DE102007020370A1 - Online premium-bonus program-network access control system method, involves buying goods, where customer data is acquired by point-of-sale system and dealings are connected to online bonus program-network-access-premium converter - Google Patents

Abstract

The method involves buying goods or services and paying the salesman (4) with cash, credit card or debit card. The salesman accepts and acknowledges through entry in the Point-of-sale (POS) system. The customer data is acquired by the POS system and the dealings are connected by a converter to the online bonus program-network-access-premium converter, data converter, creditor signal transmitter, POS system and network-access-control. The data transfer takes place manually or fully automatically. After the control data are delivered into the network access-control systems, the partner customers identifies Subscriber Identity module (SIM) cards and personnel identity number (PIN) and use the assets in which they enter in the network or Internet(12). The POS system or payment system controlled premium network-access system consists of a POS terminal or payment system, and premium network-access quantity or time data computation and delivery computer unit, and a premium-network-access controller computer (Remote Authentication Dial In User Service and Authentication Authorization Accounting server) and a mobile or fixed network and wireless points of access. An independent claim is also included for an automated teller machine (ATM), which has a premium network entrance.

Description

at the invention is a cash register system, point-of-sale terminal, Payment terminal, payment terminal or payment processing system or transfer processing system controlled online bonus program premium telecommunications network access Controlling system procedures which we also use as or procedure call. Proper sense All vending machines are affected which have one Cash register system, point-of-sale terminal, payment terminal, payment terminal and according to the invention Premium or Online Bonus Network Access Allocation Use Control or control. A particularly big advantage of the invention is that it does not have to more extra elaborate data can be entered into a reward system, since they will be directly over the inventive Converter, data converter, creditor signal transmitter from a first Database to be automatically passed to a second database. Thereby are we are able to connect from simple offline bonus programs and over the invention Converter, data converter, creditor signal transmitter points to minutes to convert, transform, transfer punts to online minutes.

It is additional also possible a mailbox unlocking control system via an internet interface connect with order and pay any goods and or Internet services on POS = (Point of Sales) or to PDV, ODV = (dot or place or place of selling the Controlled vending machine and can be opened by the buyer so that the physical goods can be picked up.

The System can be used in any stores and or stores where with credit cards, customer cards cashless or at any POS systems with cash or any other payment system such as with bank transfer between buyers and sellers any payments made after a purchase or sale transaction be, and the inventive affiliate sales or pay-dependent to online bonus program network access premium Converter, Data converter, Gutschreiber signal transmitter, POS system or point-of-sale terminal and online premium network access controller connecting and data transfer Controlled computer or server and the connected telecommunications network access and the payment process-dependent Online premium telecommunications network access the user user through the payment systems controlled controlled to the bonus program necessary control data in the context of an information exchange from a first database to a second, third or any pass many databases can be.

was standing belong to the technology of today the well-known network access controllers methods and systems of Mobile and Fixed Network Operators and Telecommuication or Internet Service providers like prepaid, autopaid, postpaid or flatrate where the subscriber an unlimited in time and or in volume network access granted which you bought directly and paid for, not like that invention System procedure in which just no network access purchased directly or it will be sold, but it will be any product or service bought and paid for, and through the checkout process at checkout Network access will be premium for the telecommunications accounts the customers and buyers fires credited and thereby controlled by the Premium Network Access granted and controlled. With a Prepaid procedure becomes a certain Quantity contingent of network access either in time or in data volume pre-allocated in a package with a subscriber number SIM card, PIN Card PUK Card etc. linked and handed over to the customers or available frame, which then again and again with pre-determined 10, 20, 50 or other value units with rechargeable service packages Network access quota the prepaid accounts or accounts of Participants repeatedly refilled refilled can be. at The Autopaid Trader will be coins or bills stuck in a machine, thrown in and for the user Network access become the user posed. There are also autopaid solutions for so-called hotspots, which After paying, generate a specific access code, which either sent to the participants or printed and handed over to the participants then, with the input of the code, access to the networks can obtain. In the postpaid procedure the used network access services of the network operator recorded accurately recorded and afterwards charged to the customer.

The state of the art in our paymiumpaid or purchase and payment-based premium access procedures are the purchase price paid by the customer for a good or service to the merchants, service providers, sellers at their point-of-sale terminal in cash or cashless with cards to the point-of-sale systems Goods and / or services that have been purchased and paid for, accurately recorded, if necessary summed up, and with the help of a sales or pay-based to online bonus program network access premium converters, data converters, credit card signal transmitters, POS system or cash registers terminal and online premium network access control connecting and data transfer calculator or server is calculated, how much bonus premium network access the buyer for the sales made by him or for the goods and services purchased by him or service will additionally get as a bonus or premium network access and the calculated minutes and / or amounts of data (megabytes) are provided to the buyer in the connected networks of the network access, which the customers get after Authorization Authentication network access and can be consumed.

Background of the invention:

are Payment systems, point-of-sale systems POS systems on POS, which be supplemented with any card reader printer or WLAN access points can with the inventive conversion or pay-dependent Online Bonus Program Network Access Premium converter, data converter, creditor signal transmitter, POS system or point-of-sale terminal and online premium network access control connecting and data transfer Calculator or server will be connected and the buyer for the incident or payment process due online premium network access is charged and the so-called Triple AAA (Authentication, Authorization, Accounting) Server or RADIUS (Remote Authentication Dial In User Services) called server or with any telecommunication network access controlling Plants, devices or systems advantageous with their own or telecommunications Service Provider Computer systems via a revenue to online Bonus Program Network Access Premium Converter, Data converter, Gutschreiber signal transmitter, POS system and network access controller connectors and data transfer Computer or server connected and via a suitable interface are transferred to the controller necessary data. This data transfer can be via any Interfaces with arbitrary databases take place with arbitrary Programming languages and or protocols work such as XML, SOAP, API, CGI or any other way. The cash register systems can also be stationed on the internet or hosted on the web.

The Telecommunication networks, in accordance with the invention via the payment systems of Additions can be controlled Naturally operated with any licensed or unlicensed frequencies be working with short or wide reception or working radius, directly connected to the cash register systems and connected directly to them but it can Also set up somewhere else min the POS systems on any Networks such as WLAN, WIMAX, UMTS, GSM, landline, cable, Ethernet, fiber or other, or via satellite or any other mobile or landline telecommunications networks be which of a telecommunications network operator or by a service provider and or only by a network access controlling AAA Sever or even from the dealer service providers themselves operated with own networks or network access control servers become. In the invention, it is not of great importance whether the premium network access servers have a first, second, third or controlled by any provider in the series the access is controlled, which already one, for example, provided by the telecom Network access as second or third or any provider the Additions locks again, prevents, or meets the requirements for the customer Buyer, Visitor opens again.

We realized that there are a lot of different offline bonus and premium programs where prizes are awarded but today there is still not a single bonus program which awards premium, online premium network access to the customer buyers, and connected directly to a POS or POS terminal becomes, where one with cash or with customer card or credit card a commodity or service can pay. Because the cash register systems point of sale terminals or card payment systems, card payment terminal which are already partially connected to computer networks or with minor modifications can be connected relatively easily to any computer systems or computer networks, give us the opportunity a buyer, customer card or credit card, sales or pay-dependent to the online bonus program Network Access Premium Converter, Data Converter, Gutschreiber signal transmitter, POS system or POS terminal and online premium network access control connecting and data transfer computer or server and via the converter, the telecommunications network access controlling systems by the inventive system to connect and via an inventive sales or pay dependent to Online bonus program Network access premium converter, data converter, creditor signal transmitter, POS system and network access controller connector and Data transfer Computer or server to pass the network access control systems through the payment systems with access data and thereby control the network access as online premium. In some cases where these necessary devices are not yet available, there can be prepared according to the invention with simple modifications upgrades, supplements for the process. Of course, there are the accesses to the cash system in addition, wirelessly via any frequency from the sales staff or even from the customer buyer. If the operation of the cash register systems is carried out in a kind of self - service by the customers, it is essential in most cases that the delivery or availability of the purchased goods and / or services can be granted only after payment has been made and then subsequently also the turnover resp Payment-dependent online premium is credited to the telecommunication account of participants automatically or manually. There are examples of orders in restaurants where the binding acceptance of the order can only be made after payment has been made, or petrol stations where the fuel is issued only after payment has been made, or any other shops and businesses have been mentioned. The handing over of the physical goods may be done manually by the personnel after the authorizations have been sent to the terminals of the personnel or the customers and controlled by the personnel. But it is also possible to automate the control of the collection boxes by the customer on their terminals sent signals permissions.

At any shops or shops, where a time-dependent Picking up the goods is important for example in a fast food restaurant it can the appointments over Internet in the sales applications are integrated. Thereby can be ensured that customers are just in time with fresh goods as agreed can be supplied.

• 2 In einem zweiten Ausführungsbeispiel kauft eine Kunde (1.) bei einem Händler (4.), Dienstleister, (4.) Tankstelle, (4.) Kino (4.) ein und zahlt an der Kasse mit Kundenkarte (2.) oder Kreditkarte (2.) ElectronicCashCard (2.) oder mit beliebig anderen KundenKarte (2.) welche eine Identifikation der Käufer gewährleitet und an der Kartenterminal (4.) durch die Magnetstreifen (4.) oder Chip (4.) oder Strichkode-Scanner (4.) oder beliebig anders erfasst und zu eine bestimmten Einkauf, Zahlungsvorgang, Kontonummer, Bankleitzahl, Bankverbindung zugeordnet und die Bezahlung abgewickelt werden kann. Der Verkäufer bzw. seine Mitarbeiter nimmt die bargeldlose Kartenzahlung (2.) entgegen. Durch die bargeldlose Kartenzahlung (2.) ist eine eindeutige Identifikation der Kunde durch die Kundenkarte (2.) oder Kreditkarte (2.) Tankkarte (2.) ElectronicCashCard (2.) ist dadurch bereits durchgeführt bzw. gewährleitet. Die Indentifikation der Käufer bzw. Karteninhaber (1.) werden mit den gekauften und mit der Karte bezahlten Waren und oder Dienstleistungen verknüpft und in die Zentrale der Kartenzahlungsabwicklungssystem-Betreiber (7.) weitergeleitet (5.). Der Kartenzahlungsabwicklungssystem-Betreiberzentrale (7.) wickelt die Bezahlung, Geldtransfer oder Überweisung zwischen Käuferbank (8.) und Verkäuferbank (9.) und Kartenherausgeber (7.) manuell oder elektronisch automatisiert ab und anschliessend übergibt die Käufer, Umsatz und oder Verkaufsabhängge Daten für die Netzwerkzugangs-Kontrollsystem (11.) weiter welche durch die Bezahlungssysteme (4.) oder (7.) und (10.) gesteuert wird. Den Daten Vorgaben, Rechnungen Abrechnungen entsprechend werden den Käufer Kunde die Telekommunikation Netzwerkzugang Daten Guthaben gutgeschrieben den Verkäufer Kunde die Netzwerkzugangs-Kosten und oder nur die Telekommunikations-Netzwerkzugangsteuerung Dienstleistungen, welche dann der Käufer Kunde nach dem er sich in dem Netz sich eingelogt, identifiziert, angemeldet hat in Anspruch nehmen kann, bzw. für ihn der Netzwerkzugang (12.) geöffnet und geschlossen wird.
• 3 In einem dritten Ausführungsbeispiel kauft ein Kunde eine beliebige Ware oder Dienstleistung bei beliebigen Händler Dienstleister Anbieter auf Rechnung und bezahlt die Rechnung oder den Kaufpreis per Überweisung. Da die Überweisung auch ein Bezahlungsform darstellt wollen wir auch in unserem Premium Payment Protocol System mit einbinden und durch die Überweisung die Bonusprogramm Netzwerkzugang Kontrollsysteme zu steuern. Die Überweisung (8.) und (9.) findet vorteilhaft und zeitgemäss elektronisch statt, aber es kann auch noch mit der alte physische Überweisungsschein manuell erfolgen und per Post an den Zahlungsabwickler (7.) eingeschickt erfolgen. Die Verarbeitung der Überweissung (8.) und (9.) erfolgt fast ohne Ausnahme elektronisch mit Lesegeräten und Datenverarbeitungsanlagen. In diesem Ausführungsbeispiel sollte die Überweisung dadurch gekennzeichnet sein, dass es auch eine Partner Premium Payment Protocol anschliessend durchgeführt wird, welche die Überweisung verarbeitende Datenverarbeitungsanlage (7.) mit ein Nachricht oder Signal an den Umsatz zur Online Bonusprogramm Netzwerkzugangs-Premium Umrechner, Datenkonverter, Gutschreiber Signalsender, Kassensystem und Netzwerkzugangskontroll verbinder und Datenübergabe Rechner oder Server veranlasst und ausser die Abwicklung der Überweissung auch noch die Daten für die Bezahlungssystem gesteuerte Bonusprogramm Netzwerkzugangs-Kontrollsystem (11.) übergibt, damit der Partner Premium Netzwerk der Zugang durch die Bezahlungssystem (7.) gesteuerte Umsatz zur Online Bonusprogramm Netzwerkzugangs-Premium Umrechner, Datenkonverter, Gutschreiber Signalsender, Kassensystem und Netzwerkzugangskontroll verbinder und Datenübergabe Rechner oder Server (10.) an den Netzwerkzugangs-Kontrollsystem Server (11.) übergeben wird damit der Bonusprogramm Netzwerkzugang gesteuert und kontrolliert werden kann.
• 4 In einem vierten Ausführungsbeispiel kauft eine Kunde über das Internet über beliebigen Privaten oder Öffentlichen Zugang in einem beliebigen Webshop, womöglich über einen direkt für diesen Zweck eingerichteten Webshop wo man nur mit Premium Payment Protocol Netzwerkzugang verkauft wird eine beliebige Ware oder Dienstleistung bei einem belieben Händler Dienstleister oder Anbieter und nach dem das auswählen und bezahlen der Waren und oder Dienstleistungen durchgeführt und abgewickelt worden sind, es werden die Daten von den beliebigen E-Commerce Applikationen die Netzwerkzugangs-Steuerungsdaten für die Bezahlungssystem gesteuerte Netzwerkzugangs-Kontrollsystem übergeben und der Zugang für den Kunde Käufer gewährt und Zeit-Abhängig und oder Volumen-Abhängig kontrolliert was übrigens bei allen anderen Ausführungsbeispielen auch beliebig Zeit und oder Volumen-Abhängig erfolgen durchgeführt und kontrolliert und der Netzwerkzugang gewährt geöffnet und geschlossen werden kann. Wenn der Kunde Käufer Zugang zu dem Internet erlangt hat, dann besteht natürlich die Möglichkeit über unseren Online Bonusprogramm Netzwerkzugang zu beliebigen elektronischen und online Prämien zu bringen, welche über das Netz vermittelt bzw. erreichbar sind. Diese elektronische Prämien bzw. Netzwerkzugangänge können mit dem erfindungsgemässen Wertevermittlung und Umrechnungsrechner kontrolliert werden. Die besondere Vorteile der Erfindung sind, dass mit dessen Hilfe ohne weitere Aufgaben, Tätigkeiten Eingreifen ein Bonusprogramm Netzwerkzugang erzeugt und kontrolliert werden kann und dadurch eine viel wirtschaftlichere und gleichzeitig viel wertvollere Kundenbindung und Kundemotivations-Instrument geschaffen werden kann, womit die Händler, Dienstleister Ihre Kunden zu sich selbst zu und zu ihren eigenen Bezahlsystemen oder viel billigeren Electronic Cash Bezahlsystem verleiten können, statt die teuere Kreditkartengebühren bezahlen zu müssen. Aber die teuere Kreditkartengebühren können viel attraktiver erscheinen, wenn man die mit dem erfindungsgemässen Premium Payment Protocol abwickelt, da man ja die gleiche Gegenwert in Form eine Online Bonusprogramm bekommen kann was man für eine beliebige Ware oder Dienstleistung bezahlen musste.
• 5 In einem fünften Ausführungsbeispiel bei dem der Umsatz oder Bezahlungabhängige zur Online-Bonusprogramm-Netzwerkzugangs- Premium Umrechner, Datenkonverter, Gutschreiber Signalsender, Kassensystem bzw. Kassenterminal und Online-Premium-Netzwerkzugangskontroll verbindender und Datenübergabe Rechner oder Server die Netzwerkzugangskontigente gar nicht berechnen muss, weil die Händler Dienstleister Anbieter bieten bei eine einzige Verkaufsvorfall einen zeitlich oder in der Volumen unbeschränkten Netzwerkzugang dann wird eben der unbeschränkte Flatrate Netzwerkzugang an die Premium-Netzwerkzugangs-Kontroller übermittelt und beim einloggen der User Benutzer dem entsprechend zur Verfügung gestellt wird. Die Authorisatio beim Einloggen kann natürlich auch über MAC Adresse des Endgerätes des Benutzer oder durch Stimmenanalyse oder beliebige Biometrische oder andere Authentication oder Authorisations-Verfahren kontrolliert werden.
• 6 In einem sechsten Ausführungsbeispiel können die den Kunden gutgeschriebenen Premium-Netzwerkzugangs-Guthaben auch in einem Netzwerk auf die Kreditkarten oder Kundenkarten übertragen und auf den Kundenkarte Kreditkarten oder beliebige mobile oder immobile Datenbank oder Datenspeicher gespeichert werden. Falls es notwendig erschein es können auch die Premium-Netzwerkzugangs Steuerungsdaten auch zwischengespeichert und erst später zwischen den Bezahlsystemen und Premium-Netzwerkzugangs-Steuerungssystemen beliebig übertragen oder zwischengespeichert werden oder sogar wenn es von den Käufer gewünscht und von den Verkäufer erlaubt wird auf ein ander Konto oder Teilnehmer überschrieben übertragen werden.
• 7 In einem siebten Ausführungsbeispiel es können auch zwei Kundenkarten bei einem Bezahlvorgang durch den Kartenleser eingelesen werden. Der eine könnte eine Kreditkarte oder Kundenkarte, ElectronicCashKarte sein womit die bargeldlose Bezahlung abgewickelt werden kann und der zweite eine Telekommunikations-Kundenkarte, welche den Telekommunikationskonto numerisch oder namentlich bestimmt identifiziert und den gutzuschreibenden Premium-Netzwerkzugangs-Konto bestimmt. Aber es können natürlich erfindungsgemäss auch beide Konten, beide Identifikationen (1 für das Bezahlungs-Konto und 1 für das Telekommunikations-Konto)
• 8 In einem achten Ausführungsbeispiel es können natürlich auch alle 3 Systeme die A. Bezahlungsabwicklungserver System und B. Umsatz, Bezahlung oder Überweisungsabhängige zur Online-Bonusprogramm-Netzwerkzugangs- Premium Umrechner, Datenkonverter, Gutschreiber Signalsender, Kassensystem und Netzwerkzugangskontroll verbinder und Datenübergabe Rechner oder Server und C. die Premium Netzwerkzugangskontroller an einem einzigen Server installiert sein, damit die Datenübergabe noch einfacher schneller besser und sicherer erfolgen kann. Es is sogar auch möglich alle drei Systeme in einem einzigen applikation an einem einzigen Server zu verwirklichen, aber bei dem funktionieren des Systems oder bei der Erfindung es ist nicht von grosse Bedeutung und spielt so git wie keine Rolle.
• 9 In einem neunten Ausführungsbeispiel es könnten auch die ATM (Automatic Teller Machines) oder Geldausgabe Automaten, Terminals mit bestückt werden, mit eine kleine Änderung, dass in diesem Fall nicht die Bezahlte oder überwiesene Geldbeträge die Bemessungsgrundlage bilden würden bei der Ermittlung Berechnung der Menge der Premium-Netzwerkzuganges, sondern in diesem Fall würde die abgehobene Geldmenge oder eine von dem Vorfall oder Kontostand oder Umsatz oder Investition abhängige im Voraus festgelegte Variabel oder Konstante.
• 10 In einem zehnten Ausführungsbeispiel es wird eine kombinierte Datenübergabeverfahren durchgeführt, wo durch das Bezahlen beliebige Waren oder Dienstleistungen ein Premium-Netzwerkzugang gutgeschrieben und von dem Käufer benützt (12.) und ein gewöhnlich Netzwerkzugang Berechtigung (13.) gekauft bezahlt, gutgeschrieben und von dem Käufer benutzt wird.

In a first embodiment, a customer buys ( 1 .) at a dealer ( 4 .) any goods or services and pay with cash ( 3 .) The seller ( 4 .) or its employees ( 4 .) takes the cash payment ( 3 .) and acknowledges by entering in the POS system ( 4 .) the receipt of the cash payment and then manually type in the cash register system the telecommunications network customer number account number or any other means of identification such as name or other of the buyer's customer ( 1 .), if the clear identification of the customer by credit card ( 2 .) or customer card ( 2 .) could not be performed. The over the cash register systems ( 4 .) POS terminals recorded customer data and sales are linked to a telecommunications subscriber account number or at least logically connected and via a sales or payment to the online bonus program network access premium converter, data converter, coupler signal transmitter, POS system and Netzwerkzugangskontroll connector and data transfer computer or Server in the telecommunication connection or switching center or AAA server ( 11 .) transmitted ( 5th ) where the network access authorizations User, Customer, Buyer, Sales or Payment are calculated, determined and forwarded with the customer data to the control of the bonus program network access control system in the bonus program network access control systems ( 11 .) is transmitted. The data transfer can be done manually or advantageously fully automatically. After the network access control system transfers control data from a first database to a second database, into the network access control systems ( 11 .), where the participants can identify themselves with the already known identification methods such as SIM (Subscriber Identity Module) cards and PIN (Personal Identity Number) or Username and Password or any other known or unknown methods and consume their credit by connecting to the Internet ( 12 .) walk.

• 2 In a second embodiment, a customer buys ( 1 .) at a dealer ( 4 .), Service provider, ( 4th ) Gas station, ( 4th ) Movie theater ( 4 .) and pay at the checkout with customer card ( 2 .) or credit card ( 2 .) ElectronicCashCard ( 2 .) or with any other customer card ( 2 .) which ensures the identification of the buyer and at the card terminal ( 4 .) Through the magnetic strip ( 4 .) or chip ( 4 .) or bar code scanner ( 4 .) or any other way and can be assigned to a specific purchase, payment transaction, account number, bank code, bank details and payment can be processed. The seller or his employees accept the cashless card payment ( 2 .) opposite. Through the cashless card payment ( 2 .) is a clear identification of the customer by the customer card ( 2 .) or credit card ( 2 .) Fuel card ( 2 .) ElectronicCashCard ( 2 .) is already carried out or guaranteed. The identification of the buyers or cardholders ( 1 .) are linked to the goods and / or services purchased and paid for with the card and sent to the card payment processing system operator ( 7 .) ( 5th ). The card payment processing system operator center ( 7 .) handles the payment, money transfer or transfer between buyers bank ( 8th .) and seller bank ( 9 .) and card issuer ( 7 .) manually or electronically automated and then passes the buyer, sales and or sales data for the network access control system ( 11 .) which by the payment systems ( 4 .) or ( 7th ) and ( 10th ) is controlled. According to the data specifications, invoices bills will be credited to the buyer customer's telecommunications network access data balance the seller customer's network access costs and or only the telecommunications network access control services, which then become the buyer customer after which he is in the network logged in, identified, logged in, or for him the network access ( 12 .) is opened and closed.
• 3 In a third embodiment, a customer buys any product or service at any merchant service provider on account and pays the bill or purchase price by bank transfer. Since the transfer is also a form of payment, we also want to integrate in our Premium Payment Protocol system and to control the bonus program network access control systems through the transfer. The transfer ( 8th .) and ( 9th ) takes place in an advantageous and timely manner electronically, but it can also be done manually with the old physical remittance slip and by mail to the payment processor ( 7 .). Processing of the transfer ( 8th .) and ( 9th ) occurs almost without exception electronically with readers and data processing systems. In this exemplary embodiment, the transfer should be characterized in that a partner premium payment protocol is subsequently also carried out, which processes the transfer processing data processing system ( 7 .) with a message or signal to sales to the online bonus program network access premium converter, data converter, transponder signal transmitter, POS system and network access control connector and data transfer computer or server causes and in addition to the processing of the Überweissung also the data for the payment system controlled bonus program network access Control system ( 11 .) to allow the partner premium network access through the payment system ( 7 .) controlled turnover to the online bonus program network access premium converter, data converter, creditor signal transmitter, POS system and network access control connector and data transfer computer or server ( 10 .) to the network access control system server ( 11 .) so that the bonus program network access can be controlled and controlled.
• 4 In a fourth embodiment, a customer buys over the Internet via any private or public access in any webshop, possibly via a directly set up for this purpose webshop where you are sold only with Premium Payment Protocol network access any goods or services at a discretionary dealer Service provider or provider and after the selection and payment of the goods and / or services have been carried out and handled, the data from any e-commerce application will pass the network access control information to the payment system controlled network access control system and access for the customer Buyer granted and time-dependent and or volume-dependent controls what incidentally done in all other embodiments, any time and or volume-dependent carried out and controlled and the network access granted open and closed that can. If the customer buyer has access to the Internet, then of course there is the opportunity via our online bonus program to bring network access to any electronic and online rewards, which are mediated or accessible via the network. These electronic premiums or network accesses can be checked with the inventive value transfer and conversion calculator. The particular advantages of the invention are that it can be used to generate and control a bonus program network access with its help without further tasks, and thereby a much more economical and at the same time much more valuable customer loyalty and customer motivation instrument can be created, bringing the dealers, service providers your customers to themselves and to their own payment systems or much cheaper electronic cash payment system, instead of having to pay the expensive credit card fees. But the expensive credit card fees can appear much more attractive, if one deals with the inventive premium payment protocol, since you can get the same equivalent in the form of an online bonus program what you had to pay for any goods or services.
• 5 In a fifth embodiment in which the revenue or payment dependent to online bonus program network access premium converter, data converter, Gutschreiber signal sender, POS system or POS terminal and online premium network access control connecting and data transfer computer or server network access must not calculate because the retailer service providers offer in a single sales transaction a time or volume unrestricted network access then just the unlimited flatrate network access is transmitted to the premium network access controllers and when logging in the user user is made available accordingly. Of course, the authorization to log in can also be controlled via MAC address of the user's terminal or by voice analysis or any biometric or other authentication or authorization procedure.
• In a sixth exemplary embodiment, the premium network access credits credited to the customers can also be transferred to the credit cards or customer cards in a network, and credit cards or any mobile or immobile database can be transferred to the customer card or data storage. If necessary, the premium network access control data can also be cached and later transferred or cached between the payment systems and premium network access control systems, or even if requested by the buyer and allowed by the seller to a different account or Subscribers will be transferred overwritten.
• In a seventh exemplary embodiment, two customer cards can also be read by the card reader during a payment process. One could be a credit card or customer card, ElectronicCash card with which the cashless payment can be handled and the second a telecommunication customer card which identifies the telecommunication account numerically or by name and determines the premium network access account to be credited. But of course according to the invention both accounts, both identifications (1 for the payment account and 1 for the telecommunication account)
• 8 In an eighth embodiment, of course, all 3 systems can also be the A. Payment Processing System and B. Revenue, Payment or Transfer Dependent to Online Bonus Program Network Access Premium Converter, Data Converter, Gutschreiber Signal Sender, POS System and Network Access Controller and Data Transfer Computer or Server and C. Premium Network Access Controllers can be installed on a single server to make data transfer faster and safer. It is even possible to realize all three systems in a single application on a single server, but in the functioning of the system or in the invention it is not of great importance and does not matter as much.
• 9 In a ninth embodiment, ATM (Automatic Teller Machines) or cash dispensers, terminals could also be populated, with a small change, that in this case, the amounts paid or transferred would not constitute the basis of calculation Premium network access, but in this case would be the amount of money withdrawn or a predetermined variable or constant depending on the incident or account balance or turnover or investment.
• In a tenth exemplary embodiment, a combined data transfer method is carried out, in which by paying any goods or services premium network access is credited and used by the buyer ( 12th ) and a common network access permission ( 13 .) purchased, credited and used by the buyer.

Statement to the figures

1

customer Buyer, Cash payer or credit card payer or loyalty card payer holder

2

Credit card, Customer card with any data storage chip or magnetic stripe

3

Cash

4

Seller POS system, Point-of-sale terminal with devices connected to terminals such as card readers, Card scanner, WLAN access point, printer etc.

5

Data transfer between the POS systems and network access control, network access calculation and network access control units.

6

money transfer money transfer

7

Loyalty cards, Credit card money transfer money transfer Payment scheduler

8th

Buyer's bank, Financial institution, buyer's account

9

Sellers Bank, Financial institution, seller account

10

Sales, Payment or transfer dependent to Online bonus program network access Premium Converter, Data converter, Gutschreiber signal transmitter, POS system and network access control connectors and data transfer computers or servers Hardware module.

11

Netzwerzugangs Control server

12

Internet access as a premium and customer loyalty

13

Internet access gets paid as paid by the participants themselves traditional.

Claims (6)

POS terminal, POS system or payment system controlled online premium bonus program network access control system method characterized in that the customer ( 1 .) buys from any dealer, service provider ( 4 .) any goods or services and pay with cash ( 3 .) or by credit card or any customer card for the seller ( 4 .) The seller ( 4 .) takes the cash payment ( 3 .) and acknowledges by entering in the POS system ( 4 .) POS terminal ( 4th ) the receipt of the cash payment and then type in manually or automatically with a customer card or credit card in the cash register system the telecommunications network customer number account number or any identification of the buyer's customer ( 1 .), if the clear identification of the customer by credit card ( 2 .) or customer card ( 2 .) Payment could not be made yet. The dealer, service provider, provider, any goods or services, which receives the payment still before The procedure opens up a telecommunications account with the partner premium telecom service provider (for itself, because the seller will pay for the telecommunications services provided to the buyer.) The billing of the partner premium telecom services can be provided by the vendor Provider also postpaid or prepaid) and (for its buyers, which will use the premium network access) or the telecommunications accounts for the buyer customers can even by the buyer customers for themselves by registration with the partner premium telecommunications service Providers are opened. The over the cash register systems ( 4 .) recorded customer data and sales are about a turnover to online bonus program network access premium converter, data converter, creditor signal transmitter, POS system and network access control connector and data transfer computer or server in the telecommunications connection or switching center or AAA server ( 11 .) data recorded by a first payment system or cash register database data about a turnover to the online bonus program network access premium converter, data converter, creditor signal transmitter in a second premium network access controller server data ( 5th ), where the network access authorizations are calculated on the basis of sales and / or payment, and, for forwarding with the customer data, to the control of the bonus program network access control system into the bonus program network access control systems ( 11 .). Data transfer can be manual or fully automatic. After the network access control system sends control data into the network access control systems ( 11 .) have passed there, the participants can customers with the already known identification method SIM (Subscriber Identity Module) cards and PIN (Personal Identity Number) with automatic log in or sign in or with username and password manually or any other known or Unknown methods with an arbitrary code and or password identify themselves and consume their credit by entering the network or Internet ( 12 .) walk. POS terminal POS system ( 4 .) or payment system ( 7 .) controlled premium network access system according to claim 1, characterized in that it consists of an A. POS terminal ( 4 .) or payment processing system ( 7 .) and B. Premium Network Access Quantity or Time Data Calculation and Transfer Calculator Unit ( 10 .) and a C. Premium Network Access Controller. 11 .) (RADIUS or AAA server) D. from a mobile and / or landline network ( 12 .) ( 13th ) and E. and from wireless access points ( 4 .) consists. POS terminal POS system ( 4 .) or payment system ( 7 .) controlled premium network access system ( 11 .) Method according to one of the preceding claims, characterized in that a business transaction or payment transaction takes place a premium network access module authorization calculation or determination ( 10th ) and the calculated calculated premium network access data into a premium network access controller ( 11 .) via any interfaces from a first database ( 4 .) into a second database ( 11 .) are handed over or transmitted. POS terminal POS system ( 4 .) or payment system ( 7 .) controlled premium network access system ( 11 .) Method according to one of the preceding claims, characterized in that the customer cards, credit cards ( 2 Identifications in a Premium Network Access Controller Server ( 11 .) and Premium Network Access Controller Account ( 11 .) and multifunctional in the customer cards, credit cards ( 2 .) Database and in the premium network access controller database ( 11 .) parallel simultaneously at least logically linked and used. ATM ( 4 .) characterized in that after a business transaction, or after a cash withdrawal, the withdrawing customers ( 1 .) a Premium Network Access ( 12 .) into a premium network access controller ( 11 .) associated with its identification automatically credits a premium network access time or volume ( 5th ) and by the user in the network ( 12 .) is consumed. POS terminal POS system ( 4 .) or payment system ( 7 .) controlled premium network access system ( 11 .) Method according to one of the preceding claims, characterized in that by the customer cards, credit cards or cash payment in a revenue or payment dependent to online bonus program network access premium converter, data converter, coupler signal transmitter, cash register or cash terminal and online premium network access controller connecting and data transfer calculator or server module generated and into the premium network access controller server ( 11 .) and Premium Network Access Controller Account ( 11 .) acquired network access permissions by a to the POS terminal POS system ( 4 .) or payment system ( 7 .) or system-connected printers, the access code is printed out and enabled by entering the customers for premium network access.