet, daß Chipkarten mit integrierten Verfahren zur biometri­ schen Erkennung einer Person, z. B. Karten zur Handschrifteingabe, zur Stimmein­ gabe und zur Überprüfung eines Fingerabdruckes, zur Anwendung kommen.3. Communication device for home banking, Internet and telephony in combination with Devices for detecting biometric features according to claims 1 and 2, characterized in that chip cards with integrated biometric methods rule recognition of a person, e.g. B. Cards for handwriting, for voting and to check a fingerprint. 4. Kommunikationsgerät für Homebanking, Internet und Telefonie in Kombination mit Vorrichtungen zur Erfassung von biometrischen Merkmalen nach Anspruch 1 bis 3, dadurch gekennzeichnet, daß über die in den Chipkarten gespeicherten Rechner­ programme die jeweils gewünschten Tastenfelder auf das Display überspielt und dort angezeigt werden. Denkbar sind hier neben Spezialzeichen die vom Nutzer ge­ wünschten Buchstaben und Zahlen fremder Sprachen.4. Communication device for home banking, Internet and telephony in combination with Devices for detecting biometric features according to claims 1 to 3, characterized in that via the computer stored in the chip cards program the desired key fields onto the display and be displayed there. In addition to special characters, users can also use ge wanted letters and numbers in foreign languages. 5. Kommunikationsgerät für Homebanking, Internet und Telefonie in Kombination mit Vorrichtungen zur Erfassung von biometrischen Merkmalen nach Anspruch 1 bis 4, dadurch gekennzeichnet, daß mit entsprechend sicheren Rechnerprogrammen Lade-, Entlade und Zahlungsfunktionen von Geldkarten getätigt werden.5. Communication device for home banking, Internet and telephony in combination with Devices for detecting biometric features according to claims 1 to 4, characterized in that with correspondingly secure computer programs Loading, unloading and payment functions of cash cards can be carried out. 6. Kommunikationsgerät füf Homebanking, Internet und Telefonie in Kombination mit Vorrichtungen zur Erfassung von biometrischen Merkmalen nach Anspruch 1 bis 5, dadurch gekennzeichnet, daß außer den Ladefunktionen von Geldkarten keine Daten aus einem Fernmelde- oder Datennetz in den geräteeigenen Rechner hinein­ gelassen werden.6. Communication device for home banking, Internet and telephony in combination with Devices for detecting biometric features according to claims 1 to 5, characterized in that apart from the loading functions of cash cards none Data from a telecommunications or data network into the device's own computer be left. 7. Kommunikationsgerät für Homebanking, Internet und Telefonie in Kombination mit Vorrichtungen zur Erfassung von biometrischen Merkmalen nach Anspruch 1 bis 6, dadurch gekennzeichnet, daß das Gerät nur unter Gewaltanwendung geöffnet werden kann und daß dabei durch Sollbruchstellen und elektrische Kurzschlüsse nicht zu reparierende Schäden erzwungen werden, die eine neuerliche Inbetrieb­ nahme verhindern.7. Communication device for home banking, Internet and telephony in combination with Devices for detecting biometric features according to claims 1 to 6, characterized in that the device is opened only with the use of force can be and that this by breaking points and electrical short circuits damage that cannot be repaired is forced, which means that it must be restarted prevent taking.
DE19920933A 1999-05-07 1999-05-07 Communications apparatus for home banking, Internet access and telephony in combination with devices for detecting biometric characteristic such as signature Withdrawn DE19920933A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
DE19920933A DE19920933A1 (en) 1999-05-07 1999-05-07 Communications apparatus for home banking, Internet access and telephony in combination with devices for detecting biometric characteristic such as signature

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DE19920933A DE19920933A1 (en) 1999-05-07 1999-05-07 Communications apparatus for home banking, Internet access and telephony in combination with devices for detecting biometric characteristic such as signature

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DE19920933A1 true DE19920933A1 (en) 2000-11-09

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1445726A1 (en) * 2003-02-05 2004-08-11 Salbert Co Ltd Integrated system for detecting and matching fingerprints
US9912793B2 (en) 2002-02-21 2018-03-06 Bloomberg Finance L.P. Computer terminals biometrically enabled for network functions and voice communication

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9912793B2 (en) 2002-02-21 2018-03-06 Bloomberg Finance L.P. Computer terminals biometrically enabled for network functions and voice communication
US10313501B2 (en) 2002-02-21 2019-06-04 Bloomberg Finance L.P. Computer terminals biometrically enabled for network functions and voice communication
US10979549B2 (en) 2002-02-21 2021-04-13 Bloomberg Finance L.P. Computer terminals biometrically enabled for network functions and voice communication
EP1445726A1 (en) * 2003-02-05 2004-08-11 Salbert Co Ltd Integrated system for detecting and matching fingerprints

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