DE10208112A1 - Automatic cash machine or statement printer machine with an additional floppy drive to allow customers to record a bank statement directly to a floppy disk for use on a personal computer - Google Patents
Automatic cash machine or statement printer machine with an additional floppy drive to allow customers to record a bank statement directly to a floppy disk for use on a personal computerInfo
- Publication number
- DE10208112A1 DE10208112A1 DE2002108112 DE10208112A DE10208112A1 DE 10208112 A1 DE10208112 A1 DE 10208112A1 DE 2002108112 DE2002108112 DE 2002108112 DE 10208112 A DE10208112 A DE 10208112A DE 10208112 A1 DE10208112 A1 DE 10208112A1
- Authority
- DE
- Germany
- Prior art keywords
- machine
- bank
- statement
- customer
- data
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
Abstract
Description
Kontoauszug-Drucker-Automate üblicher Art für die Kontoauszüge drucken die Kontoauszüge automatisch aus, sobald die Bankkarte eingeschoben wird. Bank statement printer machine of the usual kind for the bank statements print out the bank statements automatically as soon as the bank card is inserted.
Mit der Zeit werden so viele Kontoauszüge bei der Kunden angesammelt, dass sie nahezu unübersichtlich werden, insbesondere wenn man sie nicht gleich in dem Ordner einordnet. Over time, so many bank statements are accumulated at the customer that they become almost confusing, especially when you look at them not immediately classified in the folder.
Der in den Patentansprüchen 1 bis 17 angegebenen Erfindung liegt das Problem zugrunde, einen Konto-Auszug-Automat zu schaffen, der anstatt die Kontoauszüge auf Papier zu drucken, diese auf einen Wechsel- Datenträger speichert, den der Kunde mitgebracht hat und mitnehmen kann. The invention specified in claims 1 to 17 lies there Problem underlying creating an account statement machine that instead print the bank statements on paper, Stores data media that the customer brought and take with them can.
Dieses Problem wird mit den in den Patentansprüchen 1 bis 17 aufgeführten Merkmalen gelöst. This problem is solved with the in claims 1 to 17 Features listed solved.
Mit der Erfindung wird eine kostengünstige und praktische Lösung für die Kunden im Bezug auf die Kontoauszügen erreicht. Anstatt die Kontoauszugsdaten auszudrucken, werden sie nach der Reihe auf eine Diskette kopiert, die man später zu Hause am PC ansehen oder ausdrucken kann. Das Überspielen der Daten auf dem PC zu Hause ist heutzutage kein Problem mehr, da statistisch gesehen, fast jeder zweite Deutsche einen PC aufweist. With the invention is an inexpensive and practical solution for Reached customers in terms of bank statements. Instead of that To print out account statement data, they will be sorted one after the other Copied diskette that you can later view at home on your PC or can print. The dubbing of the data on the PC is at home No longer a problem these days, since statistically speaking, almost every second German has a PC.
Ein Ausführungsbeispiel der Erfindung wird anhand der Fig. 1 erläutert. Es zeigt einen Automat mit einem Diskettenlaufwerk. An embodiment of the invention is explained with reference to FIG. 1. It shows a machine with a floppy drive.
Sobald die Bankkundenkarte 1 eingeschoben ist, wird der Automat 2 einige Sekunden warten, ob ein Datenträger eingeschoben wird oder nicht. Wenn innerhalb dieser Zeit kein Datenträger in den Datenträgerlaufwerk 3 eingeschoben wird, druckt der Automat den Kontoauszug aus. Falls ein Datenträger z. B. eine Diskette 4 eingeschoben wird, werden die Kontoauszugsdaten nicht ausgedruckt sondern auf die Diskette gespeichert. Die Speicherung erfolgt nach Datum, Uhrzeit oder Buchungsnummer (je nachdem wie es am optimalsten für die Bank-Institut ist). Auch eine Datenübertragung über eine CD-R oder RW, oder ROM- Mini-Disc ist denkbar. Dadurch, dass die Datenmenge sehr gering ausfällt, ist jedoch eine Diskette sehr praktisch und preiswert. As soon as the bank customer card 1 is inserted, the machine 2 will wait a few seconds whether a data carrier is inserted or not. If no data carrier is inserted into the data carrier drive 3 within this time, the machine prints out the account statement. If a disk z. B. a disk 4 is inserted, the bank statement data are not printed out but saved on the disk. Storage takes place according to the date, time or booking number (depending on how it is best for the bank institute). A data transfer via a CD-R or RW, or ROM mini-disc is also conceivable. Because the amount of data is very small, a floppy disk is very practical and inexpensive.
Der Automat soll die Daten von der Diskette lesen können und auf sie speichern. Eine gemeinsame Nutzung in Verbindung mit der Karte kann eine sichere Datenübertragung gewährleisten. The machine should be able to read the data from the disk and onto it to save. Can be shared in connection with the card ensure secure data transmission.
Die Bank kann ein eigenes Programm dafür entwickeln lassen und diese dem Kunden auf eine CD-ROM oder Diskette zur Installation an deren PC-s übergeben. The bank can have its own program developed for this and this to the customer on a CD-ROM or floppy disk for installation on their PC s passed.
Eine Datenübertragung kann auch direkt auf der Karte stattfinden, wenn sie mit einem leistungsfähigen Speicherchip aufgerüstet ist (so ähnlich wie die Smart-Card oder der Memory-Stick). In diesem Fall kommt ein Problem auf den Kunden hinzu, da sie ein Kartenlaufwerk oder Karten- Lese-Gerät für den PC besorgen müssen. A data transfer can also take place directly on the card, if it is upgraded with a powerful memory chip (something like the smart card or the memory stick). In this case comes one Problem on the customer because they have a card drive or card Need to get a reading device for the PC.
Claims (17)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE2002108112 DE10208112A1 (en) | 2002-02-26 | 2002-02-26 | Automatic cash machine or statement printer machine with an additional floppy drive to allow customers to record a bank statement directly to a floppy disk for use on a personal computer |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE2002108112 DE10208112A1 (en) | 2002-02-26 | 2002-02-26 | Automatic cash machine or statement printer machine with an additional floppy drive to allow customers to record a bank statement directly to a floppy disk for use on a personal computer |
Publications (1)
Publication Number | Publication Date |
---|---|
DE10208112A1 true DE10208112A1 (en) | 2003-09-18 |
Family
ID=27762437
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DE2002108112 Ceased DE10208112A1 (en) | 2002-02-26 | 2002-02-26 | Automatic cash machine or statement printer machine with an additional floppy drive to allow customers to record a bank statement directly to a floppy disk for use on a personal computer |
Country Status (1)
Country | Link |
---|---|
DE (1) | DE10208112A1 (en) |
Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0182244A2 (en) * | 1984-11-12 | 1986-05-28 | Oki Electric Industry Company, Limited | Electronic bankbook and transaction system |
EP0720102A1 (en) * | 1994-07-18 | 1996-07-03 | Ntt Data Communications Systems Corporation | Electronic bankbook and cash transaction information processing system using the same |
-
2002
- 2002-02-26 DE DE2002108112 patent/DE10208112A1/en not_active Ceased
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0182244A2 (en) * | 1984-11-12 | 1986-05-28 | Oki Electric Industry Company, Limited | Electronic bankbook and transaction system |
EP0720102A1 (en) * | 1994-07-18 | 1996-07-03 | Ntt Data Communications Systems Corporation | Electronic bankbook and cash transaction information processing system using the same |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
OP8 | Request for examination as to paragraph 44 patent law | ||
8131 | Rejection |